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Used sedans for sale near Joliet, IL under $8,298

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896 matches 30 miles from 60435
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Crimson Red Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, D-CVVT variable valve control, regular unleaded,
Stock #: 250376A
VIN: KNAFK4A6XG5618015

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Western Avenue Nissan review

Thank you for helping me find the perfect car

Thank you to the staff at Western Avenue Nissan and Melvin Eakey for helping me find the perfect care. The sales staff was great and their customer service was exceptional.

2016 Kia Forte LX review

My wife bought me a 2016 as a gift yes it has a ton of

My wife bought me a 2016 as a gift yes it has a ton of miles but it runs and drives like a brand new car. We've had lots of road trips and no problems I'm 6,1 very comfortable even in the back seat I really like the trunk space

Vehicle information

Ext. color: Platinum Gray Metallic
Drivetrain: Front-wheel Drive
MPG: 20-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, regular unleaded, engine
Stock #: P17146B
VIN: 3VWAX7AJ2AM072717

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Western Avenue Nissan review

Amazing

Edgar and Freddy very reliable and very good at what they do !! Come see them now for your next car or truck at Nissan ! Awesomeee!

2010 Volkswagen Jetta Limited Edition review

Satisfied

The car overall is in great shape besides a few things here and there but for the year it's to be expected and we got the vehicle at a great price we brought it home all the way to Rockford and had it inspected by our mechanic and he says that we made a great choice.

Vehicle information

Ext. color: Gun Metallic
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 29-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 250576A
VIN: 3N1AB7AP4GY286070

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Western Avenue Nissan review

Awesome

Edgar and Freddy helped me out tremendously stop by and check them out. they will take good care of you. from start to finish. come get that car

2016 Nissan Sentra S review

I recommend this car for city driving though interstate

I recommend this car for city driving though interstate driving is ok. I bought it new with 54 miles on it. I don't even have 11000 mi on it in 9 years. I've only replaced the battery twice and engine air filter once. The car is comfortable and reliable including tire pressure warnings during snow.

Vehicle information

Ext. color: Winter Frost Pearl
Int. color: Blonde
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 250360C
VIN: 1N4AL2AP5AN540392

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Western Avenue Nissan review

Highly recommend!

Ruben and staff really helped me today! The customer service was exceptional highly recommend!! Edi also helped assist and answer every question I had! Thank you again Ruben and staff for helping me pick the perfect car for me!

2010 Nissan Altima 2.5 S review

Bought this car in 2017 for $6500.

Bought this car in 2017 for $6500. It had 86k miles. Currently its at 188k miles. Never changed the transmission oil. Other than regular maintenance I've only had to change the radiator, water pump, the struts and the coils twice. I will be changing the axles , front shocks and the valve cover. Car has been good to me. I thought the CVT would have given out by now with all the stories I've heard about them. Car is slow. Back seats are uncomfortable. MPG isn't the best for a 4cyl. Plenty of leg room and trunk space. If you can get one with less than 120k miles for cheap and you have a reliable and affordable mechanic take the risk. Worst case scenario you burn 3-4 thousand dollars. best case scenario you have 5-10 years of a reliable car without a car payment and you save on car insurance.

Vehicle information

Ext. color: Ashen Gray Metallic
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 2.5L I-4 gasoline direct injection, DOHC, variable valve
Stock #: P17430A
VIN: 1G11D5SL7FF159061

Features

Convenience: Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Western Avenue Nissan review

Decent deal for the money and great salesman help

Decent deal for the money and great salesman help punctual and a great variety of cars an trucks

2015 Chevrolet Malibu 2LT review

Good used car. Cheaper than competition

It's a good car. Bought it used. I bought it with 84000 miles, now has 111,000 miles. Main computer had to be replaced, and was done under warranty. I replaced the brakes myself at 104,000 miles, and they were the original OE GM brakes the car was born with. Seats lack support, but I bought a leather cushion that helps. The back seat is really tight, ok for small kids. My fuel economy in the city can get to 23 mpg if I don't use the AC. It gets worse city mileage in the winter too. Highway mileage, the car does well, 34-35 if I drive it right. I think for a reliable used car, it's ok. They are cheaper than the Japanese competition. Rides and handles well.

Vehicle information

Ext. color: Billet Silver Metallic Clearcoat
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 19-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Regular Unleaded V-6 3.6 L/220
Stock #: P22753A
VIN: 2C3CDXHG1FH824447

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

South Chicago Dodge Chrysler Jeep RAM review

Tremaine is an amazing salesman!

Tremaine is an amazing salesman! He made sure that I was well taken care of here at South Chicago Dodge. I definitely recommend him if looking for a vehicle very professional.

2015 Dodge Charger SXT review

Love my dodge charger

I've owned my '15 Dodge Charger SXT Plus Rallye for over 2 years. Have not EVER had a problem with it and still enjoy getting in it and driving. Great response time and acceleration. Sexy body style. Rides great for road trips, lots of room. Will own this car til wheels fall off. Then...I'll buy another one.

Vehicle information

Ext. color: Black Noir Pearl
Int. color: Jet black
Drivetrain: Rear-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas V8 4.6L/281
Stock #: P22650B
VIN: KMHGC46F59U061371

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

South Chicago Dodge Chrysler Jeep RAM review

came in looking for a PACIFICA HYBIRD AND GOT IT GREAT

came in looking for a PACIFICA HYBIRD AND GOT IT GREAT DEAL SEE HECTOR GREAT MAM

2009 Hyundai Genesis 4.6 review

Best Value

Traded a Mercedes S Class for the Genesis 4.6 w/tech pkg when it first came out in 2009. Other than one set of tires and a battery...no faults whatsoever. Ride is better than “S” Class. 4.6 lt V8 is smooth and powerful. You simply can’t beat the value.

Vehicle information

Ext. color: Nighthawk Black Pearl
Drivetrain: Front-wheel Drive
MPG: 29-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.7L I-4 regular unleaded, engine with 115HP
Stock #: XP6210A
VIN: 1HGES16593L015593

Features

Entertainment: CD Player

Reviews

Honda City Chicago review

Recommended!

Straight forward negotiations, no games. Friendly sales staff. At delivery, would’ve preferred to inspect car indoors as it was nighttime and it was hard to see. But there were no issues.

2003 Honda Civic LX review

most reliable car i have ever owned

this car never needed brakes until 103k miles, unbelievable, she has 117k now, and running strong, i get over 330 miles to the tank around town

Vehicle information

Ext. color: Quicksilver Metallic
Int. color: Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 21-32
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 2.4L I-4 gasoline direct injection, DOHC, variable valve
Stock #: C15979A
VIN: 1G4PR5SK4F4122213

Features

Convenience: Heated Seats, Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Midway Dodge review

Great place to shop!

I was referred to Midway Dodge by my brother. He has purchased about 3 cars from here and never had an issue with any of them. I was skeptical but he insisted it was a hassle free place to shop and everyone treats him like family here. He was right! I spoke with Teresa who was great and made me feel comfortable about coming in and then I worked with Edgar Garcia. He was very straight forward and I appreciated his honesty. I recommend this dealership for buyers with less than perfect credit as well as excellent credit. Thank you guys!

2015 Buick Verano Convenience Group review

Bargain buy

Bought a turbo with only 8k miles and it runs amazing. What you get for the money I consider it Definitely a bargain with all the options. Not crazy about the interface and rather small back seat but the trunk makes up for it.

Vehicle information

Ext. color: Black Granite Metallic
Int. color: Jet Black/Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 22-35
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.8L I-4 DOHC, VVT variable valve control, regular unlead
Stock #: P16374A
VIN: 1G1PC5SH2G7119331

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Midway Dodge review

2013 VW Jetta

We have received very good service with Theresa and Dj. I love my Jetta and they were so nice and gave us a free gift too

2016 Chevrolet Cruze Limited LS review

Great starter car!

I bought a 2016 Cruze Limited brand new in December 2015 and just this week parted ways with it at 100k miles. This was a great little car that I wouldn’t hesitate to buy again! The interior is comfortable and roomy and for the price, it has all the tech that you really need. Like most cars, it started needing more than the regular maintenance when it started getting close to 100k miles, but it’s still a reliable car and a great value. If you’re truly looking for a car to get you from A to B with a little extra in the way of amenities and you don’t have a complex about impressing people you don’t know with things you can’t afford, this car is a wonderful option.

Vehicle information

Ext. color: Ashen Gray Metallic
Int. color: Dark Titanium/Jet Black
Drivetrain: Front-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 2.5L I-4 gasoline direct injection, DOHC, variable valve
Stock #: P25347A
VIN: 2G1115SLXF9164921

Features

Convenience: Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Kingdom Chevrolet review

Kingdom Chevrolet/ Mr. George McElroy

Mr. George McElroy, my sales rep. was amazing. No pressure. Talked with him like he was a family member. Explained every question I had, did not rush but took his time. I thought that in itself was excellent. Excellent sales rep. All A?s to Mr. George. ?????

2015 Chevrolet Impala 1LT review

Nice ride with great comfort & great on gas!

This car is very comfortable with great leg room front & back. The trunk is enormous as well, which I find awesome when traveling with my family & friends. Also, it’s great on gas and the speed is easy you don’t even realize your doing 80 mph because it glides and handle curves so easy!

Vehicle information

Ext. color: Mosaic Black Metallic
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.6L V-6 gasoline direct injection, DOHC, variable valve control
Stock #: P25323A
VIN: 1G11Z5S38KU119854

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Kingdom Chevrolet review

Kingdom Chevrolet/ Mr. George McElroy

Mr.George McElroy was my sales representative. Excellent customer service. Very thorough in answering any questions I had. The best salesman I?ve had. Not pushy or rushed. Very thoughtful as well as kind. I felt likeI was talking with a family member. Thanh you Mr. George McElroy for all you did. All A? s for Mr. George. Thank you ??????

2019 Chevrolet Impala 1LT review

Very new haven’t had but a day but enjoying it so

The car meet all my needs always wanted a car with a sunroof and leather seats so it meets all my desires. I enjoyed the test drive and the ride home was really comfortable, nice traction on road nice sounds very enjoyable ride.

Vehicle information

Ext. color: Desert Silver Metallic
Drivetrain: All-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L V-6 premium unleaded, engine with 215HP
Stock #: 641699
VIN: WDBRF84J35F641699

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Greater Chicago Motors review

Looked for Used Mercedes

I gave them 2 days notice that I would be there at around noon, I got there at 2:30 pm. The man who helped me was very nice; unfortunately they had sold the car I was interested in earlier that morning.

2005 Mercedes-Benz C-Class Luxury 4MATIC review

Find a good example, and you're all set.

My first time owning a Mercedes while everyone warned me not to get one. Honestly I've used this car PRETTY rough, and it has held up better than my previous Daihatsu Copen, Civic 2014 and Accord CL7. It's a total workhorse, but alas, the parts really ARE expensive, ans servicing it is quite difficult as well. But all in all, its comfort is just impeccable and better than anything else I've ever drive in this price range. If you have a slightly higher budget for maintenance, I would 10/10 recommend you this car.

Vehicle information

Ext. color: Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 26-34
Fuel type: Gasoline
Transmission: A/T
Engine: 132.0HP 1.8L 4 Cylinder Engine Gasoline Fuel
VIN: 5YFBU4EE4DP204160

Features

Entertainment: Bluetooth®, CD Player, USB Port
Safety: Stability Control

Reviews

2013 Toyota Corolla LE review

It seems there are corolla’s with transmission issue mine

It seems there are corolla’s with transmission issue mine was replaced at 36k miles this is my ninth Toyota the first with big issue like that although my car was just out of warranty Toyota replaced the transmission i had to pay for labor

Vehicle information

Ext. color: Aurora Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-34
Fuel type: Gasoline
Transmission: Manual
Engine: Regular Unleaded I-4 2.0 L/122
Stock #: 60392A
VIN: 3KPFK4A79HE082112

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Safety: Brake Assist, Stability Control

Reviews

Honda on Grand review

Overall good experience

Edit to prior review: We had an issue with a used CRV we bought there after a few days and had to bring it back but they did end up fixing it for us.

2017 Kia Forte LX review

I have owned a Kia Forte for 7 years now.

I have owned a Kia Forte for 7 years now. My husband and I love it! We do regular oil changes and maintenance, and keep the car in the garage. At almost 60,000 miles it needed new tires and brakes, but that's not a big surprise. We LOVE the performance of this car -- the turbo function makes it fun to drive and great for passing. It's compact enough that we can park anywhere. And the hatchback is surprisingly large! We ended up selling our Toyota Camry and keeping our Kia because the Kia is a workhorse that hauled furniture and boxes for my husband's business. Way more room than the Camry when we needed to haul things or take our electric bikes on an adventure.

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, regular unleaded, engine
Stock #: 60861A
VIN: 3VWDP7AJ2CM394905

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Al Piemonte Ford review

Great Guys

Jose Gonzalez is a great guy. He has experience in finance and helped me to get a good deal.

2012 Volkswagen Jetta SE review

I like my jetta

This was the 1st car that I bought brand new a 2012 jeddah station wagon I like this car a lot have a 150000 miles on it only one issue and that was resolved quickly I keep it maintained I take care of oil changes when needed And it has been a very good car

Vehicle information

Ext. color: Sterling Gray Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 44-41
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC Hybrid
Stock #: 14339A
VIN: 3FA6P0RU2ER262109

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

94 Nissan Of South Holland review

Amazing Kalvin listened to what we needed Worked with

Amazing Kalvin listened to what we needed Worked with my budget He kept thing real with us Amazing

2014 Ford Fusion Hybrid Titanium review

Great Vehicle

Drives like a dream, gets me amazing gas mileage, and it is one of the most stylish vehicles I have ever owned. Definitely can't go wrong with this vehicle.

Vehicle information

Ext. color: Super Black
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 29-39
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.8L I4 16V MPFI DOHC
Stock #: P8686A
VIN: 3N1AB7AP4FY357962

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Brake Assist, Stability Control

Reviews

94 Nissan Of South Holland review

I am very happy with my purchase at Nissan Of South

I am very happy with my purchase at Nissan Of South Holland. I got the truck that I want it and at the payment that I wanted

2015 Nissan Sentra S review

Transmission is sticking in 1st gear . .. not able

Awesome car . I’m having some transmission slipping ..major red flag .. but I’m so happy with the overall performance otherwise since I’ve owned other many other problems when they were high mileage . I’d buy a Nissan Sentra again if I could afford it . Older lady .. wishing I could get my Transmission to not be sluggish in 1st gear !!!! Transmission sticking !!

Vehicle information

Ext. color: Black
Int. color: Black/Gray
Drivetrain: Front-wheel Drive
MPG: 31-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: PRS11943A
VIN: 19XFC2F77HE018063

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Napleton River Oaks Hyundai review

I love Kia in River Oaks.

I love Kia in River Oaks. Everybody is so kind. My service goes fast and great I look forward to them helping me keep my Truck updated and Melanie Forter is an intelligent, kind woman they have snacks and coffee waiting for you. They offered to give you a ride anywhere you wanna go while you wait for your service I love it.

2017 Honda Civic EX review

I recently purchased a new Honda Civic, and it has been

I recently purchased a new Honda Civic, and it has been an amazing experience so far. The car drives very smoothly, handles well on both highways and city roads, and gives excellent gas mileage. The interior is comfortable and modern, with plenty of space and great visibility. I especially love the reliability that Honda is known for and the advanced safety features that make me feel confident while driving. It’s the perfect balance of style, comfort, and performance I highly recommend it to anyone looking for a dependable and efficient car.

Vehicle information

Ext. color: Silver Ice Metallic
Int. color: Jet Black/Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Manual
Engine: ECOTEC 1.8L I-4 DOHC, VVT variable valve control, regular unlead
Stock #: KD41020
VIN: 1G1PB5SH3G7141020

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

The Car Haus review

Awesome service!

Awesome service! They are the most transparent dealer that I have ever been to. Highly recommend Mike and Harris were awesome. Helped my dad and I purchase a new truck

2016 Chevrolet Cruze Limited LS review

Bought used, overall decent car

Bought this used in 2019 w/65k miles. It's a solid A to B car, does what it needs to do, with little no to fuss. The interior isn't flashy, but rattles much less than most other entry level cars I've been in. Ride quality is commendable, a little lound (but I have a feeling that's more the fault of the budget brand tires the dealer threw on the car). But overall way better ride quality than a 2020 Trax I had as a loaner for a day (roughest car I think I've ever driven....and I've owed some really crappy econoboxes in my day). I've had one issue with the car thus far, the water pump went out on me, but hey, it happens. Been almost a year since and haven't had a single other issue with it. For the relatively small engine, this thing has some pep to it, but the transmission doesn't do it any favors and is the one negative about this car. The way it is geared is my one irritation. Its sluggish and downshifts aggressively making it obnoxious to drive in the city as it doesn't coast very well (in particular it downshifts hard from 4th to 3rd at 27mph and begins to engine brake, slowing the car down noticably), I usually just end up using the manual automatic so I can actually coast a city block to the next light. Overall, for the 10k I paid for the car, not too much to complain about. It's a safe, good driving commuter.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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