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Used cars for sale near University Gardens, NY under $8,000

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1,640 matches 30 miles from 11021
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Est. $400 /mo*
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Months
72
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7.0%
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Vehicle information

Ext. color: Dark Gray Metallic
Int. color: Platinum
Drivetrain: All-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L H-4 DOHC, variable valve control, regular unleaded, engine
Stock #: T25256PA
VIN: JF2SHADC7CH425556

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Prestige Toyota of Ramsey review

Just bought my new car from Prestige Tayota and had a

Just bought my new car from Prestige Tayota and had a great experience! The process was easy and the staff were super helpful and friendly. Big thanks to Krystina Gronka for making everything go smoothly. I definitely recommend this place if you’re looking for a good car and great service!

2012 Subaru Forester 2.5X Premium review

I’m the 3rd owner of a 2012 Subaru Forester purchased at

I’m the 3rd owner of a 2012 Subaru Forester purchased at approx 175,000 miles and it still runs pretty good! It does burn oil up pretty quickly and mine has issues with reading the levels and won’t give me a warning light so i check the dip stick often. Mine did have exhaust issues and had to replace a rested out piping from the cat back, but mufflers were still good. Also the Oxygen sensor was a problem for awhile, which you can only use on brand for it to work properly. Gas mileage is decent for the size of the vehicle and its age. Only wish the front seats went back more bc my taller girlfriend who is 5’11 with long legs struggles to fit and be comfortable in the passenger seat.

Vehicle information

Ext. color: Black
Int. color: Ash
Drivetrain: Front-wheel Drive
MPG: 22-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: WU29975
VIN: 4T1BF3EK4AU017246

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Westchester Toyota review

Got help from Abraham to buy a used car and had an

Got help from Abraham to buy a used car and had an overall very enjoyable experience. He helped me find exactly what I was looking for and I got an excellent deal. I had tried several other dealerships before I found this place and this was by far the most professional and smooth experience. Would absolutely recommend!

2010 Toyota Camry LE review

I bought this car used in 2023.

I bought this car used in 2023. It runs well. It is not the quickest car but it will always get the job done. I have the 2.5L 4 cylinder and it gets around 27 mpg on average. This car has never let me down and I plan on keeping it for a while. I would definitely recommend this car if you're looking for something that will last forever and get you from A to B.

Vehicle information

Ext. color: Super Black
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 27-38
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L I4 16V MPFI DOHC
Stock #: EC163224P
VIN: 1N4AL3AP6EC163224

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

DCH Montclair Acura review

Awesome dealership

I was looking for preowned vehicle and found a Toyota on DCH‘s website. Tony show me the car and worked financing numbers for to make sense for me.

2014 Nissan Altima 2.5 S review

Affordable investment

Car was in person like at the pictures even better car fax was provided so i was comfortable with my purchase beside the decent price i pay for it i got a really good Deal and we are happy with my purchase .

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 29-29
Fuel type: Gasoline
Transmission: Automatic 7-Speed
Engine: 3.5L V6
Stock #: 6576
VIN: WDDHF8JB2CA547193

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

VNC Inc. review

Estoy muy satisfechos y agradecido con tanta

Estoy muy satisfechos y agradecido con tanta amabilidad. Y complacencia con esta oficina. Muchas gracias la recomiendo a todas la persona k decen un buen vehículo

2012 Mercedes-Benz E-Class E 350 Luxury 4MATIC AWD 4dr Sedan review

These cars are very very reliable, the engine gives the

These cars are very very reliable, the engine gives the driver of power over and stability over most other cars, the car is very quiet considering the 300 eye popping, seat of the pants performance, the E class makes you feel like a spell person, and you would be if you bought one today.

Vehicle information

Ext. color: Bright Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: KT4664
VIN: 5XYKTCA69CG253689

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

Northstar Mitsubishi review

A very friendly and honest team .

I brought my BMW X5 from this place I must say my experience with these guys especially Branden was very professional, I found these guys has being trust worthy and very cooperative the went beyond the closing time to make sure I got my vehicle the very day even though I got there around 1& 1/2 hour before closing time ...I got there @ around 6:25 pm and the was supposed to closed @8pm...Thanks to Branden and José ( I hope I got his name right) And finally and most importantly the price that the advertised for their vehicle will be the price you will pay , not like others who will tell you the advertised price is after you pay down 20%..I will definitely recommend North Star Mitsubishi to you.

2012 Kia Sorento LX review

Kia's cars are as good as the dealership you go to

We traded our 2012Optima because of a brake issue the dealership couldn't find. I could've scanned the ABS myself but it was under warranty, so after MANY times to that dealership we switched to another and decided to trade it in and get a 2012 Sorento. The salesman assured us the CARFAX said the car was seviced including all the major components and specifically said,Engine, Transmission and complete driveline,within the 1st month we had oil consumption issues which was diagnosed as a bad engine after being stranded with it,we also had complained about the transmission having issues with it on a few occasions to the dealership now we're getting close to our 10 year warranty period and I'm worried that we'll be stuck with the bill. Our dealership now are awesome they do whatever they can to do right by us. So maybe I'm being paranoid but a couple thousand $$$ isn't something we can afford. We want to keep it if all is good,and might buy a used Kia again in a couple of months it all depends on what happens here.

Vehicle information

Ext. color: Taffeta White
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Compact 5-Speed Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: U18811
VIN: 2HGFA165X9H519812

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

Subaru Stamford review

Worked with Andres / Marco and was super smooth and

Worked with Andres / Marco and was super smooth and effortless. These guys are the best! Appreciate Stamford Subaru. Carlos Deleon

2009 Honda Civic LX review

237,000 miles and counting

This car replaced my 1993 Civic when the corrosion of the midwest did in the suspension, which was not worth repairing on on a car with 279,000 miles. Now my current Civic was approaching this benchmark fast befor Covid. It had some big shows to fill and easily did so. No problems, and it has been beat to crap. This is city driving, so the engine hours are through the roof. Average maybe 20mph thoughtour it’s life. Did need it’s starter replaced once, although this was less expensive than the old timing belt tuneup on the 93. There was an issue with thinning paint on trunk and the car has been hit with enough rocks and when parked that she is far from pristine. I vouch for the safety as this is the insurance replacement of one that got totaled with 60 miles on it back in 09, a roll over. Run off road by semi whose brakes failed. I find the car quite comfortable for commuting purposes and the AC still works. It’s a DX-VP, so she’s awfully spartan by modern standards. Now that I work from home, the miles are coming slower. I assume a better conditioned one with low miles would hold its resale value pretty well. I’d like to justify getting a new car to scoot around town but it’s impossible to justify.

Vehicle information

Ext. color: Atomic Blue Metallic
Int. color: Grey Fabric
Drivetrain: Front-wheel Drive
MPG: 25-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 i-VTEC variable valve control, regular unleaded, engine
Stock #: 037869
VIN: 1HGFA16548L037869

Features

Convenience: Keyless Entry
Entertainment: CD Player

Reviews

2008 Honda Civic LX review

Perfect Dave Ramsey car!!!!

Bought 2008 with 94k miles on it and have owned it for 2 years (115k on it now). Great value car, great Dave Ramsey car(read the Total Money Makeover), great car value to avoid debt(buy one off a “grandma” (=low miles and not driven hard(it only went to church and the grocery store🤣😂)). I will drive it to 200k or more and my investment accounts will keep on growing!

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: A/T
Engine: 175.0HP 2.5L 4 Cylinder Engine Gasoline Fuel
VIN: 1N4AL2AP4CC205431

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2012 Nissan Altima 2.5 S review

Best used car I’ve ever bought

Bought this used car 2012 Nissan Altima 2.5 S three years ago with just over 100,000 miles and I’ve had nothing go wrong with the car since day one.

Vehicle information

Ext. color: Black
Int. color: Tan
Drivetrain: All-wheel Drive
MPG: 15-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L I-6 DOHC, Double VANOS variable valve control, premium unlead
Stock #: 271091
VIN: 5UXFE43559L271091

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Auto Empire, LLC review

Bought a Lincoln mkx from this dealership and they were

Bought a Lincoln mkx from this dealership and they were awesome 👍 The staff is great and the price was excellent 👍 Highly recommend this dealership.

2009 BMW X5 xDrive30i review

Solid German Engineering

I bought my 2009 X5 4.8 liter used with 40k miles on it. Driven it 110,000 additional miles to date and it has been an AWESOME car. Reliable, strong and drives more like a sports car than an SUV. The body style has been overhauled by BMW 3 times since then, yet even at this age the car looks elegant and solid inside and out. German engineering at its best!! Can't wait to get my new one.

Vehicle information

Ext. color: Tuscan Sun
Int. color: Frost
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 530932
VIN: 1N4AL2AP5AN530932

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2010 Nissan Altima 2.5 S review

Bought this car in 2017 for $6500.

Bought this car in 2017 for $6500. It had 86k miles. Currently its at 188k miles. Never changed the transmission oil. Other than regular maintenance I've only had to change the radiator, water pump, the struts and the coils twice. I will be changing the axles , front shocks and the valve cover. Car has been good to me. I thought the CVT would have given out by now with all the stories I've heard about them. Car is slow. Back seats are uncomfortable. MPG isn't the best for a 4cyl. Plenty of leg room and trunk space. If you can get one with less than 120k miles for cheap and you have a reliable and affordable mechanic take the risk. Worst case scenario you burn 3-4 thousand dollars. best case scenario you have 5-10 years of a reliable car without a car payment and you save on car insurance.

Vehicle information

Ext. color: Ebony Black
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: CG245302STK
VIN: 5XYKTCA67CG245302

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2012 Kia Sorento LX review

Good vehicle but unsure on recall on 2012 Kia sere

I've had this car for five years and only had to replace starter. However I now have engine issues it stalled on me driving on highway luckily I cruised down off ramp and had to use all muscle for power steering and brakes that went out to a parking lot on access road.

Vehicle information

Ext. color: Gray
Int. color: New Saddle/Black
Drivetrain: Four-wheel Drive
MPG: 13-19
Fuel type: Gasoline
Transmission: Automatic
Engine: HEMI 5.7L V-8 variable valve control, regular unleaded, engine w
Stock #: AA722626
VIN: 1J4RR6GT7BC722626

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2011 Jeep Grand Cherokee Overland review

Bought one for my son for college.

Bought one for my son for college. Had 108K, now as 190K. Can't complaint. Safe, reliable and very comfortable. Did have to replace the oil cooler assembly, but that's a given on a 3.6. Other than that, tires, brake pads, the usual. It's been a winner.

Vehicle information

Ext. color: Magnetic Gray Metallic
Int. color: Ash
Drivetrain: Front-wheel Drive
MPG: 24-33.5
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 085126
VIN: 4T1BE46K47U085126

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist

Reviews

Route 46 Auto Inc. review

As anyone knows, the stress and time that goes into

As anyone knows, the stress and time that goes into finding a used vehicle. From my first stop to see the car, Erik was accommodating, and there was no pressure. It took a couple of days to see some other similar vehicles and found our way back to this one. Test drove it with Erik and enjoyed his knowledge and personality, and did not feel rushed. A small down payment to hold the vehicle while doing the finance paperwork. Easy and quick process, and Rob, the finance guy, understood our parameters and helped us get there. The no hidden fees was a big plus to know our exact costs. Where these guys really shined was when we ran into insurance quote issues. They couldn’t be more understanding, giving us the time to work through it and offering to help where they could. Definitely consider them when shopping for a vehicle.

2007 Toyota Camry LE review

2007 Toyota Camry LE (after 17 years)

My grandma drove this car off the lot, brand new. Has been a great car. After a few years it was passed on to my mom, then my dad, and now me. I’ve driven this car for 3 years now but unfortunately there is too much maintenance to be done for the money. Around 160k miles for us it has had minimal issues so I’d say it’s a great car. It started when we got back from a trip and one of the cylinders were misfiring (which was a spark plug and an easy fix). Around 170k miles we were driving it and it ended up overheating. We got it towed and it ended up being the water pump going out (as well as the serpentine belt needing to be replaced). After that we drove it for a few weeks but it started running rough, then we went to go home from work one night and it was idling super rough so we drove it home and decided not to use it until we could get it towed to a mechanic. It was blowing out lots of white smoke. Turns out the head gasket has blown (which we think was from the overheating done originally). Car has officially made it to 173k miles. We were hoping more but it’s not horrible considering. Something to look out for is this also burns a lot of oil. Be sure to check it often, every two weeks depending on how much you drive. Wish the engine had a recall or something for that issue. Overall great car but from my reading, don’t get a 2007-2013 if used since these are the years for oil consumption issues.

Vehicle information

Ext. color: Gun Metallic
Drivetrain: Front-wheel Drive
MPG: 27-38
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: JC131818STK
VIN: 1N4AL3AP4JC131818

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Remote Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2018 Nissan Altima 2.5 SL review

If you are looking for used Nissan call MsIce and she

If you are looking for used Nissan call MsIce and she will hook you up ask for her by name for sure Ice tea Ms trotter

Vehicle information

Ext. color: Gray
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 39-39
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: I4 2.5L Natural Aspiration
Stock #: E1138245STK
VIN: JM1BM1W38E1138245

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Metro Auto Exchange Inc. review

Good experience

I bought a WV Rabbit from Metro. Richard was good in getting the deal. Overall had a good experience and , so far happy with the purchase.

2014 Mazda Mazda3 s Grand Touring review

Great car

Have owned 2 Mazda 3 sedans. Purchased my 2014 brand new. It is hands down the best car for the money I have ever owned and I'm 66 years old. Will buy a Mazda anytime!

Vehicle information

Ext. color: Gold
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 19-26
Fuel type: Gasoline
Transmission: 6-Speed A/T
Engine: 260.0HP 3.0L Straight 6 Cylinder Engine Gasoline Fuel
VIN: WBXPC934X7WF28909

Features

Convenience: Heated Seats, Heated Steering Wheel, Navigation System
Entertainment: CD Player
Exterior: Sunroof/Moonroof
Seating: Leather Seats, Memory Seat

Reviews

2007 BMW X3 3.0si review

I was given a 2007 BMW x3 3.

I was given a 2007 BMW x3 3.0si 6mt about a year ago. It was given to me with a blown power steering line after a local shop had destroyed the rack trying to remove it. After about $1000 in parts to get the steering rack fixed (kind of complicated component in the 6mt as it’s different than the others), this is easily one of the best cars I’ve ever owned. I liked this truck so much that I made it full bolt on within a month of driving it and have enjoyed every moment. As per all BMWs, I recommend you do all the preventive maintenance before you buy, but at 120k miles I can say it’s been a blast! I totally get what BMW was going for I this thing and it’s been a pleasure. Highly recommend the 6mt E83

Vehicle information

Ext. color: Natural White
Int. color: White
Drivetrain: Four-wheel Drive
MPG: 18-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 4L V-6 DOHC, variable valve control, premium unleaded, engine wi
Stock #: 035124
VIN: JTEBU14R840035124

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

All In 1 Motors review

2003 Wrangler

We drove almost two hours to this dealership to look at a 2003 Wrangler that they had. The trip was well worth it. Mark and his team were pleasant and accommodating, and made what can sometimes be a grueling process very quick, easy, and hassle-free. The next time we are in the market for a pre-owned car, I will not hesitate to check out their inventory and make the trip again.

2004 Toyota 4Runner SR5 review

Durable reliable and pocket friendly

Goes where other SUV fears. Legroom is great and the car is a horse and have overhead carrier. This suv drives like a car but still has stability

Vehicle information

Ext. color: Absolute Black Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: u21058
VIN: WMWZC5C59GWU21058

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

2016 MINI Countryman Cooper S ALL4 review

The small fun car for tall people!

This is our third MINI. We have a 2008 Cooper and a 2013 Countryman. It's become an addiction. Usually, by the time we pay off a vehicle we want to replace it. Not with MINI. We love ours and the 2016 Countryman is no exception. It's larger than the 2013, but it's still familiar. I'm the shortest at 5'9". Hubby is just under 6' and our son is 6'2". We all feel like the MINI's were designed for tall people. We refer to them as TARDISes because they are bigger on the inside. Smooth ride. Comfortable handling. Safe. Extremely reliable. Stylish. Would highly recommend.

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 23-32
Fuel type: Gasoline
Transmission: CVT Transmission
Engine: 175.0HP 2.5L 4 Cylinder Engine Gasoline Fuel
VIN: 1N4AL2AP9CN402101

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Seating: Leather Seats

Reviews

2012 Nissan Altima 2.5 SL review

I just love it

This car is the xxxx, the steering wheel pulls in and out for adjustments, I don’t like the radio it’s not loud enough but that is my only complaint.

Vehicle information

Ext. color: Taffeta White
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.4L I-4 DOHC, i-VTEC variable valve control, regular unleaded,
Stock #: CA155896STK
VIN: 1HGCP2F79CA155896

Features

Convenience: Keyless Entry
Entertainment: CD Player, USB Port
Exterior: Alloy Wheels, Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

2012 Honda Accord EX review

I agree with most of the ratings except I don't know how

I agree with most of the ratings except I don't know how it gets a 4.4 for comfort. The driver's seat is terrible. No matter how I tried to adjust it I end up with a sore back.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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