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Used cars for sale near Upper Providence, PA under $7,000

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332 matches 30 miles from 19453
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
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Sponsored

Used

2011 Jeep Patriot Sport

109,734 mi.
$5,999
Trend Auto Motors Inc
(16 reviews)
Malvern, PA
Sponsored

Used

2020 Nissan Versa 1.6 SV

115,258 mi.
$6,941 $1,400 price drop
Royal Auto Group
(193 reviews)
Haddon Township, NJ

Vehicle information

Ext. color: Blue Sky Metallic
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 1.8L I-4 DOHC, D-CVVT variable valve control, regular unleaded,
Stock #: 10176
VIN: KMHDH4AE6DU754882

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Direct Auto Sales And Repair review

I worked with Frank.

I worked with Frank. He was straight to the point. Car was as described. When I arrived vehicle was waiting for me to test drive right away. Had it detailed before I left. Was there for about an hour. Quick and easy process. Thank you

2013 Hyundai ELANTRA GLS review

This is a beautiful car, I love the heated seats, I love

This is a beautiful car, I love the heated seats, I love the heat on my back. This car is excellent on gas! I loveee my Elantra!

Vehicle information

Ext. color: Grey
Int. color: Grey
Drivetrain: Four-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5
Stock #: 402865
VIN: JF2SHAEC4DH402865

Reviews

A Impuls review

Highly recommend, great selection and very affordable

Highly recommend, great selection and very affordable prices. Thanks guys ! I will definitely recommend this place

2013 Subaru Forester 2.5X Limited review

I bought my Subaru in 2023 because it only had 60,000

I bought my Subaru in 2023 because it only had 60,000 miles on the OD. It's the minimal 2.5X model, but I couldn't pass up the car at such a low price. After driving it for over a year, I put only 6000 miles on it. I took it to the Subaru dealer for NY state inspection, and had the brakes replaced, and paid for the 60000 mi Subaru recommended service. I love this car, especially since I can connect my iPod to the blue tooth and play my music library. It is a bit noisy on the highway, but it's not the luxury model, so that's expected. The Subaru dealer said everything on the car was real solid. So far it has been very dependable, and easy to drive in the snow. It has no leaks, no dents, no squeaks, no problems. I've owned and driven 8 Subaru's over the past 40 years, and I'm hoping to keep my 2013 model and drive it for at least another 10 years.

Vehicle information

Ext. color: Sage Green Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 2.5L H4 16V MPFI DOHC
Stock #: 14026
VIN: JF2SHABC5BH747128

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Brake Assist, Stability Control

Reviews

Colonial Volkswagen, Inc. review

I had a real good experience with them acquiring a used

I had a real good experience with them acquiring a used Toyota Tacoma. Thanks again to Youssef K.

2011 Subaru Forester 2.5X review

Dependable and built to last.

I've owned a 2011 Subaru Forester for years and it has been supremely dependable through northern Michigan weather. Super cold to humid and muggy, it's been a comfortable, reliable ride throughout.

Vehicle information

Ext. color: Lakeside Blue
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 28-38
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 1.8L I4 16V MPFI DOHC
Stock #: 2253
VIN: 5NPDH4AEXGH771669

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio, USB Port
Safety: Brake Assist, Stability Control

Reviews

East Coast Autoz review

Got me a great deal.

Got me a great deal. Coming back to get my son a car! They will work with you!

2016 Hyundai ELANTRA SE review

Satisfied Elantra SE owner

I love my elantra. I haven't hardly had any problems with it at all. However I also experienced the paint chipping on my white hyundai. I was also told that it was a rock. Now reading others comments about their paint shipping I question it. I paid out of pocket because it wasn't worth going through insurance with deductible and everything. Other than that I have had absolutely no problem with my Hyundai. I also like the look of it on the outside. I thought about trading for a newer one but I also don't like the styles of the new ones. I wish they still made them like the 2016 exterior. I would love to have a newer one but I would like for it to look like the 2016 hyundai. The reason for that is you could look at the car and see it was a Hyundai elantra. Now I feel like the new launchers look like every other car on the road.

Vehicle information

Ext. color: Inferno Red Crystal Pearlcoat
Int. color: Dark Slate Gray
Drivetrain: Front-wheel Drive
MPG: 21-30
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 2.4L I4 16V MPFI DOHC
Stock #: AD26039
VIN: 1B3CC4FB4AN159274

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio

Reviews

Sands Chrysler Jeep Dodge RAM review

K and D

Everyone I dealt with while buying a used Cadillac SRX was excellent. The smoothest car purchase I've ever had. The car was ready when scheduled to pick up. We closed the deal and were out of the dealership in 2 hours.

2010 Dodge Avenger SXT review

Ride or Die type of car

My 2010 Dodge Avenger Sxt V6 is an absolute blessing at 234,000 miles. This is a ride or die type of car. I have only had to do basic maintenance. I cannot explain how dependable and overall how great this car is. I understand some are better than others, but I have driven this car nonstop, including back and forth to Cincinnati from Indianapolis over a matter of 3 years every weekend, and this car still amazes me to this day. HIGHLY RECOMMEND.

Sponsored

Used

2011 Chevrolet Impala LT

146,184 mi.
$5,744
CHAPMAN CHEVROLET, LLC
(214 reviews)
PHILADELPHIA, PA

Vehicle information

Ext. color: Desert Sand Mica
Int. color: Bisque
Drivetrain: Front-wheel Drive
MPG: 24-33
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 2.4L I4 16V MPFI DOHC
Stock #: CC25262
VIN: 4T1BE46K47U155868

Features

Convenience: Keyless Entry
Entertainment: CD Player, Premium Sound System
Safety: Brake Assist

Reviews

Sands Chrysler Jeep Dodge RAM review

Quick and easy

Nice sales group, every one was easy and kind to work with. The transaction went very smoothly and fast. I spent total of 3 hours between 2 days at the dealership and very happy with the end result.

2007 Toyota Camry CE review

2007 Toyota Camry LE (after 17 years)

My grandma drove this car off the lot, brand new. Has been a great car. After a few years it was passed on to my mom, then my dad, and now me. I’ve driven this car for 3 years now but unfortunately there is too much maintenance to be done for the money. Around 160k miles for us it has had minimal issues so I’d say it’s a great car. It started when we got back from a trip and one of the cylinders were misfiring (which was a spark plug and an easy fix). Around 170k miles we were driving it and it ended up overheating. We got it towed and it ended up being the water pump going out (as well as the serpentine belt needing to be replaced). After that we drove it for a few weeks but it started running rough, then we went to go home from work one night and it was idling super rough so we drove it home and decided not to use it until we could get it towed to a mechanic. It was blowing out lots of white smoke. Turns out the head gasket has blown (which we think was from the overheating done originally). Car has officially made it to 173k miles. We were hoping more but it’s not horrible considering. Something to look out for is this also burns a lot of oil. Be sure to check it often, every two weeks depending on how much you drive. Wish the engine had a recall or something for that issue. Overall great car but from my reading, don’t get a 2007-2013 if used since these are the years for oil consumption issues.

Vehicle information

Ext. color: White
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 28-28
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 3.5L V6 263hp 249ft. lbs.
Stock #: mm5683
VIN: 1FAHP23W99G107035

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Mancini Motors, Inc. review

I bought a Lexus ES300 from Mancini Motors and I could

I bought a Lexus ES300 from Mancini Motors and I could not be happier. They were honest from start to finish and presented the car fairly. I would not hesitate to buy another car from Mancini Motors in the future

2009 Ford Taurus SE 4dr Sedan review

beast

I have mine at 260,000 miles it runs just fine except for a minor slip in the trans otherwise it is a monster in street drag 10-0

Vehicle information

Ext. color: Ivory White
Int. color: GRAY
Drivetrain: Front-wheel Drive
MPG: 22-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 2.4L I-4 DOHC, variable valve control, regular unleaded,
Stock #: 37771A
VIN: 1G2ZF57B084161144

Features

Entertainment: CD Player, WiFi Hotspot

Reviews

Active Auto Sales Hatboro review

Ira and Rick are so helpful.

Ira and Rick are so helpful. This is my second car with them I appreciate their patience and help.

2008 Pontiac G6 Base review

I’m a bragging past owner of a 2006 G6 Gypsy sedan.

I’m a bragging past owner of a 2006 G6 Gypsy sedan. First owner up to around 37,000 miles. Great experience & performance! Only issue that aggravated me was the key release from the ignition “ which was repeatedly repaired & never solved?” My model was the rare 6 speed manual “ yes in a sedan!!!!” The manual had to be in a certain precise position to trigger the ignition key release. I joked with GM service department that apparently the car wanted to keep driving?! The only other service I can remember was the leather seat cover replaced because the color wore away. & a suspension part up front. Everything covered by factory no arguments. I’m extremely serious that this is one General Motors hidden past gems!!!! “ keep in mind I am NOT talking base entry level model here.” Everyone knows about the G8 the solstice which is understandably justified! However these G6 GTP & GXP are the best investment for the budget minded to get performance in a competitive fun driving sedan with luggage & storage space!” Unless you’re smart enough to purchase the HARDTOP metal roof convertible!” Do your self & your wallet a favor & don’t ignore the vehicle when looking!

Vehicle information

Ext. color: Orange
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 31-37
Fuel type: Gasoline
Transmission: 5-Speed Automatic
Engine: 1.5L I4 16V MPFI SOHC
Stock #: 019257
VIN: JHMGD38667S019257

Features

Entertainment: CD Player
Exterior: Alloy Wheels

Reviews

CW Clarke Auto Centers review

In that place you feel that they take care of you and

In that place you feel that they take care of you and show you the best way to get a vehicle into your budget and it's a nice combination good, price, good atention, so everything in one place, I liked, because the personel work for your satisfation!

2007 Honda Fit Sport review

The most reliable car that I have ever own it has 109000k

The most reliable car that I have ever own it has 109000k miles and runs perfect, never had a mechanical problems, is rummy inside for fitting things and also has leg and head room. The sits folds giving you lots of space. Is just a GREAT car.

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 26-26
Fuel type: Gasoline
Transmission: Automatic 4-Speed
Engine: 3.8L V6 197hp 227ft. lbs.
Stock #: 7U130812STK
VIN: 1G4HD57247U130812

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, WiFi Hotspot
Exterior: Alloy Wheels
Seating: Leather Seats

Reviews

Divan Auto Group review

I bought a clean truck and the the salesman was good to

I bought a clean truck and the the salesman was good to deal with and persoable

2007 Buick Lucerne CXL review

Nice luxury vehicle

Worked on one for a friend and this car is smooth and easy to work on. It's big and roomy and very stylish even today. The only thing I seen that I did not like was it doesn't get good gas mileage and it's a V6. Kinda to much weight for a V6 to be pulling but once you get it on the highway it's definitely a cruiser and smooth.

Vehicle information

Ext. color: Tornado Red
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 25-37
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 1.8L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 10213
VIN: 3VWD07AJ4FM278422

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Direct Auto Sales And Repair review

Bought my kids first car 2019 Nissan.

Bought my kids first car 2019 Nissan. Great service. Friendly staff. Knowledgeable staff. Sales rep didn’t push for a sale. Took their time to educate me on financing and assisted in making the right decisions.

2015 Volkswagen Jetta Auto SE w/Connectivity/Navigation review

I love this car.

I love this car. Spacious, smooth, safer, economical both fuel and maintenance. I have owned this car from 2015 brand new, 10 years down the line and I’m still happy and won’t trade it for any other car. Done over 220000kms and still going strong. Kudos to VW in the Jetta 2015 model. No regrets.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 29-29
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: I4 2.0L Natural Aspiration
Stock #: CM357165STK
VIN: 3VW2K7AJ4CM357165

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Divan Auto Group review

Puchased black tundra very thrilled we sales and

Puchased black tundra very thrilled we sales and experience. Would most definitely come back again

2012 Volkswagen Jetta SE review

I like my jetta

This was the 1st car that I bought brand new a 2012 jeddah station wagon I like this car a lot have a 150000 miles on it only one issue and that was resolved quickly I keep it maintained I take care of oil changes when needed And it has been a very good car

Vehicle information

Ext. color: Black
Int. color: Dark Gray
Drivetrain: Front-wheel Drive
MPG: 51-48
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.8L I-4 DOHC, VVT-i variable valve control, regular unleaded, e
Stock #: 002231
VIN: JTDKN3DU2A0002231

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

PAAUTOSALES.COM review

Straight forward and easy.

Straight forward and easy. No pressure and easy test drive appointment. Would recommend and come back.

2010 Toyota Prius One review

No car issues compared to previous cars I’ve had.

No car issues compared to previous cars I’ve had. Traveled from NJ to NYC for at least 9 months using this car. Only issue was getting new tires of how much I was traveling. 155k odo running like it’s brand new. $20 a week on gas. Traveling at least 24 miles 5x a week. Reliable, gas saver and comfortable car.

Vehicle information

Ext. color: Gray
Int. color: Taupe
Drivetrain: Front-wheel Drive
MPG: 34-34
Fuel type: Gasoline
Transmission: Automatic 4-Speed
Engine: 2.0L I4
Stock #: MM5672
VIN: 1FAHP3FN1BW109978

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Stability Control

Reviews

Mancini Motors, Inc. review

This dealership (Jeff) is a no nonsense, competent,

This dealership (Jeff) is a no nonsense, competent, outstanding service group that is dedicated to educating the public about the vehicles on their lot. Jeff was enthusiastic about this vehicle (2013 Buick Enclave) and was able to give a history to his knowledge. I felt confident in this purchase as this gentleman made me feel comfortable in talking about cars and the expectation of a pre-owned vehicle. I was also impressed with the pre-service of the vehicle prior to the final payment (synthetic oil change, new front pads, immaculate detailing throughout) which gave the impression of a quality dealership that has a vested interest in it's customers. The owner of the company made an appearance and offered support (although Jeff had accommodated this sale with precision). Certainly I would purchase another vehicle from this dealership and will recommend my colleagues in the future. Thank you.

2011 Ford Focus SE review

i love this car

this car is a very good first car for a teenager and as a teenager whos first car is this car i think im qualified to say that. its good on gas, has plenty of speed, and has a pretty great sound system for just a stock sound system

Vehicle information

Ext. color: Gray
Drivetrain: Four-wheel Drive
MPG: 20-23
Fuel type: Gasoline
Transmission: CVT Automatic w/OD
Engine: 2.4L I-4 DOHC, variable valve control, regular unleaded, engine
Stock #: 110
VIN: 1J4NF1FB2BD280027

Features

Convenience: Keyless Entry
Entertainment: CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Drive There review

Great staff very inviting well knowledgeable of the

Great staff very inviting well knowledgeable of the inventory really makes you feel at ease good people

2011 Jeep Compass Sport review

Great Car.

So far I can’t complain about my car definitely an upgrade from my Acura, enough leg room to be comfortable and the kids fit perfectly without being on each other’s throat on who’s squishing who. I purchased the Compass Latitude and would not look back at another small car.

Vehicle information

Ext. color: Silver Ice Metallic
Int. color: Jet Black
Drivetrain: Front-wheel Drive
MPG: 26-38
Fuel type: Gasoline
Transmission: 6-Speed Automatic Electronic with Overdrive
Engine: ECOTEC 1.4L I-4 DOHC, VVT variable valve control, intercooled tu
Stock #: LLU3604
VIN: 1G1PC5SB4E7348330

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Bergey's Lincoln review

Honest and transparent, answered all questions, no

Honest and transparent, answered all questions, no pressure to upsell any services. Would recommend and will return for the service department when needed. A cosmetic issue was identified and quickly resolved.

2014 Chevrolet Cruze 1LT review

Bought a diesel version with 40k miles, has been bullet

Bought a diesel version with 40k miles, has been bullet proof I average 50mpg! Drives nice and has every thing I could want for a daily commuter! 190k going strong

Vehicle information

Ext. color: Ultra Black Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.6L I-4 gasoline direct injection, DOHC, variable valve control
Stock #: 37951
VIN: KMHCT4AEXEU736218

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Active Auto Sales Hatboro review

All persons we dealt with were courteous, cooperative and

All persons we dealt with were courteous, cooperative and helpful. Any concerns they rectified. Easy to deal with.

2014 Hyundai Accent GLS review

This car has been a joy to drive

I love the sporty and concise built of the car. The car drives smooth. Makes my commute very easy and comfortable. In addition you have a great place to your car for any problems

Vehicle information

Ext. color: White
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 29-29
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 2.5L I5
Stock #: MM5598
VIN: 3VWRM71KX9M041215

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Mancini Motors, Inc. review

Jeff and Jamie are good guys upfront and honest plus they

Jeff and Jamie are good guys upfront and honest plus they have good used cars and trucks!

2009 Volkswagen Jetta 2.5 SE SportWagen review

Best Used Car I Purchased

I use this car as my second car for daily city excursions. I love the peppy engine - great on gas. Good used second car to have. Mint condition. Scored big with only 48,000 miles in 2014. I'll never get rid of it. Love Love this car !

Vehicle information

Ext. color: Beige
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 33-33
Fuel type: Gasoline
Transmission: Automatic 8-Speed
Engine: 2.0L I4 Turbocharger
Stock #: DVR88793STK
VIN: WBAVL1C51DVR88793

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Divan Auto Group review

I bought a nice truck.

I bought a nice truck. Finance experience was really good. Great and fast service. Thanks guys

2013 BMW X1 xDrive 28i review

Eight Years of Excellence: My 2013 BMW X1

My 2013 BMW X1 xDrive 28i has been more than just a car; it's been a dependable part of my daily life for the last 8 years. The driving experience remains as smooth and responsive as it was on day one, a testament to the enduring quality of BMW engineering. What impresses me most is how little I've had to invest in repairs. Beyond the standard maintenance - oil changes, brake pads, and tires - the only significant replacement has been the battery. This minimal upkeep cost is remarkable for a vehicle of its age. The interior has held up beautifully, offering comfort and a touch of luxury that hasn't faded over time. Its performance in different weather conditions, especially with the xDrive all-wheel system, has been nothing short of stellar, providing a sense of security and stability on the road. The fuel efficiency is also commendable for a car of its class. In summary, the BMW X1 xDrive 28i is a model of reliability and enduring value. It's a vehicle that combines practicality with the pleasure of driving, making it an ideal choice for anyone seeking a high-quality, compact SUV experience. My time with this car has been thoroughly enjoyable, and it continues to exceed my expectations.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 38-38
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 1.4L I4 Turbocharger
Stock #: 87410
VIN: 1G1PE5SB0G7187410

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, CD Player, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control

Reviews

Park Avenue Autos review

Great place!

My wife and I have purchased 4 vehicles from them over the years. I brought my parents there and they have each purchased a vehicle. Never had any problems with the staff or vehicles. I always recommend them. One day when I was there, there was a guy complaining about broken parts on his Caddy after he got in an accident. I wonder if that's the same Steve that is complaining on here about his CTS.

2016 Chevrolet Cruze Limited 1LT review

Great starter car!

I bought a 2016 Cruze Limited brand new in December 2015 and just this week parted ways with it at 100k miles. This was a great little car that I wouldn’t hesitate to buy again! The interior is comfortable and roomy and for the price, it has all the tech that you really need. Like most cars, it started needing more than the regular maintenance when it started getting close to 100k miles, but it’s still a reliable car and a great value. If you’re truly looking for a car to get you from A to B with a little extra in the way of amenities and you don’t have a complex about impressing people you don’t know with things you can’t afford, this car is a wonderful option.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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