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Used Kia cars for sale near Elk Plain, WA under $1,000,000

Filters 3 Year Model Price & payment Make Mileage Body style Ext. color All filters
289 matches 30 miles from 98387
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Est. $400 /mo*
Down Payment
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Net trade-in value
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Months
72
APR
7.0%
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Vehicle information

Ext. color: Runway Red
Int. color: Black
Drivetrain: All-wheel Drive
Fuel type: Electric
Transmission: Automatic
Engine: Electric Motor
Stock #: CEV11069
VIN: KNDC4DLC0P5120683

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Kia of Puyallup review

Our service consultant Gavin was very professional and

Our service consultant Gavin was very professional and pleasant. He had answers for questions and was very matter-of-fact. I will be taking my Kia Stinger there for routine maintenance due to the excellent service I received.

2023 Kia EV6 GT-Line review

Game changing.

Game changing. Luxurious and affordable. Makes relying fully on an EV an easy and comfortable reality. This car goes head-to-head (and beyond) with any luxury sedan. With the regen mode (which you choose the level of with the paddle to the left of the wheel) it's easy to get above the standard range level. Has auto pilot, lane change guidance, and auto distance/speed adjustment which are really helpful for long or late-night drives. Find the EV6 groups on social media for helpful tips.

Vehicle information

Ext. color: Red
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28040149
VIN: KNDJ23AU8P7214169

Features

Convenience: Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning

Reviews

CarMax Puyallup review

Thank You CarMax !

The vehicles are top notch , the customer service is plus 10 , overall a wonderful experience in the purchase since our car was totaled. Thank you all there at CarMax for your professionalizm and help during this time. A Special Thank You too Zackery " what a salesman " .

2023 Kia Soul S review

The car has been nothing short of amazing for me, great

The car has been nothing short of amazing for me, great mpg, no issues with reliability has been a good city commuter and I'll most likely consider a new one when I'm in need of a new car.

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27863044
VIN: KNDJP3A52G7349030

Features

Convenience: Heated Steering Wheel, Navigation System
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera
Seating: Leather Seats

Reviews

CarMax Renton review

Easy process

I hate the back-and-forth of buying a car. There is none of that at Carmax. Prices are not negotiable but since you know how much a particular car is, you can shop around. I found the car I wanted was priced right compared to KBB and other listings with private and dealer sales. After I decided to purchase the car, I was out of there within 1 hour.

2016 Kia Soul + review

Excellent Purchase as Far

I own a Kia Soul 2016 has currently 62,000 miles ,purchased it with 23,000 miles on it.So far its been a fantastic car. No maintenance issues. Keep up with all the recommended maintenance and I'm sure your have a long time vehicle.

Vehicle information

Ext. color: Steel Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: C11072
VIN: KNDJ23AU6P7885520

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Kia of Puyallup review

We have always bought used cars and drove them for years

We have always bought used cars and drove them for years and years. However, now in our retirement we wanted to purchase for the first time a new car that was a little more sporty with all the safety bells and whistles that are available on the market today. BRANDON PERRY was the perfect kind of salesman for us there at KIA of Puyallup. He understood what was important to us and was nearby to answer any questions we had. There was no hovering over us or undue pressure in any way. We have historically been Toyota people, and they have great cars for sure, but the competitive price and superior warranties that KIA has for new cars were what sold us. We had an exceptional experience at the dealership: first with Brandon, and also with the finance, optional warranties, and service people. We look forward to a positive relationship with this dealership because since we purchased a new vehicle there, we will be seeing them a couple of times a year with our free oil changes for life! We are happy customers, and recommend that you ask for BRANDON PERRY when you are ready to check out a new KIA.

2023 Kia Soul S review

The Kia Soul is great for commuting and getting around

The Kia Soul is great for commuting and getting around town. It gets very good mileage and has everything I need to get comfortably from point A to point B. It's not a "Grand Tourer." It won't set your heart aflutter as your roar down the interstate. But it's comfortable to drive, the styling is good (I kind of like the older model years slightly better), and the features are well thought out and valuable. I REALLY like the Kia Soul! The one I won now is my second one, and I wouldn't be surprised if I end up with another some day.

Vehicle information

Ext. color: Flare Red
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 port/direct injection, DOHC, CVVT variable valve contro
Stock #: C11057
VIN: KNDNB4H33R6394996

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Kia of Puyallup review

The staff there is great!

The staff there is great! I Just seen to be a day late and dollar short in getting the Sorento we want?! But the staff is friendly and knowledgeable.

2024 Kia Carnival LX review

Carnival sx 2024

Car is safety oriented. Has a VERY Steep learning curve, but once figured out very nice too drive, Manuals are lacking an interactive pdf, just a plain pdf. There are 4 manuals a lot to read. Car is long and wide so keep that in mind when taking turns. Most features can be customized under systems. I recommend sitting in car with manuals, and try out the features.

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Four-wheel Drive
MPG: 23-26
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27863080
VIN: KNDPVCDF7R7311218

Features

Convenience: Heated Steering Wheel, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning, Rain Sensing Wipers
Seating: Leather Seats

Reviews

CarMax Renton review

Great company

First, I'd like to say I'll never buy from a dealer (other than CarMax) again. This process was painless and positive. If you go to Renton - ask for TYSON - he was great. Laid back, informative, and what I value most - not pushy or slick. I told him some of the things I wanted in a car and he came up with the perfect choice for me. The signing took about 30 minutes and I was done. They filled up the tank - put a pretty bow on the car when I picked it up - and generally made me feel important and valued. I can't recommend this company enough!

2024 Kia Sportage EX review

Great customer service.

Great customer service. My Kia Sportage drives very comfortably. Love the heated seats. Great for carrying large items cause you can put the back seats down.

Vehicle information

Ext. color: Runway Red
Int. color: Charcoal
Drivetrain: Front-wheel Drive
Fuel type: Electric
Transmission: Automatic
Engine: Electric Motor
Stock #: CEV11037
VIN: KNDCE3LG8L5039113

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Kia of Puyallup review

We purchased both Sorentos here, 19’ and now 25’.

We purchased both Sorentos here, 19’ and now 25’. Andrew helped us from beginning to end and my family appreciated him so much. Thank you Andrew for everything.

2020 Kia Niro EV EX Premium review

Only worth buying with incentives.

Great car for trips around the city. A blast to drive. Good range. Maneuvers really well in tight spaces. I’m 6’ 2” and there’s plenty of room in front and back seats. Easy to charge. Inexpensive to maintain. However, the bench seats are extremely uncomfortable. Back up beep is way too loud and annoying. Not worth the price unless there are substantial state and federal incentives.

Vehicle information

Ext. color: Steel Gray
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 port/direct injection, DOHC, CVVT variable valve contro
Stock #: 60650
VIN: KNDPUCDF4R7311891

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Hertz Car Sales Seattle review

Hertz Car Sales

Carlos, Linda and Yuri were great! I got a 2013 Toyota Corolla with decent mileage for a great price.

2024 Kia Sportage LX review

I have the SX Prestige model and I love my car.

I have the SX Prestige model and I love my car. I love just about everything about my car from the numerous tech feature to the huge dashboard. After two years of owning the vehicle, I’m still finding features that I never knew existed. If I had to think of two things that I hated most about this car, they would have to be the lack of power and the gas version and the sunroof controls other than that great car

Vehicle information

Ext. color: Runway Red
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 46-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: C11074
VIN: KNDCC3LC8N5547121

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Kia of Puyallup review

My family has never had any complains with this dealship

My family has never had any complains with this dealship and service department ! I'd recommend this dealship to anyone interested in purchasing a Kia vehicle!!!

2022 Kia Niro Touring SE review

Great Vehicle

Have 14k miles on 2022 hybrid. Gets 50 mpg combined city and highway. Plenty of pep handles and corners well. Fantastic technology love the android auto. Plann on keeping this one, it has all need. Eric from Lombard IL

Vehicle information

Ext. color: Black
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27682596
VIN: KNDJN2A20G7328568

Features

Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels

Reviews

2016 Kia Soul review

No one answers the phone.

It has very hard time trying to get a KIA representative on the phone regarding the recalls. I no longer have a working computer, but I did wait 1 1/2 hours on the phone for assistance, really even longer more than a month before. I have been calling since August without any results until today 9/12/23

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: 2WD
MPG: 29-39
Fuel type: Gas
Transmission: Automatic
Engine: Gas
Stock #: 28139385
VIN: 3KPF24AD3NE482068

Features

Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®
Exterior: Alloy Wheels
Safety: Backup Camera, Lane Departure Warning

Reviews

CarMax Puyallup review

Great salesman that helped us!

Great salesman that helped us! He was very knowledgeable about the product there. Great experience!

2022 Kia Forte LXS review

I drive the 2023 Kia Forte GT Manual, and I couldn’t

I drive the 2023 Kia Forte GT Manual, and I couldn’t recommend this car more!! The only complaint I have is now that I’m trying to find a new car with a more fancy name to impress clients, I can’t find anything I enjoy nearly as much. The car is built on a BMW M3 chassis, has the luxury features and interior to match with an average combined fuel mileage of 34mpg and the reliability of a newly redesigned Kia. It handles phenomenally well and is unmatched within its price point. It loses value quickly (until the general population realizes their tech and reliability recently surpassed Toyota and Honda) so buy a used 2023 or 2022, and you’re smooth sailing. I drove this car from Philadelphia to Los Angeles and was complimented by strangers in almost every city I stopped in along the way!

Vehicle information

Ext. color: White
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 18-24
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28081569
VIN: KNDMB5C11H6325004

Features

Entertainment: Bluetooth®, Rear Seat Entertainment, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning
Seating: Leather Seats, Third Row Seating

Reviews

2017 Kia Sedona LX review

Incredible van, I own a 2013 Grand Caravan and he's a

Incredible van, I own a 2013 Grand Caravan and he's a complete different car.Kia got all you want for this type of vehicule.Confort, maniability for a minivan, versatility, reliability, for the value is unbeatable no question. 270k

Vehicle information

Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 32-35
Fuel type: Gasoline
Transmission: Manual
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 53731
VIN: KNADE163366127256

Features

Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

Vista Auto Sales review

These guys are great

Great and friendly salesman and super fast was in and out in about an hour. Absolutely love my new car. i will be buying from them again.

2006 Kia Rio5 SX review

Great Car, fuel efficient, best value!!!!!

I bought this new car in 2007 and never EVER had a problem with it!!! I have friends that have nissan, ford and all other expensive cars and they had to take it to the mechanic a couple of time at least. My car is a little jewel and so far (knock on wood) I had no problems at all.

Vehicle information

Ext. color: Tropical Red
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: 4-Speed Automatic with Overdrive
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 9731
VIN: KNADE163586401088

Features

Entertainment: CD Player

Reviews

Sunset Auto Wholesale review

Dodge Nitro

Ask for Chad, he was transparent about everything and very informative. He helped us and cleared all our questions. I definitely recommend getting your car from this dealership. 😊👍👍

2008 Kia Rio5 LX review

It's so great I bought a second one

A great reliable car that is easy to maintain. No bells or whistles, but it does have heated seats and keyless entry. I put a trailer hitch and roof rack on my 2008 and it is a great little workhorse. The interior is not fancy but it is very intuitive. I will be buying another once this one dies.

Vehicle information

Ext. color: Midnight Black
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 18-24
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 3.8L V6 24V GDI DOHC
Stock #: P58883A
VIN: 5XYP6DGC4RG489109

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Good Chevrolet review

A really great experience

Everything went well with Oliver as my salesman. He was upfront with me and explained things as needed. I consider it to be excellent and I appreciate that.

2024 Kia Telluride S review

Have driven just over 20,000 miles so far.

Have driven just over 20,000 miles so far. No issues. Drive between Clearwater and Gainesville regularly plus a couple other family trips and daily around town. Averages about 27 mpg at 75, quiet and pleasant ride. Trips were nice with good visibility front and back and plenty of room for stuff. Highly recommend.

Vehicle information

Ext. color: Steel Gray
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 port/direct injection, DOHC, CVVT variable valve contro
Stock #: P10732
VIN: KNDPUCAF0P7188284

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

2023 Kia Sportage LX review

Excellent SUV for a mid-size used vehicle the comfort and

Excellent SUV for a mid-size used vehicle the comfort and the way it drives are great very roomy on the inside two thumbs 👍🏾👍🏾 okay KIA

Vehicle information

Ext. color: Gravity Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: 60593
VIN: 3KPF24AD7RE783335

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Hertz Car Sales Seattle review

Great Prices and Sealection

The car I was interested in was sold but there were two others on the lot. After a test drive, I bought one. Great price and the car is in great conditon.

2024 Kia Forte LXS review

I bought my Forte LXS in Feb of 2024 and i've driven

I bought my Forte LXS in Feb of 2024 and i've driven 9,000 miles on it so far. it's been great and i prefer this over a Corolla or a Camry. on the highway i sometimes get fuel economy in the low 50's mpg and on average i get around 37 mpg combined. not bad at all. i bought this for $21K after taxes and registration. the value can't be beat imo.

Vehicle information

Ext. color: Molten
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Manual
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, variable valve c
Stock #: D7504589
VIN: KNDJT2A57D7504589

Features

Entertainment: Bluetooth®, CD Player, Satellite Radio
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

AutoNation Honda Renton review

AutoNation's service advisers are very polite and keep

AutoNation's service advisers are very polite and keep the car owner informed about progress and any recommended service. The service technicians are excellent and send videos and photos of the things that are recommended for repair. They won't just automatically start any recommended service until you reply about what recommended repairs you authorize to be completed.

2013 Kia Soul Base review

Best little Car

Fabulous car gets me anywhere I love it. It is a 2013 and still feels new to me. I love the storage and small size of car. Very safe.

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: M10615
VIN: KNDERCAA1R7515811

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Titus-Will Hyundai review

Great service, great experience, I am very happy.

I had a great experience. Ben Hooper was extremely helpful in getting me into the car i wanted. No high pressure or stress. He just made the process very simple, relaxed, and memorable. I would recommend this dealership to anyone looking for a vehicle and will come back when I am ready to purchase another vehicle.

2024 Kia Seltos EX review

We almost got in a wreck just now, the car in front of

We almost got in a wreck just now, the car in front of the car in front of US slammed on their breaks. Our Kia Seltos 2024 beeped and then my husband pushed the breaks...none of us hit each other!! Thank you, Kia!!!! It was scary, and I could tell our car noticed the sudden stop before we did!! Thank-you!!

Vehicle information

Ext. color: Snow White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Variable
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: M10936
VIN: 3KPF24ADXPE636407

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2023 Kia Forte LXS review

Bought the vehicle new in October of 2023.

Bought the vehicle new in October of 2023. Now it’s March of 2025. Have yet to have an issue🤞though have heard of common problems many have had. I’ve put roughly 20 k miles on the car in a year and a half (mostly interstate driving). Technology package is lovely and the vehicle has an overall stylish feel. It’s important to keep in mind, though, that you’re buying a 20k dollar vehicle from 2023. It’s plastics galore in there, so, though stylish, the material quality isn’t the best. If you’re someone who takes care of your things, you shouldn’t have an issue! Use the maintenance schedule found in the Owner’s manual and this vehicle should get you where you’re going for a reasonable amount of years. That being said, if you’re trying to decide between and LX[S] and GT (not including GT-Line), choose the GT. Though you’re paying a little extra, you get a standard transmission with real gears (the car has more power than you’d think too) rather than the CVT found in the LX[S] (and GT-line). CVT tech has greatly improved within recent years, but they’re still known to be problematic at times. All in all, this generation of Kia seems to be more reliable than most previous gens. Definitely a real deal competitor with the carolla/civic and worth the consideration!

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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