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Used sedans for sale near Naperville, IL under $8,054

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1,096 matches 30 miles from 60540
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Phantom Black Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 22-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: P11719B
VIN: 5NPEC4ACXBH091880

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Continental Toyota review

Sam was very helpful and new everything about the rav4

Sam was very helpful and new everything about the rav4 plug-in hybrid we were looking for.

2011 Hyundai SONATA Limited review

The car is a solid economical choice for a daily car.

The car is a solid economical choice for a daily car. The mileage you get is amazing and the interior volume of the sedan is quite spacious, including the boot.

Vehicle information

Ext. color: Black
Int. color: Titan Black/Palladium Gray
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: A13502
VIN: 3VW2B7AJ0HM268295

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Auto Select review

Amazing place to buy a used vehicle, I have bought 2

Amazing place to buy a used vehicle, I have bought 2 vehicles from here for my daughters. First on 7 months ago and the second 2 weeks ago. Both vehicles are great.

2017 Volkswagen Jetta 1.4T S review

9/2017 purchase offered significant dealer and MFG

9/2017 purchase offered significant dealer and MFG discounting....................OTD Jetta S with the manual shift was $1437.05. At 68,000 miles I've not had a single issue. Fuelly says just under 41 MPG in 35/65 city/highway use. My best highway miles Sacramento - LA round trip was 50.3 on Interstate 5. esshift5

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: A13537
VIN: 3FADP4BJ1KM106277

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Auto Select review

Very nice people.

Very nice people. I very much appreciate the service and the help throughout the car buying process. Thank you

2019 Ford Fiesta SE review

Fun car, great gas mileage

I've been told Ford is not making the Fiesta anymore! So glad I found this one, she's a beauty 😍 I bought mine new (Ingot Silver) I lovingly call her Inga...😂 Sunroof and all..in Florida. My 1st new affordable car since I was active duty USAF back in the 90's. Pathetic,huh?

Vehicle information

Ext. color: Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 30-41
Fuel type: Gasoline
Transmission: Automatic
Engine: SKYACTIV-G 2L I-4 gasoline direct injection, DOHC, variable valv
Stock #: T10677
VIN: JM1BM1V74E1127991

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control

Reviews

Auto Select review

They are in the midst of expanding their car lot and do

They are in the midst of expanding their car lot and do not have a structured building. They only have a mobile unit currently on the property so it's a bit disorganized right now. Sales personnel did not seem very friendly but they also aren't pushy which I liked. Most of the cars exteriors were really dirty from a dust storm that occurred a couple of weeks ago. They have a large inventory of vehicle choices.

2014 Mazda Mazda3 i Touring review

Great car

Have owned 2 Mazda 3 sedans. Purchased my 2014 brand new. It is hands down the best car for the money I have ever owned and I'm 66 years old. Will buy a Mazda anytime!

Vehicle information

Ext. color: Gold
Int. color: Bisque
Drivetrain: Front-wheel Drive
MPG: 48-45
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 413041
VIN: JTDKB20U183413041

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist

Reviews

Rides Unlimited Chicago review

This is my second purchase from Rides Unlimited great

This is my second purchase from Rides Unlimited great service as always. Jason Briick went above and beyond to help me get my 2009 Toyota Camry. Took it to my mechanic car is in great condition only needs new back brakes and rotors soon. Would recommend them to anyone looking for a trusted used dealer

2008 Toyota Prius Standard review

Prius a great car t0 derive!7

I love my prius!! I like the styling especially on the outside!! All in all I feel it is a Great Car!!! I have owned 3 of these cars. I like the Solara styling better but would want a hybrid Solara!!!

Vehicle information

Ext. color: Super Black Metallic
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 26-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: K26370B
VIN: 3N1CN7AP5GL862777

Features

Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Ed Napleton Acura Kia review

I’m so grateful for Disa, she was very informative and

I’m so grateful for Disa, she was very informative and knowledgeable in helping answer the questions I had regarding a vehicle I was interested in. Thank you so much Disa!

2016 Nissan Versa 1.6 S review

Good car, but why the paint chipping?

I purchased this model New from big local Nissan dealer in my city in 2016. Mine is the blue model. Has great gas mileage, to this day. Was a good deal, on a basic car, with no frills. Worked great until 3 summer, right after 3 year warranty expired, the A/C totally quit. Had it checked, was the compressor. Over $1,000 fix. About the same time, strangely the paint started bubbling up in the between the rear doors on both side, and in crease where rear window meets the trunk. Flake after flake, will not stop and now a large section is gone on both back sides. For a 3 year old new car at the time, I was not happy. It is now 7 years old, and the chipping continues. Disappointing, and I have seen many of the same complaints online.

Vehicle information

Ext. color: Oxford White
Int. color: Charcoal Black
Drivetrain: Front-wheel Drive
MPG: 27-36
Fuel type: Gasoline
Transmission: Manual
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: K26204A
VIN: 3FADP4AJ9GM119108

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Safety: Stability Control

Reviews

Ed Napleton Acura Kia review

Know how to work with customers always giving deals on

Know how to work with customers always giving deals on service. In service department. A one.

2016 Ford Fiesta S review

GREAT CAR FOR MONEY

I bought my 2016 SE from Bloomfield and for a small compact car the quality is equal if not better than a Honda Fit. The car has climate control, heated seats, rides nice and handles great compared to luxury sports cars I've owned yet 1/4 the price. I love it and feel it's made well. Motor has timing belt and wish they used the Duratec motor in here but it seems strong. My dual clutch transmission is great, it is not an automatic with valve body,they shift like bmw m6 and other sports car and it works absolutely normal.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Theta II 2.4L I-4 gasoline direct injection, DOHC, variable valv
Stock #: A25746B
VIN: KNAGM4A74F5644695

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Ed Napleton Acura Kia review

The service that I received was excellent especially my

The service that I received was excellent especially my salesman Jon! but everyone that I had dealings with was very nice

2015 Kia Optima LX review

Not too bad!

There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.

Vehicle information

Ext. color: Desert Silver Metallic
Drivetrain: All-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L V-6 premium unleaded, engine with 215HP
Stock #: 641699
VIN: WDBRF84J35F641699

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Greater Chicago Motors review

Sam Abbas

Thanks it was a great night and thanks again to all of you at the Dealership for the help me in the BMW that you let me test drive and driving it now. Thanks again

2005 Mercedes-Benz C-Class Luxury 4MATIC review

Find a good example, and you're all set.

My first time owning a Mercedes while everyone warned me not to get one. Honestly I've used this car PRETTY rough, and it has held up better than my previous Daihatsu Copen, Civic 2014 and Accord CL7. It's a total workhorse, but alas, the parts really ARE expensive, ans servicing it is quite difficult as well. But all in all, its comfort is just impeccable and better than anything else I've ever drive in this price range. If you have a slightly higher budget for maintenance, I would 10/10 recommend you this car.

Vehicle information

Ext. color: Silver
Int. color: Brown
Drivetrain: All-wheel Drive
MPG: 16-23
Fuel type: Gasoline
Transmission: Transmission w/Dual Shift Mode
Engine: 372.0HP 4.2L 8 Cylinder Engine Gasoline Fuel
VIN: WAURVAFD4BN015046

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Power Liftgate, Remote Start
Entertainment: Bluetooth®, DVD Player, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2011 Audi A8 L 4.2 quattro review

Top Level Luxury

I'm 6'4" 300 lbs and I was looking for a Luxury Vehicle that would make me feel Amazing as my travel/event car. This car hits EVERY MARK. The comfort, massage, heating & cooled seats and just the interior layout is STUNNING and EVERY passenger that has entered my cabin is BLOWN AWAY.

Vehicle information

Ext. color: Aurora Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-34
Fuel type: Gasoline
Transmission: Manual
Engine: Regular Unleaded I-4 2.0 L/122
Stock #: 60392A
VIN: 3KPFK4A79HE082112

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Safety: Brake Assist, Stability Control

Reviews

Honda on Grand review

Car buying made easy!

Honda on Grand makes car buying easy!! Tom K was wonderful to work with. I have bought two cars from him and would definitely go back to him. He listened to my concerns and addressed everything in such a friendly and courteous way. I would recommend this dealership to others.

2017 Kia Forte LX review

I have owned a Kia Forte for 7 years now.

I have owned a Kia Forte for 7 years now. My husband and I love it! We do regular oil changes and maintenance, and keep the car in the garage. At almost 60,000 miles it needed new tires and brakes, but that's not a big surprise. We LOVE the performance of this car -- the turbo function makes it fun to drive and great for passing. It's compact enough that we can park anywhere. And the hatchback is surprisingly large! We ended up selling our Toyota Camry and keeping our Kia because the Kia is a workhorse that hauled furniture and boxes for my husband's business. Way more room than the Camry when we needed to haul things or take our electric bikes on an adventure.

Vehicle information

Ext. color: Silver Ice Metallic
Int. color: Dark Pewter/Dark Titanium
Drivetrain: Front-wheel Drive
MPG: 25-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: Ecotec 1.8L I-4 DOHC, variable valve control, regular unleaded,
Stock #: S260007A
VIN: 1G1JC5SH7E4236780

Features

Convenience: Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Hawk Mazda review

Awesome experience

I bought a new mazda cx5 last Tuesday. And was very sodispaied with the service .Daryl was very helpful,,downloaded the Mazda app on my phone and showed me how worked. Wonderful experience..

2014 Chevrolet Sonic LT review

Happy in Louisiana

Had car 8 yrs only trouble I had was upper o2 snsir went out. Still runs like a kitten.Great sound system, easy steering wheel control. Drive it from Louisiana to North Carolina once a year great gas mileage.

Vehicle information

Ext. color: Polished Metal Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Compact 5-Speed Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: S260040A
VIN: 19XFA16519E008094

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

2009 Honda Civic LX review

237,000 miles and counting

This car replaced my 1993 Civic when the corrosion of the midwest did in the suspension, which was not worth repairing on on a car with 279,000 miles. Now my current Civic was approaching this benchmark fast befor Covid. It had some big shows to fill and easily did so. No problems, and it has been beat to crap. This is city driving, so the engine hours are through the roof. Average maybe 20mph thoughtour it’s life. Did need it’s starter replaced once, although this was less expensive than the old timing belt tuneup on the 93. There was an issue with thinning paint on trunk and the car has been hit with enough rocks and when parked that she is far from pristine. I vouch for the safety as this is the insurance replacement of one that got totaled with 60 miles on it back in 09, a roll over. Run off road by semi whose brakes failed. I find the car quite comfortable for commuting purposes and the AC still works. It’s a DX-VP, so she’s awfully spartan by modern standards. Now that I work from home, the miles are coming slower. I assume a better conditioned one with low miles would hold its resale value pretty well. I’d like to justify getting a new car to scoot around town but it’s impossible to justify.

Vehicle information

Ext. color: Symphony Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Shiftronic
Engine: Nu 1.8L I-4 DOHC, D-CVVT variable valve control, regular unleade
Stock #: S251024B
VIN: 5NPDH4AE1GH796752

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2016 Hyundai ELANTRA Value Edition review

Satisfied Elantra SE owner

I love my elantra. I haven't hardly had any problems with it at all. However I also experienced the paint chipping on my white hyundai. I was also told that it was a rock. Now reading others comments about their paint shipping I question it. I paid out of pocket because it wasn't worth going through insurance with deductible and everything. Other than that I have had absolutely no problem with my Hyundai. I also like the look of it on the outside. I thought about trading for a newer one but I also don't like the styles of the new ones. I wish they still made them like the 2016 exterior. I would love to have a newer one but I would like for it to look like the 2016 hyundai. The reason for that is you could look at the car and see it was a Hyundai elantra. Now I feel like the new launchers look like every other car on the road.

Vehicle information

Ext. color: Black
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 26-26
Fuel type: Gasoline
Transmission: Automatic 4-Speed
Engine: 3.8L V6
Stock #: JYC-232629
VIN: 1G4HD57287U232629

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Remote Start
Entertainment: CD Player, WiFi Hotspot
Exterior: Alloy Wheels
Seating: Leather Seats, Memory Seat

Reviews

Your Choice Auto Sales of Joliet review

Overall, a smooth and enjoyable car buying experience.

Overall, a smooth and enjoyable car buying experience. Kelvin was super helpful and guided me to the perfect car for my needs. Highly recommend

2007 Buick Lucerne CXL review

Nice luxury vehicle

Worked on one for a friend and this car is smooth and easy to work on. It's big and roomy and very stylish even today. The only thing I seen that I did not like was it doesn't get good gas mileage and it's a V6. Kinda to much weight for a V6 to be pulling but once you get it on the highway it's definitely a cruiser and smooth.

Vehicle information

Ext. color: Black
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 19-29
Fuel type: Gasoline
Transmission: Auto, 8-Spd OD Steptronic
Engine: 3L I-6 gasoline direct injection, DOHC, variable valve control,
Stock #: 10053
VIN: WBAFU7C58BC873220

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2011 BMW 535 xDrive review

Good car when we’ll maintained

Honestly minor repairs. Had the vehicle for 5 years and manage to put 120K miles and no major issues. Reliable compared to other luxury cars.

Vehicle information

Ext. color: Black
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L I5 20V MPFI DOHC
Stock #: 8368
VIN: 3VWDX7AJ5DM438008

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Chicago Cars US review

I had a good experience buying my car from Chicago Cars

I had a good experience buying my car from Chicago Cars US. Albert was my salesman, who greeted us with a friendly demeanor. Albert was knowledgeable regarding my car and answered all of our questions. Chicago Cars US staff from Albert, Jacob and Chris were friendly and very professional. I will and have recommended Chicago Cars US to family and friends.

2013 Volkswagen Jetta SE review

Nice car

Never owned a diesel, but very easy to get accustomed to. The Jetta is very comfortable and gets great gas mileage 45mpg. Jetta also has performance if you need or want it. Overall this car has turned me into a VW enthusiast.

Vehicle information

Ext. color: Savile Gray Metallic
Int. color: Anthracite Black
Drivetrain: Front-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.2L I6 24V MPFI DOHC
Stock #: 8498
VIN: YV1952AS4B1144887

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Chicago Cars US review

Great job in and out.

Great job in and out. IT'S been a good experience so I will let people know.

2011 Volvo S80 3.2 review

I love my car. I bought it new in 2010

I love this car! It's sleek, reliable and comfortable! I hope it runs forever! It's too bad that this car isn't manufactured anymore. I only wish we would have bought the all wheel drive.

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, regular unleaded, engine
Stock #: 60861A
VIN: 3VWDP7AJ2CM394905

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Al Piemonte Ford review

It is good to have good people work for you.

I had a positive experience with Al Piemonte Ford in Melrose Park. I just lost my father. My dad did business with them when he was alive, and recommended them. Eddie Rodriguez was the sales agent that took care of him. He remembered me, was compassionate, knowledgeable, helpful and expedited the transaction in a fair manner. Thank you.

2012 Volkswagen Jetta SE review

I like my jetta

This was the 1st car that I bought brand new a 2012 jeddah station wagon I like this car a lot have a 150000 miles on it only one issue and that was resolved quickly I keep it maintained I take care of oil changes when needed And it has been a very good car

Vehicle information

Ext. color: Phantom Gray Pearl
Int. color: Stone
Drivetrain: Front-wheel Drive
MPG: 30-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: P21142
VIN: 1NXBR32E47Z781130

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

Elgin Toyota review

They called promptly and gave me information about the

They called promptly and gave me information about the car but unfortunately this car wasn't eligible for a tax credit.

2007 Toyota Corolla LE review

My Third (great) Corolla

This is my third Corolla. I thrashed the first one (1990) for 20 years after I bought it at three years old, and gave it to a family member at 200k. The second ('98) was given to me by a friend who had bought it for someone else who didn't pay for it. It was totaled at 178k miles, in nearly perfect condition. This one came from an estate of a fellow parishioner. He bought it in 2010. When he passed in 2022, it had 141k miles. After it sat for a year, I bought it. Although I've only put a few hundred miles on it, it impresses me with its solidity, pep, and crisp handling. Based on past experience, I expect to get at least another hundred thousand out of it. Based on my driving habits (>10k/year) and my age, it may be the last daily-driver I ever own. Interior is a bit cramped compared to the Sonata it replaces, but high quality and comfortable. The initial surge of acceleration is a little startling, but easily controllable with a light foot. Styling is nothing to write home about, but is acceptable. Paint is chipping on the hood and fading on the roof, but overall presents well from twenty feet. I would prefer the optional alloy wheels, but I may find a set over the years I expect to have with this car. The stock stereo was malfunctioning when I got it, but I upgraded to an aftermarket 2-DIN unit with rear-view camera. The stock six-speaker setup blends nicely with the new head unit. Neither the bodywork, or the undercarriage exhibit any signs of corrosion.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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