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Used sedans for sale near Plainfield, IN under $19,989

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1,655 matches 30 miles from 46168
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Silver Ice Metallic
Int. color: Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: Gasoline
Transmission: 6-Speed Automatic Electronic with Overdrive
Engine: ECOTEC 1.4L I-4 DOHC, VVT variable valve control, intercooled tu
Stock #: R388619
VIN: 1G1PC5SB8E7388619

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

F1rst Motors review

Sabastian was very helpful and provided all the info we

Sabastian was very helpful and provided all the info we requested on a vehicle we were interested in- with no pressure. We ended up buying elsewhere, however, we would definitely recommend!

2014 Chevrolet Cruze 1LT review

Bought a diesel version with 40k miles, has been bullet

Bought a diesel version with 40k miles, has been bullet proof I average 50mpg! Drives nice and has every thing I could want for a daily commuter! 190k going strong

Vehicle information

Ext. color: Beige
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.8L I4 16V MPFI DOHC
Stock #: S251148A
VIN: KNAFK4A68E5072800

Features

Entertainment: Bluetooth®, CD Player, Satellite Radio
Safety: Brake Assist, Stability Control

Reviews

Speedway Subaru of Indianapolis review

Amanda Wallace was very patient, and helpful.

Amanda Wallace was very patient, and helpful. She showed us all of the choices that were available to us. My daughter and I couldn't agree on which SUV to pick. But, Amanda deserves a raise!!!!!

2014 Kia Forte LX review

Fun, fast, durable!!! BRI PROOF

For buying a used car a manual 6speed at that, I would recommend this car if it has been taken care of like mine. Most definitely.

Vehicle information

Ext. color: Black Granite Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 25-33
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.4L I4 16V MPFI DOHC Turbo
Stock #: V250293A
VIN: 1G1JG5SB9F4124709

Features

Convenience: Heated Seats, Keyless Entry, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Speedway Subaru of Indianapolis review

Front row buying experience!

Front row buying experience! With Speedway in the name, they have a lot to live up to in my house. Working with Steffon was easy and informed. He made every effort to answer my questions and accommodate my requests. . . all with the continued support of his associates. Thank you Nick and Jon for the quick responses. I highly recommend this dealership (under new management in OCT 2024) and particularly Steffon for getting me into the right car at the right price with no hassles.

2015 Chevrolet Sonic RS review

Great car for a tight budget

It's unfortunate the previous owners of the recent reviews had terrible ownership experiences . I have used this car for nearly four years without a single problem. Fun to drive, very spirited, great gas mileage, and outstanding handling at highway speeds. At 95,000 miles, no squeaks, wind noise, or rattles. its still very solid. Would highly recommend if you find a well cared for one. My only complaint is you would be hard pressed to fit four ave. size people at one time. But on the plus side it can fit in small spaces.

Vehicle information

Ext. color: Silver
Int. color: Ebony
Drivetrain: Front-wheel Drive
Fuel type: E85 Flex Fuel
Transmission: 4-Speed Automatic
Engine: 3.5L V6 12V MPFI OHV Flexible Fuel
Stock #: S251066A
VIN: 2G1WT57K191116579

Features

Convenience: Keyless Entry, Remote Start
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels

Reviews

Speedway Subaru of Indianapolis review

I’ve owned my new CrossTrek for six months now.

I’ve owned my new CrossTrek for six months now. I’d previously purchased two Foresters from this dealership. Alex is a low key no pressure salesman. Test drove many of their vehicles. Got a fair deal. A month after purchase I met with Betsy who is their tech specialist. She went over many of the new tech features and was excellent at explaining the many new features my 2017 Forester didn’t have. Took my car in for its first service this month. Del was my service advisor. He explained their service philosophy. Car only needed an oil change and tire rotation so things were easy. Would recommend the sales & service at this dealership without hesitation.

2009 Chevrolet Impala LT review

Worth the money

Love all the space and comfort of this car. Has good fuel prices economy and so far I haven’t had any mechanical issues. Bought it at 151k miles.

Vehicle information

Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: P0154A
VIN: 2HGFC2F84KH578337

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

2019 Honda Civic Sport review

Just bought the Honda Civic 2020 Sport Coupe and I’m

Just bought the Honda Civic 2020 Sport Coupe and I’m really happy with it. The car looks sharp, drives smoothly, and has enough power to make daily driving fun without sacrificing fuel economy. Interior is comfortable and modern, with all the tech I need. Overall, a great blend of sporty looks, efficiency, and reliability. I would Highly recommend this car.

Vehicle information

Ext. color: Silver
Int. color: Titan Black
Drivetrain: Front-wheel Drive
MPG: 30-42
Fuel type: Diesel
Transmission: 6-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V DDI DOHC Turbo Diesel
Stock #: V260350C
VIN: 3VWLL7AJ3BM096384

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2011 Volkswagen Jetta TDI review

Great car today I will pass down to me daughter.

Great car. It had an after market receiver that was no good. I told them it was a deal breaker and they bought a good one for it, installed it and the back up camera I bought since my baby will need it. Very nice and excellent fuel mileage.

Vehicle information

Ext. color: Super Black
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L I4 16V MPFI DOHC
Stock #: SZ4459
VIN: 1N4AL2AP3CN422277

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Indy Auto Man review

I got my second car here, and I love it.

I got my second car here, and I love it. Several years ago I bought my first Corolla at this place. Last week I exchanged it with a bigger one, dark blue BMW5. My buying experience went on smoothly and easily. Addison helped me from the moment I called the dealer center to find the right car till I draw out in the one I found optimal in price, look, and just like new condition. Thanks to the trade-in, it was quite affordable. And the paperwork was done by the dealership. Overall, it was really helpful.

2012 Nissan Altima 2.5 SL review

Best used car I’ve ever bought

Bought this used car 2012 Nissan Altima 2.5 S three years ago with just over 100,000 miles and I’ve had nothing go wrong with the car since day one.

Vehicle information

Ext. color: Black
Int. color: Brown
Drivetrain: Rear-wheel Drive
MPG: 15-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 5L V-8 gasoline direct injection, DOHC, variable valve control,
Stock #: Mn272wuuw
VIN: SAJWA2GB1BLV03114

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Indianapolis Motor Sports review

Overall it was a good experience.

Overall it was a good experience. I bought a 2013 Audi A4 from them, and although the car had a list of issues, I bought the car knowing full well all of them. I was unsure if I should buy the car or not, but Ralph made sure I was comfortable with the purchase by allowing me to take the car to a mechanic to do a pre purchase inspection. I learned about the issues with the car, made sure I would be able to fix them, and bought the car for a much lower price them what's normally asked for that car with only 82k miles. So far, the car has been great!

2011 Jaguar XJ L review

Absolutely Beautiful Car. Luxury at its finest.

This Jaguar is a head turner. The beautiful blue exterior compliments the Londan Tan interior. Fast Supercharged Car with luxury feel. The best car in town. You will get compliment every where you go!

Vehicle information

Ext. color: Gravity Grey
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 DOHC, D-CVVT variable valve control, regular unleaded, en
Stock #: Mn7273
VIN: 3KPF24AD6LE148128

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Indianapolis Motor Sports review

the customer service was excellent, they were fast and

the customer service was excellent, they were fast and cooperative, they were unlike any other service i have gone to.

2020 Kia Forte LXS review

I’ve had my Kia now for 3yrs and only had little major

I’ve had my Kia now for 3yrs and only had little major thing go wrong which the dealership handled the issue as a decent time I guess. The first few months of having my Kia during the winter here the car would t push botton to start and boy was I pissed off. I kept having to jump start it then it dawned on me on me that they gave me a dead battery! Which was taking care of with warranty thank God! Other then that issue my model Kia forte got-line wasn’t equipped with a decent sound system I guess the package I thought it would’ve had But! Not! and to replace a aftermarket radio will cost a pretty penny to get done. My tires 17” OEM they feel on the wobbly side while driving 50-70mph on the Hyway! while hearing the sounds from outside in the inside of the car which sucks. But it’s power it gets up to speed especially in Sport Mode! The exterior looks good and interior is good also but I’m a pit in some work on it soon. I wish I would’ve known about the Kia Gt though (manual) speed before test driving my Kia gt line lol. My overall about this Kia it’s worth the price as well the experience to drive and to owne one!

Vehicle information

Ext. color: Pulse Red
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 26-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: Mm727282627
VIN: KMHCT4AEXHU373794

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Indianapolis Motor Sports review

Transferencia de compra de carro Kia soul 2013 por eso

Transferencia de compra de carro Kia soul 2013 por eso esta transferencia el motivo de

2017 Hyundai Accent Value Edition review

Best car I came across when shopping

This car is great on gas mileage and handles good this vehicle is very reliable and also sporty I would recommend this vehicle to anyone looking for a gas saver

Vehicle information

Ext. color: Crystal White Tricoat
Int. color: Light Neutral w/Medium Cashmere Accents
Drivetrain: Rear-wheel Drive
MPG: 19-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: Mn28382ieiw
VIN: 1G6AB5RX7F0108770

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, Premium Sound System, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Indianapolis Motor Sports review

Great people that will work with u and also have good

Great people that will work with u and also have good cars and I n the future i would buy again from them

2015 Cadillac ATS 2.0L Turbo Luxury review

I previously leased a 2014 and was heartbroken when I had

I previously leased a 2014 and was heartbroken when I had to return it end of lease in 2017. I picked up a used 2015 in 2020 and it has been as much pleasure to drive as the previous one. Both were 2.0L turbos, 4WD. I am in Canada, and it performs well, especially in winter, with winter tires of course. The ride is stiff but responsive. Comfort is great in the front. Consider this a two-seater unless you are only putting young kids or people you dislike in the cramped, unheated rear seats. Everything about driving this car is a joy. The acceleration, the handling, the sound system, the brakes, I could go on. Everything about the CUE system is of course abysmal. The design, the reliability, the fact that every once in a while it comes up with a nag screen reminding you to keep your eyes on the road, which you have to take your eyes off the road to dismiss. I bought the 2015 with a broken screen, knowing that I could replace it myself for 1/10th of what the dealer was charging, as I had to do this with my SRX - twice! Both side mirrors have failed and are now secured with epoxy. You would think that a company that has been around for 100 years or so would know how to make side mirrors? But I know that they also don't know how to make headlights, because (as already mentioned) I also own an SRX. If you can put up with the annoyances (which I can), this is a great car.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: Mm72727wiwi
VIN: WDDSJ4GB2GN392163

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Indianapolis Motor Sports review

Sales men were real helpful with the knowledge of what I

Sales men were real helpful with the knowledge of what I need to do and will be going back to visit soon , now that I know what I need... I rate them a 10 out of 20 for very professional.

2016 Mercedes-Benz CLA-Class 4MATIC review

Nice and Fast

I have owned my 2016 250 cla for 6 years did some great upgrades to motor about 300 horsepower now it’s a pleasure to drive and goes like a Bat out of xxxx

Vehicle information

Ext. color: RUBY RED TINTED CLEARCOAT
Int. color: CHARCOAL BLK CLOTH SEATS
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 1.6L I-4 gasoline direct injection, DOHC, iVCT variable
Stock #: 40035A
VIN: 3FA6P0HR8DR127194

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2013 Ford Fusion SE review

This is a Fine Mid-Size Car

I owned the 2013 Fusion SE with the 2.0 Liter Turbo engine for 10 years, and I loved it. It even had paddle shifters! It got me where I wanted to go, never left me stranded, even started right up in 6-degree weather on a trip last Dec. where it spent the night outside. Everything worked reliably - only replacements have been battery & tires. I kept it well-maintained and garaged when home, so that helps.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 31-40
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: 260581A
VIN: 19XFC2F5XHE007198

Features

Entertainment: Bluetooth®, USB Port
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Hubler Chevrolet review

Oil change and tire rotation.

Oil change and tire rotation. John Bray is the type of employee that every company wants. He is very polite, professional and very customer oriented.

2017 Honda Civic LX review

I recently purchased a new Honda Civic, and it has been

I recently purchased a new Honda Civic, and it has been an amazing experience so far. The car drives very smoothly, handles well on both highways and city roads, and gives excellent gas mileage. The interior is comfortable and modern, with plenty of space and great visibility. I especially love the reliability that Honda is known for and the advanced safety features that make me feel confident while driving. It’s the perfect balance of style, comfort, and performance I highly recommend it to anyone looking for a dependable and efficient car.

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 19-29
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 260388B
VIN: 1FAHP2E97DG175981

Features

Convenience: Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

Hubler Chevrolet review

Never been treated so well, everyone treated me like

Never been treated so well, everyone treated me like family, the whole process was seamless from start to finish my salesman Garrett Steele was amazing and made it easy, from sales to financing to paperwork could not be more perfect.

2013 Ford Taurus SEL review

2013 Taurus 220,000 and still going strong

2013 Taurus bought with 18,000 as a "dealer car". Now has 220,000 miles and have replaced nothing but shocks, brakes, battery, wipers, tires. Original alternator, water pump, air cond, steering, trans, engine - NO major expenses whatever.. Would run over 10,000+ miles with no need to add oil if you chose to do such a thing. Starts, runs, drives extremely well. Wife isn't scared to drive on 200 mile trips alone. Suspension is a little loose but what do you expect! This car has provided , and continues to provide outstanding performance.

Vehicle information

Ext. color: Summit White
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 30-42
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.4L I4 16V GDI DOHC Turbo
Stock #: P15594A
VIN: 1G1BE5SM3G7261415

Features

Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Hubler Chevrolet review

I went in for an oil change and when I went back the bill

I went in for an oil change and when I went back the bill was over $900. I would have appreciated a phone call letting me know what all they were doing and how much it was going to be.

2016 Chevrolet Cruze LT Automatic review

Great small car

I've had my Cruze 6 months now and I think its a great car. It's my first GM, and I am glad I gave it a shot. Great features and excellent on gas

Vehicle information

Ext. color: Black
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 19-28
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.6L V6 24V GDI DOHC
Stock #: 260289B
VIN: 2G1105S33K9142207

Features

Convenience: Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Hubler Chevrolet review

Responsive and considerate of the customer concerns.

Responsive and considerate of the customer concerns. Provided a good ride & drive experience. And, finally provided a competitive trade and purchase deal.

2019 Chevrolet Impala Premier 2LZ review

Very new haven’t had but a day but enjoying it so

The car meet all my needs always wanted a car with a sunroof and leather seats so it meets all my desires. I enjoyed the test drive and the ride home was really comfortable, nice traction on road nice sounds very enjoyable ride.

Vehicle information

Ext. color: Midnight Black Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: E85 Flex Fuel
Transmission: 6-Speed Automatic with Auto-Shift
Engine: 2.0L I4 16V GDI DOHC Flexible Fuel
Stock #: S15681A
VIN: 1FADP3J29GL232156

Features

Convenience: Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Hubler Chevrolet review

Very nice experience.

Very nice experience. Salesman very helpful. Helped me understand the features , helped me set up my phone and went to my house to set up my garage door opener

2016 Ford Focus Titanium review

I've had my 2016 Focus SE for 9 years this year & will

I've had my 2016 Focus SE for 9 years this year & will drive it until one of us dies. I've never had a problem with it. It gets great gas mileage, is comfortable & roomy. I've hauled many things that others thought wouldn't fit but with the back seats folded down ...no problem. I would recommend a Focus to anyone looking for a reliable vehicle.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: 260194B
VIN: 3FA6P0HDXKR286350

Features

Convenience: Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2019 Ford Fusion SE review

A 2014 and 2019 Fusion I’ve had.

A 2014 and 2019 Fusion I’ve had. Still driving the ‘19. ‘14 was that great red color, Se but back then you could load it ( came like that ), An SE model with leather, moonroof heated seats - same as top of line except no Sony radio. Had a 2008 Audi A6 - this Fusion reminded me so much of the Audi, when pulling away has this heavy feel, almost as quiet as A6. almost as smooth- interior - we know who took that. My 2019 has 109K on it - really only one problem, check engine light came on - Oxygen sensor - tires, brakes battery, I read somewhere that Ford stopped it because they didn’t really make any money, the SUV craze. Simple car no problem. First new car for me was 1985 Toyota Corolla - 13 years and 235,000 miles when the head gasket went.

Vehicle information

Ext. color: Granite Gray Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 19-30
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: 251575D
VIN: W04GN5EC3B1023134

Features

Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2011 Buick Regal CXL review

Most dependable car I’ve own

This car had met all my needs reliability comfort style pretty reasonable on gas so test drive one today you’ll be glad you did ❤️

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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