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Used sedans for sale near Lakeside Park, KY under $8,298

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349 matches 30 miles from 41017
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Desert Bronze
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, D-CVVT variable valve control, regular unleaded,
Stock #: DH216195
VIN: 5NPDH4AE6DH216195

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Beechmont Subaru review

The salesman we worked with was Chase and he did an

The salesman we worked with was Chase and he did an outstanding job in helping us find a car

2013 Hyundai ELANTRA Limited review

This is a beautiful car, I love the heated seats, I love

This is a beautiful car, I love the heated seats, I love the heat on my back. This car is excellent on gas! I loveee my Elantra!

Vehicle information

Ext. color: Black
Drivetrain: Front-wheel Drive
MPG: 33-34
Fuel type: Hybrid
Transmission: CVT
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: GTX108408
VIN: 4T1BB46K59U108408

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: CD Player
Exterior: Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

GTX Auto Group INC review

GTX Auto Group was fantastic.

GTX Auto Group was fantastic. They put me in the vehicle I had been wanting! Oscar was my sales person & he was super nice & knew a lot about the Rav 4 I purchased! Everyone was great. I highly recommend them!!

2009 Toyota Camry Hybrid SE review

Reliable, dependable car with hybrid gas mileage

Best car I have ever owned. Never damaged, routine maintenance kept up to date, hybrid engine get 36+ mpg. All the creature comforts including premium sound system, navagation, leather seat heaters, and dual comfort control.

Vehicle information

Ext. color: Red
Int. color: Jet Black / Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 1.8L I4 16V MPFI DOHC
Stock #: ST182660
VIN: 1G1P15SH0F7182660

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Brake Assist, Stability Control

Reviews

Mark Sweeney Buick GMC review

excellent

petting the dog makes the experience beyond wonderful.

2015 Chevrolet Cruze L review

I really liked my LTZ.

I really liked my LTZ. I will admit that I had some issues, but I took care of it. The only mistake I made was not putting a Remanufactured engine in it after it had a head gasket repair. I drove it hard. Even with the issues I had. I would buy it again. I would get an Endurance Extended warranty. I had no issues with the transmission. I did have two window motors go out though. I had 188K miles on it. The reason I go rid of it was. I had an oil smell in it even after I had it repaired and the mechanic could not find it.

Vehicle information

Ext. color: Alabaster Silver Metallic
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: BE039781
VIN: 19XFA1F52BE039781

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

Midwest Auto Store review

Despite some very negative reviews, I tried this

Despite some very negative reviews, I tried this dealership because they had the vehicle I wanted. I came prepared for bad things because of the warnings in the reviews. I found that they are not the bad guys the reviews suggested. They were very upfront about the vehicle, which was exactly as represented, about their post-sale responsibility (vehicles sold as is) and did not try any bait and switch. Johnny Lee was very helpful and sincere. Only two complaints - 1. after the deal was made it was two more hours before we were able to leave the dealership (i have had this same experience almost every time i have purchased a vehicle, so nothing different here) 2. Their price is no-haggle (I think this is actually good, I hate to haggle, I just wish I had known that before I tried to haggle.) I do not hesitate to recommend them and I would go back. Those bad reviews? I don't know but I suspect those supposed buyers didn't do their homework before shopping, and need someone to blame for the mistake they made. Or else they just like bad mouthing others.

2011 Honda Civic LX review

Value for money car

2011 Honda Civic Sedan - Good condition! Low miles run with AC & Heater working, All tires & brakes in perfect condition. Sun-moon roof. Cash only

Vehicle information

Ext. color: Satin Metal
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: F5579834
VIN: KNAGM4A76F5579834

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Midwest Auto Store review

Very easy and pressure free.

Very easy and pressure free.Dealing with Johnny was awesome. Second car I’ve bought from him.

2015 Kia Optima LX review

Not too bad!

There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.

Vehicle information

Ext. color: Flamenco Red Metallic
Int. color: Soft Beige
Drivetrain: Front-wheel Drive
MPG: 20-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: VVC2123644
VIN: YV1622FS5C2123644

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Memory Seat

Reviews

Performance Kings Honda review

Dewayne was great and quick and efficient.

Dewayne was great and quick and efficient. I had a car picked out I wanted to look at and he was quick on getting us a test drive. After that I knew I wanted the car and he was quick working with the loan officer (can’t remember his name but, he was great too!) we were in and out in about an hour and half with my new car! Best experience I’ve ever had buying a car.

2012 Volvo S60 T5 review

S60 T6 R design with 3.

S60 T6 R design with 3.0. First off, 205,000 miles on original engine and transmission. Do the basic maintenance and the car will reward you. Amazing acceleration and handling, in league with other sport coupes. Except, comfy seats and smooth on long drives and pretty quiet. This, for a fraction of an audi or bmw. Wish it had a manual. Wish Volvo would keep making a true sport coupe like this. If they still made these I would buy another. I love this car.

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 36-36
Fuel type: Gasoline
Transmission: Manual 5-Speed
Engine: 1.8L I4
Stock #: DK029960
VIN: 19XFB2E5XCE029960

Features

Convenience: Keyless Entry
Entertainment: CD Player, USB Port
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Premier Automotive review

I have only positive feelings after purchasing my car

I have only positive feelings after purchasing my car from Premier Automotive Group. My sales agent Alisha was very responsive and helpful since the very beginning. I highly recommend this dealership and her personally to buy from.

2012 Honda Civic LX review

Bought my 2012 brand new and 12 years later it still runs

Bought my 2012 brand new and 12 years later it still runs great! I have put o er 304,000 miles on it and have had no problems. I have done regular maintenance on the car and it keeps on ticking. The paint is poor condition and weather stripping has deteriorated. The interior has held well! The only thing after 12 years and lots of miles is the CD player is making noises and wearing out. I am going to keep driving until it dies which at this point seems like it might be another 100-200k miles.

Vehicle information

Ext. color: Sterling Gray Metallic
Int. color: Earth Gray
Drivetrain: Front Wheel Drive
MPG: 22-34
Fuel type: Regular unleaded
Transmission: Automatic
Engine: Duratec 2.5L I-4 DOHC, iVCT variable valve control, regular unle
Stock #: 2021-TR
VIN: 1FA6P0G75E5352788

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Cincinnati Used Auto Sales review

They did a Great job and worked for me as I asked.

They did a Great job and worked for me as I asked. Everything was ready when I got there.

2014 Ford Fusion S review

I have had my 2014 Fusion Titanium for 10 years, i bought

I have had my 2014 Fusion Titanium for 10 years, i bought it with 12K miles and now have 145K. this is the best car I have ever owned. besides regular maintenance, i have had 0 issues. Everything still works, no leaks runs great. Definately a good car.

Vehicle information

Ext. color: Titanium Silver Metallic
Int. color: Gray
Drivetrain: Rear-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Manual
Engine: 2.5L I-6 DOHC, Double VANOS variable valve control, premium unle
Stock #: 2037-TR
VIN: WBAET37423NH04375

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Cincinnati Used Auto Sales review

Great experience!

Great experience! Worked with me on financing and drive away with the car within an hour!

2003 BMW 325 325i review

Smooth

Great ride for the age and miles, you cant even tell. Runs smooth and strong, and you cant even tell the car is on. Car just needs floor mats and a really good detail, but overall very clean inside and out.

Vehicle information

Ext. color: Black Mica
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-33
Fuel type: Gasoline
Transmission: Manual
Engine: 2L I-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: 92295A
VIN: JM1BL1TF0D1844187

Features

Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Mike Castrucci Ford of Alexandria review

Would buy from again

It was fast and easy buying experience. They fix the problem with the car we decided to buy. I would highly recommend shopping there. Great sales staff!

2013 Mazda Mazda3 i SV review

I purchased my 2013 Mazda 3i Grand Touring Hatchback

I purchased my 2013 Mazda 3i Grand Touring Hatchback (manual transmission) in 2014 and the previous owner had put 30K miles on it. I've now got 140K and still love the car. Outside of recommended maintenance, the only repair expense I've had was I decided to replace the clutch. It hadn't failed but it was starting to show some slippage. I haven't even had to replace the brake pads yet! As for likes and dislikes that someone checking out this car might not notice just from looking, here are some negatives: 1) The 1-2 shift is always a bit notchy but others are smooth. 2) The 2.0L doesn't have a lot of power in the lower revs but 3000-4000 rpms it's pretty spirited (assuming you don't have four large adults in the car) 3) I ended up replacing the OEM headunit (the BOSE with Navigation) with an Eonon. I had issues getting the Eonon working early on but after a couple updates, it's been a huge improvement. 4) The biggest negative is that at some point, I'll have to let it go. On the positive side: 1) It handles great, 2) It carries a decent amount for its size 3) It gets good gas mileage (I used to average 35mpg but in recent years my driving in this car has been more around town and it's fallen back to 31-32.) 4) It's been extremely reliable. 5) The front seats are very comfortable (I'm 5'7" and the car fits me great. I imagine taller people would not be as comfortable.)

Vehicle information

Ext. color: Summit White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.8L I-4 DOHC, variable valve control, regular unleaded,
Stock #: 194035
VIN: 1G1JA5SH9D4194035

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, WiFi Hotspot
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Midwest Automotive Connection review

Great Service

Raheem made our car purchase easy and painless. This is the second car we have purchased from MAC in 3 years. The staff is knowledgeable and friendly. I will definitely keep MAC in mind for any future auto purchases!

2013 Chevrolet Sonic LS review

2013 Chevrolet Sonic LT 1.4 eng

We bought a sonic lt with a 1.4 turbo engine, great gas mileage and no major problems. As long as you keep up the maintenance the reliability is great.

Vehicle information

Ext. color: Pure White
Int. color: Cornsilk Beige W/Brown
Drivetrain: Front-wheel Drive
MPG: 25-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: GC014389
VIN: 1VWBT7A32GC014389

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Midwest Auto Store review

Good staff and service .

Good staff and service . I recommend this auto sales .not so expensive and friendly, and good coffee in office.

2016 Volkswagen Passat 1.8T SE review

Bought a 2016 CPO with about 65k miles.

Bought a 2016 CPO with about 65k miles. (Never had to use the warranty). 1.8 L turbo engine has surprising low end torque and lots of highway passing HP. GREAT MPG! Lots of leg room for all passengers. A really great road trip car. Lost it in a crash @ 110k :(

Vehicle information

Ext. color: Deep Cherry Red Crystal Pearlcoat
Int. color: Light Frost Beige/Black
Drivetrain: All-wheel Drive
MPG: 18-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.6L V-6 DOHC, variable valve control, regular unleaded, engine
Stock #: 556672
VIN: 2C3CCARGXDH556672

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

International Auto Outlet review

Working with Adam at International Auto Outlet was a

Working with Adam at International Auto Outlet was a pleasure. He was knowledgeable, respectful, and made sure I understood every step. Great service, no pressure, and a smooth used car buying process overall.

2013 Chrysler 300 S review

3rd Chrysler 300.

3rd Chrysler 300. Hugs the road at good speeds. Pleasure to own. Holds it's value. Would recommend Make it a great day and God Bless

Vehicle information

Ext. color: Storm Blue Metallic
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 27-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: EC109610STK
VIN: 1N4AL3AP5EC109610

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2014 Nissan Altima 2.5 SL review

Affordable investment

Car was in person like at the pictures even better car fax was provided so i was comfortable with my purchase beside the decent price i pay for it i got a really good Deal and we are happy with my purchase .

Vehicle information

Ext. color: Tuxedo Black
Int. color: Charcoal Black
Drivetrain: Front-wheel Drive
MPG: 24-36
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: EcoBoost 1.5L I-4 gasoline direct injection, DOHC, iVCT variable
Stock #: 18654A
VIN: 3FA6P0HD2FR168475

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Marshall Dry Ridge Toyota review

Michael Adams

My daughter needed a car. We told Michael what we wanted and he was great. Michael listened to our needs and went the extra mile to find just what we wanted and at a price we could afford. He's not pushy and will work hard for you. Very happy.

2015 Ford Fusion SE review

The Transmission started slipping and bumping. wth

I've loved the car. 2015 Ford Fusion SE Ecoboost. @ high 76000 miles the transmission is bumping in reverse and slipping some in forward gear. Now bumping in forward gear also. Purchased with just under 5000 miles.

Vehicle information

Ext. color: Black Granite Metallic
Int. color: Jet Black/Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 22-35
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 1.8L I-4 DOHC, variable valve control, regular unleaded,
Stock #: 92696
VIN: 1G1PC5SH8B7275883

Features

Convenience: Keyless Entry
Entertainment: CD Player, WiFi Hotspot
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Mike Castrucci Ford of Alexandria review

Helpful

Very helpful and friendly. Made my first new car buying experience easy. They washed it filled it with gas and had it all clean and ready to go for me to drive home.

2011 Chevrolet Cruze LS review

I bought this car with 8,900 miles, I have put over

I bought this car with 8,900 miles, I have put over 15,000 on it, it sits around 30,500 miles now I haven’t had any issues with it at all and is been driven in long distances from Texas to Montana and so on Now I doo get a few people say this car is crap and unreliable But this one is different, I recommend this car 100%

Vehicle information

Ext. color: White
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 38-38
Fuel type: Natural Gas
Transmission: Automatic 5-Speed
Engine: 1.8L I4
Stock #: SP001412
VIN: 19XFB5F54CE001412

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, DVD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Premier Automotive review

They were very creative and resourceful with Financing.

They were very creative and resourceful with Financing. They made sure that I got the car of my dreams... I'd recommend them to anyone....

2012 Honda Civic Natural Gas review

Best Reliable car I ever had.

I am amazed everyday I drive this car is just really reliable and simple I have the most basic one but that is also something I appreciate. It's honda at its best pure engineering. It does everything you expect from a daily car and doesn't complain at all. Mine has 72,000 Miles and it feels really solid just like new. Best Car I ever had

Vehicle information

Ext. color: Barcelona Red Metallic
Int. color: Dark Charcoal
Drivetrain: Front-wheel Drive
MPG: 29-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 84033998
VIN: JTDBT923084033998

Features

Entertainment: CD Player

Reviews

Midwest Auto Store review

We found a [surprisingly] sought-after example of a Honda

We found a [surprisingly] sought-after example of a Honda Element at Midwest Auto, for our son - four hours away from our home. A 22yr old car, with over 100k miles on the odo. I expected a decent car with some issues, for what I paid. Instead, I got the cleanest Vtec the local, mobile mechanic had ever seen. He climbed all over that car for 1.5 hours and thoroughly drove and code tested it - both past/recent codes and “likely fail” codes. I have a four year old, bought-new minivan that wouldn’t have tested that clean. I drove the four hours home with no trepidation whatsoever. I feel like I stole this car. The mechanic told me that he sees a lot of “good cars” come out of Midwest. Not only was the sale easy, no-pressure and quick, (as we knew what we wanted), they were accommodating and incredibly friendly. I’ve owned a lot of cars and after what I experienced, I would buy from this dealer sight-unseen and ship with no fear. ANY used car WILL have some issues - new ones do now! - but this one doesn’t need anything but what anyone should do for any car. It’s getting a fresh alignment and a new battery. That’s it. This is easily the cleanest decades-old ride I’ve ever bought. Five stars.

2008 Toyota Yaris S review

honestly, if this car was a lady, id marry her, she’s not

honestly, if this car was a lady, id marry her, she’s not super hot but she has a real nice personality she rides great and has a real peppy 4cyl, feels like a rocket ship when i stump the gas, i think this could be my FIL’s challenger r/t

Vehicle information

Ext. color: Silver Ice Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 18-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 variable valve control, regular unleaded, engine with 2
Stock #: 91314046STK
VIN: 2G1WT57N091314046

Features

Convenience: Heated Seats, Keyless Entry, Remote Start
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels
Seating: Leather Seats

Reviews

2009 Chevrolet Impala LT review

Worth the money

Love all the space and comfort of this car. Has good fuel prices economy and so far I haven’t had any mechanical issues. Bought it at 151k miles.

Vehicle information

Ext. color: Mosaic Black Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 1.4L I-4 gasoline direct injection, DOHC, VVT variable valve con
Stock #: A251008R
VIN: 1G1BC5SM4K7152136

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Automotive Connection review

Top notch salesmen and staff

These guys rock they took a sad disabled veteran and put him in a luxury ride and made him smile(me)

2019 Chevrolet Cruze LS review

I needed a car with an automatic transmission because my

I needed a car with an automatic transmission because my knee was getting worse. I had a 2011 Cruze with a manual transmission and liked it but I traded it in for a 2019 Cruze. Going on six years now and I don't want another vehicle. Reliable? Very. I don't drive like a maniac and I keep up with maintenance. My usb port went kaput but I replaced it myself. My phone would not connect to the infotainment system. I fixed that by removing the fuse to the radio while it was on then turning off the car and then plugging it back in. It rebooted the system. I garage my Cruze and watch where I park it, so no dents anywhere. I intend to keep this car for as long as possible.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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