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Used Saturn sedans for sale near Denver, CO

Filters 3 Year Model Price & payment Make Mileage Body style Ext. color All filters
74 matches All miles from 80238
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
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Vehicle information

Ext. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.9L I-4 regular unleaded, engine with 100HP
Stock #: SZ209341
VIN: 1G8ZH5285SZ209341

Reviews

Group 1 Toyota Rivertown review

Communication was wonderful and the tech went above and

Communication was wonderful and the tech went above and beyond to get a recall fixed as well. I was very pleased and the car was ready on time

1995 Saturn SL 1 review

Very reliable vehicle!

Single owner for 24 years! Excellent vehicle and dependable for value. No major maintenance required. Just routine maintenance, great gas mileage and no dickering over price; something no longer since Saturn has been discontinued.

Vehicle information

Ext. color: Golden Cashmere
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 140HP
Stock #: B433003A
VIN: 1G8AJ55FX6Z207392

Features

Convenience: Keyless Entry
Entertainment: CD Player, WiFi Hotspot

Reviews

Castriota Chevrolet review

The whole experience was just awesome with incredible

The whole experience was just awesome with incredible team that made a thrill to be there.

2006 Saturn Ion 2 review

Reliable, cheap, fuel efficient, and strong.

This is my first car. I bought it with 168,000 miles on it, and had to replace the fuel pump ($500). After that, I’ve driven the car back and forth without any major issues. I drove from Florida to Massachusetts in two days - with 11-hour drives each day - and the car behave perfectly. It has never let me down since I bought it. Considering the price I bought it from, it is extremely reliable and pretty good-looking. It also has more than enough space for you and your partner, and spacious trunk for storage. I cannot describe in words how amazing this little car is. My car is about to hit the 200,000 miles on it and still drives smooth down the road. The only bad thing that I could say about this car is the leg space in the rear seats. Even though it’s enough for people to put their legs, it seems to be a little tight for them. Other than that, the design is fun and comfortable overall. The original audio system is above other competitors from the same year. What a shame GM discontinued this brand!!

Vehicle information

Ext. color: Ocean Mist
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 18-29
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 3.5L V6 12V MPFI OHV
Stock #: P22730A
VIN: 1G8ZS57N98F129793

Features

Convenience: Remote Start
Entertainment: CD Player, Satellite Radio
Exterior: Sunroof/Moonroof
Safety: Stability Control

Reviews

Bachman Volkswagen review

Very helpful the whole team.

Very helpful the whole team. From the time I try to buy a car. The seller was very helpful and honest with every questions that I have. The service team are very helpful and outstanding great job to them. I recommended anyone who need to buy a car go to them and buy a car.

2008 Saturn Aura XE review

second most reliable car ive owned

nice car its woulda be my second favorite car after my lexus , very reliable great on gas with spacious interior, not the most stylish but reliable at best never had broken down on me

Vehicle information

Ext. color: Deep Sea Blue
Int. color: Neutral
Drivetrain: Front-wheel Drive
MPG: 24-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 140HP
Stock #: 77501283
VIN: 1G8JC54F94Y501283

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

Corwin Public Wholesale review

Appreciate the service I was given, salesmen made sure u

Appreciate the service I was given, salesmen made sure u to make me feel in good hands

2004 Saturn L 300 review

car is better than many reviews say

I think that a lot of reviewers have under-rated this car. Saturn did modestly with new sales of the L-car, but it is a bonanza for guys like me who were in the market for a good used car value. The car is unfairly compared to Japanese imports which cost a lot more money. My Saturn is fast, handles well, and the leather seats and other appointments make it very comfortable and enjoyable. At $6,000 less expensive than a Japanese rival, it represented the best bang for my buck. The black paint and polished aluminum wheels on my car don't hurt matters, either. I would recommend one of these to anybody.

Vehicle information

Ext. color: Pewter
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 135HP
Stock #: 61240A
VIN: 1G8JU54F03Y516945

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Sunroof/Moonroof

Reviews

Rosedale Chevrolet review

I have a chevy dealership 6 miles from my house.

I have a chevy dealership 6 miles from my house. I drive 20 miles to do business with Rosedale Chevy. I bought my 2025 Equinox back in July from Rosadale Chev. I brought my vehicle in for her first oil change. Harry, who met me for the intake of my vehicle was friendly and efficient. He told me it would be about an hour, which is what I was told when I made the appointment. After I went to the customer lounge I received a text where I could ask questions and have contact with the service area. After 1 hour and 5 minutes, Harry came to the lounge to let me know my vehicle was ready! He walked me to the cashier where I signed for my service and received my keys and was shown where my car was parked. Later in my Chevy app, I received a video of the mechanic showing me the underside of my vehicle and going over tires, suspension, oil pan, etc... and said he had no recommendations for service (I didn't expect any on a new car, but you never know)! I found the video to be informative and a professional touch of service!

2003 Saturn L 200 review

Have really enjoyed the L 300,quite comfortable.

Pushing 80 yrs old [young?] I find the L300 a very nice place to be driving from Az desert to the Ca coast...it also get pretty good MPG...Great air and power everything, like the sunroof too..1st car with leather, it felt more comfortable to sit on, seemed softer...over 84,000 now and all is well...can't complain even if it dies in the next 30 or 40 thousand miles...

Vehicle information

Ext. color: Maroon
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 18-29
Fuel type: Gasoline
Transmission: Automatic 4-Speed
Engine: 3.5L V-6 variable valve control, regular unleaded, engine with 2
Stock #: 8F268768STK
VIN: 1G8ZS57N38F268768

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio, WiFi Hotspot
Safety: Stability Control

Reviews

MD Motors review

Easy to work with them, answered all the questions before

Easy to work with them, answered all the questions before we visited the dealership. Thank you and hopefully will come back later for another vehicle

2008 Saturn Aura XE review

Perfect car for the price

This car was everything I was looking for at this stage of my life. It had 3 owners but no accidents and only 96,000 miles. This car is known to be reliable. The exterior and interior are nothing too fancy but it has the necessities (functioning windows, A/C, mid size sedan space, decent trunk space, etc). Saturn is no longer in business so some have had issues finding parts and repairs may be expensive. But as Saturn was part of GMC, it may not be as difficult as one might think.

Vehicle information

Ext. color: Silver Nickel
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 140HP
Stock #: D4406
VIN: 1G8AL52F44Z109003

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

Workman Auto review

My wife and I recently made a second purchase this year

My wife and I recently made a second purchase this year and once again we really appreciate all the help we were given, allowing us to test drive multiple cars until we found the one we liked best, Dave, Dan and Jim were great to work with and made the process of purchasing easy!

2004 Saturn Ion 3 review

I bought my '04 Saturn Ion brand new.

I bought my '04 Saturn Ion brand new. It only had 2 miles on it when I drove it out of the showroom. It hit 430k 2 yrs. ago. I was hoping to get at least 500k out of it, but alas, my subframe is rusted. But that's due to winters in the Midwest. I never had any engine issues and the factory battery lasted 7 yrs. before it needed to be replaced. It never burned any oil and I religiously changed the oil every 3,000 miles. My baby got me safely home in the worst weather. Very low maintenance, great gas mileage. Oh! And the dashboard design! I loved not having the steering wheel in the way to check my gauges/speedometer. Just a quick glance with my eyes was all that was needed; didn't even have to turn my head. Everyone gave me sh** for having a little plastic car. (My daughter always said that I could whip Cheerios, not doughnuts!) But they all shut up when they saw how good a car it was. For being a little car, it still had plenty of room. I smoked a deer w/ my car 20 miles from home and even though it totally effed up my hood and headlights, but it Never. Stopped. Running. My husband thought I was gonna junk it. I looked at him and laughed. He underestimated the love I have for that car. It was well worth fixing it and I drove it for another 4 years. I wish with all my heart that they would bring them back and make them as good as they did.

Vehicle information

Ext. color: Deep Blue
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 22-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.4L I-4 DOHC, variable valve control, regular unleaded,
Stock #: 209396
VIN: 1G8ZV57B79F209396

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Stability Control
Seating: Leather Seats

Reviews

Zoom Motors review

Zack was amazing!

Zack was amazing! Help me out with out pushing me! Thank you, hope we can work out a deal

2009 Saturn Aura XR review

an excellent sleeper

I purchased an aura xr v6, 2009 with 65,000 miles. it is the top one, including some wireless headphones, dual Chrome exhaust with 6 speed auto with steering shifters and great sound system. this car is a joy to ride and it is well mantained, the parts are really cheap because it shares platforms with malibu/g6/impala, shocks, brakes, body, etc. it runs AMAZINGLY, doesn't save gas but for the power is a nice trade willing to make. It looks better than bmw serie 3 of those years by far and runs faster. the only bad thing is that the car is limited to 115 mph, the competition the top is after 140mph. just that's it. excellent ride

Vehicle information

Ext. color: Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Stock #: 00325
VIN: 1G8AL58F272116026

Reviews

Auto Bohn Family Motors review

I highly recommend Auto Bohn, they went above and beyond.

I highly recommend Auto Bohn, they went above and beyond. The car I purchased is in fantastic shape and I love it. I'm extremely grateful to have found this place. If you're looking for a used vehicle, check them out before going elsewhere, you'll be glad you did!

2007 Saturn Ion review

I got my Saturn Ion new back in 2007.

I got my Saturn Ion new back in 2007. I wanted an affordable black car with a manual transmission. This car has been a rock for me. I've put on new all season tires a few years back. In this past summer, 2024(158,000 miles), I had to replace the brakes. Outside of regular maintenance(oil changes, tire rotations, fluid flushes) that is all I have had to do! Mine is a manual transmission, which has been very helpful controlling the vehicle in the snow here in MN. I am very grateful for my Saturn and happy to share the feedback.

Vehicle information

Ext. color: Storm Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 145HP
Stock #: 63862A
VIN: 1G8AJ55F37Z207512

Features

Convenience: Keyless Entry
Entertainment: CD Player, WiFi Hotspot
Exterior: Alloy Wheels

Reviews

Legacy Ford review

Wonderful experience, keeping it local

We had a wonderful experience with Legacy Ford in LG. Justin, Skylar and the whole crew went above and beyond to find the perfect vehicle for me. They never pressured us to buy. The sale has gone through and they are still checking in to make sure everything is perfect.

2007 Saturn Ion 2 review

Most Reliable Car

I've owned my 2007 Saturn Ion 3 for 16 years and have only had one small repair. Had a small leak in the gas tank and that is all. This is the most reliable car I've ever owned.

Vehicle information

Ext. color: Blue
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-29
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 140HP
Stock #: 6093
VIN: 1G8AJ55F66Z171863

Features

Entertainment: CD Player, WiFi Hotspot

Reviews

2006 Saturn Ion 2 review

GREAT CAR FOR THE VALUE

I bought my 2006 Saturn ion at 193,000 miles for $550. My ex got into a accident when it hit 240,000. It was such a reliable and strong car! Replaced some filters, battery, alternator, and also had to replace radiator due to running over a raccoon on accident :( I went back and forth a lot in that car doing doordash. I would definitely recommend that car to anyone who’s looking for something that’s cheap and reliable.

Vehicle information

Ext. color: Midnight Blue Pearl
Int. color: Sandstone
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5 Liter V6 SFI
Stock #: 9036
VIN: 1G8ZS57N58F259036

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels

Reviews

Beau's Auto Sales review

Great Experience

We bought a used 2002 Volvo in Excellent condition from Beau. His cars are quality and he is very honest. We came from Massachusetts to get the car and I would recommend him to anyone looking For a used car.

2008 Saturn Aura XE review

I bought a 2009 Aura XE in 2010 and so far I have put

I bought a 2009 Aura XE in 2010 and so far I have put 200010 miles on it. Bought it used with 30000 miles. It is by far the best, most reliable car I've owned and it is still running strong. Nothing but routine maintenance. I've changed spark plugs once and I change the oil and filter every 3000-4000 miles. I've changed the wiper motor once and a sensor once. I've owned a few brand new cars but none were as good as this one. Garage kept so that may contribute to it lasting for 14 years. But it's been a great car.

Vehicle information

Ext. color: Silver
Int. color: Grey
Drivetrain: Front-wheel Drive
MPG: 22-23.0
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.4L I-4 DOHC, variable valve control, regular unleaded,
Stock #: 10568
VIN: 1G8ZV57B09F164477

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Stability Control
Seating: Leather Seats

Reviews

Auto-Fleet review

Great Purchase Experience

Friendly Owner and Sales staff, Fast Service, Great Price on a very clean pre-owned Lexus 450h. Left with a full tank, 90 day warranty and 3 months of free Sirius FM Radio. Well worth the 2 hour drive from Aiken, SC. Would highly recommend when searching for a good deal on a clean pre-owned vehicle.

2009 Saturn Aura XR review

Most Reliable Car I've Owned

This car has paddle shifter, heated seats and good mileage. I haven't had any problems with this car. Lots of legroom. I would recommend my friend to get this car

Vehicle information

Ext. color: Blue
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 28-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.9L I-4 regular unleaded, engine with 100HP
Stock #: 7298
VIN: 1G8ZH5287VZ271554

Reviews

Roseville Auto Sales review

Sales man was very helpful.

Sales man was very helpful. He made me a great deal and made all the paperwork easy to understand. I would recommend Roseville auto sales to everyone

1997 Saturn SL 1 review

The only car I will ever need

I have owned this car for a year now and have not had one problem with the vehicle. Manual windows, am/fm radio, and no wireless unlock. This car is old, but reliable, and doesn't look half bad.

Vehicle information

Ext. color: Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-29
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 140HP
Stock #: CYC-105946
VIN: 1G8AL52F73Z105946

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

Your Choice Auto Sales of Crestwood review

Every step of the process was well organized, and

Every step of the process was well organized, and everything happened exactly as planned and right on schedule. Time was clearly respected, and there were no unexpected delays or issues. the essential operations and features of the vehicle were explained in a clear, patient, and thorough manner. Thank you.

2003 Saturn Ion 3 review

My Saturn ion is that 201,000+ miles.

My Saturn ion is that 201,000+ miles. I have not had any major issues, mostly just Maintenance. I do notice an electrical problem. It’s been there since I got the car. I just don’t have the money to pay a mechanic to find the problem.

Vehicle information

Ext. color: Silver Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 20-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 variable valve control, regular unleaded, engine with 2
Stock #: Y7F133500
VIN: 1G8ZS57N17F133500

Features

Convenience: Keyless Entry, Remote Start
Entertainment: CD Player, WiFi Hotspot
Exterior: Alloy Wheels

Reviews

EchoPark Automotive Colorado Springs review

My experience was excellent.

My experience was excellent. The staff is extremely professional and helped solved all the problems that may have occurred. I walked out extremely happy with my purchase.

2007 Saturn Aura XE review

Really great car

People like to hate on Saturns, but I’ve owned two now and I love them. They’re very innovative designs and have always gotten great mileage. This one is a little short on headroom but it still fits five grown adults.

Vehicle information

Ext. color: RED
Int. color: TAN
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.2L
Stock #: 4345
VIN: 1G8AL52F83Z186813

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Seating: Leather Seats

Reviews

Akron Auto Sales review

A+ Dealership and FANTASTIC experience!

A+ Dealership and FANTASTIC experience!!!! I am a very particular person and I know what I'm doing and want when it comes to buying cars for over fifty years now. I've bought so many cars in life my friends think I am a dealer. I'm a car guy, I work on all of them myself and I just like cars. I typically buy from private owners because I have a disdain when it comes to car dealerships and sales people. I have hair raising stories to prove this. One of my favorites is when I bought a car online from Florida and had it shipped to Ohio. It had a one thousand mile warranty. The salesperson told me the warranty would be expired upon arrival because it was over a thousand mile transit........On a car carrier....... seriously. While surfing around I find the car I wanted and they are an hour and forty five minute drive. At first I thought that's too far to go kick a tire until I started reading their reviews, the way they acquire the cars and the benefits of their family owned dealership. I was apprehensive about putting my hand on the stove again but my intuition cried out to me saying this would be different. My first fact finding call put me through to Dave who is incredibly sharp and I knew immediately I had to take this shot. I called back to make an appointment and was connected to Rachael who was VERY accommodating and told me to let her know when I was on my and she would hold the car until we arrived. When we got there we met and within a minute felt like family members. She was incredibly helpful and knowledgeable without any of the usual sales stuff thrown at you. She is absolutely phenomenal! So we get to look at and drive the Lincoln MKZ which was super clean and everything they advertised. All of the cars around it were exceptional too. We did buy the car with unparalleled confidence. The inspection and the attention to detail provided was remarkable. I am elated with Rachael and Dave, the car the dealership and the way we were treated. They are THE nicest most easy going no pressure people in this business. I can't say enough about the how great the entire experience was!! Epic! The most honest and truthful people you'll ever meet. I will be a return customer.

2003 Saturn Ion 3 review

Just got my ion, within the first ten miles the 23 year

Just got my ion, within the first ten miles the 23 year old car lost the timing chain. I guess you get what you pay for. (It was free) Seems easy to work on, and parts are cheap. I'll update my review once I fix it for under 40 dollars on parts! Before this snag it did seem to run well handling was a little touchy or so it seemed to me but I'm used to driving a Chevy truck 10 years older. And just for reference mine got 289,000 miles on the clock!

Vehicle information

Ext. color: Polar White
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 140HP
Stock #: X130832
VIN: 1G8AJ55FX6Z130832

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System, WiFi Hotspot
Exterior: Sunroof/Moonroof

Reviews

2006 Saturn Ion 2 review

Reliable

My ex never took care of this car (even rare oil changes) and it lasted him years. Pretty amazing. This is also the only compact car I've ever driven that I didn't hate. Even if you hate compact cars like I do, give it a test drive. Worth the gas mileage and low maintence.

Vehicle information

Ext. color: Storm Grey
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-29
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.2L I-4 DOHC, regular unleaded, engine with 140HP
Stock #: 6Z201158STK
VIN: 1G8AJ55F56Z201158

Features

Entertainment: CD Player, Premium Sound System, WiFi Hotspot

Reviews

Cresco Motor Company review

Top Notch

Ryan was wonderful to deal with and I was able to get the car of my dreams! Great experience and I highly suggest going to CMC!! Top notch guys!

2006 Saturn Ion 2 review

The greatest workhorse of a little car

I bought my Ion in 2006, with 7 miles on it. It is about to hit 200k with NO major problems. My daughter had it for the last 4 years and beat it up pretty good, but to get it back in shape for my younger one is a heck of a lot cheaper than getting another car. Bonus: my PP taxes are only $17 on it.

Vehicle information

Ext. color: Carbon Flash
Int. color: Morocco Brown
Drivetrain: Front-wheel Drive
MPG: 17-26
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.6L V6 DOHC VVT
Stock #: KP7395A
VIN: 1G8ZX57779F153062

Features

Convenience: Heated Seats, Keyless Entry, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Stability Control
Seating: Leather Seats

Reviews

Andy Mohr Kia review

We had a wonderful experience.

We had a wonderful experience. Dalton Smith was very knowledgeable. Listened to our needs and worked with us to find the right car and fit for us. He took the time to show us all our options. Would highly recommend.

2009 Saturn Aura XR review

The newest version of this car you can get

Definitely didn't hate driving this car on a daily basis. Having the last model year ever made, there's just something about driving a car that you know you will never see a newer version of on the road that's very satisfying (since Saturn was shut down). I can't speak for other models, but my Aura was super reliable. Up to 150k miles on it now and nothing major ever went wrong with it. It's a shame that Saturn went under since some of their later models that came out seemed to be the best looking. It's just a great, unique enough looking car that sets it apart from the Hondas and Toyotas on the road, especially for the price.

About Saturn

FAQs

Which Saturn vehicle has the best MPG?

The Saturn Aura Hybrid can reach up to 26 MPG city and 34 MPG highway for a combined rating of 29 MPG. The Saturn Aura with traditional internal combustion engine offers up to 22 MPG city and 33 MPG highway for a combined rating of 26 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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