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Used sedans for sale near Walton Hills, OH under $199,946

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2,746 matches 30 miles from 44146
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Est. $400 /mo*
Down Payment
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Net trade-in value
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Months
72
APR
7.0%
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Vehicle information

Ext. color: Tungsten Metallic
Drivetrain: Front-wheel Drive
MPG: 19-29
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 3.6L V6 24V MPFI DOHC Flexible Fuel
Stock #: B251298B
VIN: 1C3CCBCG8DN543005

Features

Convenience: Heated Seats, Keyless Entry, Remote Start
Entertainment: CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Budget Car Mart 2 review

Stopped in looking for a car for my 16 year old.

Stopped in looking for a car for my 16 year old. They allowed me drive without being pushy. I was even able to test drive the vehicle to my mechanic to have it inspected prior to purchasing. Everyone was so friendly and helpful.

2013 Chrysler 200 Limited review

This is my daily drive.

This is my daily drive. Bought new in 2014 and have 93,000 miles. The car itself is gorgeous and looks sporty. For the time, this was luxury. Drives smooth, looks nice, interior has nice features, but in 2024 it is definitely 'dated' to say the least. No back up cameras, no drive assist or passing vehicle warnings, and no touch screen apps like the new vehicles have. But the heated seats work well, the AC is great, and it's fast and smooth. Don't get me wrong. I love my car. I've babied my car. The review of the vehicle is positive and I'd buy it again. But here are my complaints: 1. There is a huge delay between putting your foot down and getting those RPMs up. Response time is slow. This is definitely electronically intended. 2. For some reason, the window wipers fail. Been that way since day 1. Maybe this was a fault model. But it doesn't last long. Likely just a one off. 3. The battery and the serpentine belt are hidden behind the wheel well. It means you either have the tools and time at home, or you bring it into a shop. The design is ridiculous. 4. The spacers between the back windows deteriorate. I am not sure why its made of some different material than the rest of the exterior and window, but it's definitely a design flaw. Sadly, there arent many other vehicles, at least in 2024 that come close to the quality and design of the 2013 Chrysler 200 Limited with the same or similar price tag. Instead you're looking at vehicles 2-4x the price. I've enjoyed it a lot. I've received plenty of compliments over the years. Hopefully it will last me another 10 years. At 93,000 miles and now 12 years old, I've only had to replace the front rotors, the struts, and stabilizer bar.

Vehicle information

Ext. color: Precision Red
Drivetrain: Front-wheel Drive
Fuel type: E85 Flex Fuel
Transmission: 4-Speed Automatic
Engine: 3.5L V6 12V MPFI OHV Flexible Fuel
Stock #: B253092B
VIN: 2G1WT58K379321429

Features

Convenience: Keyless Entry, Remote Start
Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

Budget Car Mart 2 review

We bought a truck there last week.

We bought a truck there last week. We couldn’t have been more pleased with their professionalism & ethics. The entire group took great care of us to make sure we made the 3 hour trip home with the right truck! Highly recommend! (And Michelle is terrific!)

2007 Chevrolet Impala LT review

Bought this car used just over one year ago.

Bought this car used just over one year ago. I've put brakes all around, and a few oil changes. Car needs virtually no maintenance, even at 255,000 miles and going. Great value for me. Mpg, interior, and handling are nothing to write home about, but everything on the car works as it should. Highly recommend for a functional, reliable car. Maintenance is everything

Vehicle information

Ext. color: Glacier White
Drivetrain: Front-wheel Drive
MPG: 27-38
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L I4 16V MPFI DOHC
Stock #: B253655A
VIN: 1N4AL3AP9JC254322

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control

Reviews

Budget Car Mart 2 review

Sales people went out of their way to make sure

Sales people went out of their way to make sure everything went well I would recommend this dealership without hesitant

2018 Nissan Altima 2.5 SV review

If you are looking for used Nissan call MsIce and she

If you are looking for used Nissan call MsIce and she will hook you up ask for her by name for sure Ice tea Ms trotter

Vehicle information

Ext. color: Tango Red Pearl
Drivetrain: Front-wheel Drive
MPG: 26-34
Fuel type: Gasoline
Transmission: 5-Speed Manual
Engine: 1.8L I4 16V MPFI SOHC
Stock #: B253652B
VIN: 2HGFA1E53AH523366

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

2010 Honda Civic LX review

I have owned my 2010 Honda Civic coupe and I have been

I have owned my 2010 Honda Civic coupe and I have been from state to state with no problems and getting ready to upgrade and I'm going hondA again, best car ever and ever. Tp

Vehicle information

Ext. color: Sandstone Metallic
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 3.5L V6 12V MPFI OHV
Stock #: B252309A
VIN: 1G1ZT53826F187575

Features

Convenience: Keyless Entry, Remote Start
Entertainment: CD Player, Satellite Radio

Reviews

2006 Chevrolet Malibu LT review

I bought this car in early 2025 with 58,000 orig miles.

I bought this car in early 2025 with 58,000 orig miles. A 6 cyl automatic. Still runs good, plenty of power, ac is still cold. Not a fancy car, but is dependable. Comfortable seats .

Vehicle information

Ext. color: Pacific Blue Pearl Mica
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.4L I4 16V GDI DOHC
Stock #: B244023B
VIN: 5NPEB4AC2DH508575

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Safety: Brake Assist, Stability Control

Reviews

2013 Hyundai SONATA GLS review

I purchaes my car new.

I purchaes my car new. And I love my car kept it service and it has been good to me. I have wsy over 100,000 miles and still going.

Vehicle information

Ext. color: Aurora Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L I4 16V MPFI DOHC
Stock #: B253586B
VIN: 3KPF24AD5LE176678

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2020 Kia Forte LXS review

I’ve had my Kia now for 3yrs and only had little major

I’ve had my Kia now for 3yrs and only had little major thing go wrong which the dealership handled the issue as a decent time I guess. The first few months of having my Kia during the winter here the car would t push botton to start and boy was I pissed off. I kept having to jump start it then it dawned on me on me that they gave me a dead battery! Which was taking care of with warranty thank God! Other then that issue my model Kia forte got-line wasn’t equipped with a decent sound system I guess the package I thought it would’ve had But! Not! and to replace a aftermarket radio will cost a pretty penny to get done. My tires 17” OEM they feel on the wobbly side while driving 50-70mph on the Hyway! while hearing the sounds from outside in the inside of the car which sucks. But it’s power it gets up to speed especially in Sport Mode! The exterior looks good and interior is good also but I’m a pit in some work on it soon. I wish I would’ve known about the Kia Gt though (manual) speed before test driving my Kia gt line lol. My overall about this Kia it’s worth the price as well the experience to drive and to owne one!

Vehicle information

Ext. color: Bright Silver Metallic
Drivetrain: Rear-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 3.5L V6 24V MPFI SOHC
Stock #: B253335A
VIN: 2C3AA53G05H104776

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2005 Chrysler 300 Touring review

Beyond Satisfied with the Car

I bought a used 2006 Chrysler 300C (V8 Hemi) with 144,000 miles on it for $8500. Outside of regular maintenance (tires and oil), I have replaced water pump, alternator, coolant reservoir (cracked), radiator, and all suspension over the 6.5 years i have owned it. I see a few people saying they had nothing but problem after problem with the car, I have not had that experience. The suspension was the most expensive part, but the suspension i had on the car was original so needed to be replaced. I am currently at 333,500 miles and the car still runs great. I plan on using this as daily driver as long as possible. I even take 3-5 hour drives fairly often. I also drive 1.5 hours per work day to get to and from work. I have probably spent $1200 - $1300 in repairs since me and my brother did the repairs. From a dealer, that would probably be more like $3000 - $4000. This is equivelant to a $12000 ($4k repair from dealer + $8.5k car purchase) dollar car that has lasted me 6.5 years and still working.

Vehicle information

Ext. color: Pure White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.4L I4 16V GDI DOHC Turbo
Stock #: 1C244226BW
VIN: 3VWD67AJ7GM324776

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2016 Volkswagen Jetta 1.4T SE review

This is my 2nd Mk6 Jetta.

This is my 2nd Mk6 Jetta. The first one I leased had zero issues with it. It was a 2017 1.4t S trim. My current Jetta a 2016 Sport 1.8t trim is a great vehicle! I bought it in 2019 as a CPO with 38k miles and now it has 127,500 miles and counting! Has give me zero problems. All I’ve done was kept up with its regular maintenance. I’ve used it to get around town and for long trips. Great on gas, roomy, nice backup camera and Apple CarPlay still works with the factory head unit! It also has VW’s built in Navigation system and Sirius XM which has come in handy a few times. The trunk is spacious with rear seats that fold down. The center rear seat comes with an arm rest and a pass through to the trunk. I also love the heated two tones white and black leatherette seats that come with the Sport trim. Driving wise, it handles great with good acceleration for a compact sedan. Easy to park as well!

Vehicle information

Ext. color: Bright Silver Metallic
Drivetrain: Rear-wheel Drive
MPG: 18-27
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 3.6L V6 24V MPFI DOHC Flexible Fuel
Stock #: B253651A
VIN: 2C3CDXBG0CH189757

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

2012 Dodge Charger SE review

The best older model charger for performance

I purchased the 2012 Dodge Charger, and it has been the best decision of my life I love this car and it is very reliable.

Vehicle information

Ext. color: Super White
Drivetrain: Front-wheel Drive
MPG: 19-28
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.5L V6 24V MPFI DOHC
Stock #: B253344A
VIN: 4T1BK46K38U570738

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Safety: Brake Assist

Reviews

2008 Toyota Camry V6 review

Best most reliable car

This car is the most reliable car I had. after all these years still drives very well. I have the SE model and it is supper comfortable with the lower back support. I haven't had any mayor problems at all. I hardly recommend this car.

Vehicle information

Ext. color: Ruby Red Metallic Tinted Clearcoat
Int. color: Medium Light Stone
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 1.5L I-4 gasoline direct injection, DOHC, Ti-VCT variab
Stock #: AF6T287642A
VIN: 3FA6P0HD4JR223940

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Mark Wahlberg Chevrolet of Avon review

Great Buying Experience

We just bought a new Chevy Equinox. Sales Consultant Brian Lilly made the whole shopping experience very comfortable and stress free. We went to several other dealers 1st with no luck finding the car we were looking for. Brian got on the phone and got us the car we wanted and was extremely helpful throughout the entire process. We will definitely come back to Mark Walburg Chevy again, and I hope Brian Lilly will be there to assist us in our future purchase. Thank you Brian, for making our buying experience very pleasant! Scott & Elisabeth Z.

2018 Ford Fusion SE review

I have had mine 2018 Ford Fusion since 2019 and just had

I have had mine 2018 Ford Fusion since 2019 and just had battery replaced last year 2024,and replaced brake pads this year 2025 IT IS MAKING ME HAPPY !

Vehicle information

Ext. color: Oxford White
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 22-34
Fuel type: Gasoline
Transmission: Automatic
Engine: Duratec 2.5L I-4 DOHC, iVCT variable valve control, regular unle
Stock #: AX5T145720A
VIN: 3FA6P0H76GR365242

Features

Convenience: Heated Seats, Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Mark Wahlberg Chevrolet of Avon review

Great Experience

I purchased a new Chevy Colorado. The salesman was John Zvosecz. This was a great experience. There wasn't any high pressure. I took the truck for a test drive and that sold me. John showed me how all of the controls work. After I purchased the truck he took me to the gas station and filled the tank. That cost $75.00. Very Happy

2016 Ford Fusion SE review

its such a beautiful and fun car, I love the car for its

its such a beautiful and fun car, I love the car for its personality. in fact I'm getting married to this car on April 8, 2025, which is also my 21st birthday. All of you are invited! it is also better than a megatron civic

Vehicle information

Ext. color: Magnetic Metallic
Int. color: Charcoal Black
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: PAB125257D
VIN: 1FADP3F26HL339675

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Mark Wahlberg Chevrolet of Avon review

Researching ways of trading in my husbands 22 Colorado

Researching ways of trading in my husbands 22 Colorado (owned) and my 22 traverse LT (leased) for two months. Went to my dealer who gave me a number I wasn’t happy with so I looked at Ken Ganley Kia and Serpentini Chevy. Both were terrible experiences. The original number my dealer gave me at the start of research was better than Kia so I called him to lock in that amount but it changed and basically matched what Kia tried to give me. Wahlburg called and asked if I’d want to come in that evening. The guys at Wahlburg in Avon were incredible. I told them what my vehicles were worth and not a dollar less and told them the number I wanted a month and nothing higher. I was anxious and frustrated assuming they’d say the same stuff the others did but that wasn’t the case. Kia ppl mansplained things to me a lot but at Wahlburg I received none of that. I didn’t feel pushed into anything, I was able to get the deal and the car I wanted. They definitely made out with our vehicles and will make a nice profit but I also feel I’ve been given a good deal. The other places were offering far less, not budging on price and wanted me to pay a ridiculous monthly. Over all I had a great experience with this dealership! I’ll continue to go through them as long as they keep up the great customer service.

2017 Ford Focus SE review

2017 FORD FOCUS RECALLS.

My vehicle will be paid off soon. It seems problematic situationa are starting. I read about recalls for 2017 ford focus. I've received NO letters from Ford yet. There are several recalls for make. Model and year 2017.

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 22-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: AF5C500804A
VIN: 1HGCV2F9XMA017793

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Mark Wahlberg Chevrolet of Avon review

Excellent no pressure and got exactly what I wanted on my

Excellent no pressure and got exactly what I wanted on my trade. James woods is wonderful and nice I highly recommend him at the Avon Ohio mark whalberg Chevy dealership

2021 Honda Accord Touring 2.0T review

I traded in my 22 Accord with the 1.

I traded in my 22 Accord with the 1.5T and CVT transmission. My 2021 has the 2.0T and 10 speed automatic. It’s a great car for the money, dollar for dollar, you cannot beat it! Fully Loaded, very strong motor and tranny, rides beautiful, handles everything beautifully!

Vehicle information

Ext. color: Platinum White
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 29-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 gasoline direct injection, DOHC, i-VTEC variable valve
Stock #: AX6T318127A
VIN: 1HGCY1F39PA045473

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2023 Honda Accord EX 1.5T review

My review

Good car good buying process just wobbles a little at around 70-80 mph while on highway. Might just be a small alignment with only my car may not be a consistent problem.

Vehicle information

Ext. color: Red Hot
Int. color: Jet Black/Medium Titanium
Drivetrain: Front-wheel Drive
MPG: 22-35
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.8L I-4 DOHC, VVT variable valve control, regular unlead
Stock #: PAAC85609A
VIN: 1G1PA5SH3F7142377

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2015 Chevrolet Cruze LS review

I really liked my LTZ.

I really liked my LTZ. I will admit that I had some issues, but I took care of it. The only mistake I made was not putting a Remanufactured engine in it after it had a head gasket repair. I drove it hard. Even with the issues I had. I would buy it again. I would get an Endurance Extended warranty. I had no issues with the transmission. I did have two window motors go out though. I had 188K miles on it. The reason I go rid of it was. I had an oil smell in it even after I had it repaired and the mechanic could not find it.

Vehicle information

Ext. color: Snow White Pearl
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 21-29
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: I4
Stock #: ML18611
VIN: KNAE35LD4P6137813

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

VanDevere Auto Outlet review

Justin was helpful

I'll be honest I got sticker shock when I came up to shop, but I didn't realize what has happened in the car market lately, Justin Pawlowski was very knowledgeable and was capable of getting me the information that I needed.

2023 Kia Stinger GT-Line review

Better than I ever would have imagined.

Better than I ever would have imagined. Fit & finish, inside and out. Performance with incredible gas mileage. Plenty of storage space thanks to hatchback. All around great car. Too bad they stopped making it.

Vehicle information

Ext. color: Amazon Gray
Int. color: Light Gray
Drivetrain: Front-wheel Drive
MPG: 30-39
Fuel type: Gasoline
Transmission: CVT
Engine: I4
Stock #: ML18610
VIN: KMHLP4DG9SU868738

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

VanDevere Auto Outlet review

Best place to buy your next new or used car !

I want to say my husband and I have purchased 4Vehicles here in the last 2 years and it has been our great pleasure to say they are the best !!! Our salesman Breeze he is extraordinary as well as all the staff ,very friendly and aim to please ….never been disappointing one time, they’re on top of everything I only have good things to say about them they have done as well and we will keep coming back for years to come !!!! And most of all they make buying a new car a great experience ! Happy customers 😊 The Cozart’s

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 32-42
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.5L I4 16V GDI DOHC Turbo
Stock #: 38357H
VIN: 19XFC1F3XME009231

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Serra Auto Park review

Best dealership experience in my 74 years.

Best dealership experience in my 74 years. Friendly, no pressure atmosphere with attention to service.

2021 Honda Civic EX review

After buying Toyota vehicles for years, I found out that

After buying Toyota vehicles for years, I found out that they were outsourcing their CVT’s and Honda was making their own CVT’s and after driving a new Toyota Corolla and then a new Honda Civic, I was more impressed with the Honda Civic. My three previous cars were Toyota Corolla’s and I loved them. I am very happy with my 2021 Honda Civic EX and I would not hesitate to recommend Honda.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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