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Used cars for sale near Rising Sun, IN under $8,298

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203 matches 30 miles from 47040
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Super Black
Int. color: Blond
Drivetrain: Front-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Automatic
Engine: VQ 3.5L V-6 DOHC, variable valve control, regular unleaded, engi
Stock #: CC115838
VIN: 1N4BL2AP5CC115838

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Midwest Auto Store review

Recently bought a used car there.

Recently bought a used car there. They have large selection of good cars.Johnny my salesman and manager got me financed into a fair priced vehicle..Would definitely recommend them!!!

2012 Nissan Altima 3.5 SR review

Best used car I’ve ever bought

Bought this used car 2012 Nissan Altima 2.5 S three years ago with just over 100,000 miles and I’ve had nothing go wrong with the car since day one.

Vehicle information

Ext. color: Brilliant Silver
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 25-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: GC804555
VIN: 5N1AT2MV7GC804555

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Midwest Auto Store review

Despite some very negative reviews, I tried this

Despite some very negative reviews, I tried this dealership because they had the vehicle I wanted. I came prepared for bad things because of the warnings in the reviews. I found that they are not the bad guys the reviews suggested. They were very upfront about the vehicle, which was exactly as represented, about their post-sale responsibility (vehicles sold as is) and did not try any bait and switch. Johnny Lee was very helpful and sincere. Only two complaints - 1. after the deal was made it was two more hours before we were able to leave the dealership (i have had this same experience almost every time i have purchased a vehicle, so nothing different here) 2. Their price is no-haggle (I think this is actually good, I hate to haggle, I just wish I had known that before I tried to haggle.) I do not hesitate to recommend them and I would go back. Those bad reviews? I don't know but I suspect those supposed buyers didn't do their homework before shopping, and need someone to blame for the mistake they made. Or else they just like bad mouthing others.

2016 Nissan Rogue S review

I bought my 2016 Rogue SL in 2019 with 32,000 miles on

I bought my 2016 Rogue SL in 2019 with 32,000 miles on it. It is now 2025 and it has 223,000 miles on it, and I still drive her daily with no issues. I have had to replace the car battery once and the fob battery twice. I also had to replace the front wheel bearings about 2 years ago. That is it! No check engine lights no engine or transmission issues, no sun roof leaks. Everything she started with still functions as well as the day i got her. This has been the best, most reliable incredible car i could have every asked for. I can not speak highly enough of the Rogue and am currently looking at getting another one and saving what is left of this one for my daughter.

Vehicle information

Ext. color: Gray
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: EE015034
VIN: 19XFB2F97EE015034

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Midwest Auto Store review

Very easy and pressure free.

Very easy and pressure free.Dealing with Johnny was awesome. Second car I’ve bought from him.

2014 Honda Civic EX-L review

Great car, but small.

Civic LX sedan.Small car that is extremely reliable and handles like a sports car. Stereo is average. Seats are a little stiff. Low to the ground makes it a little hard to get in and out. Rides great, handles even better. 118,000 miles without an issue. 36 mpg combined every day. Dont care for CVT transmission, feels slightly sluggish but will get the job done.

Vehicle information

Ext. color: Champagne Silver
Int. color: Jet Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 18843A
VIN: 2GNALBEK6E6161248

Features

Convenience: Keyless Entry, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Tom Gill Chevrolet review

This is the best car purchasing experience.

This is the best car purchasing experience. I can remember everyone is not only friendly, but they are efficient and I feel like they work for me to get me the best deal and the correct car. They actually knew about the car they were selling me most dealerships just want to negotiate money

2014 Chevrolet Equinox 1LT review

My 2014 Equinox LTZ has over 200,000 miles on it.

My 2014 Equinox LTZ has over 200,000 miles on it. Been the most reliable vehicle I’ve ever owned including a Jeep Grand Cherokee. Will buy Equinox again.

Vehicle information

Ext. color: Satin Metal
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: F5579834
VIN: KNAGM4A76F5579834

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Midwest Auto Store review

Good staff and service .

Good staff and service . I recommend this auto sales .not so expensive and friendly, and good coffee in office.

2015 Kia Optima LX review

Not too bad!

There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.

Vehicle information

Ext. color: Satin Metal
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: B5055441
VIN: KNAGM4A75B5055441

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Midwest Auto Store review

We found a [surprisingly] sought-after example of a Honda

We found a [surprisingly] sought-after example of a Honda Element at Midwest Auto, for our son - four hours away from our home. A 22yr old car, with over 100k miles on the odo. I expected a decent car with some issues, for what I paid. Instead, I got the cleanest Vtec the local, mobile mechanic had ever seen. He climbed all over that car for 1.5 hours and thoroughly drove and code tested it - both past/recent codes and “likely fail” codes. I have a four year old, bought-new minivan that wouldn’t have tested that clean. I drove the four hours home with no trepidation whatsoever. I feel like I stole this car. The mechanic told me that he sees a lot of “good cars” come out of Midwest. Not only was the sale easy, no-pressure and quick, (as we knew what we wanted), they were accommodating and incredibly friendly. I’ve owned a lot of cars and after what I experienced, I would buy from this dealer sight-unseen and ship with no fear. ANY used car WILL have some issues - new ones do now! - but this one doesn’t need anything but what anyone should do for any car. It’s getting a fresh alignment and a new battery. That’s it. This is easily the cleanest decades-old ride I’ve ever bought. Five stars.

2011 Kia Optima LX review

Warranty & Guidelines

I love my Kia Optima, yes there's been a lot of recalls for Kia "but" they stand by there warranties. ("As long as you have followed warranty guidelines.")

Vehicle information

Ext. color: Platinum Gray Metallic
Int. color: Palladium Gray & Black
Drivetrain: Front-wheel Drive
MPG: 28-40
Fuel type: Gasoline
Transmission: Manual
Engine: 1.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: JM222198
VIN: 3VW167AJ6JM222198

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2018 Volkswagen Jetta 1.4T S review

Great car

This vehicle met the needs we were looking for. Drives well has sport mode for when I’m in a nascar driver mood! All around pretty good vehicle.

Vehicle information

Ext. color: Performance White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: A5M46200
VIN: 1YVHZ8CH1A5M46200

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Blind Spot Monitor, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2010 Mazda Mazda6 s Grand Touring review

Sorry I gave it away!

I absolutely cannot say anything for positive feedback about this vehicle. I purchased (used) a 2010 Mazda 6. This by far is the best vehicle I ever owned. No mechanical issues at all! I’ve owned it for 5 years and then passed it on to my son. I want it back! Only had to replace occasional brakes pads and stay up with oil changes. Mazda is amazing and I hope one day I will be able to afford a new one. I highly recommend. Safety is top notch in my book.

Vehicle information

Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Compact 5-Speed Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: 18619C
VIN: 2HGFA16619H512417

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

Marshall Dry Ridge Toyota review

Donald Lovell

This is the second time I've dealt with Donald. He's honest, very personable, and not pushy. If you go to Dry Ridge for your next car, ask for him.

2009 Honda Civic LX-S review

237,000 miles and counting

This car replaced my 1993 Civic when the corrosion of the midwest did in the suspension, which was not worth repairing on on a car with 279,000 miles. Now my current Civic was approaching this benchmark fast befor Covid. It had some big shows to fill and easily did so. No problems, and it has been beat to crap. This is city driving, so the engine hours are through the roof. Average maybe 20mph thoughtour it’s life. Did need it’s starter replaced once, although this was less expensive than the old timing belt tuneup on the 93. There was an issue with thinning paint on trunk and the car has been hit with enough rocks and when parked that she is far from pristine. I vouch for the safety as this is the insurance replacement of one that got totaled with 60 miles on it back in 09, a roll over. Run off road by semi whose brakes failed. I find the car quite comfortable for commuting purposes and the AC still works. It’s a DX-VP, so she’s awfully spartan by modern standards. Now that I work from home, the miles are coming slower. I assume a better conditioned one with low miles would hold its resale value pretty well. I’d like to justify getting a new car to scoot around town but it’s impossible to justify.

Vehicle information

Ext. color: Bright Silver Metallic Clearcoat
Int. color: Medium Slate Gray
Drivetrain: Four-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: Power Tech 3.7L V-6 regular unleaded, engine with 210HP
Stock #: J7136968A
VIN: 1J4GL48K07W522843

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2007 Jeep Liberty Sport review

Excellent running Jeep

Own a 2006 Liberty,purchase used with 120000 miles on it,kept up with all the recalls,Jeep fix with no problems,the driver side window broke EZ replacement, the 4 wheel drive will get you out of any situation, did all my maintenance every 3000 miles did not used oil,,sold it with 225000 miles on it,still running today

Vehicle information

Ext. color: Classic Silver Metallic
Drivetrain: Front-wheel Drive
MPG: 22-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 1169C
VIN: 4T4BF3EK3AR036974

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Piles Chevrolet review

Piles Chevrolet in Dry Ridge was not my first stop when I

Piles Chevrolet in Dry Ridge was not my first stop when I was searching for a Chevrolet Trax; BUT, they should have been my first! Unlike the others, the people (Dan and Betty) at Piles in Dry Ridge, Ky, treated me with respect and interest; even when they found out I wasn’t in search of a NEW car. When I reached home with it, I noticed that the back cover over the spare tire was missing, so Dan promptly ordered me a new one! I can’t wait to praise Piles Chevrolet to all my family and friends!

2010 Toyota Camry XLE review

I bought this car used in 2023.

I bought this car used in 2023. It runs well. It is not the quickest car but it will always get the job done. I have the 2.5L 4 cylinder and it gets around 27 mpg on average. This car has never let me down and I plan on keeping it for a while. I would definitely recommend this car if you're looking for something that will last forever and get you from A to B.

Vehicle information

Ext. color: Medium Wedgewood Blue Clearcoat Metallic
Drivetrain: Four-wheel Drive
MPG: 15-20
Fuel type: E85 Flex Fuel
Transmission: 5-Speed Automatic
Engine: 4.0L V6 12V MPFI SOHC Flexible Fuel
Stock #: 18879B2
VIN: 1FMZU73K85UA16038

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Tow Hitch
Safety: Stability Control

Reviews

Tom Gill Chevrolet review

All around very pleasant experience.

All around very pleasant experience. Every person there was knowledgeable, starting with our Salesperson, Jessika ! They had a person to sync our phones, and help us connect to OnStar. The easiest vehicle we have ever brought, not sure why anyone would shop elsewhere. 5 Stars hands down !!

2005 Ford Explorer XLT review

368,000 miles

My first new vehicle. I still use it as my spare and my son uses it too for work. It has 368,000 miles and I have only had to replace the alternator and the thermostat (cracked) plus, all the normal militance. It still runs smooth like it was new.

Vehicle information

Ext. color: Barcelona Red
Int. color: Taupe
Drivetrain: Four-wheel Drive
MPG: 23-27
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 23518A
VIN: JTMBD33V675122669

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Joseph Toyota of Cincinnati review

My purchase and trade-in was seamless!

My purchase and trade-in was seamless! Dupree Ratchford is a top notch salesman. Kind and listens well. No high sales pressure. Mr. Ratchford made sure I was satisfied from beginning to end. He went above and beyond for items I wanted to customize my car. Thank you Dupree and Joseph Toyot

2007 Toyota RAV4 Base review

Nearly the perfect SUV for it's era!!!

I've owned dozens and dozens of car and this one has impressed me the most. Tons of power from the V6, typical Toyota reliability, very ergonomic, and very capable. I've hauled weight in this thing that would rival any truck and pulled a trailer that was double it's load rating. I can't say enough good things about it CONS: Brakes are just two small for this weight! The side opening rear door

Vehicle information

Ext. color: Modern Steel Metallic
Drivetrain: Front-wheel Drive
MPG: 21-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 i-VTEC variable valve control, regular unleaded, engine
Stock #: DA044550
VIN: 1HGCR3F96DA044550

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2013 Honda Accord Touring review

yes my car has 2014 miles on it just bought it from the

yes my car has 2014 miles on it just bought it from the auction the car was dealer kept from day one the car is in mint condition in and out i took it to the dealer and they love the car and said no problems you should get 300.000 miles out of it. it is dark gray color and black .i will be driving 6000 miles a year. so dont let the miles fool you. no oil leaks i have all the service records one owner. i said its in mint condition

Vehicle information

Ext. color: Tuxedo Black Metallic
Int. color: Medium Light Stone
Drivetrain: Front-wheel Drive
MPG: 26-36
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V GDI DOHC
Stock #: 36812C
VIN: 1FADP3F28EL310674

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

Tom Gill Chevrolet review

Jessika and Chris were great to work with.

Jessika and Chris were great to work with. They helped my wife find and answer question about the new Equinox .Thanks again !

2014 Ford Focus SE review

2014 Ford Focus.

2014 Ford Focus. Best car I have ever driven. Fun to drive and I look sexy driving it. Passed it on to my daughter, 177000 miles and still runs great.

Vehicle information

Ext. color: Nautical Blue Metallic
Int. color: Dark Charcoal
Drivetrain: Front-wheel Drive
MPG: 26-34
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 1.8L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 18629A
VIN: 2T1BU4EE7BC579263

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Marshall Dry Ridge Toyota review

Michael Adams

My daughter needed a car. We told Michael what we wanted and he was great. Michael listened to our needs and went the extra mile to find just what we wanted and at a price we could afford. He's not pushy and will work hard for you. Very happy.

2011 Toyota Corolla S review

I am very happy and very excited about this Corolla

I am very happy and very excited about this Corolla because it is very comfortable and economical on gasoline and an excellent vehicle. And I recommend it to my friends and everyone that this Toyota Corolla is very excellent and very comfortable.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: 5-Speed A/T
Engine: 210.0HP 4.0L V6 Cylinder Engine Gasoline Fuel
VIN: 1ZVHT84N665111224

Features

Convenience: Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking
Seating: Leather Seats

Reviews

2006 Ford Mustang Base review

Mine is a 2006 4.

Mine is a 2006 4.0 V6 convertible. I am absolutely in love with this car. It was very, very well maintained by the previous owner, and aside from minor paint chipping, looks to be almost brand new. It never fails to turn heads.

Vehicle information

Ext. color: Aloe Green Metallic
Int. color: Bisque
Drivetrain: Front-wheel Drive
MPG: 21-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: PGA19467B
VIN: 4T4BE46K19R122500

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist

Reviews

2009 Toyota Camry LE review

Hi, I’m 18 and this was my first nice car, I have had it

Hi, I’m 18 and this was my first nice car, I have had it for like 3 months and put 5k miles on it. It’s Solid, I do have the 3.5L so it doesn’t have the oil issues like the 4cyl. This car quiet and comfortable and runs and starts every time, even when freezing. It has 192k and I love it. Only repair needed was a cv axle which was under 500$, which for this many miles is great. I highly suggest the v6 2009 Camry!

Vehicle information

Ext. color: Brilliant Silver Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 2.5L I4 16V MPFI DOHC
Stock #: 8939B
VIN: 1YVHZ8CH0A5M07100

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control

Reviews

Kerry Hyundai review

Super Team Effort

Was in a spot with a vehicle that could not be repaired...not from this dealer...from Chris to Walt and Don they did a super job working to trade in my truck and get me in a reliable proven truck...thanks so much!!

2010 Mazda Mazda6 i Touring Plus review

Best car ever

I have the new 2014 model but the 2010 Mazda 6 sport 2.2 180 is the best car I’ve ever driven. It has over 400,000 miles on the clock and still drives like new. Incredibly underrated cars.

Vehicle information

Ext. color: Brilliant Silver Metallic
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.8L I4 16V MPFI DOHC
Stock #: 20139A
VIN: 3N1AB7AP5KY253751

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Kerry Hyundai review

Everyone was very nice and the process very quick

Everyone was very nice and the process very quick process. I appreciate everyone’s help.

2019 Nissan Sentra S review

Beautiful looking car!

I have the 2019 Nissan Sentra SV Special Edition and the ride and seats are very comfortable. Gas Mileage is great in the city using the Eco mode which I use a lot. I got up to 36 miles per gallon in the city. I added some System48Plus to the oil crank case and now I'm getting up to 40 miles per gallon in the city! I bought the car certified and it had no recalls so I decided to buy this one. Some of those other 2019s had a recall. The front of the car looks amazing sporty! The thing that's not as good would be the performance which I don't need as long as I am saving gas but I am getting a better puck up since I added that engine treatment as well as better gas mileage. The only other thing that could use improvement would be the sterio speakers and l will probably just change that to Boise speakers. Overall it's a great looking and dependable car.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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