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Used Kia Optima for sale near Cumberland, IN under $19,989

Filters 4 Year Trim Model Price & payment Make Mileage Ext. color All filters
43 matches 30 miles from 46229
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Used

2014 Kia Optima SXL Turbo

168,177 mi.
$7,500
Est. $137/mo*
Hare Honda
(402 reviews)
Avon, IN (20 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 20-31
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: HAH260741A
VIN: 5XXGR4A66EG279622

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Hare Honda review

Mike B is awesome!

August 21, 2025
By Shawn Smith from Avon Indiana

Mike B is awesome! Personable guy. We had a great experience. Would come back for sure. Worked with us in a difficult situation and we appreciated it.

2014 Kia Optima SXL Turbo review

I bought this car used from friend they did have motor

August 2, 2025
By TN Optima Driver from Tenn.
Owns this car

I bought this car used from friend they did have motor problem but they bought it new so kia replaced motor and my daughter drove it couple years then when she graduated I took Kia and bought her new car for her and grandkids and I have been happy with it. It's my everyday car because it gets great MPG. It's got 160k miles about 50K on new motor. So far no issues just keep her up to date on oil changes and stuff. It's 1st Kia I ever owned and I would definitely give them another go if time to buy another vehicle.

2020 Kia Optima LX

Used

2020 Kia Optima LX

98,462 mi.
$14,995
Est. $274/mo*
Andy Mohr Ford
(1,948 reviews)
Plainfield, IN (21 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Sparkling Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: F4500
VIN: 5XXGT4L33LG444382

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Andy Mohr Ford review

Corey was excellent and I love my new Ford Raptor!

November 9, 2025
By Brad from Seymour, Indiana

Corey was excellent and I love my new Ford Raptor! Ray did a great job on the financial side. The process was seamless and both have followed up already as well.

2020 Kia Optima LX review

Love this car!

February 20, 2025
By Brendan from New york
Owns this car

Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX View all 32 photos

Used

2013 Kia Optima LX

145,055 mi.
$6,991
Est. $128/mo*
York Chrysler Dodge Jeep Ram of Plainfield
(2,332 reviews)
Plainfield, IN (21 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Remington Red Metallic
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: PW25279Q
VIN: 5XXGM4A70DG206591

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

2013 Kia Optima LX review

I’ve purchased new my 2013 Kia Optima back in May 2013.

July 25, 2025
By Vickiegaf from Sherrills Ford, NC
Owns this car

I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.

There are additional matching cars outside your search area.

Sorted by premium dealers first

Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.

As a benefit to some of our dealer customers, we display their listings first.
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S
2019 Kia Optima S View all 29 photos

Used

2019 Kia Optima S

86,175 mi.
$12,982
Est. $237/mo*
Stoops Buick GMC of Muncie
Muncie, IN (42 mi.)

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: U361932
VIN: 5XXGT4L34KG361932

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX
2013 Kia Optima LX View all 49 photos

Used

2013 Kia Optima LX

129,468 mi.
$7,898 $100 price drop
Est. $144/mo*
Greg Hubler Hyundai
Muncie, IN (41 mi.)

Vehicle information

Ext. color: Ebony Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 4L027A
VIN: 5XXGM4A75DG190775

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
2014 Kia Optima EX
2014 Kia Optima EX
2014 Kia Optima EX
2014 Kia Optima EX
2014 Kia Optima EX
2014 Kia Optima EX View all 10 photos

Used

2014 Kia Optima EX

303,137 mi.
$3,988
Stoops Buick GMC of Muncie
Muncie, IN (42 mi.)

Vehicle information

Ext. color: Metal Bronze
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: VS260698
VIN: 5XXGN4A74EG260698

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX View all 25 photos

Used

2019 Kia Optima LX

138,381 mi.
$9,995
Est. $182/mo*
RightDrive
Muncie, IN (45 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Sangria
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: RM356516CON
VIN: 5XXGT4L39KG356516

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX
2019 Kia Optima LX View all 39 photos

Used

2019 Kia Optima LX

33,337 mi.
$14,499
Est. $264/mo*
AUTOBSA
Frankfort, IN (45 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 10643
VIN: 5XXGT4L37KG339746

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX
2015 Kia Optima EX View all 21 photos

Used

2015 Kia Optima EX

67,148 mi.
$6,900
Est. $126/mo*
First Line Motors
Jamestown, IN (36 mi.)
Call Check availability Check availability

Vehicle information

Ext. color: White
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: FG357574STK
VIN: 5XXGN4A79FG357574

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

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