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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
Kia Optima sedans
for sale
near
Cameron Park, CA
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.

Kia Certified
2020 Kia Optima LX
Vehicle information
Reviews
Very positive experience.
I had a very positive experience with Cameron in purchasing a pre-certified EV. He is transparent, reasonable in negotiations and is very knowledgeable. I’d purchase through him again. Steven in the finance department was great to work with as well. He made the signing of documents enjoyable.
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
Vehicle information
Features
Reviews
As always, Christopher and staff have provided excellent
As always, Christopher and staff have provided excellent customer service since I have purchased my vehicle.
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.
Vehicle information
Features
Reviews
I just wanted to take a few moments to share my
I just wanted to take a few moments to share my experience buying a vehicle from Lending Group Auto for my son, who just turned 16. When shopping for a car, it's hard to find a good car at a reasonable price. It's even harder to find people that demonstrate integrity… after all it’s the car business. Today I hit the jack pot and couldn’t be happier. I found a GREAT car at a GREAT price! And Jesse and Halim were absolutely outstanding to work with. Their professionalism, honesty and dedication to customer service made this a 5-STAR experience for me. No games, no B.S, and the vehicle was beautiful. All of the cars on their lot looked very nice and well-kept. Their show room was immaculate. I have been car shopping for weeks and test drove many cars from other lots. I could not believe how some of these other cars looked. But not at Lending Group Auto. My car was in excellent condition. They have pride in their vehicles and care a lot about their reputation. They also know the market well and price their cars competitively. But it was the professionalism of Jesse and Halim that really stood out for me. They went above and beyond and I am very grateful for their help. I’ve only had the car for a few hours but I’m confident I purchased a great car at a great price. I will absolutely refer everyone I know to Jesse and Kalim and I will return to Lending Group Auto when I’m in the market for another car. Thank you guys!
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.