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Used Lexus convertibles for sale near Southwick, MA

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317 matches All miles from 01077
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Black
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 27804913
VIN: JTHFF2C29F2532764

Features

Convenience: Navigation System
Entertainment: Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera
Seating: Leather Seats

Reviews

CarMax Clackamas review

I have purchased several cars from CarMax and completely

I have purchased several cars from CarMax and completely satisfied with each purchase They don't try to up sale you in to a more expensive car they sincerely want you to be happy with your purchase

2015 Lexus IS 250 Base (A6) review

The best built car I’ve ever owned!

Quality all the way! Extremely comfortable and fun to drive! The fit and finish is amongst the best in the auto industry. Resale value beyond compare.

Vehicle information

Ext. color: Matador Red Mica
Int. color: Flaxen
Drivetrain: Rear-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L V6 24V GDI DOHC
Stock #: 251307A
VIN: JTHFF2C28F2532884

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Kearny Mesa Kia review

Donavan Martinez is very helpful and is very pleasant.

Donavan Martinez is very helpful and is very pleasant.He is very nice young man. I have been helped by him several times and always pleased.

2015 Lexus IS 250C Base review

Maybe I'm easy to please.

Maybe I'm easy to please...but I doubt it. I bought this vehicle for my wife, and to be honest I tried driving it every chance I got. The hard top convertible is amazingly quiet, impressively functional (opened & closed in 7 seconds), and just all around amazing. I've never enjoyed driving a convrtible (road noise) until we purchased this vehicle. Great handling with the top up or down. Great product all around. We regret that we traded it in a couple of years ago. Should have kept it.

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 port/direct injection, DOHC, VVT-i variable valve contr
Stock #: D2509074STK
VIN: JTHFE2C21D2509074

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Legend Auto Sales review

The staff efficiently showed the car and allowed a test

The staff efficiently showed the car and allowed a test drive. They were willing to entertain an offer and we ultimately agreed on a price.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L V6 DOHC 24V VVT-i
Stock #: 54L1265T
VIN: JTHFF2C25E2529603

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2014 Lexus IS 250C Base review

2014 Lexus IS250C fits even the tall guys

I'm 6 foot 4 inches and I have to say...I fit well in this IS250C and comfortably. It handles corners super well and has pick up when needed. The outer body is very sporty and with my add on's such as sport spoiler, and new LED headlights, and side trims, this car looks super sporty. The interior is nice and i upgraded it so now it looks as modern as most new lexus cars. A must buy even today.

Vehicle information

Ext. color: Red
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 21-29
Fuel type: Gasoline
Transmission: A/T
Engine: 204.0HP 2.5L V6 Cylinder Engine Gasoline Fuel
VIN: JTHFF2C2XA2514623

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Rain Sensing Wipers
Seating: Leather Seats, Memory Seat

Reviews

2010 Lexus IS 250C Base review

Love my convertible!

I just traded my 2009 RAV4 for a 2010 Lexus IS250C and love it. I am 80 years old, have not had a convertible for many years. Decided to enjoy my life with a fun car. Car runs great. Got the Matagor Red with alabaster interior. Love it😃!!!

Vehicle information

Ext. color: White Gold Crystal
Int. color: Cream
Drivetrain: Rear-wheel Drive
MPG: 18-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 762
VIN: JTHFN48Y440053804

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Satori's Auto Sales review

Good deal, great car.

I was looking for a late model Ford Edge for 6 months. Stopped at Satori's Auto showroom a few times and there it was. I got a good deal, 1 year extended warranty, and 2 free oil changes. Sounds like a good deal to me!

2004 Lexus SC 430 Base review

Fantastic reliable car at unbeatable value

These cars are an amazing value. Quite simply many people hate the styling. Hence a low price. Nothing I write matters on this. You like it or don’t or put up with it for the value. The interior is simply stunning. Other than a Bentley I had no other car I’ve seen is nicer inside. Quality materials. Nice leather. Stunning real wood. And unlike anything else a way to cover the nav screen with a wood door. Stereo is excellent. Ride quality is fantastic for long trips. No. Not a super fast car in corners. Fast enough and very comfortable. Engine is silky smooth and whisper quiet. Except when you floor it you get that v8 growl. Again not a dragster but plenty powerful enough. The roof is magic. A hardtop coupe most of the time but a fantastic open top with minimal buffeting. Reliable. Very reliable. Excellent Lexus service if needed. Our 2004 has merely 60k miles and zero repairs. Many of these are low miles. Toyota reliability is a great comfort. Big and heavy and safe. Plenty of airbags and great brakes. Mass is safer than lighter cars. Do the negative? It is not easy on gas. Styling is either love or hate. Navigation system cannot be updated and CarPlay is not available although there are kits to add it including nav music and phone. So the electronic toys are dated. To give you an idea my new car is a Porsche 911. Modern. But on long trips or just getting from A to Z the Lexus is first choice. Porsche is more modern and exciting but … not as beautiful inside nor comfortable. I totally recommend this if the styling and gas mileage and electronics are not an issue. The value is unbelievable and unbeatable.

Vehicle information

Ext. color: Silver
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: 5-Speed A/T
Engine: 300.0HP 4.3L 8 Cylinder Engine Gasoline Fuel
VIN: JTHFN48Y650063221

Features

Convenience: Heated Seats, Navigation System
Entertainment: Premium Sound System
Exterior: Alloy Wheels
Safety: Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2005 Lexus SC 430 Base review

I have had a Lexus 430 SC for 8 years I love this car.

I have had a Lexus 430 SC for 8 years I love this car.I had a Mita before,.wanted a heavier car to drive on the interstate.this car is a dream very smooth ride. Easy top Down....had very little problems. It's unique and beautiful....I love the back seat..great for a dog or child or your coat and purse. . The mita had nothing...no it's not for everyone, but I like it....better than any new car....Getting ready for a new timing Belt , which they say will take care of most of the maintenance for long time. It is a 2004. They only made this car 2002 to 2010..

Vehicle information

Ext. color: Matador Red Mica
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L V-6 gasoline direct injection, DOHC, VVT-i variable valve c
Stock #: 3158
VIN: JTHFF2C26F2531992

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

DC Motors review

If you are in the market for a car I would highly

If you are in the market for a car I would highly recommend DC Motors. My experience with the DC Motors team (Derek, Chris, and Jay)was excellent! They were responsive and answered all my questions. They were friendly and knowledgeable. My car purchasing experience with DC Motors was five stars!

2015 Lexus IS 250C Base review

Amazing convertible

Comfort, style, and confidence in a long lasting, proven-to-be reliable care brand. This car has it all. So many luxury features! No one could go wrong buying a car like this.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 19-23
Fuel type: Gasoline
Transmission: Automatic, 6-Spd w/Overdrive
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 170
VIN: JTHFN48Y169003876

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2006 Lexus SC 430 Base review

I had an eye on this car for years and was finally able

I had an eye on this car for years and was finally able to purchase it pre-owned from the Lexus dealership with 81k original miles. I have had it for 1 year now and I am happy. For its age, it is a very Comfortable ride, powerful V8 engine, Reliable, and still in great condition. I have replaced the ML factory sound system with new speakers, sub and amp. Overall Love this ride. Hoping to have it for many years to come.

Vehicle information

Ext. color: Black
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: A/T
Engine: 306.0HP 3.5L V6 Cylinder Engine Gasoline Fuel
VIN: JTHFE2C29A2504037

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, DVD Player, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, LED Headlights, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2010 Lexus IS 350C Base review

Lexus IS350 C Our new Baby

We just received our Lexus IS350C last week. 8-8-23. We bought it at A&H Quality Cars. JJ described and videos were sent of how easy this car is to LOVE... They shipped the car here to New Orleans, LA, in 2 1/2 days. It is a dream of a ride and with lots of comfort, clean, easy to get in and out of, all sorts of Bells and Whistles which make the comfort even sweeter. All made possible by JJ. He was very professional, and we had lots of confidence in him. He sent videos he made of the car operating and the top going up and down. This made us feel great about our purchase from such a long distance. We Love our new Baby.

Vehicle information

Ext. color: Red
Int. color: Brown
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: A/T
Engine: 300.0HP 4.3L 8 Cylinder Engine Gasoline Fuel
VIN: JTHFN48Y420019097

Features

Convenience: Heated Seats
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera
Seating: Leather Seats, Memory Seat

Reviews

2002 Lexus SC 430 Base review

Never a "have to have it" kind of car guy until I saw,

Never a "have to have it" kind of car guy until I saw, researched and drove this car. It's a solid, powerful, and super slick cabriolet that only catches the eye of the passionate. It has a beautiful saddle leather interior with gorgeous wood details and a really good stereo that rivals todays' car stereos. It has strong and silent 4.3 V8 that is top of the list reliable. I bought my 2002 in 2023 and fixed a few things with the audio system and is now a low-mile like-new car. I love driving it when I can and will til I can't drive anymore.

Vehicle information

Ext. color: Millennium Silver Metallic
Int. color: Saddle Tan
Drivetrain: Rear-wheel Drive
MPG: 18-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 20020595STK
VIN: JTHFN48Y320020595

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Atlantic Auto Sales review

They were very professional and knowledgeable about the

They were very professional and knowledgeable about the vehicle even though we did not make a deal. They were very responsive

2002 Lexus SC 430 Base review

Para mí es muy buen carro 😊 los recomiendo

Tengo una llevo más de cuatro años con el carrito es muy divertido se maneja bien y es muy deportivo a muchas personas les gusta el carro, aunque a veces se me fue algunas cosas pero lo reparé y salió como nuevecito y soy muy feliz con mi carrito ☺️😍

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: A/T
Engine: 300.0HP 4.3L 8 Cylinder Engine Gasoline Fuel
VIN: JTHFN48Y140050665

Features

Entertainment: CD Player
Seating: Leather Seats

Reviews

2004 Lexus SC 430 Base review

A beautiful big Surprise

We were looking for a Lexus Sedan for my wife, and I wanted a more sporty vehicle. In the past I’ve had Vettes and several 380Z’s, as I aged it was not as easy to get into and out of. So we never had heard of the LexusSC until the salesman at the dealership said I think I have the perfect car for you. He said I think you’ll love the LexusSC we got in a week ago. A 2004 convertible with 32,000 miles. Silver with a black interior. That peaked our interest and we drove it. We fell in love. A silver Beauty with a retractable electric convertible top. Sold! We’ll have this one for a long time. We’re both in our 80’s so who knows how long we’ll be around to enjoy this little honey of an auto. We’ll do our best.

Vehicle information

Ext. color: Millennium Silver Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 802WRS1
VIN: JTHFN48Y120013287

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, DVD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

802 Auto Sales review

Buy your next car at 802 Auto!!

Been buying cars from Dan for years and will never go anywhere else! Quality cars and honest and helpful employees make the process extremely fast and hassle free. 802 auto is where it’s at!

2002 Lexus SC 430 Base review

LOVE THIS CAR

I looked for a sc430 for about a year finally found a 2002 that was owned by a retired dentist this thing is cherry it still needs struts and a radiator along with timing belt. Already fixed oil leaks and tires along with control arms.153 thousand miles and it turns heads fun to drive love this car much more than my 350 Z

Vehicle information

Ext. color: Gray
Drivetrain: Rear-wheel Drive
MPG: 18-26
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L V6 24V GDI DOHC
Stock #: D-013
VIN: JTHFF2C2XA2506232

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Auto Exchange of Holland LLC review

Best place ever to shop for a used car.

Chip was very helpful he never once pressured me to try something I didn’t want to drive I’ve bought 2 cars and would recommend my own family to them also had service work done there and mark is pretty helpful in any situation with cars. Thanks chip and Cory.

2010 Lexus IS 250C review

Comfortable, Stylish, and FUN to drive !!!

Low miles, just broken in, and has a clean history. This car is a pleasure to drive, top up, top down, anywhere ya wanna go.

Vehicle information

Ext. color: Silver
Int. color: Saddle
Drivetrain: Rear-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 4.3L V8 32V MPFI DOHC
Stock #: 1637
VIN: JTHFN48Y220016554

Features

Convenience: Navigation System
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

HIGH ROAD AUTOS LLC review

I traveled 2400 miles to buy a truck from them

I read the previous reviews carefully and was concerned since I was planning on flying from South Carolina to pick up a vehicle of the year and make I had been looking for. I worked primarily with Dave, he was honest and forthright on the condition of the truck. He even took extra photos of some dents the listing might not have shown. The price was very good, and though I wanted it for less, they were willing to negotiate, so we both got a good deal. Nate, the owner was easy to work with and walked me through Oregon DMV procedures since I was from South Carolina. Everything was straightforward and above board. Dave even picked me up from the airport. Nate offered to assist me with the title should there be problems with Oregon DMV processing the new title. All in all...a very good transaction. I drove the truck 2400 miles in 3 days and had absolutely NO PROBLEMS (1998 Toyota Tacoma). I would recommend this dealership if they have what you're looking for.

2002 Lexus SC 430 review

Solid Reliable Beautiful Convertible

I purchased a 2002 SC430, black on black, with only 49,000 miles on it. Love everything about the car, it's looks, how it drives. I keep it in ECT Power mode to get that bit more impooh when I hit the accelerator. Since it's a Lexus, I'm not worried about reliability and only having to do basic maintenance. The only major upgrade to the car I've done is new tires and a rearview camera. Minor upgrades have been bluetooth and some new lighting.

Vehicle information

Ext. color: Gold
Int. color: Ecru
Drivetrain: Rear-wheel Drive
MPG: 18-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 042339
VIN: JTHFN48Y530042339

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2003 Lexus SC 430 Base review

Timeless Masterpiece

After 20 years of dreaming, I found my Egyptian Sand Pearl ‘03 beauty with 142910 original miles. Got most of its records and it had great care! I have changed all the fluids and timing belt water-pump Tensioner, thermostat, hoses & radiator to drive everyday in the summer and fall! Mileage on super has been 19.8 to 22 mpg mostly city driving ! It has been nothing short of a fantastic cruiser! Make sure you do the tb and wp every 9 yrs or 90000 miles and the engine will be bulletproof.

Vehicle information

Ext. color: Silver
Int. color: Sand
Drivetrain: Front-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.3L DOHC SFI 32-valve V8 engine-inc: continuously variable valv
Stock #: U44
VIN: JTHFN48Y250069324

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, DVD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Auto Locators review

Todd Marsh

Todd was awesome to work with. Very knowledgeable and extremely courteous. I would recommend him to anyone for a top notch car buying experience. A great representative for your company!

2005 Lexus SC 430 Base review

great car can be better with a few mods

Did not love the styling at first but it's really growing on me.Looks way better in person than pictures. Very comfortable ride and quiet, top up or down. If you want to address the acceleration concern look to sc430mods.com they sell an accelerator modulator $99. It turns this car into a beast! and you can vary the rate of acceleration. This makes the car xxxx and git. love the mod, plug and play too. Also someone ask about backup camera, they also have a plug and play camera set up that lets you go right through the nav system, come on in reverse and goes back to nav all the rest of the time. Also added a bluetooth receiver $20 on amazon. my 2002 has a aux in the back so it plugs right in, press fm if aux comes up on screen it has a direct connect, sounds awesome. only early models had this I think. This is one great car!

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: A/T
Engine: 300.0HP 4.3L 8 Cylinder Engine Gasoline Fuel
VIN: JTHFN48Y869006032

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Navigation System
Entertainment: DVD Player, Premium Sound System
Exterior: Alloy Wheels
Seating: Leather Seats

Reviews

2006 Lexus SC 430 Base review

Wonderful car

This fine car is a Rolex on wheels! I enjoy just admiring it in my garage! And my wife and I thoroughly enjoy every drive we take on the California coast and wine country!

Vehicle information

Ext. color: Black
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 18-21
Fuel type: Gasoline
Transmission: Automatic 5-Speed
Engine: 4.3L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: WIL026499k18
VIN: JTHFN48Y420026499

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

German Auto House LLC review

Very good experience!

Very good experience! They’re nice and patient, very good service and they’re easy to call if you have any question/issue. I’m very satisfied of my car, so I highly recommend.

2002 Lexus SC 430 Base review

A fine automobile

I previously owned a Nissan late model 370Z. My wife stressed about riding in it even when driven with her anxieties in mind. I replaced it with a 2002 SC430 with an indigo blue paint job, that I love. Like many other reviews, I had all struts replaced, new timing belt and water pump and new tires (got run flats but regular pneumatic smoother). Engine and tranny runs smooth as silk. A/C is ice cold. Mileage was 145,000, no accidents. Interior is extremely clean with white leather seats. In four months ownership, I have had several inquisitors ask about the car. Complements too. Drive this for the design beauty, quality ride and sound mechanical attributes. I don’t put much value in calls for classic status, just as I doubt Beanie Babies value. Own it for your personal satisfaction.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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