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Used sedans for sale near Bennington, NY under $249,968

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632 matches 30 miles from 14037
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Est. $400 /mo*
Down Payment
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Net trade-in value
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Months
72
APR
7.0%
Sales tax
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Vehicle information

Ext. color: Aurora Black Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
Transmission: CVT
Stock #: KO25L234
VIN: 3KPF24AD4NE503929

Reviews

West Herr Kia review

I just leased my second Kia, a K4 and I love it!

I just leased my second Kia, a K4 and I love it! Manny Conteh was my sales person and he was great, explained everything and showed me everything about my new car! I highly recommend working with Manny!

2022 Kia Forte LXS review

I drive the 2023 Kia Forte GT Manual, and I couldn’t

I drive the 2023 Kia Forte GT Manual, and I couldn’t recommend this car more!! The only complaint I have is now that I’m trying to find a new car with a more fancy name to impress clients, I can’t find anything I enjoy nearly as much. The car is built on a BMW M3 chassis, has the luxury features and interior to match with an average combined fuel mileage of 34mpg and the reliability of a newly redesigned Kia. It handles phenomenally well and is unmatched within its price point. It loses value quickly (until the general population realizes their tech and reliability recently surpassed Toyota and Honda) so buy a used 2023 or 2022, and you’re smooth sailing. I drove this car from Philadelphia to Los Angeles and was complimented by strangers in almost every city I stopped in along the way!

Vehicle information

Drivetrain: All-wheel Drive
MPG: 21-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 gasoline direct injection, variable valve control, prem
Stock #: 25M716A
VIN: 19UUB3F50HA003150

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2017 Acura TLX w/Technology Package review

ALL AROUND CLASSY

Leather seats with sunroof plus a screen display and tired spinning when i would push it, v6 and I love it , very unique exterior

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 22-33
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 89365444
VIN: WBA3B5C56EP539567

Features

Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Peter Kay Auto Sales review

Overall Positive

Andrew at the Alden store made buying my new car very painless. Though there were some hiccups in the process, not directly the dealers fault, Andrew made sure to keep me updated and got my car to me as soon as possible.

2014 BMW 328 i xDrive review

I am in my glory with this cat

The pick up is incredible. The versatility of Ecco/comfort/sport mode makes for both fun driving and practical cruising experiences. The details are carefully crafted typical of a German auto!

Vehicle information

Ext. color: Black Metallic
Int. color: Exclusive Carmine Red/Black
Drivetrain: All-wheel Drive
MPG: 16-25
Fuel type: Gasoline
Transmission: Automatic
Engine: AMG 4L V-8 gasoline direct injection, DOHC, variable valve contr
Stock #: T1343
VIN: W1K6G7GB0PA178880

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Mercedes-Benz of Buffalo review

Cam was amazing 10 out of 10!

Cam was amazing 10 out of 10! Had my car looking beautiful even had a full tank of gas!

2023 Mercedes-Benz S-Class S 580 4MATIC review

I have driven an S Class Mercedes since 1995.

I have driven an S Class Mercedes since 1995. I have not owned anything else. This 2023 S 580 4matic is amazing. With four wheel steering, turns are tighter than you predict. The performance is more than I can handle today and more than adequate. Interior, comfort and exterior are all within my normal Mercedes expectations. After driving this vehicle for 30 years, I am not sure I can accept LESS. Most any vehicle is accepting LESS. I also own a 2020 Range Rover Sport supercharged V8. Just as impressive but not as comfortable. The S Class is what all other vehicle manufacturers are typically chasing to "meet". I have test driven many comparable cars, but none worth buying.

Vehicle information

Ext. color: Red
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 8-Speed Automatic w/OD
Engine: Regular Unleaded I-4 2.5 L/152
Stock #: HW25S010
VIN: KMHL24JA0SA431002

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

West Herr Hyundai review

Great Dealer!

Great Dealer! Bought a recently traded GMC from a Hyundai dealer? Yes, because the West Herr dealership is all over WNY! Was referred by my friend who recently purchased. I am already using West Herr in Rochester to finish up with promised accessories. Thanks Austin, for the follow up on all the connections to complete the deal.

2025 Hyundai SONATA SE review

it is a very nice car!

it is a very nice car! it is all wheel drive. it only comes on one of the models. very roomy with all the modern features. The only negative is the Sun Roof is not available in the All Wheel Drive Model.

Vehicle information

Ext. color: Black
Int. color: Nut Brown/Black
Drivetrain: All-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L I-6 gasoline direct injection, DOHC, variable valve control,
Stock #: IP3432
VIN: W1KZF5KB0NB093847

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Mercedes-Benz of Buffalo review

After a few German brands hiatus I was not sure how

After a few German brands hiatus I was not sure how Mercedes Benz would stack up. I was apprehensive however Dillon, Greg and Gabriel are all top notch. I am happy with my Mercedes and the Mercedes service. Thanks fellas!

2022 Mercedes-Benz E-Class E 450 4MATIC review

Looks amazing

So nice car so fast so much options and futuristic it’s future world of cars performance, AMG I would recommend it for smart people it’s great

Vehicle information

Ext. color: Sonic Gray Pearl
Int. color: Black
Transmission: Continuously Variable Transmission
Stock #: GP2762
VIN: 2HGFE2F57RH558397

Reviews

Northtown Honda review

Great place to buy a car

It's a big deal when you help your daughter pick out her first car. I was glad I found the folks at Northtown Auto when we wanted to find a pre-owned vehicle. They had a great selection, and it is obvious they only sell quality cars. I wanted something safe and reliable for my daughter to drive back and forth to our house 3 hours away. Kristian was our salesperson and did a great job of listening to our needs and wants and finding cars that matched our desires. His >20 years of working in the business shone through, as he navigated their system to get us three different cars to test drive (even gong to get one at a different location). He even helped do some of the research on the cars histories so we could make an informed decision. The cars were very clean and detailed, and I know we will be happy with the car for years to come. With two other younger drivers in the pipeline, I know I will be returning to Northtown Autos to look for other cars in the future. These guys are great to work with to find the right car for anyone

2024 Honda Civic review

Heather was an amazing sales woman, I truly appreciate

Heather was an amazing sales woman, I truly appreciate her hard work for making today happen! I purchased my first car by myself. I can’t wait to love my new Honda Civic

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Black
Transmission: Continuously Variable Transmission
Stock #: GP2753
VIN: 2HGFE2F54NH576351

Reviews

Northtown Honda review

great experience!

i met with kristian to help me find my first preowned car as a young adult. he was nothing but kind, helpful, and personable. he went out of his way to find the car for me, even bringing some over from other stores. the whole sales process was so easy because he explained everything. he took the time to look up the history of the cars i was looking at and even helped with research. as for northtown autos, they had a wide collection of preowned and new cars, so i was able to find the right fit for me. would recommend this dealership to anyone and will definitely come back again. thanks to kristian and the northtown autos team for everything!

2022 Honda Civic review

I absolutely love mine in comfort I think that it could

I absolutely love mine in comfort I think that it could have been a little bit better but that's on long trips. Short trips the comfort is fine. My car was totaled and my airbags blew on my steering wheel and at my legs and I'm so glad that they did because I really would have gotten hurt without those airbags The seat belt also did its job very well and the brakes warning light came on first then the brakes came on the exact same time I was putting the brakes on a guy ran a stop sign and there really wasn't much I could do but hit him which it did total my car and I am now looking for another one of the exact same kind I want my car back I love my Honda Civic sport touring.

Vehicle information

Ext. color: Gray
Int. color: Gray
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 1-Speed CVT w/OD
Engine: Regular Unleaded I-4 2.0 L/122
Stock #: HW25S030
VIN: KMHLS4DG5SU899306

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

West Herr Hyundai review

My experience at West Herr was outstanding!

My experience at West Herr was outstanding!!! Hank was so helpful and kind throughout the car buying process! He was patient with me too, since it’s my first car buying experience in 17 years!!!!

Vehicle information

Ext. color: Sporty Blue
Int. color: Black
Drivetrain: Front-wheel Drive
Transmission: CVT
Stock #: KO25L232
VIN: 3KPF54AD7PE570132

Reviews

West Herr Kia review

friendly, no hidden fees or extras to jack up the price.

friendly, no hidden fees or extras to jack up the price. got a fair offer on my trade in. didn’t feel pressured to buy anything.

2023 Kia Forte GT-Line review

Bought the vehicle new in October of 2023.

Bought the vehicle new in October of 2023. Now it’s March of 2025. Have yet to have an issue🤞though have heard of common problems many have had. I’ve put roughly 20 k miles on the car in a year and a half (mostly interstate driving). Technology package is lovely and the vehicle has an overall stylish feel. It’s important to keep in mind, though, that you’re buying a 20k dollar vehicle from 2023. It’s plastics galore in there, so, though stylish, the material quality isn’t the best. If you’re someone who takes care of your things, you shouldn’t have an issue! Use the maintenance schedule found in the Owner’s manual and this vehicle should get you where you’re going for a reasonable amount of years. That being said, if you’re trying to decide between and LX[S] and GT (not including GT-Line), choose the GT. Though you’re paying a little extra, you get a standard transmission with real gears (the car has more power than you’d think too) rather than the CVT found in the LX[S] (and GT-line). CVT tech has greatly improved within recent years, but they’re still known to be problematic at times. All in all, this generation of Kia seems to be more reliable than most previous gens. Definitely a real deal competitor with the carolla/civic and worth the consideration!

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black
Transmission: Continuously Variable Transmission
Stock #: GP2712
VIN: 1HGCV3F20NA014654

Reviews

2022 Honda Accord Hybrid review

I bought my hybrid accord brand new.

I bought my hybrid accord brand new. I got 100K miles now and not a single problem and I'm getting 47mpg. I work for a dealership and out of every sedan it's size nothing feels better to drive.

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 8-Speed Automatic w/OD
Engine: Regular Unleaded I-4 2.5 L/152
Stock #: HW25L303
VIN: KMHL64JA5PA254653

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

West Herr Hyundai review

Had a great experience with the purchase of my new

Had a great experience with the purchase of my new vehicle. From the trade in of my vehicle, terms of the deal, and delivery of the vehicle, everything went smooth. Will definitely use this dealership for future purchases.

2023 Hyundai SONATA SEL review

They keep getting better

I have the Limited. This is my 6th Hyundai/Genesis car and they just keep getting better. The technology is fantastic and equals many features in luxury cars at twice the price. In June I took a 3450 mile trip, hit 14 states and a variety of traffic conditions and it just kept chugging along with no effort. Features like HDA help on the long days of 700 miles. Used less gas than my previous car too, 95 gallons on that trip.

Vehicle information

Ext. color: Brilliant Silver Metallic
Int. color: Charcoal Cloth
Drivetrain: Front-wheel Drive
Transmission: Automatic CVT
Engine: 2.5L I4 16V GDI DOHC
Stock #: BB260125F
VIN: 1N4BL4BVXNN323908

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

West Herr Nissan of Lockport review

Excellent service, Had my Nissan Muranno in for oil

Excellent service, Had my Nissan Muranno in for oil change and tire rotation, inspection. Service is excellent at West Herr . Highly recommend. Joseph who took care of us was right on schedule knew everything needed to be done. So professional and very nice! Thank you very much!!

2022 Nissan Altima 2.5 S review

I came from a 2018 Honda Accord EX to a 2022 Nissan

I came from a 2018 Honda Accord EX to a 2022 Nissan Altima SR VC-Turbo. The reason I switched to Nissan was the high lease price of the Accord in 2022. These cars are very similar in gas mileage, ride quality, trunk space and tech features. The Honda had a slightly smoother ride(but the Nissan does have 19" rims which means you feel the road imperfections more). My only complaint with the Altima is the back up camera. To put it frankly the resolution sucks!! The Accord had a crystal clear back up camera. Finally, my Accord had 190 hp and the Altima has 234 but honestly the acceleration is very similar.

Vehicle information

Ext. color: Mosaic Black Metallic
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 28-36
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: K5683P
VIN: 1G1ZB5STXRF189040

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Transitowne Kia review

Everyone was very friendly.

Everyone was very friendly. The renovations look they will be very nice when completed. Received an oil change, tire rotation, and multi-point inspection. All completed but took almost 2 hours and WiFi wasn?t working.

2024 Chevrolet Malibu 1LS review

This is my fourth Malibu, first one was a 2004 Maxx,

This is my fourth Malibu, first one was a 2004 Maxx, second one was a 2017 Malibu LS, third one was a 2022 LS and now I have a 2024 RS, all four have been good cars with excellent fuel economy and space inside, maybe not as refined as some Japanese models but great cars regardless, give one a try....

Vehicle information

Ext. color: Dark Ash Metallic
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 29-36
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.5L I-4 gasoline direct injection, DOHC, VVT variable va
Stock #: OP7066
VIN: 1G1ZD5ST9NF210478

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Robert Basil Buick GMC Cadillac review

Josh was great!

Josh was great! I called in morning...to pickup windshield wipers...picked up later in the day....and Josh helped to remove the damaged wipers and put on the new ones, he didn't have to do that. I appreciative the help and kindness. Thank you Gina Tedesco

2022 Chevrolet Malibu FWD LT review

Good car and good value

Car performs well. Great fuel mileage. Wont will any races in car but is comfortable on long drives. Handles mountains well. Easy to drive handles well on city streets and highway.

Vehicle information

Ext. color: Black Raven
Int. color: Light Platinum w/Jet Black Accents
Drivetrain: All-wheel Drive
MPG: 22-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: RB260491A
VIN: 1G6AG5RX5G0157520

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Robert Basil Buick GMC Cadillac review

I’ve leased or bought 4 vehicles from Robert Basil over

I’ve leased or bought 4 vehicles from Robert Basil over the last 10 years. Madison has sold me my last 2. She’s been great. Very helpful. Always willing to find the answers to your questions. I especially like the “engine for life” warranty on used vehicles. It has come in handy a few times.

2016 Cadillac ATS 2.0L Turbo review

Beautiful car

I just purchased a used 2016 Luxury Coupe 2.0. Love the driving experience and the styling/interior. 64,000 miles. The Kona interior with sapa wood trim is beautiful . Only problem so far is one of the HID headlights is going out, expensive to replace.

Vehicle information

Ext. color: Glacier White
Int. color: Charcoal
Drivetrain: Front-wheel Drive
Transmission: Automatic CVT
Engine: 2.5L I4 16V GDI DOHC
Stock #: NWA250759A
VIN: 1N4BL4DV8SN361002

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

West Herr Nissan of Williamsville review

I bought my last 3 Nissans from West Herr Williamsville.

I bought my last 3 Nissans from West Herr Williamsville. Blake Durante is the best when it comes to sales and Rebekah is the best service provider I ever experienced anywhere. Knowledgeable, friendly, efficient, timely, super friendly and very, very pretty!!

2025 Nissan Altima SV review

I've owned 7 total with 0 issues.

I've owned 7 total with 0 issues. The cvt is quick and responsive. The exhaust has a nice tone to it. Seats are comfortable I've owned German luxury cars and I prefer the Altima seats. I love my car.

Vehicle information

Ext. color: Ingot Silver
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 22-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 2.5L I-4 DOHC, iVCT variable valve control, regular unle
Stock #: 25346
VIN: 3FA6P0H70GR222951

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Pellegrino Auto Sales review

Professional , knowledgeable, quick and easy!

Joe was great to work with! The process was so easy. It was unbelievable how quickly we were in our new vehicle! We never felt hassled or pressured. The best buying experience we have ever had purchasing a vehicle.

2016 Ford Fusion SE review

its such a beautiful and fun car, I love the car for its

its such a beautiful and fun car, I love the car for its personality. in fact I'm getting married to this car on April 8, 2025, which is also my 21st birthday. All of you are invited! it is also better than a megatron civic

Vehicle information

Ext. color: Red
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 1-Speed CVT w/OD
Engine: Regular Unleaded I-4 2.0 L/122
Stock #: HW25S028
VIN: KMHLM4DG0SU000006

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

West Herr Hyundai review

Christian was excellent in helping us go thru the whole

Christian was excellent in helping us go thru the whole new car experience. Beautiful car! He also educated us boomers on hybrids and made us aware of the availability if we preferred. Financing went off without a hitch and we drove off with an awesome car a few hours after our initial arrival. Would come back snd recommend west herr to friends. Thank you to all!

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Four-wheel Drive
MPG: 21-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 27529435
VIN: WBA4J3C02LBL11396

Features

Convenience: Heated Steering Wheel, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning, Rain Sensing Wipers
Seating: Leather Seats, Memory Seat

Reviews

2020 BMW 430 I xDrive Gran Coupe review

Bought 2020 430i xdrive Gran Coupe six months ago.

Bought 2020 430i xdrive Gran Coupe six months ago. First of all the car performs nicely but if it's performance you're looking for look elsewhere. This car is a large, luxurious, roomy and very capable driving machine. Trunk on the Gran Coupe is enormous. The power tailgate is a nice touch. Seats are firm and infinity adjustable. Wood and aluminum trim is lovely. Car is versatile meaning you can drive it as a cruiser or put it into Sport plus model and use the paddle shifters to the full effect. Car goes 0 to 60 in 5.6 secs and top speed is 155, adequate for most of your driving needs. Car feels very solid on the highway and safety features assure a safe ride. I highly recommend this car. If it's performance your looking for pony up for the M version which also has stiffer ride and uses more fuel. This is my 11th BMW and over the years I've come to trust and enjoy the marque.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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