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Used Subaru cars for sale near Beggs, OK under $899,990

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85 matches 30 miles from 74421
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
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Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 35-34
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC Hybrid
Stock #: P55093
VIN: JF2SLSJD2SH406624

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Ferguson Superstore review

i contacted Ferguson Subaru/Superstore after seeing a

i contacted Ferguson Subaru/Superstore after seeing a vehicle on line. The internet sales person was friendly, stayed in contact with me and an in store sales associate was assigned. Juan, the sale associate, was friendly, knowledgeable and helpful in my decision to purchase the vehicle. I would recommend this company. There were no unexpected issues, no hidden fees, no requirement to finance to get the advertised price.

2025 Subaru Forester Hybrid Sport review

I purchased a new 2025 Subaru Forester Hybrid Touring

I purchased a new 2025 Subaru Forester Hybrid Touring trim, and so far - with one minor annoyance - I love this car. The ride is very composed, much quieter than previous Foresters, and the top trim has all the bells and whistles. The smooth adaptive cruise control, coupled with automatic lane centering, makes for an exceptionally stress free driving experience. The switch between hybrid (EV) mode and the gas engine is seamless and imperceptible. I know that some have criticized the Forester for being “underpowered”, but the extra horsepower provided by the hybrid system, and the tweaks Subaru made to the low end torque provides all the power you need for everyday driving. The interior is super roomy, the seats are comfortable with lots of adjustments, and the facial recognition feature on the Touring trim - which recognizes saved drivers - magically adjusts the mirrors and the seat to preset positions for each saved driver. The only annoyance is that on the top Touring trim you get a smart rear view mirror which allows you to switch from the conventional mirror to the camera view. This comes super in handy when you have the car packed to the brim and you can’t see out using the conventional mirror. However, this super duper camera rear view mirror doesn’t have the garage door opener buttons. The fact that the top line Forester lacks such a basic amenity as programmable garage door buttons is baffling. Now, I fully recognize this is most definitely a “first world problem” and I can certainly live with my garage door remote clipped to the sun visor, but this seems to be a glaring oversight for a top end trim. That said, I would absolutely buy this car and this trim again. Highly recommended!

Vehicle information

Ext. color: Magnetite Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 35-34
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC Hybrid
Stock #: P55089
VIN: JF2SLSRD6SH412012

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Ferguson Superstore review

My husband and I recently visited Ferguson Subaru and

My husband and I recently visited Ferguson Subaru and purchased a 2025 Subaru Touring. We love it, this is probably our 6th Subaru. The outbacks drive so well . Our touring is loaded with so many nice features. We were set up with Zane to explain all of the functions. Our salesman Juvi was great , with several outbacks to choose from. Juvi thanks for helping us make our decision. Juvi thanks again for your help.

2025 Subaru Forester Hybrid Limited review

I have only owned this car about a month now, but I

I have only owned this car about a month now, but I really like driving it and I am very glad I bought it. I just wish it had an option to place a spare tire somewhere, but other than that, which is important, I do like it and recommend it to others. I hope the tradeoff of supposedly getting more mileage is worth not having a spare tire.

Vehicle information

Ext. color: Ice Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: X10661
VIN: JF2SKAGC0KH583779

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Ferguson Superstore review

The were responsive and communicated well without

The were responsive and communicated well without pressuring me- As a non-local shopper, I felt like the customer service was really good.

2019 Subaru Forester Premium review

I had to make a 5 1/2 hour drive recently and loved how

I had to make a 5 1/2 hour drive recently and loved how smoothly my car drove, especially using cruise control with “eyesight” so it slowed when I was too close to the car in front of me. I couldn’t even feel it; I watched the speedometer. Love the safety features and extras like seat warmers and large sunroof.

Vehicle information

Ext. color: Crystal Black Silica
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 35-34
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC Hybrid
Stock #: P55083
VIN: JF2SLSJD7SH402567

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Ferguson Superstore review

Seth Edwards was very helpful and knowledgeable about the

Seth Edwards was very helpful and knowledgeable about the 2009 Toyota RAV4 that I purchased. The buying process was smooth and easy. Everyone at the dealership were nice and professional.

2025 Subaru Forester Hybrid Sport review

The only unknown is how many MPG I will get, over time.

The only unknown is how many MPG I will get, over time. Not you typical Hybrid. It appears to be tuned especially for the Forester.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: S253239A
VIN: 4S4BTAJC6P3130030

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Power Liftgate
Entertainment: Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Ferguson Superstore review

I went on a Saturday when they are probably their

I went on a Saturday when they are probably their busiest,and was well received and respected even thou I was only buying an inexpensive vehicle. I highly reccomend this dearership.I made the deal saturday with a down payment and went back Tuesday to finish paying and pick it up.

2023 Subaru Outback Onyx Edition review

Two things that need to be improved

Turn signals do not have a loud sound. They are very low My 2016 Outback has nice loud turn signals. You cannot turn your radio off. The only way not to hear it is to put the sound real low. Two major complaints I have

Vehicle information

Ext. color: Harvest Gold Metallic
Int. color: Ivory
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 2.5L H4 16V MPFI SOHC
Stock #: P55063A
VIN: 4S4BP61C587338606

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack

Reviews

2008 Subaru Outback 2.5i review

I was given this car back in November 2023.

I was given this car back in November 2023. I owned the car for 1 year and 3 months. Loved the heated cloth seats. Drove from Washington to California and back no problem. Near the end I drove it though the Washington winter. I had to sell it because my mother wanted me to get a newer vehicle. A new driver is driving the car now. Highly recommend this car.

Vehicle information

Ext. color: Magnetite Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: S253200A
VIN: JF2SKADC1LH511026

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2020 Subaru Forester Base (CVT) review

This car is so comfortable!

This car is so comfortable! The driver sits up high, with great sight lines in all directions. The seats are comfortable. The features are very intuitive. My car has automatic door locks so when I walk up to the car with my key fob, put my hand on the door handle the doors unlock. It has automatic headlight dimmer which works great. It has plenty of power for freeway acceleration. All wheel drives makes it great in snow. I’m very happy with this car.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: X2386
VIN: JF2SLDRC3SH419213

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Power Liftgate
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2025 Subaru Forester Limited review

My biggest problem with the forester is the infotainment

My biggest problem with the forester is the infotainment system and the tom tom navigation. The infotainment is laggy at best. It can take two seconds per press to respond. And the tom tom? What? Did tom tom give Subaru a deal on 80s technologies. Recently I asked for a dollar tree and it changed it to 03. I have asked for vorhees and it kept trying to change it to Glendale? xxx. It is not barely usable, it is absolutely unuseable, that part of this car is a xxx.

Vehicle information

Ext. color: Sun
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: P55088
VIN: 4S4GUHM68S3754728

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry
Entertainment: Bluetooth®, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2025 Subaru Crosstrek Limited review

I bought the 2025 Crosstrek even though the gas mileage

I bought the 2025 Crosstrek even though the gas mileage wasn't great and I am glad I did. While sticker said to expect 28-31 miles per gallon, I am getting 32-35 on the highway and definitely more than 28 in stop and go traffic. It is also a good car for older drivers like me. I didn't realize I was often outside my lane. The lane departure function has improved my driving. The Crosstrek also has a large screen for maps and apple car play, so I am not looking down to navigate. I highly recommend this car for older drivers who need the safety features and don't drive enough to make a hybrid worth the extra money.

Vehicle information

Ext. color: Sun Blaze Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 27-34
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: X2388
VIN: JF2GUABC4RH364230

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2024 Subaru Crosstrek Base review

I love my 2024 Subaru Crosstrek!

I love my 2024 Subaru Crosstrek! It's great in all weather conditions, which is one of the main reasons I bought it. I live in the Buffalo area and I needed a good car for the snowy winters. It's roomy enough to hold plenty of luggage and even my dog's large crate but easy to maneuver and park. I love all the safety features and special features such as the large media display.

Vehicle information

Ext. color: Magnetite Gray Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 27-34
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: S252883A
VIN: JF2GUADC6R8269777

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

2024 Subaru Crosstrek Premium review

If you're looking for a compact SUV that feels like a

If you're looking for a compact SUV that feels like a safe bet without being boring, the 2024 Subaru Crosstrek Sport is worth a serious look, especially as a certified pre-owned. It’s the kind of car that quietly earns your trust, mile after mile. The Crosstrek Sport hits a sweet spot between comfort and practicality. The seats are genuinely comfortable, the cabin layout makes sense, and there’s enough space to haul groceries, camping gear, or a couple of friends without feeling cramped. It’s not flashy inside, but everything feels solid and built to last. Driving it feels reassuring. The 2.5-liter engine has enough power to handle daily errands and weekend road trips, and Subaru’s all-wheel drive system gives it a confident grip in rain, snow, or on gravel. It’s not going to win drag races, but it’s smooth, predictable, and easy to drive. Looks-wise, the Crosstrek Sport is understated but sharp. The sport trim adds just enough flair to stand out without trying too hard. It’s the kind of design that ages well. What really makes this model shine as a certified pre-owned is the peace of mind. You get a factory-backed warranty, a thorough inspection, and the comfort of knowing it’s been vetted by Subaru. Combine that with Subaru’s reputation for reliability and strong resale value, and you’ve got a vehicle that’s built for the long haul. I’d recommend the certified pre-owned Crosstrek Sport to anyone who wants a dependable, comfortable SUV that won’t surprise you, in the best way. It’s perfect for folks who value practicality, live in places with unpredictable weather, or just want a car that quietly gets the job done. It’s not trying to be a luxury car or a performance beast. It’s just a really good Subaru.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 26-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: X2391
VIN: 4S4BTANC0L3129296

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2020 Subaru Outback Limited review

Dependable and problem free

Best vehicle I have ever owned. Dependable, safe, comfortable ride, great fit & finish and responsive and overall excellent quality. No problems in 48,000 miles.

Vehicle information

Ext. color: WR Blue Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 2.4L H4 16V GDI DOHC Turbo
Stock #: S253249A
VIN: JF1VBAL66N9007744

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2022 Subaru WRX Limited review

It's a great car.

It's a great car. Sports car with 4 doors, very maneuverable despite of the AWD. Fun in the mountains and the kids love it. Get the manual drive.

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 35-34
Fuel type: Hybrid
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC Hybrid
Stock #: P55082
VIN: JF2SLSRD7SH414822

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2025 Subaru Forester Hybrid Limited review

Very quiet engine Comfortable interior Some

Very quiet engine Comfortable interior Some redundancies in the settings and computer features Good handling in different weather conditions Wish it came with a spare tire (or at least the option to have one placed) Exterior could be a little more modern/updated Otherwise great car

Vehicle information

Ext. color: Ice Silver Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 25-28
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: P55062
VIN: JF2SKAJCXSH402678

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

2025 Subaru Forester Wilderness review

I have had the car since 10/24/25 and have put 3800 miles

I have had the car since 10/24/25 and have put 3800 miles on it. It has driven beautiful and made the long miles go by much nicer. Great vision and enough power . Gas mileage low 30’s on the highway . Great cargo capacity. It is a functional SUV very happy.

Vehicle information

Ext. color: Ice Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 28-33
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.0L H4 16V GDI DOHC
Stock #: S253132A
VIN: JF2GTABC3P8270436

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2023 Subaru Crosstrek Base review

My first Subaru and I love it.

My first Subaru and I love it. Drives wonderful and is just perfect ❤️❤️. Handles with ease and very comfortable. So very happy with this one

Vehicle information

Ext. color: Cinnamon Brown Pearl
Int. color: Java Brown
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.4L H4 16V GDI DOHC Turbo
Stock #: X2396
VIN: 4S4WMARD5K3405942

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2019 Subaru Ascent Touring 7-Passenger review

Have owned this 2019 Subaru ascent touring model for just

Have owned this 2019 Subaru ascent touring model for just over 2 years. Eye site feature is my fav. Car responds to changing traffic speeds automatically. great in heavy highway traffic. The Subaru service department at my dealership keeps it in tp top shape. I highly highly recommend this car. I'm sure the newer models are even better.

Vehicle information

Ext. color: Sapphire Blue
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 2.4L H4 16V GDI DOHC Turbo
Stock #: N9030472
VIN: JF1VBAF6XN9030472

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2022 Subaru WRX Premium review

Excelente automóvil me encanto lo recomiendo en un 100%,

Excelente automóvil me encanto lo recomiendo en un 100%, para todo aquel que siempre a soñado tener un auto deportivo y a la vez familiar aquí está el apropiado, buen manejo confiabilidad y sobre todo su exterior tiene buena forma, en cuanto al manual con caja de 6 velocidades, su interior también está muy bien, destaca su pantalla táctil enorme, creo que no se arrepentirán de tenerlo y si ya lo tienes sigue disfrutándolo

Vehicle information

Ext. color: Crystal White Pearl
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 27-34
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V GDI DOHC
Stock #: P34072
VIN: JF2GTHNCXPH284497

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Chris Nikel Chrysler Jeep Dodge Ram Fiat review

Kayla the best

Kayla came to my car told me her name and ask what she could do for me today I told her she told me how long it would take and ask me if I was going to wait there and showed me where the waiting room was and there was coffee and water she kept me updated on my car came got me when it was done walked me to my car and told me to have a nice day very professional she was great

2023 Subaru Crosstrek Limited review

Great Car

This is my second Crosstrek and I love it. I live in the Northeast and it's the best car I've ever had for driving in snow and sleet. It also has great pickup for when I want to pass a car or for going uphills.

Vehicle information

Ext. color: Dark Gray Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L H4 16V MPFI DOHC
Stock #: K250278A
VIN: JF2SJAFC5GH494141

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

2016 Subaru Forester 2.5i Premium review

In love with this vehicle

I've never owned a Subaru before but after purchasing the Forester, I may never own anything but a Subaru again! I love the Eyesight Drivers Assistant that it came equipped with. I can see why this car has one of the best safety ratings out there. The interior is very open, spacious, & comfortable and the panoramic sunroof is amazing! It drives and handles like a dream. I would recommend this car to anyone. You won't be disappointed!

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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