Save your search and get notified when new inventory arrives.
Contact seller
Customize your budget
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.
Used
Kia Optima
for sale
near
Lake Zurich, IL
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Vehicle information
Features
Reviews
Currently under construction so some customers didn?
Currently under construction so some customers didn?t understand to pull their cars out of the way when they went in the trailer. A sign should be posted as such.
Best car I ever had
This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too






Vehicle information
Features
Reviews
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.
Vehicle information
Features
Reviews
They called promptly and gave me information about the
They called promptly and gave me information about the car but unfortunately this car wasn't eligible for a tax credit.
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.
Vehicle information
Features
Reviews
An overall great service experience when ever my out of
An overall great service experience when ever my out of warranty Lexus needs service. Comfortable and clean lounge areas with plush chairs for waiting and plenty of connections for laptops or phones if you need to do some work while waiting. I always work with Darryl who does an exceptional job for me. He’s very professional as well as being personable. Ask him anything about the work that needs to be done and he always has the correct answer. Darryl is one of the reasons I keep coming back to Elgin Toyota
I bought this car used from friend they did have motor
I bought this car used from friend they did have motor problem but they bought it new so kia replaced motor and my daughter drove it couple years then when she graduated I took Kia and bought her new car for her and grandkids and I have been happy with it. It's my everyday car because it gets great MPG. It's got 160k miles about 50K on new motor. So far no issues just keep her up to date on oil changes and stuff. It's 1st Kia I ever owned and I would definitely give them another go if time to buy another vehicle.
Vehicle information
Features
Reviews
I had an amazing experience at this Toyota dealership!
I had an amazing experience at this Toyota dealership! From the moment I walked in, everyone was friendly and professional. A big shoutout to Luis Varela who helped me find the perfect car. He was knowledgeable, patient, and really listened to what I was looking for. Thanks to Luis, I drove away in a great car that fits my needs and budget perfectly. I highly recommend this dealership—and be sure to ask for Luis!
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver






Used
2020 Kia Optima LX
Vehicle information
Features
Reviews
Working with Stu was excellent.
Working with Stu was excellent. I really had a great experience it was quick, very thorough and just enjoyable
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
Used
2019 Kia Optima LX
Vehicle information
Features
Reviews
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.
Vehicle information
Features
Reviews
Michelle is the reason I service my car as she is always
Michelle is the reason I service my car as she is always greets me with a smile and makes sure to tell The specials at Dunkin Donuts and I look forward to my service as she is friendly to all customers in waiting area! Kudos to Michelle keep up the good works!
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.
There are additional matching cars outside your search area.
Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.
As a benefit to some of our dealer customers, we display their listings first.
Vehicle information
Features






Vehicle information
Features






Used
2015 Kia Optima LX
Vehicle information
Features






Vehicle information
Features






Used
2015 Kia Optima SX
Vehicle information
Features






Used
2013 Kia Optima LX
Vehicle information
Features






Vehicle information
Features






Vehicle information
Features






Used
2020 Kia Optima LX
Vehicle information
Features






Used
2018 Kia Optima EX
Vehicle information
Features
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $20,000 by city
-
Kia Optima under $20,000 in Lake Zurich, IL
12 Great Deals out of 41 listings starting at $3,000
-
Kia Optima under $20,000 in Forest Lake, IL
14 Great Deals out of 48 listings starting at $3,000
-
Kia Optima under $20,000 in Deer Park, IL
15 Great Deals out of 53 listings starting at $3,000
-
Kia Optima under $20,000 in Kildeer, IL
15 Great Deals out of 51 listings starting at $3,000
-
Kia Optima under $20,000 in North Barrington, IL
10 Great Deals out of 38 listings starting at $3,000
-
Kia Optima under $20,000 in Hawthorn Woods, IL
10 Great Deals out of 38 listings starting at $3,000
-
Kia Optima under $20,000 in Barrington, IL
12 Great Deals out of 43 listings starting at $4,654
-
Kia Optima under $20,000 in Long Grove, IL
15 Great Deals out of 49 listings starting at $3,000
-
Kia Optima under $20,000 in Tower Lakes, IL
9 Great Deals out of 37 listings starting at $3,000
-
Kia Optima under $20,000 in Lake Barrington, IL
9 Great Deals out of 37 listings starting at $3,000
-
Kia Optima under $20,000 in Inverness, IL
17 Great Deals out of 54 listings starting at $4,654
-
Kia Optima under $20,000 in Palatine, IL
17 Great Deals out of 54 listings starting at $4,654
- ${price_badge()}
- ${ami_badge()}
- ${battery_badge()}${ev_report_link()}
- ${hot_car_badge()}
- ${award_badge()}
- ${cpo_badge()}
${price_badge_description}
${ami_badge_description}
The EV Battery Rating is based on this vehicle's current expected range relative to the vehicles expected range when new. ${battery_badge_text}
This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.