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Used Toyota RAV4 for sale near Hazel Crest, IL under $19,989

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83 matches 30 miles from 60429
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Silver
Drivetrain: Four-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: C20727A
VIN: 2T3BF33V29W017195

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Honda City Chicago review

Good team working there.

Good team working there. You can trust your vehicle is in great hands. Thank you Honda!

2009 Toyota RAV4 Base review

Recall the 2009 like you did in 2008.

My only issue is it uses a lot of oil they had a 2008 recall on oil consumption they did not do anything for the 2009 with the same. Uses a quart every 500 miles. Bad lower rings, Toyota knew that in 08.

Vehicle information

Ext. color: Magnetic Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: T44523A
VIN: JTMBFREV5HJ705799

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

McGrath Elmhurst Toyota review

I had a very pleasant experience at McGrath Toyota

I had a very pleasant experience at McGrath Toyota because of my Service Rep Evan. Not only was he personable and friendly, Evan also had infinite kindness, patience and understanding. I will definitely be back, because even though Dealerships are usually more expensive, the stellar customer service that Evan displayed is absolutely priceless and makes it all worth it. All Dealerships and mechanics offer the same things-- part and repairs-- the one and only difference being customer service, the way a person is treated, and Evan of McGrath Toyota just won his team the first place trophy.

2017 Toyota RAV4 LE review

Id payed 17,500 for it in 2017 Rav4 and when I traded

Id payed 17,500 for it in 2017 Rav4 and when I traded it in I got 18,000 for it when I brought a new 2025 rav4,Keeps its value..... I had 2 2017 rav4 and got the same deal 18,000 for it. So I payed 32,000 for 2 rav4 2025...... 34,000 price minus the 18,000 trade in made it 16,000 each one. Like I like got 2 for the price of one.

Vehicle information

Ext. color: Black
Int. color: Ash
Drivetrain: Four-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: 10846
VIN: 2T3BF4DV1CW237424

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

Ace Motorworks review

Julian was great.

Julian was great. He even took my car to a pre pruchase inspection to make sure it was the perfect car for me. Will definitely buy my next car from ace motorworks

2012 Toyota RAV4 Base review

I've had mine for three years and absolutely love my car!

I've had mine for three years and absolutely love my car!!! I'm to the point in life where I really don't drive much, and can certainly use the money. But, I won't sell if the price isn't comparable to the worth.

Vehicle information

Ext. color: Black Forest Pearl
Int. color: Sand Beige
Drivetrain: Front-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: 10117
VIN: 2T3ZF4DV0BW072477

Features

Convenience: Keyless Entry, Remote Start
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2011 Toyota RAV4 Base review

My 2007 RAV4 V6 just died of overheating and a warped

My 2007 RAV4 V6 just died of overheating and a warped block at 420,000 miles. I'm sick over it. One of the best cars I've ever owned.

Vehicle information

Ext. color: Black
Int. color: Ash
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: F2360A
VIN: 2T3BFREV5FW398584

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Kia of Lincolnwood review

I called in the morning and requested to see a vehicle,

I called in the morning and requested to see a vehicle, they were very detailed on what car etc, to check to make sure they had the model, exterior color and interior color available. They did, so I scheduled to view the car that same day. I got there, the sales associate named Val was there to greet me holding a spot for the vehicle I arrived in. I was warmly greeted by him. I had my 17month old son with me and he gave him a balloon and offered if there was anything he could get to make us feel more comfortable. He had the car ready to test drive, during the test drive he was very thorough about the car, and showed me absolutely everything. I expressed I would like to trade in my old car and it was not a problem. We scheduled a time where he would come and pick up the vehicle from my house so I did not have to worry about dropping it off. After the paperwork was done he walked me around the building and introduced me to the service desk employees and showed me everything that I would need to go regarding getting car washes or just coming for a fix. When picking up my trade in vehicle it was super fast and easy. 10/10, Val and the team made the process very smooth, stress free, informative and positive. I be recommending Val along with the business itself to anyone I know! Thank you Kia of Lincolnwood team!

2015 Toyota RAV4 LE review

Bought used in 2018.

Bought used in 2018. Car has been incredibly reliable. Besides one brake job, one set of tires, and one battery I have not done anything except oil changes. Not even a taillight.

Vehicle information

Ext. color: Magnetic Gray Metallic
Int. color: Ash
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: BNU213880
VIN: JTMRFREV8HD213880

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Power Liftgate
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Toyota of Merrillville review

My wife and I purchased a certified Tundra here.

My wife and I purchased a certified Tundra here. We absolutely loved the service and experience. Salesperson was knowledgeable and made us feel very comfortable with the purchase. Would definitely come back for future vehicles.

2017 Toyota RAV4 XLE review

One of the best vehicles I have ever owned; I do t drive

One of the best vehicles I have ever owned; I do t drive much annually so the wear and tear is limited and low; if I do buy another vehicle in my life time it will be a Toyota.

Vehicle information

Ext. color: Super White
Int. color: Taupe
Drivetrain: Four-wheel Drive
MPG: 23-27
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: BPE8373A
VIN: JTMBD33V775106089

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Castle Buick GMC review

Second car I purchased from castle gmc our sales person

Second car I purchased from castle gmc our sales person was Nubia /great experience every time helpful and always greats us as family highly recommend castle gmc Nubia and Brandon will take very good care of you . 👍🏻

2007 Toyota RAV4 Base review

Nearly the perfect SUV for it's era!!!

I've owned dozens and dozens of car and this one has impressed me the most. Tons of power from the V6, typical Toyota reliability, very ergonomic, and very capable. I've hauled weight in this thing that would rival any truck and pulled a trailer that was double it's load rating. I can't say enough good things about it CONS: Brakes are just two small for this weight! The side opening rear door

Vehicle information

Ext. color: Gray
Int. color: GRAY
Drivetrain: Front-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L 4-Cylinder DOHC Dual VVT-i
Stock #: K25-1375A
VIN: JTMWFREV9DD002054

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Ed Napleton Acura Kia review

Know how to work with customers always giving deals on

Know how to work with customers always giving deals on service. In service department. A one.

2013 Toyota RAV4 XLE review

The RAV4 is the best running car I’ve ever had.

I love my 2013 RAV4. It runs great. I haven’t had any problems with it. The key is to always keep up the maintenance Toyota makes the best cars.

Vehicle information

Ext. color: Barcelona Red Metallic
Int. color: Ash
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L I4 16V MPFI DOHC
Stock #: 3T086A
VIN: 2T3DFREV2HW575653

Features

Convenience: Adaptive Cruise Control, Navigation System, Power Liftgate
Entertainment: Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Napleton Mazda of Naperville review

Overall great dealership

My wife and I went in looking for a used car, found new Mazda and fell in love with it. Great dealer and everyone is very nice. Highly recommend working with them.

2017 Toyota RAV4 Limited review

Good car, bought car used and it handles very well.

Good car, bought car used and it handles very well. I like it. Drives well. Smooth ride. Test drove it before buying it. Will buy again.

Vehicle information

Ext. color: Super White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 24-31
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: HLW3149A
VIN: 2T3ZFREV9FW153897

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Hyundai of Lincolnwood review

Ask for Greg and you are in good hand

We were there to trade in my car for a new/used one, the out of the door price ended $9k more than the listing price so I didn't get a car from them. Although the sell deal didn't go through, staff there were very friendly and kept us busy chatting and sharing information while we were there (3 hours). The trade in price was good so we ended up selling the car to Hyundai of Lincolnwood and not getting a car from them. The nice thing about them is that their demeanor remained the same when we changed our minds to only sell and not buy, Greg treated us as friendly as the moment we walked in. It only took 2 days for us to receive a call from Greg saying a check was ready for us to pick up, all went smoothly. I'd recommend this dealership to others as long as Greg is there because we've only dealt with Greg so we can't speak for other reps but we know Greg is good and we will go to him when we are ready for a car.

2015 Toyota RAV4 LE review

A lot of the other reviews go over build quality,

A lot of the other reviews go over build quality, features, comfort, etc.. Briefly I will say after being in this car for almost 9 years: the car (especially the XLE/sport model) is on the stiffer side and can be harsh. The upside is that it feels incredibly planted and there is minimal body roll. It is easy fun to take on windy roads with the "Sport" setting, which further tightens the ride. Road noise is not the best. Wind and tire noise is om the louder side. Materials are nothing super premium in the XLE, but the interior is built like a tank and has held up well. No electrical issues. The engine and transmission are fantastic. The small 4 cylinder makes the car sporty with 187 HP and it is also silent. It has a pleasant sound when accelarating and you hardly hear it. The transmission is a 6 speed, but is overall good. Smooth shifting in both sport and city driving. Reliability-wise this car has been absolutely fantastic. The car has been lazily maintained and is currently at 220,000 miles. It still drives and shifts very smoothly. This car is a sportier crossover. It is a good choice for somebody who wants more sport compared to say a CRV. It is and has been proven to be reliable though.

Vehicle information

Ext. color: Sandy Beach Metallic
Int. color: Sand Beige
Drivetrain: Four-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: Automatic 5-Speed
Engine: 3.5L V-6 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: WBA-109723
VIN: JTMDK4DV2C5109723

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Wild Bills Auto Sales & Parts review

Everything went perfectly.

Everything went perfectly. The car ran smoothly, and I was very happy with the process. It was quick, easy, and completely hassle-free. Overall, a flawless experience. Highly satisfied..

2012 Toyota RAV4 Limited review

2012 Rav 4 is a gem.

I had a 2012 Rav 4 and a man ran a red light and ran over me and the Rav had to be junked. I got my second 2012 Rav 4 and both were and are wonderful cars. Would highly reccommend.

Vehicle information

Ext. color: Midnight Black Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 25-33
Fuel type: Gasoline
Transmission: Automatic
Engine: Dynamic Force 2.5L I-4 port/direct injection, DOHC, VVT-iE varia
Stock #: DT41988A
VIN: JTMP1RFV8KJ002160

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Toyota of Naperville review

Great experience, Patrycja (our sales associate) was

Great experience, Patrycja (our sales associate) was great. We purchased a 2023 Tesla model Y

2019 Toyota RAV4 XLE review

Easy SUV to drive and own.

I’ve had this SUV for 1 1/2 years. I love it! Is is fun and easy to drive. It is comfortable and has adequate space for 4 passengers. We sometimes haul 5, but the backseat gets tight for that. Mine is getting approximately 29 mpg on midgrade fuel. Love the pushbutton start, lane keep assist, blind spot monitor, controls on steering wheel, rear hatch open and shut buttons, hands free talk, and huge display screen. Toyota could do better with the door handle touch to lock and unlock. Mine don’t work as well as expected. It also has a very annoying ding to warn when the roads may be icy that we apparently cannot turn off. I gave 4 stars instead of 5 on performance due to acceleration rate. It makes big noise like it’s going somewhere, but doesn’t really accelerate exceptionally well. It also shifts oddly sometimes. I notice it mostly when you slow down, but don’t stop ( think yield sign). It will jerk pretty hard when you accelerate from low speed. Overall it is a great little SUV with many bells and whistles for it’s price point. It feels very safe and reliable.

Vehicle information

Ext. color: Burgundy
Int. color: Gray
Drivetrain: Four-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L DOHC SFI 16-valve dual VVT-i 4-cyl engine
Stock #: US 3006
VIN: 2T3BF4DV4AW062342

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

US 30 Auto Sales review

Roberto

Mike a very nice person to deal with simple and fast service, will recomend for any use car or truck

2010 Toyota RAV4 Base review

Hate steel wheels/plastic hubcaps! But dependable

Love everything about my rav with the exception of steel wheels, plain drab interior and no electric or heated seats! Mileage could be better as well!

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: KLW2795A
VIN: 2T3BFREV7HW654663

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Kia of Lincolnwood review

when i first walked in the person who took care of me was

when i first walked in the person who took care of me was victoria garcia , we talked for a few minutes and i told what i was looking for and she found the suv that i was looking for and i test drove it and fell in love with it , it was everything i was looking for ,she was very helpful and i bought it .thank you very much victoria garcia.

2017 Toyota RAV4 LE review

Great family vehicle and Reliable

2017 Rav4 LE FWD bought new.Excellent vehicle- best I have owned. Zero issues of any kind as far as reliability. A little soft around corners, but a nice ride. Very quiet on the highway, getting 32 mpg. 27 city. Lots of storage in the back. Still the original brakes all around with 82K miles.

Vehicle information

Ext. color: White
Int. color: Beige
Drivetrain: Four-wheel Drive
MPG: 23-27
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 2.4L I4 16V MPFI DOHC
Stock #: 113837
VIN: JTMBD31V775113837

Features

Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack
Safety: Brake Assist, Stability Control

Reviews

Multi Autos review

Nice xars -nice service-Okay prices.

Nice xars -nice service-Okay prices.the cars were clean.to me some were over priced

2007 Toyota RAV4 Limited review

Toyota Rav4 07

I like Toyota.. However, living in AZ, you don't get the correct information about the recalls they have. I've been trying to get this information since I purchased the. car, 2018. I just wish Toyota would have answered the letter I sent them.

Vehicle information

Ext. color: Classic Silver Metallic
Int. color: Ash
Drivetrain: Front-wheel Drive
MPG: 24-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 8584
VIN: JTMZD33V176047355

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Luxury Motors Credit review

Luxury motors credit is the best

Thank you robert. I bought my 2014 Jeep.Best customer service.They did a good job in helping me out and anwsered all my questions. Thank you Luxury mototrs

2007 Toyota RAV4 Base review

Best Car Ever It is qorth evwry penny. Very safe a

My 2007 Rav4 has never given me any major tepair problems. It just rolled over 288,055 miles and its still going stronger than ever. Im about to start shopping for my next Rav4

Vehicle information

Ext. color: Teal
Int. color: Tan
Drivetrain: Four-wheel Drive
MPG: 26-26
Fuel type: Gasoline
Transmission: Automatic 5-Speed
Engine: 3.5L V6
Stock #: JYC-028755
VIN: JTMBK33V986028755

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Your Choice Auto Sales of Joliet review

My sales advisor, Izhar, was extremely helpful.

My sales advisor, Izhar, was extremely helpful. There was a great selection of vehicles in stock, and all the employees were very friendly and supportive. My sister is very happy with the car we purchased. Highly recommend.

2008 Toyota RAV4 Base review

It’s a tank.

It’s a tank. So far V6 has been solid no issues with oil burn. Have been doing regular oil changes. Just recently replaced both front control arms due to worn out bushings. No other issues car has 160 K.

Vehicle information

Ext. color: Blizzard Pearl
Int. color: Ash
Drivetrain: Four-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: L950
VIN: JTMBD33V375057487

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Star Motor Sales review

We just bought a high mileage TESLA from star motors.

We just bought a high mileage TESLA from star motors. The entire experience and the car itself was great. Alex can actions as very reliable, open and ready to help always. Payment and shipping were managed in a very honest and trustworthy manner.

2007 Toyota RAV4 Base review

Most reliable car I owned

This beautiful car is part of our family and took us to different parts of the country. She took so smooth my kid always wanted this car for long travels. Auromatic reminders from the dashboard on regular maintenance is awesome.

Vehicle information

Ext. color: Green
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L DOHC SFI 16-valve I4 engine
Stock #: US 3020
VIN: 2T3BFREV9DW070212

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, USB Port
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

US 30 Auto Sales review

Small but great spot to car shop!

Small dealership but very nice. Honest guys, vehicle was clean and in great condition! When I look for a vehicle in the future I'll definitely be calling them!

2013 Toyota RAV4 LE review

2013 Rav4

Car is very reliable, i have had it almost 10 years. It has 155,000 mi Have replaced the normal things like brakes and tires. It has a stiff ride, changed shocks and struts and still stiff. which is the #1 disappointment. Between 45 and 55 it has a bad vibration..

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 33-33
Fuel type: Gasoline
Transmission: Automatic 8-Speed
Engine: 2.5L I4
Stock #: JYC-500588
VIN: JTMP1RFV7KD500588

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Your Choice Auto Sales of Joliet review

I was given plenty of time to find without any hassle or

I was given plenty of time to find without any hassle or hard selling. It made the whole experience feel relaxed and enjoyable rather than rushed. Any questions I did have were answered clearly and honestly, and I never felt like I was being pushed toward something that wasn’t right for me. Arranging the test drive was quick and simple, and the test drive itself was smooth. Everything was explained clearly, and I was given the time I needed to properly get a feel for the car.

2019 Toyota RAV4 XLE review

My step forward

After having my Kia Soul stolen 2 times, the second time they totaled it, I wanted a good coar with better safety features. I got the Toyota, and I have had no regrets at all. Drives great, gives good gas milage, and performance, Starts right up, and offers the features I want in a car.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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