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Used
cars
for sale
near
Payson, IL
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Vehicle information
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Reviews
Second time around
7 years ago a friend told me to look at Hess auto before I bought anywhere else. I did and I bought a SUV from Eric. So when I was in need of another vehicle I went back to Eric and he remembered me and the car I had purchased. No pressure sales, very fair prices and most of all he listened to what I wanted and found the perfect car for me, a Nissan Rouge sport. I can't say enough good things about Hess auto. Everyone there was super nice and a great laid back atmosphere.
Great vehicle!!
I was searching for a specific vehicle and I found a few on cars.com. 2020 F-150 Super Cab 2.7L Ecoboost, 10 speed transmission. At first I was concerned since I've never had a truck with a small V6. I was looking for good HP and good MPG. I liked the sporty trim STX look. Great acceleration and great MPG. Much better than my previous 2006 F-150 5.4L, which was a great truck, but it was time for a change. I do recommend this vehicle if you want MPG, power, and great towing capacity.






Used
2020 Jeep Wrangler Unlimited Sahara
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Awesome cars and car buying experience
Hess Auto Agency was very easy to work with and made the car buying experience pleasant and seamless. My wife and I had been looking for a specific car and when it showed up on their lot, Eric was able to tell me the entire story behind the car on the first call! It made us feel very confident buying from them even though we were from out of state. Eric also worked directly with our local credit union to make sure everything was in order before we made the trip. All around a great experience and if you're looking to work with a friendly, people-oriented dealership this is the place for you!
It’s currently summer 2025, I’ve owned my 2020 Wrangler
It’s currently summer 2025, I’ve owned my 2020 Wrangler Sahara since spring 2021. I LOVE my jeep and have had ZERO issues with it. This is my 2 nd Wrangler, first one was 2915 New. No issues with it at either. Mine is a 4 cl turbo. I didn’t want that I wanted a 6 cl. My husband convinced me to buy it and I’m glad I did. I have 59,000. Miles currently and I haven’t had to replace anything besides general maintenance.






Vehicle information
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Reviews
Great buying experience
Searching the internet for that special older sports car that met my requirements for price, condition, and mileage. A car at Hess Auto Agency caught my eye, but it was around 300 miles from my home in Kansas. I was concerned about buying a car over the internet, but the excellent pictures presented by Hess Auto along with information provided by Kirk and Eric convinced me that this car was right for me. When I mentioned that my wife and I were concerned about traveling at this time and were considering the possibility of having the car delivered, Kirk and Eric put together a delivery price proposal that was 1/3 lower than national level providers, even offering to deliver the next day. I've purchased a number of cars from a number of dealers in my 71 years of life, and it's my opinion that Hess Auto ranks right at the top. I am very happy with my purchase!
Roomy and stylish!
This car was gorgeous, royal blue. It exceeded every expectation i had as far as style and comfort are concerned. We have a big family so the third row was convenient and folded so nicely when unneeded. Sunroof and moonroof. Heated and cooled seats. Heated steering wheel. It costed entirely too much in gas and had a lot of computer glitches (in display screen not performance). Transmission acted a little funny one day so I decided to upgrade. Granted It was a 2013 not brand new, but if Ford isn’t built to last more than 8 years, I’m moving on.






Vehicle information
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Reviews
Wonderful service all around.
They were great at Hess Auto. We knew what car we were looking for and they made sure we left in that car. Very friendly and professional. Will recommend to any of my friends and family looking for a new vehicle.
Its a decent car, but on a car frame.
Its a decent car, but on a car frame. I had a GMC Envoy a truck frame SUV and it was so much nicer to sit higher than the sedans and baby SUVs on the road. Doe have nice accelerations and mileage tho.
Used
2018 Ford Escape Titanium
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Reviews
A wonderful car buying experience.
A wonderful car buying experience. No hassle no additional add-ons like a lot of dealers like to do. Ezy pezze out the door and on the road with my car. Coyd is great to work with will definitely recommend checking out Hess to purchase a vehicle. Will definitely look to Coyd and Hess Auto if I'm looking to buy more cars in the future.
This is my 2nd Escape in 12 years.
This is my 2nd Escape in 12 years. I drive for a living and I love feeling safe on the road. I've had no problems with this car. I personally have put over 400,000 miles on it in just 4 years. Take care of your car, and your car will take care of you.
Used
2024 Jeep Wrangler 4xe Sahara
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Oil Change
Excellent service, we always go there for our service!
Bought my 2024 used with 13k miles on it.
Bought my 2024 used with 13k miles on it. Maybe I'm old school due to prior life with a 97 TJ and and 01 XJ but this car is fantastic to drive and very luxurious. Perhaps not as tech heavy as other SUVs, but it does everything I could hope for, and has been fun for road driving and light off roading.
Used
2025 RAM ProMaster 2500 Tradesman
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Features
Reviews
Great Experience Great Experience great experience
Great Experience Great Experience great experience great experience great experience great experience great experience great
Used
2025 RAM ProMaster 2500 Tradesman
Vehicle information
Features
Reviews
Third purchase we have made from this dealership.
Third purchase we have made from this dealership. We also service our vehicles at this location.
Used
2024 RAM 1500 Big Horn/Lone Star
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Features
Reviews
My experience purchasing a new truck for my business was
My experience purchasing a new truck for my business was seamless and pleasant. All of the people I dealt with were very friendly and helpful. The sales people, the manager and the finance man included. They stayed late to match my schedule and went out of their way to make sure I was taken care of.
This is the second Ram I have owned.
This is the second Ram I have owned. My first was a limited 19 model. My second one is a Laramie. I used to be a GM. man till I bought my first Ram. Will never own nothing else. Comfort and quality.






Used
2018 RAM 1500 Big Horn
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Reviews
Everyone at the dealership was friendly and helpful.
Everyone at the dealership was friendly and helpful. Technician showed me the part that was causing the problem and explained what was being done to fix the problem.
I bought my 2017 Ecodiesel in April of 2018 at a
I bought my 2017 Ecodiesel in April of 2018 at a significant discount from MSRP due to "Dieselgate" with VW and then modified software on these. They were held up for months so that the software could be corrected, so by the time they were available for purchase there was a massive overstock on them. With the complete re-design for the 2019 models, dealers were looking to get these moved out and offered big incentives to do so (up to $20,000 off). There have also been some recalls for a few things, but nothing that has seemed to go wrong on my vehicle, but I took it in to get everything addressed for the recalls. That being said, I haven't had any issues with the truck not working at any time and it is one of the most comfortable riding vehicles I've owned, especially on longer trips. The little diesel engine gets excellent milage on the freeway (about 28 mpg) and about 20 around town. Seats have coolers and heaters, the steering wheel also has a heater, auto start, good lumbar support, a nice sound system, "Millenium Falcon" style ice boxes under the rear passenger floor spots, and a lot of other features that even new trucks don't have. Plus I am not having to "rent" services that came in my truck like a lot of new vehicles force people into. It hauls what I need it to haul, tows what I need it to tow, and drives where I need it to go. Does what a truck should and with comfort to boot.






Used
2016 Jeep Wrangler Unlimited Rubicon
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The dealer and sales people everyone was amazing.
The dealer and sales people everyone was amazing. G was awesome! He stayed late and worked with me through everything! I could not have asked for a better experience with everything that happened this day.
Used
2023 RAM 1500 Big Horn/Lone Star
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2020 Ram 1500 Limited
Bought a 2020 Ram 1500 Limited new and owned for 4 years. The starter went out twice under !00,000 miles so replaced 2 starters, had spark plug miss fire that had to get fixed, had exhaust manifold crack making the clicking sound upon startup, gas mileage got bad around 80,000 miles. I loved my truck but was stuck 2 where truck wouldn't start because the starter Ram uses is too small and not enough power for the start/stop and this size of engine. Also, heated seats are not hot at all. Coming from a F150 where the heated seats were incredibly hot which felt great, Ram not so much.






Used
2019 Jeep Renegade Sport
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Reviews
No spare tire pretty cheap
Vehicle handles well easy to park and maneuver I don’t like the fuel tank capacity very small also I don’t like the fact it has no spare tire unless you purchase it for three hundred plus you offer a air compressor which is great for a slow leak but don’t get a blow out in the boondocks you’ll be screwed. I don’t think a space saver spare will break the bank.
Used
2025 RAM ProMaster 2500 Tradesman
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Used
2023 Dodge Hornet GT Plus AWD
Vehicle information
Features
Reviews
We now have 40K miles on ours.
We now have 40K miles on ours. We have had small issues such as a coolant leak and a blown speaker but all were covered at no cost under warranty. Performance is great. There are a few software bugs that have been getting resolved with updates.




Used
2020 Kia Sportage LX
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Reviews
My wife and I bought a truck a few days ago.
My wife and I bought a truck a few days ago. The service we received was exceptional. Worked with James, Gary, and Luke. All three of them did an amazing job and made the process simple and easy.
BEST SMALL SUV EVER!!
First off I would like to say that I am a huge car enthusiast who has owned many different cars in my 60 plus years. My most recent cars have been a 2017 Honda Pilot, 2022 Honda CRV and 2023 Toyota Highlander. The Pilot was nice but the CVT transmission drove me nuts with the way it jerked and shifted. The 2022 CRV was also nice but the electronics and bluetooth connectivity were SOOO bad!! The FWD Highlander with new turbo engine was a huge disappointment. I felt unsafe on curvy two lane roads.....like it didn't feel like it was gripping the road properly. It also had terrible turbo lag that was highly frustrating and dangerous feeling. When I would push it hard to get it going, it would almost skid out once it got going. The wireless apple CarPlay was its best feature but generally speaking the electronics were a nightmare and required a subscription to work best. You had to push multiple things to get to your radio and it was all so poorly designed. I had been having severe buyer remorse with the Highlander and started looking again. I drove a RAV4 and it was too underpowered and buzzy for my liking. Also drove a new Mazda CX-50 but was having a hard time spending the dollars on another new car since I would be losing on the Highlander trade. Long story short, we purchased a 2019 Kia Sportage EX for my college aged daughter in 2021. It was affordable, had good reviews and a longer warranty than everything else. She has loved it!! Turns out we have not needed the warranty even one time in these past two years. Only simple oil changes and tire rotations. She's away this summer so my husband and I have been driving her car periodically. During these drives, I decided I like her car so much, that I traded my Highlander for a certified pre-owned 2020 Sportage SX Turbo! I am SOOO thrilled with my decision!! The build is heavy and solid, visibility is incredible and driving it is SO much FUN! Feels like you're driving a Mercedes or BMW but at an extremely affordable price. The controls are so simple that I've not consulted the manual more than a couple of times. Everything has its own button and, although the car is loaded to the brim with every option you can imagine, it's all so easy to navigate and use. Kia made a winner here and I hope they continue on this path of using quality materials and easy to navigate electronics. If so I will be a loyal Kia fan forever!!




Used
2017 Ford Edge Titanium
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Reviews
Service review
Shottenkirk Chevy has serviced my vehicle for many years. As usual, I received great service and was treated with respect.
If you plan on buying a ford edge from 2017, or anywhere
If you plan on buying a ford edge from 2017, or anywhere between 2015-18, I implore you to make sure that you buy a used one. Why, because if it has over 100k miles on it, there's a good chance it had a good gen 1 engine in it or already had the cracked gen 1 engine in it replaced with a new gen 2 engine in it that won't crack anytime soon. This is a known problem with the ford edges and other models that come with that specific first generation model inline 4-cylinder between the 80k-100k miles marker, Ford knows about it and a recall should be issued but they won't be doing that anytime soon. So, if you by a ford edge with under 60k miles on it like I did, immediately purchase the 50k miles powertrain warranty at designated ford dealer, and if the car is a CPO get the 100k miles warranty no matter what the miles on it currently are, you no idea if the engine you got is going to crack, so make sure you get the warranty plan that will cover replacing the engine and anything else that goes wrong with the needed number of miles to cover the 80k-100k miles marker; my edge almost made it to 100k miles before it cracked. And because the new engine put so much back pressure on the old transmission, the engine killed the transmission, so I got that replaced too! $205 deductible later, and I essentially got an entire new car, I'll drive the thing till the wheels fall off at this point.






Used
2012 GMC Acadia Denali
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Shottenkirk's service is organized, high quality and
Shottenkirk's service is organized, high quality and customer centric. I have had great experiences with them.
Good car.
Bought 2012 in 2021. I have put 18,000 miles on it. Had to do brakes, CV joint, and the thermostat. Otherwise, it runs very good.

Used
2018 Buick Encore Preferred
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I have been to Shottenkirk numerous time.
I have been to Shottenkirk numerous time. Every time I go there, I am thoroughly satisfied with the work, environment, employees. The shop is always clean and very welcoming.
Dearrell was a great salesman.
Dearrell was a great salesman. Everything was good fast past. I highly recommend you buy a car from here. They will work with you and find the of your dreams.




Used
2016 GMC Terrain SLE-1
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Good help love all that you have done to us and your kids
Good help love all that you have done to us and your kids to make sure we y
I purchased my 2016 GMC Terrain SLT in 2018 as a gently
I purchased my 2016 GMC Terrain SLT in 2018 as a gently used vehicle with only 21,000 miles on it. I never had issues with it. I kept it regularly serviced and had to replace tires. At now over 93,000 it has been a comfortable and very reliable car. The only feature I wished it had was rear air conditioning. Living here in the SE it gets hot and it takes a “minute” to get the back of the vehicle cooled down. However, I rarely have back seat passengers, and thankfully, the really hot weather lasts only a few months! I have been very pleased with this car and would recommend it to others. I traded it in a week ago for a larger car only because I need the room for a grandchild, and my elderly parents.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $40,000 in Payson, IL by make
-
Chevrolet under $40,000 in Payson, IL
11 Great Deals out of 68 listings starting at $4,980
-
Ford under $40,000 in Payson, IL
10 Great Deals out of 56 listings starting at $6,980
-
Jeep under $40,000 in Payson, IL
14 Great Deals out of 52 listings starting at $9,575
-
Toyota under $40,000 in Payson, IL
3 Great Deals out of 39 listings starting at $4,851
-
Buick under $40,000 in Payson, IL
5 Great Deals out of 21 listings starting at $11,543
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Kia under $40,000 in Payson, IL
4 Great Deals out of 21 listings starting at $10,439
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RAM under $40,000 in Payson, IL
21 listings starting at $19,537
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Cars under $40,000 in Payson, IL
57 Great Deals out of 373 listings starting at $4,851
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Cars under $40,000 in Liberty, IL
57 Great Deals out of 373 listings starting at $4,851
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Cars under $40,000 in Quincy, IL
57 Great Deals out of 373 listings starting at $4,851
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Cars under $40,000 in Hannibal, MO
57 Great Deals out of 373 listings starting at $4,851
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Cars under $40,000 in Barry, IL
57 Great Deals out of 373 listings starting at $4,851
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Cars under $40,000 in Paloma, IL
60 Great Deals out of 385 listings starting at $4,851
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Cars under $40,000 in Palmyra, MO
57 Great Deals out of 373 listings starting at $4,851
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Cars under $40,000 in Camp Point, IL
51 Great Deals out of 335 listings starting at $4,851
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Cars under $40,000 in New London, MO
57 Great Deals out of 373 listings starting at $4,851
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Cars under $40,000 in Mendon, IL
60 Great Deals out of 385 listings starting at $4,851
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Cars under $40,000 in Ursa, IL
60 Great Deals out of 384 listings starting at $4,851
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Cars under $40,000 in La Grange, MO
57 Great Deals out of 372 listings starting at $4,851
Find great prices on used cars in Payson, IL
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This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.