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Used Kia Optima for sale near Carol Stream, IL under $40,000

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59 matches 30 miles from 60188
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Ebony Black
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 22-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 8355
VIN: 5XXGN4A62CG016455

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Capital Auto Finance review

Loved the experience.

Loved the atmosphere and experience. Jeanna was an awesome help, even helped revise my insurance rates. I’ll be back to do business again! Thank you!

2012 Kia Optima EX Turbo review

One fine company

This car now has almost 170k miles.other than normal wear and tear and some recalls the car has been excellent. The real subject here is KIA . They have been a real stand up company. In my opinion KIA has had my back. KIA will be my next purchase

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 4-Cyl, 2.4 Liter
Stock #: 298
VIN: 5XXGT4L31LG388037

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

NB Motors Inc review

Very friendly and helpful service.

Very friendly and helpful service. They had no problem letting me take the car I was looking at to a shop to get inspected. Had Carfax available and even sent me home with a copy of it. Glad we were able to make a deal, Nick!

2020 Kia Optima LX review

Love this car!

Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: W1182
VIN: 5XXGT4L3XLG420421

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2020 Kia Optima LX review

Great car for the money.

164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 6-Speed A/T
Engine: 185.0HP 2.4L 4 Cylinder Engine Gasoline Fuel
VIN: 5XXGT4L32KG375733

Reviews

2019 Kia Optima S review

Satisfying decision

Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.

Vehicle information

Ext. color: Black
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27926884
VIN: 5XXGN4A70FG478946

Features

Convenience: Heated Steering Wheel
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera
Seating: Leather Seats, Memory Seat

Reviews

CarMax Schaumburg review

Purchase cars thier away happy with staff and serv

Bought 4 cars thier in 10 years they our best in sales and service staff the best service is out standing they care alot for customers

2015 Kia Optima EX review

Not too bad!

There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 3369
VIN: 5XXGT4L35LG397601

Features

Convenience: Keyless Start, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

West Chicago Auto Mall review

This was by far the best car buying experience EVER!

This was by far the best car buying experience EVER! Victor was professional , prompt and made sure our transaction ran smooth from start to finish ! Victor took extra time to show us all the cool features our new Toyota Corolla has. The finance guy made sure we got the best rate and helped us find the best deal for an extended warranty. Can not say enough good things about this dealership and the entire team at West Chicago auto mall

2020 Kia Optima S review

We love the car but one major flaw.

We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!

Vehicle information

Ext. color: Sangria
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: MK250612A
VIN: 5XXGU4L10KG344184

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Castle Kia McHenry review

Extremely professional and sleek process working with

Extremely professional and sleek process working with this dealership. You can tell they carefully pick employees that represent and uphold knowledge and professionalism. Was a very non stressful process and will definitely buy my next car here.

2019 Kia Optima EX review

Excellent value for an everyday vehicle

This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: OL3104
VIN: KNAGT4L38G5086543

Features

Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Napleton's Arlington Heights Chrysler Dodge Jeep RAM review

Elvir and Matt did a great job and I was pleased with the

Elvir and Matt did a great job and I was pleased with the attention, negotiation and the car I got.

2016 Kia Optima LX review

Perfect balance of comfort, performance, handling and

Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.

Vehicle information

Ext. color: Black
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 26992269
VIN: 5XXGU4L11KG372799

Features

Convenience: Heated Steering Wheel, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning
Seating: Leather Seats, Memory Seat

Reviews

CarMax Oak Lawn review

Good selecrion

Wide selection and no haggle are a plus over other dealerships. I like being able to see how many different makes and models. CarMax is the only place I will shop

2019 Kia Optima EX review

Great car

Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth

Vehicle information

Ext. color: Purple
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27752994
VIN: 5XXGT4L32JG239584

Features

Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor

Reviews

CarMax Hillside (Eisenhower Expy) review

Good experience fast service

I had a good experience with Chris Price awesome sales man.. no pushy sales tactics.. he was honest and straight to the point.. I have bad credit.. and was turned down from alot of different dealers Marino, Hawk,Naperville and Shermans.. all said No.. but Carmax have me thre car I wanted wth super low miles.. Thanx Chris you a good guy 🤗

2018 Kia Optima LX review

I love my optima but sunroof guide is broken little part

I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver

Vehicle information

Ext. color: Sangria
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Regular Unleaded I-4 2.4 L/144
Stock #: 91487
VIN: 5XXGT4L30LG402252

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Lombard Toyota review

Lombard Toyota was such a great experience!

Lombard Toyota was such a great experience! They were patient and a pleasure to work with.

2020 Kia Optima LX review

Beautiful Car!

I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: P20806A
VIN: 5XXGT4L31LG420114

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Elgin Toyota review

An overall great service experience when ever my out of

An overall great service experience when ever my out of warranty Lexus needs service. Comfortable and clean lounge areas with plush chairs for waiting and plenty of connections for laptops or phones if you need to do some work while waiting. I always work with Darryl who does an exceptional job for me. He’s very professional as well as being personable. Ask him anything about the work that needs to be done and he always has the correct answer. Darryl is one of the reasons I keep coming back to Elgin Toyota

2020 Kia Optima LX review

Great car! Handles wonderful!

Loved the Optima after upgrading from a Forte due to highway issues with it. Lots of room, dashboard has all the bells & whistles you could want. Quick pickup, gas mileage is great if you aren't using the A/C which burns gas fast. It's a great car and I loved it! Unfortunately turning it in after nearly 3 years due to mechanical issues. Battery went after 1 year of use, starter just went on it 2 days ago, collision warning system keeps shutting down while just driving with error message. Everything was covered under warranty, but I never had these fast problems with my Toyota's. Trading it in tomorrow for something else. Plus they did away with the Optima line.

Vehicle information

Ext. color: Burgundy
Int. color: TAN
Drivetrain: Rear-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27753505
VIN: 5XXGM4A76EG343942

Features

Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels

Reviews

CarMax Schaumburg review

Yesterday I purchased a car by phone for the first time.

Yesterday I purchased a car by phone for the first time. As a senior citizen I sold my car on the 9th of March thinking I would get totally travel by taxi or Uber or Lyft but I under estimated the value of getting up and going when you like. The team at CarMax from beginning to directions to the highway were the very best. Each and every member made me feel valued as a customer. And feel like they were treating me like they would their family members. You could not ask for more than that. Bj

2014 Kia Optima LX review

I bought this car used from friend they did have motor

I bought this car used from friend they did have motor problem but they bought it new so kia replaced motor and my daughter drove it couple years then when she graduated I took Kia and bought her new car for her and grandkids and I have been happy with it. It's my everyday car because it gets great MPG. It's got 160k miles about 50K on new motor. So far no issues just keep her up to date on oil changes and stuff. It's 1st Kia I ever owned and I would definitely give them another go if time to buy another vehicle.

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 16499
VIN: KNAGM4A72D5395231

Features

Convenience: Keyless Entry
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Premier Auto Works Inc review

Today I purchased a 2017 Nissan Sentra SR and it was a

Today I purchased a 2017 Nissan Sentra SR and it was a great experience. My salesman, Arman met and exceeded my expectations. Very friendly and knowledgeable. Answered all my questions. Kevin is the finance manager and got me out the door in about an hour or less! Straight forward pricing! Best prices I have seen in a long time! I definitely recommend this place! Great thing about Premier Auto Works, you don’t feel pressured to buy or feel like you are being held hostage like at other dealership!

2013 Kia Optima LX review

I’ve purchased new my 2013 Kia Optima back in May 2013.

I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.

Vehicle information

Ext. color: Bright Silver Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: CU7134A
VIN: KNAGM4A72D5308332

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Countryside Mitsubishi review

See Farah at Countryside Mitsubishi with the car you want

See Farah at Countryside Mitsubishi with the car you want in mind and she will not stop until she finds it!!

2013 Kia Optima LX review

I bought this car new, and it has, and still is a great

I bought this car new, and it has, and still is a great car. The fuel economy is awesome, getting 35 to 37 MPG on the highway, and the only costs have been normal costs, which include general maintenance items such as oil changes, freon, tires, and batteries. The only minor issue is that the passenger seat sets low, and the height is not adjustable.

Vehicle information

Ext. color: Horizon Blue
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: CYC-093258
VIN: 5XXGU4L36GG093258

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Your Choice Auto Sales of Crestwood review

Zee, who attended to me, was absolutely amazing,

Zee, who attended to me, was absolutely amazing, professional, kind, and attentive throughout the process. The entire process to completing the purchase, was smooth and stress-free. I appreciate the level of care and professionalism shown.

2016 Kia Optima EX review

We bough this car used in August from a Nissan dealer.

We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.

Vehicle information

Ext. color: Platinum Graphite
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: Q9436A
VIN: 5XXGU4L30HG144299

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, HomeLink, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Schaumburg Toyota review

Nora was great!

Nora was great! Took the time to help find the right vehicle. She was patient and was great to work with! Mary G.

2017 Kia Optima EX review

Best car I ever had

This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: B25033A
VIN: 5XXGT4L37LG387667

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Zeigler Buick GMC of Lincolnwood review

Juan was excellent to work with, we quickly agreed on a

Juan was excellent to work with, we quickly agreed on a price, the vehicle was cleaned and ready to go by the time the paperwork was complete. Highly recommend.

Vehicle information

Ext. color: Bright Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: 2.4L I4 DOHC
Stock #: A25-017A
VIN: KNAGN4A74B5099394

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Ed Napleton Acura Kia review

Know how to work with customers always giving deals on

Know how to work with customers always giving deals on service. In service department. A one.

2011 Kia Optima EX review

Warranty & Guidelines

I love my Kia Optima, yes there's been a lot of recalls for Kia "but" they stand by there warranties. ("As long as you have followed warranty guidelines.")

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: L00838A
VIN: 5XXGT4L37KG325328

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

McGrath Kia Highland Park review

Great buying experience.

Great buying experience. I would highly recommend McGrath Kia to anyone looking to purchase new Kia vehicle.

2019 Kia Optima LX review

Couldn't have got a better car for $29000

I've got A 2&3 year old this car has exceeded my expectations. My Kia has so much room for the kids or just riding in traffic to enjoy the sun. I NEVER imagined I'd own a Kia but I'm so glad this is what I decided on. Ive always purchased vehicles solely on looks and mainly performance and the 2019 Kia Optima is on my top 3, It's great in city and on highways while also looking slick and almost like a much more expensive car. Love love the Kia, I gotta hand it to the engineers on this one. Plenty of space great gas mileage and is much more then your everyday original stock filled car options. I still feel like a kid rolling around in it. #STILLGOTIT#

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Used Kia Optima by price

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Kia Optima under $40,000 by city

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