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Used Kia cars for sale near Waldwick, NJ under $8,447

Filters 3 Year Model Price & payment Make Mileage Body style Ext. color All filters
76 matches 30 miles from 07463
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Shadow Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Manual
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, variable valve c
Stock #: 339307T
VIN: KNDJN2A25G7339307

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Garden State Auto Boutique review

Great services!

Great services! Very honest team. I will recommend this place. Ask for noe when you get there.

2016 Kia Soul Base review

Excellent Purchase as Far

I own a Kia Soul 2016 has currently 62,000 miles ,purchased it with 23,000 miles on it.So far its been a fantastic car. No maintenance issues. Keep up with all the recommended maintenance and I'm sure your have a long time vehicle.

Vehicle information

Ext. color: Black
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 21-21
Fuel type: Gasoline
Transmission: Automatic 4-Speed
Engine: 2.7L V6
Stock #: 486859
VIN: KNDJE723387486859

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hooks
Safety: Stability Control

Reviews

Big T's Auto Sales LLC review

Thank you charlie for the amazing service, appreciate the

Thank you charlie for the amazing service, appreciate the deal, if you looking for a car this is the right place

2008 Kia Sportage EX review

I bought my Kia sportage used for 5000 best car I ever

I bought my Kia sportage used for 5000 best car I ever owned very little problems . Been very reliable. Love driving it would recommend to anybody

Vehicle information

Ext. color: Bright Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: KT4664
VIN: 5XYKTCA69CG253689

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Northstar Mitsubishi review

Great service at North Star Mitsubishi

Ray Valencia helped me with my car search at North Star and helped me lease a new Kia Niro. He was very patient and worked with me until I found something I liked and could afford. If you’re in search of a used or new car, North Star will work with you to find a car in your budget!

2012 Kia Sorento LX review

Kia's cars are as good as the dealership you go to

We traded our 2012Optima because of a brake issue the dealership couldn't find. I could've scanned the ABS myself but it was under warranty, so after MANY times to that dealership we switched to another and decided to trade it in and get a 2012 Sorento. The salesman assured us the CARFAX said the car was seviced including all the major components and specifically said,Engine, Transmission and complete driveline,within the 1st month we had oil consumption issues which was diagnosed as a bad engine after being stranded with it,we also had complained about the transmission having issues with it on a few occasions to the dealership now we're getting close to our 10 year warranty period and I'm worried that we'll be stuck with the bill. Our dealership now are awesome they do whatever they can to do right by us. So maybe I'm being paranoid but a couple thousand $$$ isn't something we can afford. We want to keep it if all is good,and might buy a used Kia again in a couple of months it all depends on what happens here.

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-25
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 3.5L V6
Stock #: 6382891
VIN: KNDMG4C7XB6382891

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Roof Rack
Safety: Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

Big T's Auto Sales LLC review

the cars are all extremely clean.

the cars are all extremely clean. and the salesman are also gentleman and speak with respect. cars are priced fairly and to sell. amazing dealership recommend for everyone

2011 Kia Sedona LX review

Oh yes baby

This car has lasted me over 10 years and it was a beautiful piece of metal. Over 240,000 miles and she was a sexy gal. She would be pushing over 115 on the highway with that V6 engine. God I miss her.

Vehicle information

Ext. color: Satin Metal
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 19-24
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Sportmatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 32240A
VIN: 5XYKTCA6XEG530045

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Honda of Mahwah review

Just bought my 4th Honda CRV.

Just bought my 4th Honda CRV. Knew what I wanted and how much I wanted to pay. Yousef / Abdel / Justin walked me through the process and we made a deal. Also bought the extended warranty due to a women in work had something go and it was $4000. I'm a worry wart so piece of mind is worth it to me. THANKS for walking me through all my questions and EARNING my business. Martin

2014 Kia Sorento LX review

2014 SXL, FWD.

2014 SXL, FWD. really nice vehicle.. great performance.. lots of high level luxury in the car.. including heated and cooled seats!! the touchscreen is easy to maneuver and the physical buttons make it very convenient and does not require that you take your eye's off the road. seats are very comfortable. I have two complaints. the chrome wheels.. almost impossible to prevent rust underneath.. would have preferred aluminum wheels instead. And the third row is useless and should never have been offered. Purchased vehicle used in 2016 with less than 3k miles on it. (really) Pleasure to drive, not to firm, not mushy.. great stereo.. I love this car!!!

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-25
Fuel type: Gasoline
Transmission: Automatic 4-Speed
Engine: 2.0L I4
Stock #: 7517225
VIN: KNDJF724187517225

Features

Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Tow Hooks
Safety: Stability Control

Reviews

Big T's Auto Sales LLC review

Amazing experience, great prices!

Amazing experience, great prices!! i bought my car here , they are very helpful , i really recommend this dealership, thank you guys again for everything

2008 Kia Sportage LX review

My sportage

I purchased it through a dealership recently and making payments on it, it's a 5 speed stick, it runs really Great, great gas mileage, has just over 95,000 miles on it, the engine is quiet, great pick up, I'm really glad I bought it

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 357283
VIN: 5XXGT4L36KG357283

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

OtoCity LLC review

The staff were phenomenal really helped me get into a

The staff were phenomenal really helped me get into a great car! I love how helpful and they were not pushy with me making a decision right then and there. Definitely best dealer service I been to.

2019 Kia Optima S review

Satisfying decision

Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-24
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 3.3L V6
Stock #: 183092
VIN: KNDMA5C11G6183092

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Big T's Auto Sales LLC review

Very happy this dealer is so professional.

Very happy this dealer is so professional. I recomend them all day long. Go see them as soon as possible.

2016 Kia Sedona L review

Best Value for the Price

The Sedona is the best all around choice for giving you comfort in every ride at a very reasonable price. Many features found in more expensive SUVs.

Vehicle information

Ext. color: Bright Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, variable valve c
Stock #: D7763714STK
VIN: KNDJT2A57D7763714

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2013 Kia Soul Base review

Best little Car

Fabulous car gets me anywhere I love it. It is a 2013 and still feels new to me. I love the storage and small size of car. Very safe.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 19-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.7L V-6 DOHC, regular unleaded, engine with 173HP
Stock #: 359500
VIN: KNDJE723577359500

Features

Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Stability Control

Reviews

Magic Auto Sales review

I recently bought a car here and the customer service was

I recently bought a car here and the customer service was exceptional! I did my due diligence to do research before finding this car. This dealership crossed every check off my list. And an extra shout out to Miguel for making everything possible. He went through extra measures just to ensure I walked away with exactly what I wanted. Thank you 100x

2007 Kia Sportage LX review

Little Piglett keeps on chugging....

I'm at 274,000 miles...The car engine and transmission are still fine (4cyl). Next week replacing the lower control arms and end links...maybe ball joints too. The only negative is the timing belt services...Costs about $1200...but with the price of new... it's still worth it. Maybe I can get to 400,000 miles?

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-38
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.0L I4 16V MPFI DOHC
Stock #: 047859-59
VIN: 3KPFL4A72HE047859

Features

Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Auto Spot LLC review

Abdullah and auto spot came through on great car.

Abdullah and auto spot came through on great car..thank you sending my future business

2017 Kia Forte S review

I have owned a Kia Forte for 7 years now.

I have owned a Kia Forte for 7 years now. My husband and I love it! We do regular oil changes and maintenance, and keep the car in the garage. At almost 60,000 miles it needed new tires and brakes, but that's not a big surprise. We LOVE the performance of this car -- the turbo function makes it fun to drive and great for passing. It's compact enough that we can park anywhere. And the hatchback is surprisingly large! We ended up selling our Toyota Camry and keeping our Kia because the Kia is a workhorse that hauled furniture and boxes for my husband's business. Way more room than the Camry when we needed to haul things or take our electric bikes on an adventure.

Vehicle information

Ext. color: Titanium Pearl Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, variable valve c
Stock #: 521644
VIN: KNDJT2A58D7521644

Features

Entertainment: Bluetooth®, CD Player, Satellite Radio
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Brooklyn Auto Mall review

I first purchased a car from Ralph in 2020!

I first purchased a car from Ralph in 2020! A great C300 Benz, LOW MILES & till this day it still runs like NEW! I still have the car no with issues ! Now I’m here to purchase my second car from Ralph I walked off the Lot same day with my New lexus! LOW MILES AGAIN! Ralph is the best! He works with you. He is patient! He is truly a professional businessman ! He’s going to make sure you leave his lot with THE CAR YOU WANT ! He wants to make sure everyone is satisfied!

2013 Kia Soul Base review

So Happy I Purchased this Car!!!

Comfortable! Reliable! Cool style that My Cool Dad would have Loved!!! Hassan at Kia Springfield chose this car for me. He was 100 percent correct! I will never buy a regular car again. To be lifted off floor is fantastic. I feel so safe driving it. I highly recommend Kia Soul!!!

Vehicle information

Ext. color: Clear White
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-25
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: ML-039675
VIN: KNDPMCAC6H7039675

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Auto Spot of Mountain Lakes review

⭐️⭐️⭐️⭐️⭐️ Amazing Experience with Alex at Auto Spot

⭐️⭐️⭐️⭐️⭐️ Amazing Experience with Alex at Auto Spot LLC I recently purchased a car from Auto Spot LLC in Mountain Lakes, NJ, and I had the pleasure of working with Alex. Let me just say, this guy is the real deal. From the moment I walked in, Alex’s impressive appearance and style made a strong first impression, and his intelligence and knowledge about cars sealed the deal. Alex is, without a doubt, one of the most talented salespeople I’ve ever come across. He wasn’t pushy at all; instead, he listened to what I needed, offered valuable insights, and helped me find the perfect car without any stress or pressure. His ability to balance professionalism with a warm, friendly demeanor made the entire experience enjoyable. If you’re in the market for a car, I highly recommend seeking out Alex at Auto Spot LLC. You’ll be working with someone who truly knows his stuff and genuinely cares about finding the right fit for you. Thanks, Alex, for making this one of the best car-buying experiences I’ve ever had! Would you like any adjustments to this review?

2017 Kia Sportage LX review

This is a very good car dont listen to all these other

This is a very good car dont listen to all these other comments they just dont know how to drive this is a great car brand i recomend for any age group

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 393652-52
VIN: KNDPMCAC2J7393652

Features

Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Auto Spot LLC review

Dallah helped me find the perfect car for my daughter

Dallah helped me find the perfect car for my daughter couldn’t be happier with the fast honest service !

2018 Kia Sportage LX review

I like some of the things they put on the car .

I like some of the things they put on the car . But it just a little to small for me and my family. We have five people in the house one with a car seat and I know it's not comfortable the other two because the car seat take up some of the room

Vehicle information

Ext. color: Shadow Black
Int. color: Gray 2-Tone
Drivetrain: Front-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Gamma 1.6L I-4 gasoline direct injection, DOHC, variable valve c
Stock #: 245915
VIN: KNDJN2A27G7245915

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Carz4Us review

Danny and Sal were outstanding.

Danny and Sal were outstanding. Will recommend them to all my friends and Co workers. Great costumer service.

2016 Kia Soul Base review

No one answers the phone.

It has very hard time trying to get a KIA representative on the phone regarding the recalls. I no longer have a working computer, but I did wait 1 1/2 hours on the phone for assistance, really even longer more than a month before. I have been calling since August without any results until today 9/12/23

Vehicle information

Ext. color: Clear White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I4 130hp 118ft. lbs.
Stock #: 28365
VIN: KNDJN2A29G7260450

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Brick City Motors review

In love with my knew car

I came here to buy my first car and was dealing with Gary he was honest from the beginning he really help me with my purchase and I didn't have insurance and the young lady who works there help me get cheap insurance I would definitely recommend this dealership.

2016 Kia Soul Base review

Rose

Adorable! I was so excited when I got my Kia Soul, it’s my second Kia product I had purchased which fits my budget. I noticed my soul had recalls, happy that there bein taking care off.. I love Driving it in the snow, lil Tank.

Vehicle information

Ext. color: Ebony Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, D-CVVT variab
Stock #: 311637-37
VIN: 5XXGT4L35KG311637

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Auto Spot of Mountain Lakes review

Just got a Bmw 528i 2016 from this dealership, the car

Just got a Bmw 528i 2016 from this dealership, the car was purchased exactly from a month ago, its been running good and no significant problems. I would like to thanks Alex for helping me out, when i went to buy i month ago the car had a check engine light, i asked Alex about it and he agreed to get it fixed for me which took 1 week, honestly i was a little disappointed at first but i trusted it them and they got it ready for me, and they were also good with the prices and no scams as i understood it was just a dealership fee. So, overall i would suggest this dealership as they didn't disappointment me much and thanks to Alex for helping me out.

2019 Kia Optima LX review

Excellent value for an everyday vehicle

This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.

Vehicle information

Ext. color: Titanium Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, D-CVVT variable valve co
Stock #: 550608A
VIN: KNDJP3A59J7550608

Features

Convenience: Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Cars Buyer Inc review

Pleasant Experience

I wanted to find an Audi Q5 on Cars.com. I found it and called in for details. The sales representative answered all of my questions, set me up for a test drive, and showed me the service department. The entire experience was easy and pleasant. Thanks again!

2018 Kia Soul + review

CARmazone Kia

Purchased my first ever vehicle yesterday from Mose Smith at CARmazone. He was friendly, knowledgeable, and professional. Pat (AKA the man in the tower😁) was such a nice and funny guy. They both found the perfect car for me on the first try! 🚘🏆 Also a huge shout out to Charlotte Torres for helping me schedule my appointment and for keeping me well informed prior to the appointment. Could not have been an easier experience in buying my 2018 KIA SOUL! I love it guys! 🤍🚘Thanks! 🤗🥳

Vehicle information

Ext. color: Sand Track
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I4 176hp 168ft. lbs.
Stock #: 28300
VIN: KNDPBCA27C7319689

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Brick City Motors review

Provided useful information and Brick City Motors staff

Provided useful information and Brick City Motors staff was not pushy - like most auto sale staff are. I am still deciding on which car I wait to buy and they are showing me what's currently available

2012 Kia Sportage LX review

Stylish and reliable vehicle

Bought our 2012 Kia Sportage EX used in 2017. Drawn to the stylish exterior of the EX version. Relatively low mileage with leather seats and 2.4 litre engine, larger than the standard 2.0 in other comparable cross-overs ( Hyundai and Mazda). This vehicle has been one of the most comfortable and reliable vehicles we have ever owned. Now have 220k KM with only standard maintenance. Tires, battery, filters and fuel. We take several long trips each year from Alberta to BC and have found the Kia comfortable and powerful through the mountain passes. The one disappointment is the failure of the UVO stereo system in past year. The speakers stopped working as the section of the amplifier that transmits signal stopped working. Replacement audio unit from Kia is overpriced at CDN 900. This has been our only problem. Like the styling, performance and reliability of this vehicle.

Vehicle information

Ext. color: Tsn
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: 5 Speed Automatic
Engine: 2.0L inline 4 double overhead camshaft 16V
Stock #: 28374
VIN: KNAFE121X75412699

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Lane Departure Warning

Reviews

Brick City Motors review

My experience at brick city motors was fantastic.

My experience at brick city motors was fantastic. Gary Longo was great with being patient with me in buying my car. This is my second purchase here. They take their time with you and don't just treat as a number. They are kind and make sure leave with good service and a smile. I would highly recommend your next purchase to be with BRICK CITY MOTORS

2007 Kia Spectra LX review

2007 Kia Spectra hatchback automatic with 270,000 kms ,

2007 Kia Spectra hatchback automatic with 270,000 kms , still running strong, very cheap on insurance and gas, owned since 140,000 kms and besides the normal replacing of parts from wear and tear we haven't had to do major work, still using as a spare vehicle, would buy other spectras 10x over.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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