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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
cars
for sale
near
Philo, IL
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used
2022 Chevrolet Silverado 1500 RST
Used
2021 Chevrolet Silverado 1500 LT
Used
2025 Kia Telluride S
Vehicle information
Features
Reviews
Great experience with this dealership, trading in a
Great experience with this dealership, trading in a vehicle and buying new. Sam Samet was very knowledgeable on the new Tundra I was looking at and pointed out all the features. The dealership offered me good trade in value and kept the ball rolling in a timely manner. The dealership was clean and nice to spend a few hours in. I will call Sam next time I need a car.
Very pleased with the roominess and performance of this
Very pleased with the roominess and performance of this vehicle. The Kia warranty can't be beat. Only downside is the some of the newer options are not available.
Used
2021 Volkswagen Atlas 3.6L SEL Premium
Vehicle information
Features
Reviews
I had a great experience buying my car from Ally!
I had a great experience buying my car from Ally! I couldn’t recommend her enough.
Overall I'm satisfying with the car I have no issue till
Overall I'm satisfying with the car I have no issue till now the car is running 55,000 mile over, still I don't have any major problem. The space is huge inside that car that is more satisfying even if you sit in the third row and adult person can sit comfortably.
Used
2023 Genesis GV70 2.5T AWD
Vehicle information
Features
Reviews
I love my new tundra!
I love my new tundra!! Thank you Ally for all the help! Go to Napleton’s and ask for her.
Great SUV
Good value,Safety, amazing technology. Luxury for slightly more then std midsize suvs GV70’s Technology is work in progress and I suspect more improvement will happen in the future … Plus more safety features will be added
Used
2022 Nissan Altima S FWD
Vehicle information
Features
Reviews
We love our new Prius thank you Allyson and Napleton‘s
We love our new Prius thank you Allyson and Napleton‘s sales team for making the process so smooth!
I came from a 2018 Honda Accord EX to a 2022 Nissan
I came from a 2018 Honda Accord EX to a 2022 Nissan Altima SR VC-Turbo. The reason I switched to Nissan was the high lease price of the Accord in 2022. These cars are very similar in gas mileage, ride quality, trunk space and tech features. The Honda had a slightly smoother ride(but the Nissan does have 19" rims which means you feel the road imperfections more). My only complaint with the Altima is the back up camera. To put it frankly the resolution sucks!! The Accord had a crystal clear back up camera. Finally, my Accord had 190 hp and the Altima has 234 but honestly the acceleration is very similar.
Used
2024 Chrysler Pacifica Touring L
Vehicle information
Features
Reviews
We were very happy with the treatment we received.
We were very happy with the treatment we received. Bianca was very knowledgeable about the vehicle and made sure all of our questions were addressed.
Used
2024 Cadillac XT5 Premium Luxury
Vehicle information
Features
Reviews
3rd XT5 have had no issues with '19 & '21.
3rd XT5 have had no issues with '19 & '21. Current our '24 is experiencing automatic braking and cruise control issues. The vehicle is in the shop to be fixed. This issue has caused crashes. Our experience was shocking with the system slamming on the brakes while moving. Ido hope Cadillac gets this issue corrected. We are very apprehensive when driving and will be since this occured.
Used
2024 Volkswagen Tiguan 2.0T SE R-Line Black 4MOTION
Vehicle information
Features
Reviews
30mpg avg with the longest and widest roof rail base for
30mpg avg with the longest and widest roof rail base for outdoor gear at a price that made sense. 2nd row middle seat folds down individually for skis and paddles. Remote start on the vw app is great for cooling the interior down on a 100 degree day from a distance. Rear seat door opening and leg room is huge great for elders to enter easily and for parents loading car seats.
Used
2024 Nissan Rogue SV
Vehicle information
Features
Reviews
I've owed the rogue SV for some 9 months and I'm very
I've owed the rogue SV for some 9 months and I'm very pleased with the ride, performance and reliability . Prior to me purchased this car I rented a bunch of competitors to narrow down my choice. The Rogue has alot of features that really come in handy. It's a very thought out vehicle. On long highway trips it holds the road very steadily at 90 MPH and my gas consumption was in the low 40's. For the money to me it's the best value out there
Used
2019 Ford F-150 XLT
Vehicle information
Features
Reviews
Awesome Truck
This is a great truck. Good acceleration, towing, and four-wheel drive. I am definitely a Ford lover now. Can't go wrong with this truck. Mine is a 5.0L and can't find a fault with it after four years of ownership.
Used
2021 Hyundai SANTA FE SEL 2.4
Vehicle information
Features
Reviews
Amazing SUV
When shopping for our Santa Fe, we looked at many different models brands and sizes some smaller some larger and felt very comfortable with the size of this vehicle. The interior is beautiful and lacks the big TV screen that many of the SUVs have that I didn’t care for. After driving it, I was impressed with its cornering handling breaking an overall driving position. I now have 15,000 miles on it and I’m totally impressed with its comfort and all of the safety features. Some of the smaller SUVs we drove were noisy, and I felt every bump on the road, some of the larger SUVs were just too big. I was impressed with how quiet this car was and how it smoothed out lot of the rough roads that we have here in California. We have the SEL model with a 2.5 L turbo charged engine that has plenty of power and decent fuel economy. I get over 30 miles per gallon on the highway and 25 miles per gallon in town. This is an amazing vehicle that drove nicer both in town and freeway than many other SUVs costing thousand more.
Used
2021 Honda Accord Sport SE 1.5T
Vehicle information
Features
Reviews
I traded in my 22 Accord with the 1.
I traded in my 22 Accord with the 1.5T and CVT transmission. My 2021 has the 2.0T and 10 speed automatic. It’s a great car for the money, dollar for dollar, you cannot beat it! Fully Loaded, very strong motor and tranny, rides beautiful, handles everything beautifully!
Used
2023 Jeep Grand Cherokee Overland
Vehicle information
Features
Reviews
Natural upgrade choice
Runs smooth. Very comfortable. Always loved the Jeep brand so this was a natural upgrade. Love the options too. The adaptive cruise control is amazing.
Used
2022 Audi Q7 55 Premium Plus
Vehicle information
Features
Reviews
Q7 purchase
Well built vehicle drives well and is very comfortable. I would recommend this car to anyone that is looking for style and comfort in a car.
Used
2024 Jeep Wrangler Sport S
Vehicle information
Features
Reviews
2004 jeep wrangler sport s 2 door.
2004 jeep wrangler sport s 2 door. So far it is wonderful. Bought it just as a fun beach jeep but it has turned into our daily driver. Only problem is my wife wants to drive it all the time. She has claimed it as HER car. Guess I will need to just buy MY jeep.
Used
2023 RAM 1500 Big Horn/Lone Star
Vehicle information
Features
Reviews
2020 Ram 1500 Limited
Bought a 2020 Ram 1500 Limited new and owned for 4 years. The starter went out twice under !00,000 miles so replaced 2 starters, had spark plug miss fire that had to get fixed, had exhaust manifold crack making the clicking sound upon startup, gas mileage got bad around 80,000 miles. I loved my truck but was stuck 2 where truck wouldn't start because the starter Ram uses is too small and not enough power for the start/stop and this size of engine. Also, heated seats are not hot at all. Coming from a F150 where the heated seats were incredibly hot which felt great, Ram not so much.
Used
2018 Honda Civic EX
Vehicle information
Features
Reviews
Absolutely love my car.
Absolutely love my car. 2018 SI sedan 6speed manual. A/C was fixed at dealer a while back. No problem since. No other problems of any kind. I never get under 35MPG COMBINED city and freeway. We drove to Phoenix and never got gas on the way. I’m at almost 90k miles, favorite car I have owned. I added a subwoofer to the stock stereo and it’s pretty good with Dolby Neural. I am amazed at the engineering to have over 200hp and just under 40mpg. Seat material is cheap. That’s one complaint. And it rides like a civic SI especially in sport mode. The handling is top notch I’ve scared a few people taking corners. If you like the SI cars over the years, this is one of the best
Used
2021 Cadillac XT5 Premium Luxury
Vehicle information
Features
Reviews
I'm from out of state.
I'm from out of state. Found the truck online.The sales person I dealt with quoted a fair price with all taxes and fees shown. Did a road trip the next day and bought the truck.
Road noise is loud, Water leak in front passenger side
Road noise is loud, Water leak in front passenger side during heavy rain or car wash. Engine noise that the tech can’t locate. The XT 5 is a very nice size SUV. For a high end vehicle the warranty should be better in length and milage..
Used
2025 Jeep Grand Cherokee Limited
Vehicle information
Features
Reviews
What a great look.
What a great look. I have bought several cars and trucks over the past few years, from 2 trucks for me and helped the family with other cars. I wanted to get something for looks and the 2025 Grand Cherokee fit the bill. Style and looks, 10 out of 10 in my opinion. Good on the mileage and performance. Great dealership and people at Ray's CDJR in Fox Lake. They treat you like you should be, with respect through the entire process.
Used
2023 Ford F-150 Lariat
Vehicle information
Features
Reviews
Brought my Expedition in for a vehicle safety recall from
Brought my Expedition in for a vehicle safety recall from Ford Motor everything went very well, was quick and easy. Good experience with the service area.
A little choppy on dirt roads, feel the uneven paved
A little choppy on dirt roads, feel the uneven paved road surfaces. I attribute this to the 4X4 suspension. Excellent payload , 1865 lbs.for the non-turbo 3.3 liter which has been stellar performer in 35K miles. I average 24mpg all weather. Very good drive modes, sport kicks it up to V8 feel, shift on the fly seamless. Handles great with loads 1000 lbs. plus. Hot riding vinyl seats are sport like hugging you, difficult to turn around to look out the back window. I don't rely solely on back up camera because it does hide the corners where pedestrians are. Confining driving position barely allows for my 6 foot frame. Seats belong in a sports car, not a truck! I should have got the cloth seats! The cab lacks much space behind seats for a small cooler of water or duffel bag. The transmission was clunky in the first 4 months. I think it was the computer adjusting for driving habits. The 12" touch screen has many features and can be turned off. Integrated phone is easy set up, Personal music can be played or built in music apps. The maps are great showing satellite view and North South configuration based on direction view. Service often freezes when you get in valleys. The worst feature is vehicle manual on computer, takes 10x longer to find what you are looking for. Ask Ford to order a printed booklet! The instrument panel is well laid out however the steering wheel sometimes obstructs information. The tilt, telescope wheel is perfect for shorter drivers. There are many cluster views to choose from and two trip odometers, a big plus. I choose one layout for all driving. Took a long time to get used to where radio controls are as I was always turning down the blower motor switch. Blower motor has 8 speeds and whisper quiet up to 5. Also has an ac booster for quick cab cooling, heat, nice! The stereo has equalizer, 4 speakers and will blow out your ear drums unless you have deafness. I find the adjustments for instrument brightness, headlights, fog, and bed lights to be very awkward, An afterthought by Ford engineers? Placed at lower left below segregated instrument layout. Needs to be easily visible, not hidden from view and adjustment. The high beams light up the next county and 50 feet up the treeline. Not sure I need to see owls in the trees, but I can. The flash to pass feature needs to be more blinks, changing lanes that fast is dangerous. The windshield is large and raked offering a full road view and pillars don't obstruct the roadway. The rear view camera can be used while driving and shows tailgaters. The rear window has defrost, tint. The tint is great but defrost is imo a dumb idea. Window easily defrosts with heat or defogs with ac. This isn't a car! I chose Ford over competition because my last F150 gave me 400K, never left me stranded, had a great V6, super good tranny and decent fuel mileage. I like the payload, handling, maps and my music from my apps. I like the aluminum clad where my last steel truck started rusting everywhere. The weight is nimble feel while driving, almost sporty on twisty roadways with very good acceleration and quicker stopping. The cost of ownership is less than foreign and many domestic. I have no recalls in 2 years. I drive in snow often, the handling and my confidence level are excellent but I still have weight in the bed for traction since this is 700 lbs. lighter than my 2013. Overall, I like this vehicle very much and look forward to a new one, better designed or upgraded 2028.
Used
2022 Mitsubishi Outlander SE
Vehicle information
Features
Reviews
Already had this car for 3 years and still loving it.
Already had this car for 3 years and still loving it.Remains modern with all it’s add ons…not jealous at all of all those expensive similar models…this has it all for a whole lot less…thank you
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $40,000 in Philo, IL by make
-
Chevrolet under $40,000 in Philo, IL
46 Great Deals out of 111 listings starting at $4,995
-
Ford under $40,000 in Philo, IL
38 Great Deals out of 95 listings starting at $1,000
-
Jeep under $40,000 in Philo, IL
32 Great Deals out of 85 listings starting at $8,450
-
Toyota under $40,000 in Philo, IL
18 Great Deals out of 76 listings starting at $4,995
-
RAM under $40,000 in Philo, IL
19 Great Deals out of 49 listings starting at $11,995
-
Hyundai under $40,000 in Philo, IL
22 Great Deals out of 43 listings starting at $5,555
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GMC under $40,000 in Philo, IL
17 Great Deals out of 38 listings starting at $9,190
-
Honda under $40,000 in Philo, IL
8 Great Deals out of 36 listings starting at $8,495
-
Nissan under $40,000 in Philo, IL
13 Great Deals out of 35 listings starting at $5,995
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Kia under $40,000 in Philo, IL
14 Great Deals out of 32 listings starting at $7,450
-
Dodge under $40,000 in Philo, IL
14 Great Deals out of 30 listings starting at $8,900
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Volkswagen under $40,000 in Philo, IL
6 Great Deals out of 25 listings starting at $8,500
Find great prices by city
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Cars under $40,000 in Sidney, IL
334 Great Deals out of 950 listings starting at $1,000
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Cars under $40,000 in Tolono, IL
209 Great Deals out of 524 listings starting at $3,000
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Cars under $40,000 in Savoy, IL
221 Great Deals out of 560 listings starting at $3,000
-
Cars under $40,000 in Urbana, IL
299 Great Deals out of 806 listings starting at $1,000
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Cars under $40,000 in Pesotum, IL
220 Great Deals out of 557 listings starting at $3,000
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Cars under $40,000 in Villa Grove, IL
229 Great Deals out of 602 listings starting at $3,000
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Cars under $40,000 in Champaign, IL
221 Great Deals out of 560 listings starting at $3,000
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Cars under $40,000 in Saint Joseph, IL
346 Great Deals out of 986 listings starting at $1,000
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Cars under $40,000 in St. Joseph, IL
346 Great Deals out of 986 listings starting at $1,000
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Cars under $40,000 in Homer, IL
334 Great Deals out of 950 listings starting at $1,000
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Cars under $40,000 in Ogden, IL
346 Great Deals out of 987 listings starting at $1,000
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Cars under $40,000 in Tuscola, IL
308 Great Deals out of 822 listings starting at $3,000
Find great prices on used cars in Philo, IL
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