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Used
Kia Optima
for sale
near
Saint Charles, IL
under $100,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






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Matt W.
Matt W. was very helpful in aiding and helping us find and finalize getting a new car! I would highly recommend him based off of his professionalism and knowledge!
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.






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I had a good experience buying my car from Chicago Cars
I had a good experience buying my car from Chicago Cars US. Albert was my salesman, who greeted us with a friendly demeanor. Albert was knowledgeable regarding my car and answered all of our questions. Chicago Cars US staff from Albert, Jacob and Chris were friendly and very professional. I will and have recommended Chicago Cars US to family and friends.
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.






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They called promptly and gave me information about the
They called promptly and gave me information about the car but unfortunately this car wasn't eligible for a tax credit.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver






Used
2018 Kia Optima LX
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Cadillac SRX
Felt welcome as I entered the door. Staff was available and when I asked for the sales person that I had been communicating with, salesperson was waiting.
Optima is a great car for the money!
Just traded in my 2013 for a 2018 with less than 18,000 miles on it. I loved my Optima and wanted another. This one is nice, but missing the heated steering wheel my other EX had. I like the looks of the cabin on my 2013 better than this one, but it’s not bad. It’s a smooth comfortable ride, good on gas and has some nice safety features. Definitely not disappointed.






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Jerry McDuffie has always been a pleasure to work with.
Jerry McDuffie has always been a pleasure to work with. Our family and friends have purchased several cars from him over the last 20 years. He always gives you a fair deal and takes the time to make sure you get the car that is right for you. He is very patient in dealing with us seniors who can be technically challenged about some of the new car features on today's modern cars. I highly recommend Jerry for anyone looking to buy a new or used car.
Best car I ever had
This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too






Used
2012 Kia Optima EX Turbo
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Car purchase
Great experience!! Bought a 13 rav4 finance Everything was quick and easy Thanks to Valerie and Ali for their help 100% recommended Go there!! Fast service I love the car Rav 4 from Toyota is one of the best vehicles made by Toyota They had another one but it was more money & not awd Thanks
One fine company
This car now has almost 170k miles.other than normal wear and tear and some recalls the car has been excellent. The real subject here is KIA . They have been a real stand up company. In my opinion KIA has had my back. KIA will be my next purchase






Used
2012 Kia Optima LX
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Reviews
Don't stop till you get to Nick Fisher.
Don't stop till you get to Nick Fisher. Everywhere else is second rate. Honest and easy, that's what buying a car is supposed to be like.
Even if it’s used, buy one!
I’ve owned a 2012 Kia Optima EX GDi 2.4L engine. Hands down, best car I have ever driven! After 8 years of daily driving and 135,000 miles later, she still handles like the day I drove her off the dealership lot. Very comfortable leather interior, that even though is years old, has not one crack or tear! Shifts smoothly, brakes smoothly and still has some get up and go when I put my foot down. Very safe car- Prior to this I owned an ‘11 Optima EX that I got into an accident in. The side and front airbags left me unscathed! All in all, I’m glad I went with Kia. You can never go wrong with that Kia reliability!






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Fabulous Exerience
Communicated with John Leno from the Schaumburg facility online. John understood my needs and responded quickly with Jeeps to review - after a bit of humming and hawing on my part, I changed my mind to trucks. I found a truck at another facility, John had it tranferred and within 2 days my soon to be truck arrived - and it is a beauty. John was training Matt and they both demonstrated immense knowledge throughout the interaction and I appreciated the ease of communication (not pushy). I cannot comment on the financing portion of the transaction, but closing went just as smoothly with Hubert and his supervisor. WHile impressed with my transaction I was also impressed with the amount of time that was placed on the training of new employees, or employees transferring. While yes my truck need a repair on the fog lights, it is covered under their warranty, I am highly impressed with my experience. From walking in the front door, to having John take my picture of me and my truck with a giant yellow ribbon... every individual at Carmax truly made the buying and trading experience a wonderful experience. Team Schaumburg, keep up the great work, each of you understand the true meaning of Customer Service, and that is important to some customers like me who still cherish old school values.
Would recommend for a cheap and reliable commuter
I've had my Optima for nearly a year now and nothing bad has happened so far, in 10 months I've put on 13,000 miles; from 74,000-87,000 miles and I haven't experienced a single issue. It looks good, runs reliably, and is comfortable on long drives. However, I feel that the acceleration is a little slow but hey, I'm 19, every teenager wants fast, but I'm really happy with my Optima and I definitely recommend it!






Used
2013 Kia Optima LX
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My experience is good but I’m looking for car is hai
My experience is good but I’m looking for car is hai price But staff is very good and great response 👍
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.






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Bought a car in a day
I needed to purchase a car due to an accident that was not my fault. A stressful situation already. Sultan Matariyeh was very helpful at comparing the options, matching them to my needs, and showing me all the features that were foreign to me. I highly recomend him as a saleperson at the Lombard Toyota.
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!






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Amazing is all I can say.
Amazing is all I can say. Bought a 2019 Range Rover. Two other dealerships wouldn’t even look at me, but they welcomed me and made me feel comfortable. I will definitely be back when I’m ready for another vehicle.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.






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Great job in and out.
Great job in and out. IT'S been a good experience so I will let people know.
I bought this car used from friend they did have motor
I bought this car used from friend they did have motor problem but they bought it new so kia replaced motor and my daughter drove it couple years then when she graduated I took Kia and bought her new car for her and grandkids and I have been happy with it. It's my everyday car because it gets great MPG. It's got 160k miles about 50K on new motor. So far no issues just keep her up to date on oil changes and stuff. It's 1st Kia I ever owned and I would definitely give them another go if time to buy another vehicle.






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Thank you, Tom and Alexandra for helping me get a great
Thank you, Tom and Alexandra for helping me get a great car. I hope you get a pay raise. These folks are very friendly and helpful to work with. Tom sent me lots of pictures and videos of the car so I could see it without having to go to the dealership. as soon as I paid for it, they sent it out in very short time. The car arrived in better condition than the pictures showed.Shipping was quick! I definitely recommend this dealership to everyone else.
Perfect balance of comfort, performance, handling and
Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.






Used
2016 Kia Optima LX
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Good experience fast service
I had a good experience with Chris Price awesome sales man.. no pushy sales tactics.. he was honest and straight to the point.. I have bad credit.. and was turned down from alot of different dealers Marino, Hawk,Naperville and Shermans.. all said No.. but Carmax have me thre car I wanted wth super low miles.. Thanx Chris you a good guy 🤗
We bough this car used in August from a Nissan dealer.
We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.



Used
2011 Kia Optima EX
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I’m so grateful for Disa, she was very informative and
I’m so grateful for Disa, she was very informative and knowledgeable in helping answer the questions I had regarding a vehicle I was interested in. Thank you so much Disa!
Warranty & Guidelines
I love my Kia Optima, yes there's been a lot of recalls for Kia "but" they stand by there warranties. ("As long as you have followed warranty guidelines.")






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Purchase cars thier away happy with staff and serv
Bought 4 cars thier in 10 years they our best in sales and service staff the best service is out standing they care alot for customers
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.
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An overall great service experience when ever my out of
An overall great service experience when ever my out of warranty Lexus needs service. Comfortable and clean lounge areas with plush chairs for waiting and plenty of connections for laptops or phones if you need to do some work while waiting. I always work with Darryl who does an exceptional job for me. He’s very professional as well as being personable. Ask him anything about the work that needs to be done and he always has the correct answer. Darryl is one of the reasons I keep coming back to Elgin Toyota
Great car
Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth
Used
2020 Kia Optima S
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Phenomenal service and quality car buying experience from
Phenomenal service and quality car buying experience from start to finish. I was sent to the dealership as a referral and GM Michael Chino reached out to connect with me right away. He was professional and sharp in his engagement. He made sure I was with the right team members and set a time for me to review vehicle options. Jay Hudson and Seth Greene partnered with me at the dealership to learn about Genesis and to find the right vehicle for my family's needs. Jay created an energetic and positive environment and Seth was exemplary in guiding me through the buying process. Each team member did their part and we were able to make a deal that was right for everyone. Quality job by all involved and the dealership itself was well kept and immaculate.
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
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Michelle is the reason I service my car as she is always
Michelle is the reason I service my car as she is always greets me with a smile and makes sure to tell The specials at Dunkin Donuts and I look forward to my service as she is friendly to all customers in waiting area! Kudos to Michelle keep up the good works!
Couldn't have got a better car for $29000
I've got A 2&3 year old this car has exceeded my expectations. My Kia has so much room for the kids or just riding in traffic to enjoy the sun. I NEVER imagined I'd own a Kia but I'm so glad this is what I decided on. Ive always purchased vehicles solely on looks and mainly performance and the 2019 Kia Optima is on my top 3, It's great in city and on highways while also looking slick and almost like a much more expensive car. Love love the Kia, I gotta hand it to the engineers on this one. Plenty of space great gas mileage and is much more then your everyday original stock filled car options. I still feel like a kid rolling around in it. #STILLGOTIT#
Used
2019 Kia Optima LX
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Excellent Choice for Value
I have a 2006 Kia Sportage LX with 100,700 miles on it. As you can tell, I don't particularly drive much. But my Sportage has been VERY reliable. (I call it "Ole Faithful.") In 15 yrs I haven't had to put much money into it. Other than a set of tires, a battery, and regular oil changes, I've had to put in an AC condenser and a power steering pump totalling about $1200.00 which isn't bad over 15 years of car ownership! When I decided to get another car for long distance road trips I immediately added the Optima to my short list. My priority was a mid-sized car with great safety ratings and features, and comfort. The other vehicles I considered were the 2019 Accord, Camry, and Sonata. After MONTHS of research I decided on the Optima S. I LOVE. LOVE, LOVE this car, and do not regret my choice one bit! It checked ALL my boxes, plenty of interior and trunk space, technology features, and of course safety (blindspot, rear cross traffic, lane keep assist among others). And as far as value for the money, Accord and Camry couldn't touch it. The gas milage is listed as a bit less that the Honda and Toyota, but I have been getting between 37 and 39 mpg highway, and 32 to 34 around town, so I really can't complain at all. I'd highly recommend adding this car to your list, to anyone looking for a mid-sized family car.
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2015 Kia Optima LX
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2017 Kia Optima LX
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Used
2020 Kia Optima LX
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Used
2019 Kia Optima S
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $100,000 by city
-
Kia Optima under $100,000 in St. Charles, IL
16 Great Deals out of 38 listings starting at $5,495
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Kia Optima under $100,000 in Saint Charles, IL
16 Great Deals out of 38 listings starting at $5,495
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Kia Optima under $100,000 in Geneva, IL
16 Great Deals out of 39 listings starting at $4,799
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Kia Optima under $100,000 in Wayne, IL
21 Great Deals out of 48 listings starting at $5,495
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Kia Optima under $100,000 in West Chicago, IL
24 Great Deals out of 53 listings starting at $4,799
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Kia Optima under $100,000 in South Elgin, IL
18 Great Deals out of 39 listings starting at $6,599
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Kia Optima under $100,000 in Batavia, IL
16 Great Deals out of 39 listings starting at $4,799
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Kia Optima under $100,000 in Campton Hills, IL
10 Great Deals out of 26 listings starting at $6,599
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Kia Optima under $100,000 in Bartlett, IL
26 Great Deals out of 55 listings starting at $5,495
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Kia Optima under $100,000 in North Aurora, IL
16 Great Deals out of 38 listings starting at $4,799
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Kia Optima under $100,000 in Elburn, IL
10 Great Deals out of 25 listings starting at $6,599
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Kia Optima under $100,000 in Elgin, IL
13 Great Deals out of 31 listings starting at $6,599
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.