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Used Kia cars for sale near Acworth, GA under $99,989

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502 matches 30 miles from 30101
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Est. $400 /mo*
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Kia Certified

2023 Kia Rio S

30,708 mi.
$15,930 $989 price drop
Ed Voyles Kia
(681 reviews)
Smyrna, GA
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Kia Certified

2023 Kia Rio S

18,169 mi.
$16,581 $492 price drop
Ed Voyles Kia
(681 reviews)
Smyrna, GA

Vehicle information

Ext. color: Sapphire Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 1.6L I4 16V GDI DOHC Turbo
Stock #: 251245A
VIN: 5XXG64J27MG045462

Features

Convenience: Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Town Center Nissan review

Vidal was so considerate of our situation and went up and

Vidal was so considerate of our situation and went up and beyond to meet our needs in a kind and loving way.

2021 Kia K5 GT-Line review

Great car overall!

I’m in love with this car. I love the features with my EX trim. Heated/cooled seats. Sunroof and wood grain interior. The only issue I have is I’ve never owned a car with CVT. It feels a bit odd at times compared to my previous cars. But anything is better than dealing with Ford’s DCT.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 51-46
Fuel type: Gasoline
Transmission: 6-Speed Dual Clutch
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: A01156A
VIN: KNDCB3LC5K5223509

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Carriage Kia of Alpharetta review

Great, easy experience.

Great, easy experience. Tara was incredible. She admitted right away she was very new and whatever answer she did not have, she would get. We learned the Telluride together. The team there supported her through the process, thus supported us. Would absolutely consider buying another car with the team there.

2019 Kia Niro LX review

MPG far exceeds EPA rating during warm/hot months with an

MPG far exceeds EPA rating during warm/hot months with an average of 50-55mpg during regular commute. it does drop during winter months but it bounces right backup as soon as warmer temperature. Touring model has '18 wheels and excellent for long distance ride and everything works seamlessly and rock solid reliable with 60k odo on original tire. Niro has safety system that the our new Lexus NX350 that cost 2x as much doesn't have. sound is automatically reduced when reversing.

Vehicle information

Ext. color: Glacial White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: Gamma-II 1.6L I-4 gasoline direct injection, DOHC, CVVD variable
Stock #: ER76383A
VIN: 5XXG34J21MG029508

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Pugmire Ford Cartersville review

Mike lewis at pugmire of cartersville.

Mike lewis at pugmire of cartersville. Was awesome with work with tried to get the process done as quick as he could,even being very shorthanded with staff we got it done! I heard multiple people come in asking for him he killed it for me got me approved pretty quick.

2021 Kia K5 EX review

Go see Dave S for all your car needs. Love there w

Worked with Dave S. Went in thinking I would not get approved on a car. He was very knowledgeable and answered all my questions that I had. I highly recommend Dave.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 21-25
Fuel type: Gasoline
Transmission: Automatic
Engine: Regular Unleaded I-4 2.4 L/144
Stock #: AC36740B
VIN: KNDPNCAC3H7058911

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Bluetooth®, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Ed Voyles Acura review

All great, as usual.

All great, as usual. Excellent service. Great space. No xx estimates, at a fairly reasonable price.

2017 Kia Sportage EX review

This is a very good car dont listen to all these other

This is a very good car dont listen to all these other comments they just dont know how to drive this is a great car brand i recomend for any age group

Vehicle information

Ext. color: Deep Sea Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: 065867
VIN: 3KPF24AD3KE065867

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Elite Automotive LLC review

Awesome dealership!

Awesome dealership! I can always reach out to them if I have any questions. Amazing!

2019 Kia Forte LXS review

Longterm Kia 2019 XLS Awesome!👍

I am a long time owner of a Kia Forte 2019 bought it in 2018. I have almost had it for 5 years now. It has around 80,000 miles of trouble-free driving. I do the necessary maintenance that's it. The pros of this car it's easy on the eyes and easy to pay for. It didn't take me long to double my payments and pay this wonderful machine off. I also like the fact I don't have to go to the gas pumps much. I can go 435 miles on a simple tank of gas. I get about 43.5 miles a gallon highway and average around 34.5 City and mix driving. I love all of the safety features I have lane keep assist frontal crash anti-lock braking and traction control. I even have done some pretty good snow driving with all season radials Continental. It also has a neat feature where it will drive by itself for about a minute. I have the XLS model. So yes I have the Ivt transmission it has worked very well. I don't understand why everybody was so insecure about this Ivt drivetrain it is ran on a chain not a belt. I have nothing but great things to say about Kia engineering. I don't know why but for some reason the 2019 Kia Forte does not have many of the problems associated in the news. I also have the new anti-theft that Kia Motors placed at no charge to me. I think the days are gone when you can complain about Kia recalls. I think we've seen in the news even Honda, Toyota and Nissan have all had recalls also. I feel like Kia turned a big corner in 2013 on making great automobiles. I like them because they're easy on the budget and very reliable and good on gas. I also like the fact there is a lot of room that comes with these vehicles. I also have a Kia Sorento V6 2019 that is also been a good vehicle. Like they say Kia has the power to surprise. Forget keeping up with the Jones get a car that will save you money.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 12540
VIN: 5XXGT4L31LG442808

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Carscatch review

I've bought a truck from cars catch in 2020. 5 sta

Thanks for the experience. The selection was great, and the customer service was exceptional. I would recommendcars catch to anyone who wants a great car.

2020 Kia Optima S review

Love this car!

Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: A/T
Engine: 260.0HP 2.0L 4 Cylinder Engine Gasoline Fuel
VIN: KNDPC3A69G7806463

Features

Convenience: Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera
Seating: Leather Seats

Reviews

2016 Kia Sportage SX review

LOVE MY NEW RIDE!

This vehicle handles so great; very easy and comfortable! There is plenty of leg room and passenger room. The dash is easy to navigate and a really fun vehicle to drive. I LOVE it! And, so does my co-pilot, 26 year old son with Down Syndrome -- it met his approval too!

Vehicle information

Ext. color: Black Cherry Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: DP0066
VIN: KNDPM3AC6N7987991

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2022 Kia Sportage LX review

Great value/performance

Style, comfort, safety and performance - great vehicle. Receive many compliments on the vehicle, but safety and performance are even more important. Great vehicle for the price.

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: LG415839STK
VIN: 5XXGT4L39LG415839

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2020 Kia Optima LX review

Great car for the money.

164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.

Vehicle information

Ext. color: Signal Red Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 28-37
Fuel type: Gasoline
Transmission: Automatic, 6-Spd
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, variable valve c
Stock #: 649522
VIN: KNADN4A38G6649522

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2016 Kia Rio EX review

Great car

My Kia Rio is the best car I have owned. It is affordable, reliable and while practical, fun. It's a great car. I'm so happy I chose this car.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-34
Fuel type: Gasoline
Transmission: Auto, 6-Spd Sportmatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, CVVT variable
Stock #: 184163
VIN: 5XXGU4L32JG184163

Features

Convenience: Cooled Seats, Heated Seats, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2018 Kia Optima EX review

I love my optima but sunroof guide is broken little part

I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver

Vehicle information

Ext. color: Bright Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Auto, 6-Spd Sportmatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 843529
VIN: KNDJX3A59G7843529

Features

Convenience: Keyless Entry, Remote Start
Entertainment: Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2016 Kia Soul ! review

Excellent Purchase as Far

I own a Kia Soul 2016 has currently 62,000 miles ,purchased it with 23,000 miles on it.So far its been a fantastic car. No maintenance issues. Keep up with all the recommended maintenance and I'm sure your have a long time vehicle.

Vehicle information

Ext. color: Sapphire Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 246865
VIN: 5XXG64J25RG246865

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2024 Kia K5 GT-Line review

Forward collision is dangerous it slams on the brakes and

Forward collision is dangerous it slams on the brakes and have you spinning. Roof is too low. Speakers are not good. Exterior falls apart very cheaply made car. Great on gas great body design. Love the synthetic leather & the infotainment screen.

Vehicle information

Ext. color: WHITE
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L
Stock #: 12982
VIN: KNADN5A34E6327706

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2014 Kia Rio EX review

Rust starting early . Other than that, great car !

Only problem , it started rusting second yr on trunk window area and trunk opening . Never have had that happen before . Never had a car ever do this

Vehicle information

Ext. color: Bright Silver
Int. color: Alpine Gray
Drivetrain: Front-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: G7866280STK
VIN: KNDPB3AC3G7866280

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2016 Kia Sportage LX review

GLC - Great Little Car

Purchased CPO - Certified Pre Owned - from a dealer. Needed a vehicle to tow an aluminum boat. Traded in a Soul. EX trim level provided all of the bells and whistles we wanted. And, included AWD that I wanted for launching and retrieving the boat. Drove it from Florida to the Grand Canyon and back. Really appreciated the heated and ventilated leather seats! The only downside is relatively poor gas mileage. Got 30-31 on the highway at 70 mph - which was not better than our Chrysler Town & Country with a larger engine moving more weight. (But it did best the T&C around town.) Sold it after we were both retired, stopped boating, and only need one vehicle. In my opinion, Sportages are undervalued. If you need a vehicle like Honda CR-V, Toyota Rav4, etc, suggest you consider a Sportage. Not as good resale value and fewer mpg, but you can save money on the purchase price.

Vehicle information

Ext. color: Orange
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: A/T
Engine: 147.0HP 2.0L 4 Cylinder Engine Gasoline Fuel
VIN: KNDJ23AU8L7048715

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, LED Headlights, Stability Control

Reviews

2020 Kia Soul S review

Over all Almost Perfect..

Love my KIA SOUL; wish it was Brand New. At my age It would be my best performance car in life.. I will never drive nothin else.. It is perfect in most all ways as for the performance concern.. I am 73.. " GO Granny GO. That is how I feel while driving my KIA.." Only wish it was a Brand New one Black , beigh interia..

Vehicle information

Ext. color: Dark Ocean Blue
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: 7522
VIN: KNDERCAA1N7318941

Features

Convenience: Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Motorvation review

Excelente lugar para comprar

Buen servicio buenos tratos muy recomendados de mi parte tienes una amplia variedad de vehículos nuevo y antiguos de colección. Con excelentes condiciones Un lugar muy bien equipado para todo trabajo

2022 Kia Seltos EX review

Sweet ride for the $

I've owned this car for a little over 10 months now, and I thoroughly enjoy it. Some of the things that could use some improvement would be road noise, speakers in the back are almost inaudible, placement of the infotainment screen is kind of odd, and maybe less plastic in the interior. As far as the engine goes and transmission, transmission runs smooth and the engine could use a little more get up and go. Of course I only have the 2.0L. The ride is pretty smooth and I don't feel too many bumps like I did in my Soul.

Vehicle information

Ext. color: Sparkling Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 383187C
VIN: 5XXGT4L36LG383187

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Cobb Luxury Cars review

Very professional to work with for car purchase as many

Very professional to work with for car purchase as many options were addressed. More cars to review later.

2020 Kia Optima LX review

We love the car but one major flaw.

We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!

Vehicle information

Ext. color: Gravity Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: M1789A
VIN: 5XXGT4L30LG381757

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Volkswagen of Marietta review

My wife and I were looking for a used car.

My wife and I were looking for a used car. Micah and Colin were very patient and walked us though the various features of the car we had selected. Overall, we’re very pleased.

2020 Kia Optima LX review

Beautiful Car!

I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.

Vehicle information

Ext. color: Aurora Black Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
Fuel type: Electric
Transmission: Automatic
Engine: Electric
Stock #: R6029706
VIN: KNDAFFS56R6029706

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port, WiFi Hotspot
Exterior: Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Drive A Dream review

Excellent team to work with.

Excellent team to work with. Friendly, understanding and patient. Great customer service all around. Would work with them again any time

2024 Kia EV9 Wind review

Ok, good car.

Ok, good car. Lots of great reviews online. We have a GT and let me say the biggest issue is technology. Tesla has set a high bar with customers. I expect EVs to fully integrate with mobile and to require less to do more. Kia is truly bombing here. Smart Key? About as difficult to setup as can be. Second Driver? It’s like Kia didn’t know the concept existed. Interconnected Experience? Kia Connect Reps don’t have my name or address, yet the app does? Online Experience, different architect, limited features, slow. It took two hours to get me and my wife setup. I gave up on the keys.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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