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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
Kia Optima sedans
for sale
near
McClellan Park, CA
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Vehicle information
Features
Reviews
I just wanted to take a few moments to share my
I just wanted to take a few moments to share my experience buying a vehicle from Lending Group Auto for my son, who just turned 16. When shopping for a car, it's hard to find a good car at a reasonable price. It's even harder to find people that demonstrate integrity… after all it’s the car business. Today I hit the jack pot and couldn’t be happier. I found a GREAT car at a GREAT price! And Jesse and Halim were absolutely outstanding to work with. Their professionalism, honesty and dedication to customer service made this a 5-STAR experience for me. No games, no B.S, and the vehicle was beautiful. All of the cars on their lot looked very nice and well-kept. Their show room was immaculate. I have been car shopping for weeks and test drove many cars from other lots. I could not believe how some of these other cars looked. But not at Lending Group Auto. My car was in excellent condition. They have pride in their vehicles and care a lot about their reputation. They also know the market well and price their cars competitively. But it was the professionalism of Jesse and Halim that really stood out for me. They went above and beyond and I am very grateful for their help. I’ve only had the car for a few hours but I’m confident I purchased a great car at a great price. I will absolutely refer everyone I know to Jesse and Kalim and I will return to Lending Group Auto when I’m in the market for another car. Thank you guys!
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
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Reviews
Great service, vehicle had to stay there for a while due
Great service, vehicle had to stay there for a while due to recall, great loaner vehicle, always kept in the loop and updated on what’s going on. Nick from the service department was really helpful and professional.
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.
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Reviews
As always, Christopher and staff have provided excellent
As always, Christopher and staff have provided excellent customer service since I have purchased my vehicle.
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.

Kia Certified
2020 Kia Optima LX
Vehicle information
Reviews
Very positive experience.
I had a very positive experience with Cameron in purchasing a pre-certified EV. He is transparent, reasonable in negotiations and is very knowledgeable. I’d purchase through him again. Steven in the finance department was great to work with as well. He made the signing of documents enjoyable.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.
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The Kia redesign is real.
The Kia redesign is real. I was really impressed with the style and level of detail. Really love our new 2025 EV6. Tonee Lee was the best salesperson I worked with across all of the dealers at Elk Grove Auto Mall. I couldn't be happier with how engaging he made the test drive and how easy he made my lease of my brand new EV6. He gave me no pressure at all but just wanted to make sure me and my wife got the car we wanted. It was our first time buying a car in 15 years and our first look at EVs. He really gave the best introduction I could've asked for and really tried to make sure we were getting exactly what we wanted. He also made sure to take care of us with ANY issue with the car or touch ups and even greeted us at our service appointments. Go see Tonee. Love our new car - can't stop driving it!
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.