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Used cars for sale near Maitland, FL under $5,000

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453 matches 30 miles from 32794
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Silver
Int. color: Dark Graphite
Drivetrain: Rear-wheel Drive
MPG: 16-21
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 4.6L V8 16V MPFI SOHC
Stock #: J09885
VIN: 4M2ZU66W62UJ09885

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Tow Hitch
Seating: Third Row Seating

Reviews

Mullinax Ford of Central Florida review

Joel was excellent at presenting information about the

Joel was excellent at presenting information about the broncho. I was very happy with how quickly I got in and out. My only complaint is after spending $70,000 on a truck they could at least offer to detail it! I had to remove the sticker from the window which is not much but was a pain!!!

2002 Mercury Mountaineer review

Best Vehicle I Ever Owned

I've owned my 2002 Mountaineer for 15 years and have been extremely happy with the purchase. I take good care of my cars (regular maintenance, check ups, etc.) and it's been the most reliable car I've ever owned. Only major problem was the AWD gear went out after 10 years, but now that I live in Louisiana, I decided to take it out rather than repair it. With only 117,000 miles on it, I plan to keep the car for many more years.

Vehicle information

Ext. color: Indigo Night Mica
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 739392
VIN: 5NPEC4AC2DH739392

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Hyundai of Central Florida review

Nest dealership and sales consultant ever!

Best car buying experience ever! Over 50 years and 15 cars later, this is best, thanks to Mike Norris. We appreciate him and would love to do business again , but this Hyundai might last forever.

2013 Hyundai SONATA Limited review

I purchaes my car new.

I purchaes my car new. And I love my car kept it service and it has been good to me. I have wsy over 100,000 miles and still going.

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 2.4L I4 16V MPFI DOHC
Stock #: 005727
VIN: JHLRE38587C005727

Features

Entertainment: CD Player
Exterior: Alloy Wheels, Moonroof
Safety: Brake Assist, Stability Control

Reviews

Ride On Auto review

What an amazing experience I had at this dealershi

Amazing. Jose was so helpful and professional. Really had a great experience overall. Bought a beautiful Honda Odyssey. Low miles, great price amazing vehicle. Super satisfied

2007 Honda CR-V EX review

My 2007 CR-V has 265,000 miles and remains the best

My 2007 CR-V has 265,000 miles and remains the best vehicle I’ve ever owned and my 4th CR-V. I have no intention of selling anytime soon, but if I can afford a newer one I will definitely buy it. Why change when you’ve had a gold mine. Vini Messina Tewksbury, MA

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-37
Fuel type: Gasoline
Transmission: Manual, 6-Spd
Engine: 1.6L I-4 DOHC, variable valve control, premium unleaded, engine
Stock #: C9680
VIN: WMWSU3C53BTX96828

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Sensible Choice Auto Sales review

Repeat Customer

Just bought my 2nd vehicle at Sensible Choice.This time I bought a 2010 Nissan Versa for my wife.She had not even seen the car before we went to pick it up and this car did not disappoint.It is in perfect condition with only 67000 miles.Once again it was worth the 65 mile drive from Polk County.Got a great price and my wife just adores this car.These guys always have the best prices.This exact car with higher mileage costs $2000 more in my area.I try to buy local but have never regretted driving the extra distance.I like the fact that all the same people are still there.Kris and Wayne both helped with the transaction and both of them always provide great service.I use to dread the car buying experience but these guys really make it so easy and painless. I will continue to use this dealership for my used car buying needs.Thanks for the great deal,David K.

2011 MINI Cooper Base review

Smoothest drive and most reliable car ever.

This car meets and exceeds all needs. It is small but much more roomy than expected on the inside. It comfortably seats 4 people and the heated seats are a huge bonus.

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 43-41
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC Hybrid
Stock #: 208578
VIN: 3FA6P0LU5JR208578

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Ride On Auto review

Awesome Experience

Was extremely happy with the car and Jose. He was great! He worked with us during the entire process. Left very happy with our purchase

2018 Ford Fusion Hybrid SE review

The Ford Fusion was a modest priced sedan, low

The Ford Fusion was a modest priced sedan, low maintenance, great mileage and the hybrids are so smooth compared to all the other brands. I've own 6 of them since 2010. When Ford stopped making the Fusion after 2020 and decided to give away their sedan line, the copy cat models of Hyundai and Toyota both increased sales in the 20% range. Gas, oil and little electricity for the plug-in and these near maintenance free cars just go and go. I've put as much as 165,000 on them without issue.

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 19-27
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 2.7L V-6 DOHC, engine with 189HP
Stock #: 571113
VIN: 1B3LC56R68N571113

Features

Convenience: Keyless Entry
Entertainment: CD Player, DVD Player, Rear Seat Entertainment
Exterior: Alloy Wheels
Safety: Stability Control

Reviews

Snap Cars review

I had an awesome experience with Snap Cars!

I had an awesome experience with Snap Cars! The sales process was easy, with no haggling, and the car was in a great condition.

2008 Dodge Avenger SXT Sedan 4D review

Dodge avenger is a good, I have used this car for 8 years

Dodge avenger is a good, I have used this car for 8 years now. The speed drops after 110 km/h a few times. I have changed plugs and feul pump but still. What is the problem, any help ? (Frank)

Vehicle information

Ext. color: Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L I5 20V MPFI DOHC
Stock #: 055109
VIN: 1VWBH7A35CC055109

Features

Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Ride On Auto review

Best dealership in town

By far the best dealership ive been too in florida, i was able to walk out with a clean bmw , and i have bad credit, jose helped me with the whole process and i would highly recommend those with bad credit or anyone to this dealership

2012 Volkswagen Passat 2.5 SE review

We bought our 2012 VW Passat brand new and now it only

We bought our 2012 VW Passat brand new and now it only has 80,000 miles on it. It has only needed tires, battery, and regular maintenance. Equipped with the five-cylinder engine it could use more power but has not used a drop of oil since we have owned it.

Vehicle information

Ext. color: BROWN
Int. color: BROWN
Drivetrain: All-wheel Drive
MPG: 18-24.0
Fuel type: Gasoline
Transmission: Auto
Engine: 3.2L
Stock #: 6014
VIN: YV4952BZXC1141184

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Swerve Auto LLC review

great selection of used vehicles

i bought a lexus gs300 from this dealer. the process was easy and did not feel pressured at any point. they let you take the vehicle to a local mechanic as well. i left a deposit on the car for 3 days so it did not sell while i was waiting to get there. the deposit went to the purchase price. Zac and ito were amazing and made the process painless for me.

2012 Volvo XC70 Base review

This car is a winner!

I bought a used 2012 XC70 AWD with 65,000 miles after we were rear-ended in my Volvo 940. Before that one I had a 740 wagon in which I drove almost half a million trouble-free miles. I am not a fan of FWD (that's what this really is with traction control) but my mechanic told me the 3.2 engine was decent. After a test drive, I was really impressed and the turning radius wasn't bad so I bought it. I've now driven about 15,000 miles in it in varying conditions and I am hugely impressed. Despite its having 6 cylinders, the gas mileage is slightly better than my 940 and the difference in driving experience is like night and day. Although it doesn't corner quite as well as my earlier RWD models, the ride is much smoother and infinitely more comfortable. The seats are superb and the engine is so quiet, it almost feels like an electric vehicle. I love the heft of the chassis and the slightly higher ride than a regular car. The folks who have the turbo model speak highly of the performance, but the way I drive, the non-turbo one has plenty of power for my needs. The biggest pity is Volvo doesn't make cars like this any more. The newer ones look fancy but their 4 cylinder turbo motors just can't compare with a six. I expect repair costs to be somewhat high because of the way some components are situated under the hood, being difficult to get to, but until there's a problem I'm not going to worry about it. I love the 6-speed transmission and frankly, there's nothing about the car I don't like. Definitely better than an SUV in every way and more capable off-road than many 4WD vehicles. And it's classy looking. When you open and close the doors you know this is a quality vehicle with excellent engineering and it has safety features second to none.

Vehicle information

Ext. color: Millennium Silver Metallic
Int. color: GREY
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L V-6 DOHC, variable valve control, premium unleaded, engine wi
Stock #: 10016
VIN: JTHBF30G336004002

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

2003 Lexus ES 300 Base review

2003 running great still!

2003 running great still! Power steering leak, but otherwise not a single mechanical issue. No rust, no oil (in Ma.) Not a sports car, but maybe like the girl from next door who you always loved. Just great.

Vehicle information

Ext. color: BLACK
Int. color: TAN
Drivetrain: Rear-wheel Drive
MPG: 18-22.0
Fuel type: Gasoline
Transmission: Auto
Engine: 4.0L
Stock #: 5972
VIN: 1FMYU60E11UC82435

Features

Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack

Reviews

Swerve Auto LLC review

no pressure car lot

this dealer has it figured out. I bought a 2003 Toyota Tacoma 4x4 from them. They let me take it to a local mechanic before purchase. They supplied me with the Carfax as well, actually offered it before i asked. When i called and asked about the truck the described it exactly as it was. No games. Zac and ito were amazing and treated me like family i will be sending business your way guys. Thanks again!!!!

2001 Ford Explorer Sport Base review

Our 24 vehicle from Don Davis

This is our 24th vehicle purchased from Don Davis Auto Group. This vehicle is as great as the others my family owns and has owned in the past. My family will always purchase our vehicles from Do Davis because of the reliability and the customer service we receive. Thanks to Clark and Jason for making sure my family is always satisfied!!!!

Vehicle information

Ext. color: GRAY
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: Automatic
Engine: VQ 3L V-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 13487
VIN: JNKCA31A81T001849

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Seating: Leather Seats, Memory Seat

Reviews

Sell Your Auto Fast review

This is an amazing dealership.

This is an amazing dealership. I highly recommend them. They have a wonderful selection of vehicles to choose from and the staff was fantastic and helpful. Victoria was our salesperson and we were her first sale. She did a great job and I know she’s going to do great. Thank you, I can honestly say it was a pleasure doing business here.

2001 INFINITI I30 Touring review

2001 Infiniti i30t owner

Great car for the age, the next owner should have a small budget set aside for maintenance. Other than that it is really reliable, if I had the money I would get another one.

Vehicle information

Ext. color: Cayenne Red Pearl Metallic
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 14919
VIN: JN8AZ2KR6ET352706

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Central FL Motors LLC review

repeat customer

found this dealer when we passed it on the way to another used lot so we decided to check them out & I'm glad we did that was 7-8 yrs ago & since then we have purchased 3-4 cars from there

2014 Nissan Cube 1.8 S review

This car looks funny from the exterior it is fun to drive

This car looks funny from the exterior it is fun to drive and its skinny to fit anywhere it can fit a lot of stuff and its really comfy with fabric seats.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 36-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.3L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 21055G
VIN: JTNJJXB05CJ021055

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Hyundai of Central Florida review

Worth the trip!

Came from Miami to Central Florida to find a better deal. It was worth the trip. Saved money, and overall a pleasant experience. No nonsense, and they very kindly did not waste my time.

2012 Scion iQ Base review

This is the goofiest car I've ever owned.

This is the goofiest car I've ever owned. I'm a Ford guy and had a 5007 Grand Marquis before the IQ. I live in a crowded city and parking is such a hassle I thought I'd try a smaller car (didn't think it would be this small tho!) Well I gotta say after a few months of getting use to it (super agility, slow as a dog with a missing leg, and general interior differences from the big cat, I cannot see me ever wanting another car again. This thing is so much fun to drive, turns on a dime, has a good amount of space (even more if you've played tetris) and is really, really fun to drive. Toyota really designed this well. When your driving you don't feel like your in a small car. It's kinda sparce compared to the Merc, but it's got all you need, power options, not bad stereo, AC etc. If you can find one, get it! I'm quite sure you will like it.

Vehicle information

Ext. color: GRAY
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 18-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 VTEC variable valve control, premium unleaded, engine w
Stock #: 13511
VIN: 19UUA8F24AA016799

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Sell Your Auto Fast review

Bought a car sight unseen.

Bought a car sight unseen. Came as described. Best price in the state as well. Will buy again from them again.

2010 Acura TL 3.5 review

I bought the AWD version new in 2010.

I bought the AWD version new in 2010. At this time, Christmas Day 2025, I am almost 16 years in with it, now about 110k miles. I had a computer chip die a month or two after warranty expired. Acura split it with me. Other than that, trouble free! Both times that I thought I had an electrical problem, it was just the battery dying. This car is amazing!

Vehicle information

Ext. color: GRAY
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 20-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L V-6 variable valve control, premium unleaded, engine with 2
Stock #: 13478
VIN: 19UUA66236A016109

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Sell Your Auto Fast review

It was a great experience still looking just moved back

It was a great experience still looking just moved back to Florida but once I'm stable will be getting back to you

2006 Acura TL Base review

Better than my 1991 Acura Legend L coupe 2000-2011

I've still owned my trusted 2006 Acura TL in maroon and cream interior with 156k miles. It still drives like when got it with 82K miles since 2011 and even better with the new front struts and lower control arms. It turns tighter and sharper than ever before and still gets about 27 mpg combined. The leather seats hold up very well with no tear except the well known cracked dashboard. The metallic paint is still shiny so are the 5 star wheel spokes, etc. Very dependable car and I love it!

Vehicle information

Ext. color: WHITE
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 18-22.0
Fuel type: Gasoline
Transmission: Manual
Engine: 4.0L
Stock #: 5963
VIN: 1FMYU60E71UC16939

Features

Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack

Reviews

Swerve Auto LLC review

Best decision

Searched high and low for a nice vehicle for months. I visited tens of car lots and God just did not see fit for me to purchase from them. Either they jacked the prices up tremendously from what the vehicle was actually worth or when you would start the car, it had several code lights on. I took my time and I found swerve auto. Listen, when I spoke with Zach over the telephone, he was very confident in his vehicles and stood behind them in a way that made me want to come and see for myself. When I arrived to his lot, not only did he have great cars, trucks and SUV’s, but the prices was reasonable asking price to pay cash for. Zach was so nice and professional! All of his vehicles were cleaned up immaculately, I was afraid that I was over budget for the suv that I really wanted. Listen, Zach made a way for me to take my dream car home and listen it’s mine!! He was so passionate about making sure that I was happy, It was unbelievable. My truck was so clean it looked as if no one even ever drove it. Miles were low and again, the price was fair. I will definitely carry swerve auto’s card and info in my glove box because if and when I ever need anything else, I wouldn’t feel comfortable going to anyone but him. Awesome!!

2001 Ford Explorer Sport Base review

I love my 2001 Ford Explorer Sport 2 dr 4 wheel dr

If Ford sold this same vehicle today I would buy one BRAND NEW!!! Mine now has 198,000 miles on it and is still going strong. Just keep the oil changed and regular maintenance and it will take care of you! Like a good horse! Looking for a larger vehicle but nothing seems to have the integrity of what I am driving now. Even though I will get another vehicle I will keep my Explorer Sport!

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Rear-wheel Drive
MPG: 16-20
Fuel type: Gasoline
Transmission: 5-Speed A/T
Engine: 210.0HP 4.0L V6 Cylinder Engine Gasoline Fuel
VIN: 1FMZU67E93UA37797

Features

Convenience: Keyless Entry
Exterior: Alloy Wheels, Tow Hitch

Reviews

2003 Ford Explorer Sport Trac XLT review

Still love my Sport Trac

203K miles and I have done next to nothing to my Sport Trac outside of regular maintenance. I wish Ford still made this truck, I have a 4X4,

Vehicle information

Ext. color: GRY
Int. color: Titan Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, regular unleaded, engine
Stock #: 14810
VIN: 3VWFP7AT5CM644714

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Central FL Motors LLC review

Happy customer!

My husband and I found them thru cars.com we went to to check out the vehicle we saw and we liked it. We are happy with our purchase. We were in and out in no time. They are very straight to the point they don't give you the run around. We will definitely be back. Thank you Central fl motors!!!

2012 Volkswagen Beetle Base review

Love this little bug

The Beetle Turbo is a blast to drive, This car combines styling of the older generation beetle with good enough turbocharged power, making it a fun and exciting ride. Its 2.0l engine delivers a pretty quick acceleration, and the handling is surprisingly agile for a compact car. The interior is both somewhat stylish and comfortable, with a touch of the classic Beetle design. Plus, it's got a pretty good sound system. Overall, the 2012 Beetle Turbo is an amazing choice for a unique, fun car that puts a smile on anyone’s face every time they drive it.

Vehicle information

Ext. color: Platinum Metallic
Int. color: TAN
Drivetrain: All-wheel Drive
MPG: 18-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L V-6 DOHC, variable valve control, premium unleaded, engine wi
Stock #: 13722
VIN: SAJWA51A75WE55111

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Seating: Leather Seats

Reviews

Sell Your Auto Fast review

Mike B.

Mike B. Reached out to me and was so sincerely helpful, courteous and kind. He found the perfect SUV within my parameters and made sure I was happy with my purchase. I recommend highly- thank you, Mike B and Sell your Car Fast dealership!

2005 Jaguar X-Type 3.0 review

2008 Jaguar X-400

A really exquisite driving and ownership experience with this car. The X-Type (X-400) is a beautiful blend of elegance, comfort, and performance without feeling ostentatious. In our snowy winters, its AWD capabilities are especially welcome. Like any car, if it has been faithfully maintained, the X-400 will give its owner years of reliable service.

Vehicle information

Ext. color: Tungsten Metallic
Int. color: Warm Ivory
Drivetrain: All-wheel Drive
MPG: 26-36
Fuel type: Gasoline
Transmission: CVT
Engine: 2.5L H-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 13634
VIN: 4S3BNAD64F3041687

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rear Cross Traffic Alert, Stability Control

Reviews

Sell Your Auto Fast review

I conducted the transaction for the most part over the

I conducted the transaction for the most part over the telephone and online without any difficulties gave them a deposit and then arrange for air transportation to Denver from Fargo Dealership representatives picked me up at the airport took me to the dealership and an hour later I was on the road back home so I was quite satisfied with the entire transaction and the quality of the car was everything that I had hoped

2015 Subaru Legacy Premium review

Checks all the boxes!

My husband initially gave a lot of pushback when I told him this was "the car for me". His car broke down just before a planned long-distance trip, so he had to take his turn behind the wheel of my Subaru. Every wife loves to hear " You were right"! It handled ice, snow and everything else with ease plus great MPG!

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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