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Used cars for sale near Simi Valley, CA under $8,000

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421 matches 30 miles from 93099
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 15-20
Fuel type: Gasoline
Transmission: A/T
Engine: 300.0HP 3.7L V6 Cylinder Engine Gasoline Fuel
VIN: 2HNYD28818H552976

Features

Convenience: Autopilot, Heated Seats, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, DVD Player, Rear Seat Entertainment, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Backup Camera, Rain Sensing Wipers
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2008 Acura MDX Sport review

Acura’s most dependable SUV, The 2008 MDX Tech ❤️

I purchased my MDX 2008 Tech new and have enjoyed it from first day to present! I currently have 200,000 miles and it still runs like new and really looks outstanding! Sometime after January 2023, will pass it to my Grandson to take with him to Virginia Tech, starting his Freshman Class September 2023! I’m sure that it will hold up nicely during his 4 years there! Best dependable vehicle! ❤️ Looking @ BMW X5 but disappointed with dependability reviews so plan to stay with MDX Aspect/Advance 2023!

Vehicle information

Ext. color: Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: A/T
Engine: 140.0HP 1.8L 4 Cylinder Engine Gasoline Fuel
VIN: 19XFB2F95DE230555

Features

Convenience: Heated Seats
Entertainment: CD Player
Exterior: Sunroof/Moonroof
Safety: Backup Camera
Seating: Leather Seats

Reviews

2013 Honda Civic EX-L review

We purchased this 2013 Honda Civic new , it now has

We purchased this 2013 Honda Civic new , it now has roughly 135,000 miles now in January 2025 and has only received regular service maintenance. It has not needed any repairs , with the exception of tires, two battery replacements , and proactively replaced brake pads and rotors.

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Automatic, CVT w/Manual Mode
Engine: 2.5L H-4 DOHC, variable valve control, regular unleaded, engine
Stock #: #0898
VIN: 4S4BRBPC5D3240350

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2013 Subaru Outback 2.5i Limited review

Sharon and Jim

This is a great car. Rides good and has all the bells and whistles. Clean interior. I especially love the heated seats and outside temperature along with gas mileage shown. Love this car.

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 42-33
Fuel type: Hybrid
Transmission: Automatic, CVT
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: #0866
VIN: 1N4CL21E77C219711

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Stability Control

Reviews

2007 Nissan Altima 2.5 review

This is, by far, the best vehicle I have ever owned!

This is, by far, the best vehicle I have ever owned! I now have $169,800 MI on the car that I've had for about 6 years now and it rides like brand new! It starts right up, and except for battery issues and a parasitic drain which you have to watch out for, as well as transmission issues at 100,000 k. But if you have one of the car services that that you pay into, and repairs the card, after the first transmission is replaced, you will have no issues with the car for at least another $125,000 MI! it's an awesome car and I would highly recommend it! If you tune it up, this vehicle will have 340 horses and will be a beast! I know that's exactly what I did!!

Vehicle information

Ext. color: Black
Drivetrain: Rear-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 DOHC, variable valve control, premium unleaded, engine
Stock #: CF2233
VIN: WDBUF56X99B421930

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, DVD Player, Rear Seat Entertainment
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Car Fluent Inc of Sunland review

Shop and buy from The Armenian Bros of Carfluent!

I expect little from used car dealerships; Gary and the guys at Carfluent changed my mind. Every aspect of our transaction was professional and honest.

2009 Mercedes-Benz E-Class Luxury Sedan review

PZEV fuel pump inside fuel tank walk away

Just watch out for the “PZEV” versions of fuel pump that is built in inside the fuel tank !!! You need to replace the whole fuel tank $2k just replace the fuel pump which is price only for $200 +/- !!!’ You will know by reading the ID CARDs located both by driver door and when you open the hood

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-38
Fuel type: Gasoline
Transmission: CVT Transmission
Engine: 182.0HP 2.5L 4 Cylinder Engine Gasoline Fuel
VIN: 1N4AL3AP1EN232051

Features

Convenience: Keyless Start

Reviews

2014 Nissan Altima 2.5 S review

Affordable investment

Car was in person like at the pictures even better car fax was provided so i was comfortable with my purchase beside the decent price i pay for it i got a really good Deal and we are happy with my purchase .

Vehicle information

Ext. color: Midnight Blue Pearlcoat
Int. color: Dark Slate Gray/Med Slate Gray
Drivetrain: Rear-wheel Drive
MPG: 19-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 regular unleaded, engine with 250HP
Stock #: 2176
VIN: 2C3AA53G65H506639

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Inside Car Guys LLC review

Very helpful with my vehicle purchase not to mention very

Very helpful with my vehicle purchase not to mention very nice bird in lobby to keep you company.

2005 Chrysler 300 Touring review

Beyond Satisfied with the Car

I bought a used 2006 Chrysler 300C (V8 Hemi) with 144,000 miles on it for $8500. Outside of regular maintenance (tires and oil), I have replaced water pump, alternator, coolant reservoir (cracked), radiator, and all suspension over the 6.5 years i have owned it. I see a few people saying they had nothing but problem after problem with the car, I have not had that experience. The suspension was the most expensive part, but the suspension i had on the car was original so needed to be replaced. I am currently at 333,500 miles and the car still runs great. I plan on using this as daily driver as long as possible. I even take 3-5 hour drives fairly often. I also drive 1.5 hours per work day to get to and from work. I have probably spent $1200 - $1300 in repairs since me and my brother did the repairs. From a dealer, that would probably be more like $3000 - $4000. This is equivelant to a $12000 ($4k repair from dealer + $8.5k car purchase) dollar car that has lasted me 6.5 years and still working.

Vehicle information

Ext. color: Taffeta White
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: 2140
VIN: 19XFB2F56DE204818

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Inside Car Guys LLC review

Never shopping anywhere else for cars!

Never shopping anywhere else for cars!! I’m on my second transaction with Inside Guys and as always very pleased. I value the integrity they carry themselves and through their vehicles. Personal, family, or business they’ve always got me covered. Even through wear and tear on their products. If they don’t do it themselves they have a reputable place to go. They truly are the people to go through that know a car inside and out!

2013 Honda Civic LX review

I've always been a fan of Honda Civic cars, they're

I've always been a fan of Honda Civic cars, they're awesome 😎 my life in a major city will be AWESOME and educationally cool through this app and a Honda Civic

Vehicle information

Ext. color: Pearl White
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 27-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 2296
VIN: 1N4AL3AP8EN390001

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Inside Car Guys LLC review

Staff is very helpful and Marcus and Johny gave me an

Staff is very helpful and Marcus and Johny gave me an amazing deal!! Would definitely buy another car here!!!

2014 Nissan Altima 2.5 S review

This car has been great at 165 thou.

My car has been great first problem with it at 165,161 miles had 17miles at purchase. Just my normal ware and maintenance. I have no complaints about my Altima.

Vehicle information

Ext. color: White Platinum Tri-Coat Metallic
Int. color: Light Stone
Drivetrain: Front-wheel Drive
Fuel type: Electric
Transmission: 1-Speed Automatic
Engine: Electric
Stock #: FL341481
VIN: 1FADP3R40FL341481

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

AutoNation Ford Valencia review

I had a good experience with Elias.

I had a good experience with Elias. He was very helpful with my vehicle needs and the transfer from another dealership in a different state.

2015 Ford Focus Electric Base review

Great handling and super reliable

I really love this car. I drive it to work everyday and can charge it every other day. I’m in Los Angeles and drive highways and streets into Hollywood. I’ve even driven down from Pasadena to Orange County. When there’s tons of traffic it’s pretty easy to get there and then charge. I have a Tesla p100d as well and for practical ness the Ford is unassuming and gets me to work without any pretense. No majors problems. A few recalls but it was all covered. Bought mine with 800 miles on it from Galpin and it came with lifetime warranty on the drivetrain. Not sure if it covers the battery. Pretty respectable real world local range. Trunk space is hindered by battery but that’s why I have other cars to haul stuff.

Vehicle information

Ext. color: Magnetic Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 1.5L I-4 gasoline direct injection, DOHC, Ti-VCT variab
Stock #: P14754A
VIN: 3FA6P0HD8JR156100

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Ventura Toyota review

I walked into Ventura Toyota and met Luis Martinez.

I walked into Ventura Toyota and met Luis Martinez. I liked dealing with him: kind, knowledgeable, and not pushy. He was good at explaining each of the Tacoma models - and also giving me some quiet time to think. I will recommend Luis and Ventura Toyota to my friends.

2018 Ford Fusion SE review

140,000 trouble free miles so far.

140,000 trouble free miles so far. Nothing more than scheduled maintenance. Drives great, acceleration very good with a 240 hp tubo. May get a new one when available.

Vehicle information

Ext. color: Fresh Powder
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 31-39
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 254487B
VIN: 3N1CN7AP4JK406394

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Galpin Ford review

Great attention and great cars, my agent Denis Vakhlov

Great attention and great cars, my agent Denis Vakhlov was awesome all the time, thanks Denis..

2018 Nissan Versa 1.6 SV review

Good economy car

The car has pluses and a few minuses. First the good things. It is by far one of the smoothest vehicles I've ever driven, especially highway driving. You barely feel the road. Breaking is quick and responsive which adds to the smooth driving experience. The car is agile and has a impressive turning radius. Engine performance is adequate but acceleration is a bit weak especially taking it from 0 to 60. so you will not be passing every car on the road with this. Also the car sways a bit in high winds so it feels like you have to fine tune the steering at highway speeds to stay in lane. Exterior stying of car is also a bit unorthodox with it's small 15 inch wheels and oversized headlights. Interior is very comfortable for most people seats are comfortable with good back support. The rear seating is large for a subcompact with excellent legroom . The dash is not terribly impressive though cheap plastic is used and the glove compartment is too small . Also audio system is subpar and basic. What I love about the car is the price, the gas mileage and the comfort and reliability. If your looking for fancy or fast look elsewhere.

Vehicle information

Ext. color: Burgundy
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 31-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: VT482
VIN: JTKKT624150110834

Features

Convenience: Navigation System
Entertainment: CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels

Reviews

STA Auto Group review

I had the best experience with Liam and Johnny best

I had the best experience with Liam and Johnny best customer service and i love my new vehicle!!

2005 Scion xA Hatchback 4D review

More Reliable Than Your Wife.

Jimbo. -Updating my Review! Bought my 2005 Xa with 159k miles. - I just crossed 190k! NEVER an Engine Light... Yet. I do use the Basic FIXED OBT2 and Blue Driver OBT2. No Codes on them either. Using Mobile One Syn, Royal Purple... 5w-30w and best filters to match at 7k intervals. Oil is still "honey-colored" after 7k. Good Air filters too. Getting the brakes checked tomorrow. No issues... just a rear brake creaking. That's the only issue I have to this point. STILL... NO OIL USEAGE between oil changes. No Coolant added since Fluid replace at 159k. Averaging 37.2 MPG on 75% Highway Driving. Scion rated 32/37 Originally. I am using Non-Ethanol Fuel however. I love this car! Hitting a deer and getting only a thousand bucks in value does worry me. I love this little Scion Bug... more than my wife!!! -More Reliable!

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic, 6-Spd w/SelectShift
Engine: EcoBoost 1.5L I-4 gasoline direct injection, DOHC, Ti-VCT variab
Stock #: VT406
VIN: 3FA6P0HD0JR131076

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

STA Auto Group review

Great customer service!

Great customer service! Great experience good communication. I was very appreciative of Liam and Johnny they are awesome!

2018 Ford Fusion SE review

I have had mine 2018 Ford Fusion since 2019 and just had

I have had mine 2018 Ford Fusion since 2019 and just had battery replaced last year 2024,and replaced brake pads this year 2025 IT IS MAKING ME HAPPY !

Vehicle information

Ext. color: Smokey Blue Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 36-40
Fuel type: Hybrid
Transmission: Automatic
Engine: 2.4L I-4 DOHC, CVVT variable valve control, regular unleaded, en
Stock #: F5087002STK
VIN: KNAGM4AD2F5087002

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Angeles Auto Alliance review

Thank you Gurgen Vardanian for all your support and help

Thank you Gurgen Vardanian for all your support and help in becoming a new vehicle owner of a Tesla

2015 Kia Optima Hybrid Base review

Great car

Its a great car, low miles and great warranty! Gas mileage is amazing and it's a smooth drive. The hybrid is a great option for all commuting.

Vehicle information

Ext. color: Boston Red
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: F661823
VIN: KMHTC6AE8GU303107

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Brothers Motors LLC review

Very friendly, Karim was especially helpful and

Very friendly, Karim was especially helpful and professional. He went above his duty to help out when l needed assistance on an issue.

2016 Hyundai Veloster Turbo review

I purchased my car used.

I purchased my car used. It was a trade-in to a Toyota dealer in San Antonio, Texas. It started off as a rental in Florida and I am the 3rd individual to own it. It has been an overall good car. But, the AC control knob that controls the fan speed has gotten stuck om low. I can still control the temp, but on cold mornings, it takes forever to defrost the windows, and om hot days, forever to cool the car. Also, there are times the screen that shows the back-up camera doesn't work. There are big-time blind spots with this car, so the camera is necessary. When the screen goes out, so does the radio. I am unable to turn it on, no volume, or changing stations. It's as if there is no radio at all. I thought at first I may need a new control knob, but now I am thinking there may be a wiring problem... such as a disconnect exfed or burned wire. I don't think it's a fuse. If so, it wouldn't work at all. Any suggestions?

Vehicle information

Ext. color: INGOT SILVER
Int. color: CHARCOAL BLACK CLOTH SEATS
Drivetrain: Front-wheel Drive
MPG: 27-40
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: B33674
VIN: 1FADP3E29FL338664

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Sunrise Ford of North Hollywood review

Timlittle55@gmail.com

I was a star Ford customer they were busy couldn't help me that day l called Sunrise and spoke TO Jessica Lopez she said come in I did she took of my car in a timely manner ever since then I been a Sunrise customer Jessica gets me in and out this very important TO me If I didn't know better I would think Jessica was the owner service is important TO me

2015 Ford Focus S review

Great value for money

Really good car. Bought my focus 2 years ago, and it was amazing deal. Was by the far best deal on the lot. There was a Corolla on the lot, which was way older, had a higher mileage, and was $500 more. I said no way, stick it Toyota. I’m going American, and I am so glad I made that choice. My focus didn’t disappoint me at all, with a well designed well thought out interior design, and sporty exterior styling. Very comfortable and quiet ride. And impressive gas mileage. 37 MPG on the highway, and around town about 33. Awesome gas mileage, and it only costs me $50 a week for a full tank. Been pretty reliable, did have a few little transmission hiccups. But took it in and were soon fixed under warranty. Other than that, no other reliability problems to report in two years of ownership. Definitely recommend this car.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 18-25
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L V-6 premium unleaded, engine with 215HP
Stock #: VT409
VIN: WDBKK65F61F213695

Features

Convenience: Keyless Entry, Navigation System
Entertainment: CD Player, HomeLink, Premium Sound System, Rear Seat Entertainment
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

STA Auto Group review

Bought several cars all have been great.

Bought several cars all have been great. Thanks for everything. Audi r8, corvette c8 and bmw M8

2001 Mercedes-Benz SLK-Class SLK320 review

My 2001 SLK 320 is a great car, it's fast,dependable ,

My 2001 SLK 320 is a great car, it's fast,dependable , gets good gas mileage, looks and looks great. I get a lot of compliments daily, for being over 20 years old that's saying a lot.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.4L I-4 DOHC, VVT variable valve control, intercooled tu
Stock #: Y661538
VIN: 1G1JE6SB5G4160992

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Brothers Motors LLC review

I had an amazing experience at Brothers Motors.

I had an amazing experience at Brothers Motors. Farhad took incredible care of me throughout the entire process. I purchased a black Volkswagen, and my whole family is still excited about it — the car has been perfect for us. The atmosphere in the office was surprisingly comfortable. They offered great drinks and snacks, which made the whole buying experience feel relaxed and almost like being at home. No pressure, no stress — just honest help and friendly service. If you’re looking for a dealership with great people and quality cars, I definitely recommend Brothers Motors and especially Farhad.

2016 Chevrolet Sonic LTZ review

Nice and compact creates a lot of space for garage

The car met all my needs and will defiantly get me from point A to point B safely, very reliable. I will defiantly and am having a lot of fun with this vehicle.

Vehicle information

Ext. color: Venetian Red
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 25-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: FH185467STK
VIN: 5NPE24AF8FH185467

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Angeles Auto Alliance review

Very good customer service.

Very good customer service. Very good atmosphere and very good selection of cars. Would definetly recommend.

2015 Hyundai SONATA SE review

I bought new in 2015.

I bought new in 2015. Now over 110K miles. No issues at all except regular maintenance. It's been one of the best cars I've owned - value, comfort, MPG, etc. It has dated well and doesn't look like a 11 year old car. The 2.4 does burn about a quart of oil every 2K miles. I regularly check the oil level and do all maintenance early. I don't know how it would hold up if I drove it hard or didn't do regular maintenance.....

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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