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Used Subaru Crosstrek for sale near North Brookfield, MA under $899,990

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81 matches 30 miles from 01535
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Alpine Green
Int. color: Black w/Orange Stitching
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 0757662A
VIN: 4S4GUHL63R3775174

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Long Subaru review

dinotata@charter.net

Excellent visit as usual, work done correctly . Car taken in very quickly.

2024 Subaru Crosstrek Limited review

I love my 2024 Subaru Crosstrek!

I love my 2024 Subaru Crosstrek! It's great in all weather conditions, which is one of the main reasons I bought it. I live in the Buffalo area and I needed a good car for the snowy winters. It's roomy enough to hold plenty of luggage and even my dog's large crate but easy to maneuver and park. I love all the safety features and special features such as the large media display.

Vehicle information

Ext. color: Magnetite Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 0R735251
VIN: 4S4GUHM69S3735251

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Long Subaru review

Great Experience at Long Subaru

Great experience at Long Subaru! Sales people make the process easy and will put you at ease. The service Dept is amazing, friendly, professional, and they get you in and out!

2025 Subaru Crosstrek Limited review

I bought the 2025 Crosstrek even though the gas mileage

I bought the 2025 Crosstrek even though the gas mileage wasn't great and I am glad I did. While sticker said to expect 28-31 miles per gallon, I am getting 32-35 on the highway and definitely more than 28 in stop and go traffic. It is also a good car for older drivers like me. I didn't realize I was often outside my lane. The lane departure function has improved my driving. The Crosstrek also has a large screen for maps and apple car play, so I am not looking down to navigate. I highly recommend this car for older drivers who need the safety features and don't drive enough to make a hybrid worth the extra money.

Vehicle information

Ext. color: Ice Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 0R756983
VIN: 4S4GUHM61S3756983

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Long Subaru review

Best Subaru Dealership

Always excellent, treated with respect every time, kept informed while our vehicle is being serviced, etc.

2025 Subaru Crosstrek Limited review

My first car from an auto manufacturer in Japan.

My first car from an auto manufacturer in Japan. I really like everything about it! It's brand new - so no problems. The only thing I wish was better is that the computer takes a very long time to boot up. It's not instant when you start the car. Sometimes I have to wait to turn on the AC and other features.

Vehicle information

Ext. color: Sun Blaze Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 0R316230
VIN: JF2GUHDC1SH316230

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Long Subaru review

lydialancette@hotmail.com

Long Subaru people are professional and helpful in every way. They are prompt with my scheduled appointments and flexible with car related issues when needed, resolving the problem with their Subaru expertise. The dealership is clean and organized making each visit pleasant for their customers. I own two Subarus and my teenage granddaughter just purchased a new Subaru with an emphasis on its safety features.

2025 Subaru Crosstrek Premium review

1st time in a Subaru so far so good only problem no sure

1st time in a Subaru so far so good only problem no sure how a long drive will go no arm rest that are comfortable on either door or center console looking into after market foam rest to make long trips comfortable!! Only had the car a month now but so far so good avg about 28 mpg !!

Vehicle information

Ext. color: Alpine Green
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: R706352
VIN: 4S4GUHM62S3706352

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Long Subaru review

2023 Outback

Long made buying my 1st Subaru easy. I really thought they were very honest on my extended warranty! It’s the 1st time that I received a thank you card and a follow up call by sales! Thanks Carillie, it meant a lot!

2025 Subaru Crosstrek Limited review

My previous car became a money pit with multiple repairs

My previous car became a money pit with multiple repairs needed, all costing me thousands of dollars to do repairs. It was items that were not covered under my maintenance plan. I decided to trade it in for a new vehicle. It’s nice to drive a car that can almost drive itself on the road.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray w/Orange Stitching
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L H-4 gasoline direct injection, DOHC, variable valve control,
Stock #: 0331931B
VIN: JF2GTABCXJH350436

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2018 Subaru Crosstrek 2.0i Premium review

Handicap Short Woman

Only gripe is no adjustable visors and side mirrors. I am short and the visors do not adjust in length. The side mirrors swing in and out but not up and down so there is interference for me. I have the seat adjusted to the max and use a cushion but still have a problem.

Vehicle information

Ext. color: Sun Blaze Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 gasoline direct injection, DOHC, variable valve control
Stock #: 0R288741
VIN: JF2GUHDC5SH288741

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2025 Subaru Crosstrek Premium review

Traded in a 2008 Highlander for the Base trim Crosstrek

Traded in a 2008 Highlander for the Base trim Crosstrek mostly because of poor experiences with Toyota dealership service and sales departments after buying four cars from them. Now we wish we had bought a Subaru years ago. The Crosstrek turned out to be much more than we expected. Performance is adequate. Mileage is awesome. And safety features are the best.

Vehicle information

Ext. color: Venetian Red Pearl
Int. color: TAN
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: Continuously Variable
Engine: 2L H-4 DOHC, variable valve control, regular unleaded, engine wi
Stock #: SU310010
VIN: JF2GPANC6G8310010

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Anderson Automotive review

Outstanding dealership!

Outstanding experience. Bought a Toyota Prius here. Brandon was great to work with and the price was very competitive and exactly as quoted with no additional fees. Buy with confidence.

2016 Subaru Crosstrek 2.0i Limited review

Best vehicle I ever owned

I own several American cars in the past and I'll never buy another American car again after buying this Subaru. I feel a lot safer and a lot more comfortable in the Subaru Crosstrek than I ever felt in any American car built that I ever drove

Vehicle information

Ext. color: Crystal Black Silica
Int. color: Ivory
Drivetrain: All-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: 5-Speed Manual
Engine: 2.0L H4 16V MPFI DOHC
Stock #: K242340A
VIN: JF2GPABC2HG276238

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Ron Bouchard Kia review

Extremely knowledgeable and helpful!

I have bought many cars in my lifetime and Andres Marquez was truly the best salesmen I have ever worked with. He was extremely knowledgeable and patient. He made the entire process stress free. Andres took time to explain my new car to me and helped me with everything from start to finish. He has a wonderful, pleasant personality. I highly recommend Andres to anyone looking for a Kia.

2017 Subaru Crosstrek 2.0i Premium review

Great reliability and safe

Excellent drivability comfortable good value, quality and safety features Rides great . this is my 3rd Subaru 2 Foresters priori still own 1 2018 Subaru is a mainstay with me and my family. Great for winter

Vehicle information

Ext. color: Ice Silver Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 27-34
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: PB0869
VIN: JF2GTHSC6MH660869

Features

Convenience: Adaptive Cruise Control, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2021 Subaru Crosstrek Sport review

Great car for getting places I couldn't before

After two years, all I can say is, well done. The car has been solid. I only have 18K miles, but no complaints. It is a bit narrow, and can be a little "economical" in appearance, but not a single complaint. It is a low end car, but the ride and comfort, overall is very good. Gas mileage is always subjective, but I average 32+ MPG overall, and it is at least as good as the Camry I got out of. It has taken me through places I probably should have not ventured. It didn't complain or give me any drama, hardly missing a beat the whole way,,,, with factory AS touring tires. The AWD seems top notch. People complain about the windshield being fragile, but so far so good. They complain about engine performance too, but I have never felt like I was going to be run over or that the engine was underpowered. If you want a "Fast" car, look elsewhere. It does what it does well.

Vehicle information

Ext. color: Cool-Gray Khaki
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: PR0277
VIN: JF2GTANC9LH210277

Features

Convenience: Adaptive Cruise Control, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2020 Subaru Crosstrek Limited review

I love this car.

I love this car. It’s comfortable and gets great gas mileage. I love the Android Auto app. The sound system is perfect. I was able to get the color I wanted.

Vehicle information

Ext. color: Cool-Gray Khaki
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 28-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: PB3067
VIN: JF2GTAPC4NH253067

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2022 Subaru Crosstrek Premium review

Perfect vehicle

I personally love my 22 Crosstrac. I have the turbo engine and it has a lot of go to it. Very sturdy on the road at higher speeds. I have the Limited Edition with diamond sparkle black paint, black leather interior very sharp looking vehicle. There was a few hiccups in the beginning with a few minor leaks around the windshield which was promptly fix by the dealership. Gas mileage is great. If you have a family or intend on traveling a lot, the storage part is small other than that perfection all around.

Vehicle information

Ext. color: Sun Blaze Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: AB1378
VIN: 4S4GUHM61R3771378

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2024 Subaru Crosstrek Limited review

If you're looking for a compact SUV that feels like a

If you're looking for a compact SUV that feels like a safe bet without being boring, the 2024 Subaru Crosstrek Sport is worth a serious look, especially as a certified pre-owned. It’s the kind of car that quietly earns your trust, mile after mile. The Crosstrek Sport hits a sweet spot between comfort and practicality. The seats are genuinely comfortable, the cabin layout makes sense, and there’s enough space to haul groceries, camping gear, or a couple of friends without feeling cramped. It’s not flashy inside, but everything feels solid and built to last. Driving it feels reassuring. The 2.5-liter engine has enough power to handle daily errands and weekend road trips, and Subaru’s all-wheel drive system gives it a confident grip in rain, snow, or on gravel. It’s not going to win drag races, but it’s smooth, predictable, and easy to drive. Looks-wise, the Crosstrek Sport is understated but sharp. The sport trim adds just enough flair to stand out without trying too hard. It’s the kind of design that ages well. What really makes this model shine as a certified pre-owned is the peace of mind. You get a factory-backed warranty, a thorough inspection, and the comfort of knowing it’s been vetted by Subaru. Combine that with Subaru’s reputation for reliability and strong resale value, and you’ve got a vehicle that’s built for the long haul. I’d recommend the certified pre-owned Crosstrek Sport to anyone who wants a dependable, comfortable SUV that won’t surprise you, in the best way. It’s perfect for folks who value practicality, live in places with unpredictable weather, or just want a car that quietly gets the job done. It’s not trying to be a luxury car or a performance beast. It’s just a really good Subaru.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: GR3521
VIN: JF2GTAEC3K8343521

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2019 Subaru Crosstrek 2.0i Premium review

This car has all the safety and comfort issues I was

This car has all the safety and comfort issues I was looking for - plus good gas mileage. The styling and four wheel drive fits with my rugged home woodland environment.

Vehicle information

Ext. color: Magnetite Gray Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: PR1344
VIN: 4S4GUHF64R3761344

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

2024 Subaru Crosstrek Sport review

This car is perfect for me.

This car is perfect for me. It reminds me a lot of my 2002 Forester which I liked very much, but with all the new technology and a lot more pep. It also rides a lot smoother. It just so happens to be one inch longer than my Forester. So, the visibility and spacing is exactly what I want. The variable cruise control and lane control virtually drive the car by itself. I no longer get stressed driving in rush hour traffic and I no longer get tired during long drives. The ground clearance and all wheel drive make it easier to drive in snow. It's the perfect car for anyone, not just an old guy like me.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: PB7215
VIN: 4S4GUHF69R3707215

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control

Reviews

2024 Subaru Crosstrek Sport review

Great car at a good price does everything I need and more

Great car at a good price does everything I need and more for the price it can’t be beat. First time I have had a Subaru.

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-34
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: VR4357
VIN: JF2GUADC7RH874357

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2024 Subaru Crosstrek Premium review

I love this car!

I love this car! I had an outback previously, and knew i wanted another suburu. It's the perfect size for me! My kids are older, and I don't have to lug sports equipment and kids around anymore. The outback was great for that! It's not too small, and not too big. It's perfect!

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: PR0119
VIN: JF2GTADC5JH300119

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2018 Subaru Crosstrek 2.0i Premium review

Perfect suv

I love my car. Absolutely love it. When it snowed 14 in. I didn't miss one day of work. I get great gas mileage too.

Vehicle information

Ext. color: Horizon Blue Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 28-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: PB5411
VIN: JF2GTAEC4MH385411

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2021 Subaru Crosstrek Premium review

sweet ride

very good on gas and the seats are very comfortable and luv the safety features and like how i can connect my iPhone and use the star link. also enjoy the heated seats are a plus

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: PR1978
VIN: JF2GTANC0KH351978

Features

Convenience: Adaptive Cruise Control, Remote Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

2019 Subaru Crosstrek 2.0i Limited review

The car I never knew I needed.

I inherited the 2019 Subaru Crosstrek Limited from my wife. She ended up getting another Forester. Needless to say, I never picked this car for myself. However, the Subaru Brand and this Crosstrek has won me over. The AWD system works perfectly in the snowy Northern New York climate. With dedicated winter tires, I have complete confidence in my ability to keep it through the worst Lake Effect snow. The ground clearance allows me to drive easily on unloved roads with ease. I don't use X-Mode often, but it does help for going uphill on snowy roads or times when the snow is pretty deep. I've never been stuck or stranded with this car. The power train is adequate enough for highway and secondary roads. There are times when merging or attempting to pass, where I wished it had more power. (Drove a loaner 2020 Limited with the 2.5L, that is the perfect power train for the Crosstrek) I have never had any issues with the CVT transmission, but it does take some getting used to. The interior is fine. The gauges, screens and buttons are laid out well. I can find everything with ease and non of the buttons are in odd places. The factory speakers are lacking, but this model doesn't not have the upgraded stero option. Andriod auto works well. Seats are comfortable but do not have much lumbar support. Bolstered well and the headrest has a big range of adjustments. At 70k, I noticed the first crack in the synthetic leather bolster. The Limited trim is equipped with LED headlamps and they are truly fantastic. I rarely find myself using the hi-beams. The turning headlamps are very helpful with visibility when turning. Excellent all around. Eyesight and adaptive cruise works well and I have never had any issues. Only minor hiccups when snow, rain, fog or very bright oncoming light will trip Eyesight off. After a minute, it turns itself on. Overall this car is everything I needed and I never knew it. Reliable, fuell efficient, capable in snow and light off-road situations. It had enough utility space for anything I have ever hauled. Truly impressed with this little car. I plan on keeping it for the long haul. You won't be disappointed.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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