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Used
Kia Optima
for sale
near
Carmel, IN
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2020 Kia Optima LX
Vehicle information
Features
Reviews
I purchased my auto from Indy Auto Man company and wish
I purchased my auto from Indy Auto Man company and wish to share my feedback. Dealing with the car exchange, financial issues, approval, and paperwork had me feeling a bit on edge. But Tyler walked me through the process, and Austin assisted with the financial part. I definitely recommend this place If you are looking for a dealer that understands your needs. I couldn't be happier with my navy blue Jeep Wagoner thanks to the entire team. I want to give a special thank you to Rhianna for making me feel at ease as soon as I walked into the dealership.
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!






Used
2016 Kia Optima SXL Turbo
Vehicle information
Features
Reviews
Great service Sam was very helpful Nice selection of
Great service Sam was very helpful Nice selection of cars and had a great deal
Perfect balance of comfort, performance, handling and
Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.
Vehicle information
Features
Reviews
Dalton at Andy Mohr Kia was very knowledgeable, attentive
Dalton at Andy Mohr Kia was very knowledgeable, attentive and helpful about the car we purchased.
We bough this car used in August from a Nissan dealer.
We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.






Used
2016 Kia Optima SX Turbo
Vehicle information
Features
Reviews
Oil change and tire rotation.
Oil change and tire rotation. John Bray is the type of employee that every company wants. He is very polite, professional and very customer oriented.
Good but not great?
So my car is a 2016 Kia Optima SX 2.0 Turbo GDI. I bought it with just under 60K miles and am just below 85K now. It was burning oil, but once I replaced my pvc or pcv valve ($30 at O'Reilly's), runs like a peach. So uniquely updated and ahead of the game for a 2016. Tough saying if I would recommend it because a quick google search will tell you that the car will probably give out at 150K miles. Transmission is probably the worst I've ever felt but it hasn't given out yet. OEM blow off valve thing is sick.






Used
2011 Kia Optima LX
Vehicle information
Features
Reviews
The rep who assisted us, Parker, was extremely helpful in
The rep who assisted us, Parker, was extremely helpful in answering all our questions and ensuring that we got exactly what we needed. He didn't mind as we looked over (and drove) more than one vehicle, and replied to all of our questions and concerns. We highly recommend!
Warranty & Guidelines
I love my Kia Optima, yes there's been a lot of recalls for Kia "but" they stand by there warranties. ("As long as you have followed warranty guidelines.")






Vehicle information
Features
Reviews
Vic took his time with us, did not rush, and had an
Vic took his time with us, did not rush, and had an answer for all of the questions we, my dad and I, had. He was patient and understand my needs. He did not try to pressure or convince us into buying anything. But I fell in love with the red Audi A4 2018. I was in and out in no time and the paperwork process was swift and simple. I couldn’t be happier.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver






Used
2017 Kia Optima SX Turbo
Vehicle information
Features
Reviews
Thank you for everything!
I purchased a truck from Crace Auto and it was exactly what I wanted. Priced fair and was exactly what they said it was. Thank you guys for all that you do
Best car I ever had
This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too






Used
2015 Kia Optima LX
Vehicle information
Features
Reviews
CarMax was prompt reaching out to me.
CarMax was prompt reaching out to me. When I looked at the car there was no pressure to buy it. I ended up getting something else and was quickly in and out of the dealership!
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.






Vehicle information
Features
Reviews
Good experience.
Good experience. I would highly recommend Carmel Motors. I was very impressed with their sales staff.
Would recommend for a cheap and reliable commuter
I've had my Optima for nearly a year now and nothing bad has happened so far, in 10 months I've put on 13,000 miles; from 74,000-87,000 miles and I haven't experienced a single issue. It looks good, runs reliably, and is comfortable on long drives. However, I feel that the acceleration is a little slow but hey, I'm 19, every teenager wants fast, but I'm really happy with my Optima and I definitely recommend it!






Vehicle information
Features
Reviews
Great Service!
We showed up 30 minutes until close and they were so understanding and kind. We found a Volvo we absolutely loved right away and they made the buying process so easy and fast for us. I will definitely come here again for my next vehicle. The gentleman that assisted us was so easy to talk to and friendlier than others we spoke with at other dealerships. I am so glad my friend told us to check them out because there is no way I could’ve asked for a better, safer vehicle for my husband within a reasonable price range.
One of the most reliable cars I've ever had.
One of the most reliable cars I've ever had. I brought it with a Savaged Title in 2020 due to a front end collison but someone rebuilt it very well. I got 4 years of use with NO PROBLEMS. When I say that car never broke down or needed parts replaced I mean it. Until the transmission went out after 4 1/2 years. Replaced it with a used one for $577 on 6/7/2024. Then on 7/6/2024 I was rear ended and hit so hard it locked the transmission. Not going to put more money into this car, but she was great while she lasted. Long story short, I'd highly recommend this budget car






Used
2013 Kia Optima LX
Vehicle information
Features
Reviews
Excellent customer service
West ,Mike and Ben they are the best.. the customer service they showed was above and beyond and they all make you fill at home. I recommend going to them to get a vehicle .
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.






Used
2018 Kia Optima LX
Vehicle information
Features
Reviews
Great to deal with!
Great to deal with! They made the car buying process very easy. Would highly recommend them when purchasing a vehicle in the Indy area.
Optima is a great car for the money!
Just traded in my 2013 for a 2018 with less than 18,000 miles on it. I loved my Optima and wanted another. This one is nice, but missing the heated steering wheel my other EX had. I like the looks of the cabin on my 2013 better than this one, but it’s not bad. It’s a smooth comfortable ride, good on gas and has some nice safety features. Definitely not disappointed.






Vehicle information
Features
Reviews
Salesperson was very helpful and knowledgeable.
Salesperson was very helpful and knowledgeable. Gave me the information I requested and answered all my questions.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.






Used
2016 Kia Optima LX
Vehicle information
Features
Reviews
Very pleased with our purchase.
My wife and I purchased a Cadillac XTS for from this dealership. Ralph, the salesman, was extremely helpful and upfront with everything about the car. I read all of the reviews and have to wonder the legitimacy of some of the terrible reviews after our experience. As with all used cars, you can get lemons. With this in mind, I would say that I do recommend this dealership or flying service and follow up.
A great vehicle
Apart from the navigation system not working correctly, there have been no problems in nearly 40000 Km. The mileage on the Hybrid appears to have changed when the system was reprogrammed, the short journey (under 2 Km) economy when new was around 6-6.5 L/100 Km it now runs about 8-9\L/100Km. On longer trips I get the lower figure stated. Is this normal? My opinion of the car otherwise is fantastic, it is comfortable with vivid acceleration good road holding and relaxing to drive.






Vehicle information
Features
Reviews
Very quick and easy, Dalton was very knowledgeable, easy
Very quick and easy, Dalton was very knowledgeable, easy going, allowed me to look and make sure I was getting what I wanted and not pushing a sale. From start to finish the staff were awesome with me and my wife.
I would like a new engine put in
I'm just frustrated about recall on my engine, I've had everything recall on my engine light comes on/off. 7 words or less,I drive 5 miles to work,I've replaced catalytic converter,






Used
2018 Kia Optima LX
Vehicle information
Features
Reviews
I love my 2018 Kia optima
I just purchased a 2018 Kia optima from a used dealership at first I was concerned. But it only has 48,000 miles on it. Now 51,000 I always thought Kia was a girl car. But as a man. I love it. It has plenty room in the back. The car runs smoothly and I like the safety alert it gives when another vehicle is to close on you. I didn't want to drive it to work but the gas mileage is much better than my 2004 Ford escape . I've had my Kia almost a month now and I'm still trying to figure out how to work the features. Yes I recommend this car. Even if you get one with 100,000 miles on it. It would still run great

Used
2019 Kia Optima LX
Vehicle information
Features
Reviews
The service department is very professional and friendly
The service department is very professional and friendly and the work is done in a timely manner. Wouldn’t have my car service nowhere else.
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.
Used
2016 Kia Optima SXL Turbo
Vehicle information
Features
Reviews
Ray Skillman Mitsubishi West
We have purchased four vehicles from Ray Skillman West Mitsubishi. We also have our vehicle serviced at Ray Skillman MITSUBISHI West. My husband and I will continue our business with MITSUBISHI West and have and will recommend Ray Skillman MITSUBISHI West To our family and friends they are awesome!!
Great quality and great value
I highly recommend this car for anyone looking for a good quality four-door four-cylinder sedan This 2016 Optima EX outperforms my 1998 Camry LE. Every bit as quiet and it’s actually fun to drive. Starting to lose a slight amount of oil with 85,000 miles on it. Engine was completely replaced and nothing out of pocket under Kia recall.
Used
2015 Kia Optima EX
Vehicle information
Features
Reviews
2022 outlander
Making financial decisions is always hard , but the team made it easy. Terry H and Andrew R helped us with our interest rate and got us a new 2022. They jumped through hoops to make it happen and we are in love with our new outlander.
Very satisfied owner
I don't ever write reviews, but will now. I've had this 2015 optima ex turbo 1.4 yrs and really performs well! Smooth ride and not bad on gas. Have had no engine problems. No issues but little head space in cabin . Anyone over 5 10 is in trouble. It feels solid/safe driving. The turbo really moves when power is needed.
Used
2020 Kia Optima SE
Vehicle information
Features
Reviews
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $20,000 by city
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Kia Optima under $20,000 in Carmel, IN
8 Great Deals out of 46 listings starting at $2,995
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Kia Optima under $20,000 in Westfield, IN
8 Great Deals out of 46 listings starting at $2,995
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Kia Optima under $20,000 in Meridian Hills, IN
8 Great Deals out of 44 listings starting at $2,995
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Kia Optima under $20,000 in Rocky Ripple, IN
8 Great Deals out of 45 listings starting at $2,995
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Kia Optima under $20,000 in Noblesville, IN
8 Great Deals out of 45 listings starting at $2,995
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Kia Optima under $20,000 in Zionsville, IN
8 Great Deals out of 45 listings starting at $2,995
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Kia Optima under $20,000 in Fishers, IN
8 Great Deals out of 45 listings starting at $2,995
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Kia Optima under $20,000 in Lawrence, IN
8 Great Deals out of 45 listings starting at $2,995
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Kia Optima under $20,000 in Whitestown, IN
8 Great Deals out of 45 listings starting at $2,995
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Kia Optima under $20,000 in Sheridan, IN
7 Great Deals out of 41 listings starting at $2,995
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Kia Optima under $20,000 in Cicero, IN
6 Great Deals out of 35 listings starting at $2,995
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Kia Optima under $20,000 in McCordsville, IN
8 Great Deals out of 45 listings starting at $2,995
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.