Save your search and get notified when new inventory arrives.
Contact seller
Customize your budget
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.
Used
Kia Optima
for sale
near
Meridian Hills, IN
under $100,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2016 Kia Optima SX Turbo
Vehicle information
Features
Reviews
Never been treated so well, everyone treated me like
Never been treated so well, everyone treated me like family, the whole process was seamless from start to finish my salesman Garrett Steele was amazing and made it easy, from sales to financing to paperwork could not be more perfect.
Perfect balance of comfort, performance, handling and
Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.






Used
2011 Kia Optima LX
Vehicle information
Features
Reviews
Aaron and Gerard were great to work with.
Aaron and Gerard were great to work with. Aaron kept me out to speed with great communication throughout the process. They both did a great job at getting me a great deal on a used vehicle.
Warranty & Guidelines
I love my Kia Optima, yes there's been a lot of recalls for Kia "but" they stand by there warranties. ("As long as you have followed warranty guidelines.")
Vehicle information
Features
Reviews
Jonathan was super helpful and informed on what we looked
Jonathan was super helpful and informed on what we looked at. He made the whole experience quick and efficient. Love the new car 🚗
We bough this car used in August from a Nissan dealer.
We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.






Used
2016 Kia Optima LX
Vehicle information
Features
Reviews
Great Customer Service
I've had the best experience working with the whole team! Jordan is the best! It's always a pleasure to go in for service!
Good but not great?
So my car is a 2016 Kia Optima SX 2.0 Turbo GDI. I bought it with just under 60K miles and am just below 85K now. It was burning oil, but once I replaced my pvc or pcv valve ($30 at O'Reilly's), runs like a peach. So uniquely updated and ahead of the game for a 2016. Tough saying if I would recommend it because a quick google search will tell you that the car will probably give out at 150K miles. Transmission is probably the worst I've ever felt but it hasn't given out yet. OEM blow off valve thing is sick.






Vehicle information
Features
Reviews
My name is Elien .
My name is Elien . I bought two cars from there,it's the best place to look for a car. The service is excellent . Straight honest people no xx.I recommande everyone looking to buy a car to go there and ask Shaq.
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.






Vehicle information
Features
Reviews
Vic took his time with us, did not rush, and had an
Vic took his time with us, did not rush, and had an answer for all of the questions we, my dad and I, had. He was patient and understand my needs. He did not try to pressure or convince us into buying anything. But I fell in love with the red Audi A4 2018. I was in and out in no time and the paperwork process was swift and simple. I couldn’t be happier.
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!






Used
2018 Kia Optima LX
Vehicle information
Features
Reviews
Great to deal with!
Great to deal with! They made the car buying process very easy. Would highly recommend them when purchasing a vehicle in the Indy area.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver






Used
2015 Kia Optima LX
Vehicle information
Features
Reviews
Fabulous experience.
Fabulous experience. Worked with Angelica who patiently showed me vehicle after vehicle over several weeks. Finally found the perfect solution. She was terrific. Highly recommend.
Would recommend for a cheap and reliable commuter
I've had my Optima for nearly a year now and nothing bad has happened so far, in 10 months I've put on 13,000 miles; from 74,000-87,000 miles and I haven't experienced a single issue. It looks good, runs reliably, and is comfortable on long drives. However, I feel that the acceleration is a little slow but hey, I'm 19, every teenager wants fast, but I'm really happy with my Optima and I definitely recommend it!






Vehicle information
Features
Reviews
great experience!
I hate the car buying process. I do not like being pressured to make a decision on the spot, and I do not like haggling. American Imports made it easy... their pricing is very fair right up front, so I didn't need to haggle. Plus, the test driving process was easy, I didn't have to give a bunch of information or have to take the salesperson with me. I wasn't pressured to make a decision, I took a couple of days to think about it, then just went it and finalized the deal. I'll go back when I need to buy another car.
One of the most reliable cars I've ever had.
One of the most reliable cars I've ever had. I brought it with a Savaged Title in 2020 due to a front end collison but someone rebuilt it very well. I got 4 years of use with NO PROBLEMS. When I say that car never broke down or needed parts replaced I mean it. Until the transmission went out after 4 1/2 years. Replaced it with a used one for $577 on 6/7/2024. Then on 7/6/2024 I was rear ended and hit so hard it locked the transmission. Not going to put more money into this car, but she was great while she lasted. Long story short, I'd highly recommend this budget car






Used
2020 Kia Optima SE
Vehicle information
Features
Reviews
Ray peters takes care of me all the time and the service
Ray peters takes care of me all the time and the service department. He’s great.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.






Used
2019 Kia Optima LX
Vehicle information
Features
Reviews
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.






Vehicle information
Features
Reviews
I recently purchased a Tesla Model S and couldn’t be
I recently purchased a Tesla Model S and couldn’t be happier with the overall experience. Owen was very knowledgeable and helped ensure that the whole process went smoothly. He answered all my questions and took care of my trade in. I highly recommend both Carmel Motors and Owen.
Very satisfied owner
I don't ever write reviews, but will now. I've had this 2015 optima ex turbo 1.4 yrs and really performs well! Smooth ride and not bad on gas. Have had no engine problems. No issues but little head space in cabin . Anyone over 5 10 is in trouble. It feels solid/safe driving. The turbo really moves when power is needed.






Vehicle information
Features
Reviews
Very quick and easy, Dalton was very knowledgeable, easy
Very quick and easy, Dalton was very knowledgeable, easy going, allowed me to look and make sure I was getting what I wanted and not pushing a sale. From start to finish the staff were awesome with me and my wife.
I would like a new engine put in
I'm just frustrated about recall on my engine, I've had everything recall on my engine light comes on/off. 7 words or less,I drive 5 miles to work,I've replaced catalytic converter,






Used
2018 Kia Optima LX
Vehicle information
Features
Reviews
Thank you for everything!
I purchased a truck from Crace Auto and it was exactly what I wanted. Priced fair and was exactly what they said it was. Thank you guys for all that you do
Optima is a great car for the money!
Just traded in my 2013 for a 2018 with less than 18,000 miles on it. I loved my Optima and wanted another. This one is nice, but missing the heated steering wheel my other EX had. I like the looks of the cabin on my 2013 better than this one, but it’s not bad. It’s a smooth comfortable ride, good on gas and has some nice safety features. Definitely not disappointed.






Used
2013 Kia Optima LX
Vehicle information
Features
Reviews
Service Department is great.
Service Department is great. Seles Department is not the best. Had experience with an other Kia dealership and it was terrible.
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.






Vehicle information
Features
Reviews
Salesperson was very helpful and knowledgeable.
Salesperson was very helpful and knowledgeable. Gave me the information I requested and answered all my questions.
I love my 2018 Kia optima
I just purchased a 2018 Kia optima from a used dealership at first I was concerned. But it only has 48,000 miles on it. Now 51,000 I always thought Kia was a girl car. But as a man. I love it. It has plenty room in the back. The car runs smoothly and I like the safety alert it gives when another vehicle is to close on you. I didn't want to drive it to work but the gas mileage is much better than my 2004 Ford escape . I've had my Kia almost a month now and I'm still trying to figure out how to work the features. Yes I recommend this car. Even if you get one with 100,000 miles on it. It would still run great
Used
2016 Kia Optima SXL Turbo
Vehicle information
Features
Reviews
2022 outlander
Making financial decisions is always hard , but the team made it easy. Terry H and Andrew R helped us with our interest rate and got us a new 2022. They jumped through hoops to make it happen and we are in love with our new outlander.
A great vehicle
Apart from the navigation system not working correctly, there have been no problems in nearly 40000 Km. The mileage on the Hybrid appears to have changed when the system was reprogrammed, the short journey (under 2 Km) economy when new was around 6-6.5 L/100 Km it now runs about 8-9\L/100Km. On longer trips I get the lower figure stated. Is this normal? My opinion of the car otherwise is fantastic, it is comfortable with vivid acceleration good road holding and relaxing to drive.
Used
2015 Kia Optima EX
Vehicle information
Features
Reviews
What I wanted without the xx
They did what they said they would do, from trade in to finance, to price, and speed. They sold me a car the way I wanted to be sold a car! Very friendly and professional. I never felt pressured or deceived. They were up front about everything, from start to finish.
Sporty, reliable, and worth the money.
Outside of a few repairs it has performed flawlessly. The leather seats cracked well before 60kmi, and we're not covered under warranty. Multiple paint chips at the very edge of the hood, but overall very satisfied. I'm hard on my cars and this one has performed very well.
Used
2020 Kia Optima SE
Vehicle information
Features
Reviews
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
Vehicle information
Features
Reviews
Best experience ever!
Bought a 2022 Honda Civic Sport for my nephew. It was one of the best car buying experiences I’ve ever had. My nephew totaled his 2020 Hyundai Kona and said he’d like a Honda Civic. I had the pleasure of working with Rob Agee who couldn’t be more helpful or nice along with his manager Shelly. Rob has been with this dealership since 2009 and Shelly for 32 years. I own a funeral home and have purchased numerous cars through the years and never have I had this level of service. Lockhart Cadillac needs to take note. I let them know that I wanted to purchase a car for my nephews Christmas present. When we picked up the car, they had it in the show room with a big green bow on it. Made my nephew feel important and really rolled out the red carpet for us. They are first class people who know their product. In all the years I’ve bought Cadillacs, I rarely find the same salesperson when I go back. Ed Martin must take care of their people as Rob and Shelly both have many years at this dealership. If service is as good as the sales experience, I’ll be repeat customer many times over. Thank you Rob, Shelly and Ed Martin!
Beautiful Car!
I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $100,000 by city
-
Kia Optima under $100,000 in Meridian Hills, IN
9 Great Deals out of 44 listings starting at $2,995
-
Kia Optima under $100,000 in Rocky Ripple, IN
9 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Carmel, IN
10 Great Deals out of 46 listings starting at $2,995
-
Kia Optima under $100,000 in Indianapolis, IN
9 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Speedway, IN
9 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Lawrence, IN
9 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Warren Park, IN
9 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Clermont, IN
9 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Westfield, IN
10 Great Deals out of 46 listings starting at $2,995
-
Kia Optima under $100,000 in Zionsville, IN
10 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Fishers, IN
9 Great Deals out of 45 listings starting at $2,995
-
Kia Optima under $100,000 in Whitestown, IN
10 Great Deals out of 45 listings starting at $2,995
- ${price_badge()}
- ${ami_badge()}
- ${battery_badge()}${ev_report_link()}
- ${hot_car_badge()}
- ${award_badge()}
- ${cpo_badge()}
${price_badge_description}
${ami_badge_description}
The EV Battery Rating is based on this vehicle's current expected range relative to the vehicles expected range when new. ${battery_badge_text}
This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.