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Used vehicles for sale near Joliet, IL under $20,000

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611 matches 30 miles from 60435
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-26
Fuel type: Gasoline
Transmission: CVT
Engine: 2.0L I4
Stock #: 3N63M0ZN1FK715593
VIN: 3N63M0ZN1FK715593

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

St. Charles Motorcars review

A dealer with a unique eye for high quality vehicles.

A dealer with a unique eye for high quality vehicles. They find amazing cars. They are easy to work with and they have great shipping options. I will buy from them again.

2015 Chevrolet City Express 1LT review

2015 Chevrolet City Express LT I give 5 STARS

I own a 2015 and I think it's an excellent vehicle, The heat and Air conditioning works great. I like that the side mirrors defrost automatically I think that's a great feature in the winter. I've never had an issue with the engine it runs fantastic and goes forever on a tank of gas. 25 combined mpg

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Used

2017 Nissan NV Cargo NV2500 HD SV V6

151,664 mi.
$15,997 $998 price drop
Ogden Motors
(0 reviews)
Berwyn, IL

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 17-25
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 3.6L V6 24V MPFI DOHC Flexible Fuel
Stock #: 9375
VIN: 2C4RDGCG4JR328123

Features

Convenience: Keyless Entry, Power Liftgate
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Chicago Cars US review

What a great experience!

What a great experience!! Tom and arthur were great people to deal with. Knowledgeable and all around great customer service. They absolutely went above and beyond to make me happy!! And they made me dinner. The chili was amazing!! Thank you for making this a great experience. I bought 2 cars there & i plan in bringing my daughter there for another. Two thumbs up!!!

2018 Dodge Grand Caravan SXT review

Runs great, looks great, and my family fits perfec

This car meets all my needs, rides great, and I love the color! Most of all my salesman, Donnell at Fast Lane was truly a fabulous salesman!

Vehicle information

Ext. color: Granite Crystal Metallic Clearcoat
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.6L V6 24V VVT
Stock #: K25-0008A
VIN: 2C4RDGEG5HR718056

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Ed Napleton Acura Kia review

Great and friendly service.

Great and friendly service. Ri Pritchard the salesman was great and was able to get me into the car I wanted. I highly recommend this dealership.

2017 Dodge Grand Caravan GT review

Not a more useful car ever built.

Not a more useful car ever built. Easily tows a seadoo ski boat, fold the second In third row seats down and this van swallows a 120 in wingspan remote control giant scale stop with biplane on the weekends. It is truly an amazing piece of engineering!

Vehicle information

Ext. color: Oxford White
Int. color: Dark Palazzo Gray
Drivetrain: Rear-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V6 CYLINDER
Stock #: 8233
VIN: 1FTBR1Y80LKA59914

Features

Convenience: Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Driven Auto of Oak Forest review

Great service got the car we wanted, will be recommending

Great service got the car we wanted, will be recommending to Al my friends and family.

2020 Ford Transit-250 Base review

Ford Transit

Great cargo van - just what we were looking for to convert into a camping base camp for hiking and fishing excursions in our retirement.

Vehicle information

Ext. color: White Knuckle Clearcoat
Int. color: Black/Light Graystone
Drivetrain: Front-wheel Drive
MPG: 17-25
Fuel type: Gasoline
Transmission: Automatic
Engine: Pentastar 3.6L V-6 DOHC, VVT variable valve control, regular unl
Stock #: 16244
VIN: 2C4RDGBG9JR141042

Features

Convenience: Keyless Entry
Entertainment: CD Player, DVD Player
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

Cars147.com review

I saw a black Nissan armada in car gurus, for sale at

I saw a black Nissan armada in car gurus, for sale at cars 147, i did check the pictures and got contact with this dealer, Amanda was on the phone and provided all info i request as i am in madison wi, well far from cars 147 and with no time to go there and see the car, so i ask for aditional video, which very soon i got, i did check carfax report, and all mi quiestions were anser in a totally transparent way, Amanda and Mia did act in a very proffesional way and very kind and efficient in anything, they ask me to send my mechanic for inspection but for me was not necesarilly, so we entered in a quick negotiations and did find and agreement, cars 147 was to deliver the car to my house, i pay the car in a very convenient way and the car reach me the next day in perfect condition and exaclty as decribed, now very happy and 100 satisficed with the car a bougth from them with not even going and see. a very good experience wit a very profesional team.

2018 Dodge Grand Caravan SE review

Most reliable mini van in my opinion

Our family loves this van. Performs great in the winter and feels very safe and comfortable. Great on gas especially for the amount of power under the hood. Once this one dies, I'm buying another without a doubt.

Vehicle information

Ext. color: Summit White
Int. color: Medium Pewter
Drivetrain: Rear-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: Vortec 6L V-8 variable valve control, regular unleaded, engine w
Stock #: 10841
VIN: 1GAWGFFG4L1225736

Features

Convenience: Keyless Entry, Navigation System
Entertainment: WiFi Hotspot
Safety: Backup Camera, Lane Departure Warning, Stability Control
Seating: Third Row Seating

Reviews

Ace Motorworks review

The owner was a very nice person who helped us feel

The owner was a very nice person who helped us feel comfortable when it came time to buy a car. There was no pressure or anything felt when there. They left us alone and gave us space when we needed it. And Nico, the finance manager took very good care of us.

2020 Chevrolet Express 2500 RWD 2500 Regular Wheelbase LT review

Best work van for the money, fully loaded!

Great work van, smooth, lots of power, fully loaded with Bluetooth phone connectivity, cruise control, power mirrors, audio controls on steering wheel! 6.0 V8 engine, lots of room in the Cab and Cargo area! Good looking van!

Vehicle information

Ext. color: White
Drivetrain: Front-wheel Drive
MPG: 21-29
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 2.5L I4 16V MPFI DOHC
Stock #: 9515
VIN: NM0LS7E75E1172481

Features

Convenience: Keyless Entry
Safety: Brake Assist, Stability Control

Reviews

Chicago Cars US review

I had a good experience buying my car from Chicago Cars

I had a good experience buying my car from Chicago Cars US. Albert was my salesman, who greeted us with a friendly demeanor. Albert was knowledgeable regarding my car and answered all of our questions. Chicago Cars US staff from Albert, Jacob and Chris were friendly and very professional. I will and have recommended Chicago Cars US to family and friends.

2014 Ford Transit Connect XL review

Best Vehicle I've Owned

I've owned a 2010 Transit Connect since 2014 and it has been the best vehicle I've owned. I use it for work and haul a lot of movie production gear in it. Most of the time it stays half full and I drive it that way. It's been reliable and only needed standard maintenance, except for the transmission. I knew the transmission was a weak link when I bought it at 94,000 mis. It bit the dust at 120,000 mis. I had a rebuilt one installed and was assured that it'll be good for another 120,000 mis. I'm at 160,000 and it is still going strong.

Vehicle information

Ext. color: Blue
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 28-28
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: Duratec 2.5L I4 169hp 171ft. lbs.
Stock #: REAR LIFT PKG
VIN: NM0GS9F78E1136151

Features

Convenience: Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

St. Charles Motorcars review

just purchased a 2021 Mercedes Great experience ask for

just purchased a 2021 Mercedes Great experience ask for Ryan he will take care of you!

2014 Ford Transit Connect XLT review

Good work vehicle

This vehicle holds all my work tools with a low back end for easy lifting. The dash is difficult to read with the headlights on unless it's dark. It does have blind spots due to only having two side sirrors. It is very reliable.

Vehicle information

Ext. color: White
Int. color: Gray
Drivetrain: Rear-wheel Drive
Fuel type: Gasoline
Transmission: 4-Speed Automatic
Engine: 4.8L V8 16V MPFI OHV
Stock #: 8713
VIN: 1GCGG29C491174387

Reviews

Chicago Cars US review

Great job in and out.

Great job in and out. IT'S been a good experience so I will let people know.

2009 Chevrolet Express 2500 Cargo review

Great for a work van. No frills

Does what it?s supposed to do. I like it a lot for my business. No frills means less to break and or wrong. V8 is powerful

Vehicle information

Ext. color: Brilliant Black Crystal Pearlcoat
Int. color: Black / Light Graystone
Drivetrain: Front-wheel Drive
MPG: 17-25
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 3.6L V6 24V MPFI DOHC Flexible Fuel
Stock #: 3P3041
VIN: 2C4RC1CG8ER364807

Features

Convenience: Power Liftgate, Remote Start
Entertainment: Bluetooth®, CD Player, DVD Player, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Napleton Mazda of Naperville review

GREAT SERVICE AND GREAT STAFF

I come in to service all the time and Dennis and his team are great! Always providing me with great insights on my vehicle and I enjoy the videos of my vehicle as well! Highly recommend coming here for service and also sales! Can’t wait to upgrade into a new Mazda soon with this amazing and informative staff.

2014 Chrysler Town & Country Touring-L review

Bought my T&C 2014 used in 2016 with 110K miles or maybe

Bought my T&C 2014 used in 2016 with 110K miles or maybe less. I still have my T&C in great condition. I thought of exchanging it for the new Pacifica. But, no comperising to the T&C, roomy, comfort seats and smooth ride. Yes, you got to maintain the car in order to function great. No major, issues and I'll keep it until gives it's all. I have driving it to LV, San Diego, Santa Barbara and still going. ❤️ my T&C

Vehicle information

Ext. color: Frozen White
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 24-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, iVCT variable valve cont
Stock #: 10401
VIN: NM0LS7E27L1438651

Features

Convenience: Keyless Entry, Navigation System, Remote Start
Entertainment: Bluetooth®, USB Port, WiFi Hotspot
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Ace Motorworks review

Julian was great he helped us get into the right car.

Julian was great he helped us get into the right car. getting there we weren't sure if this was the car for us until Julian showed us all the features the car had. it was everything we were looking for. I will definitely go back when it comes time to buy my next car

2020 Ford Transit Connect XL Cargo Van review

Bought a brand new in 2019 Transit Connect, since then we

Bought a brand new in 2019 Transit Connect, since then we only had to change the brakes and oil !!!! Love this van. Works fine for our company needs. The money that we saved on gas alone is priceless (27/28 MPG). I decided to write this now because this is the only Ford product that didn't disappoint us. Hopefully they start making this work horse again soon.

Vehicle information

Ext. color: Billet Silver Metallic Clearcoat
Int. color: Black/Light Graystone
Drivetrain: Front-wheel Drive
MPG: 17-18
Fuel type: Gasoline
Transmission: Automatic
Engine: Pentastar 3.6L V-6 DOHC, variable valve control, regular unleade
Stock #: 10795
VIN: 2C4RC1BG1GR288853

Features

Convenience: Keyless Entry, Power Liftgate
Entertainment: Bluetooth®, CD Player, DVD Player, Rear Seat Entertainment, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Third Row Seating

Reviews

Ace Motorworks review

Julian was great.

Julian was great. He even took my car to a pre pruchase inspection to make sure it was the perfect car for me. Will definitely buy my next car from ace motorworks

2016 Chrysler Town & Country Touring review

Move the gas door!

Move the gas door!!¡!!!!! Jesus stupidest thing in the world................................ change the location of this dumba** door it is so stupid why would yall put it there ndunhdjdjjskxbiwnxwnxhxxnjsjxhsn dhdx xbxbxbxbxjdbxbdbxdbdbxeibx

Vehicle information

Ext. color: Dark Toreador Red
Int. color: Medium Pewter
Drivetrain: Rear-wheel Drive
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: Vortec 4.8L V-8 variable valve control, engine with 280HP
Stock #: 16562
VIN: 1GCZGTBA5C1178379

Features

Safety: Stability Control

Reviews

Cars147.com review

Very good people easy to work with willing to work with

Very good people easy to work with willing to work with you great customer service and fast not in there all day! I’ll be buying from here!!!

2012 Chevrolet Express 3500 Work Van review

Versatile van

We have a large family with 9 children. This van is perfect for our needs. The styling is nice for a large van and it is very comfortable to drive especially on long trips.

Vehicle information

Ext. color: Alabaster Silver Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 18-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.5L V-6 i-VTEC variable valve control, regular unleaded, engine
Stock #: 15933
VIN: 5FNRL5H20CB019882

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

Cars147.com review

I contacted the dealership online on a SUNDAY (when

I contacted the dealership online on a SUNDAY (when they're closed) and Mia emailed me that same day. I went in that Monday, did a test drive with TIM (awesome guy) and left with my purchase. I did a trade-in, but forgot a few personals left in my old car. Contacted them once again, Mia said to come get the things I had left behind, so I went in and MAVERICK (another awesome guy) had took care of me as far as that. Real genuine people and I am very pleased with my Toyota Highlander.

2012 Honda Odyssey LX review

Recently purchased Honda Odyssey 2012

This car is wider than other minivans, providing more space and legroom for the kids. It drives ultra smooth and is super comfortable. Only complaint is that there is only 1 built in USB port and is located in the glove compartment.

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 24-24
Fuel type: Gasoline
Transmission: CVT
Engine: 3.5L V6
Stock #: C9050066STK
VIN: JN8AE2KP3C9050066

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Power Liftgate
Entertainment: Bluetooth®, CD Player, DVD Player, HomeLink, Rear Seat Entertainment, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Moto Zone Inc. review

Y’all are a great car dealer and the customer service is

Y’all are a great car dealer and the customer service is amazing too I would say that you should go there and buy a car

2012 Nissan Quest SL review

Best minivan I could ever find for the best price

It’s a people’s mover for the entire family. Everyone loves the comfortable and luxury of any long distance trip. Fully and all services done at a certified Nissan dealership.

Vehicle information

Ext. color: Oxford White
Int. color: Charcoal
Drivetrain: Rear-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 3.5L V-6 gasoline direct injection, DOHC, Ti-VCT variab
Stock #: 21029L
VIN: 1FTYR1ZG0HKA17153

Features

Convenience: Heated Seats, Keyless Entry
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Lucky Motors Megastore of Villa Park review

We had a very good experience here at Budget.

We had a very good experience here at Budget. Harrison was very helpful and knowledgeable. Everyone was friendly and accommodating. Will refer others and come back again.

2017 Ford Transit-250 Base review

Very good commercial van

This commercial van is perfect for for my business. It is very spacious and drives really great. It’s a very reliable van and fits all my needed supply’s.

Vehicle information

Ext. color: Silver
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 27-27
Fuel type: Gasoline
Transmission: Automatic 5-Speed
Engine: 3.5L V6
Stock #: CB024015STK
VIN: 5FNRL5H20CB024015

Features

Convenience: Keyless Entry
Entertainment: CD Player
Safety: Brake Assist, Stability Control
Seating: Third Row Seating

Reviews

Moto Zone Inc. review

Overall, the experience was very good.

Overall, the experience was very good. We purchased the car from Mo, a polite, soft spoken man that gave us zero pressure during the entire sales process. His communication was excellent throughout the process. The car needs a bit of work, but it was listed at a great price. He offered an optional extended powertrain warranty, and fixed a worn-out serpentine belt when a local mechanic pointed it out during a pre-sale inspection. Thanks!

2012 Honda Odyssey LX review

Most reliable car I’ve owned.

This car has met my family needs for 8 years. The next owner will be happy to purchase the car. It is a very good for family with kids.

Vehicle information

Ext. color: Summit White
Int. color: Medium Pewter
Drivetrain: Rear-wheel Drive
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 4.3L V6 12V GDI OHV
Stock #: A1580
VIN: 1GCWGAFP8J1274462

Features

Safety: Backup Camera, Stability Control

Reviews

Mike Haggerty Buick GMC review

Replacement Rear Window Wiper Blade Cover

Somehow the rear window wiper blade cover on my 2019 Buick Encore went missing.... Being a long-time friend and customer of Mike's, I went to his GMC service center for replacement, and was grateful that Bill Haggerty replaced the missing cover without charge! As always been my experience, GREAT service and GREAT dealership! ...Tom Noble

2018 Chevrolet Express 2500 Work Van review

Runs like a van, does what I need

Looking for MPG went for the V6, I know it isn't a race car but some more umf would be good, haven't tried towing yet.

Vehicle information

Ext. color: White
Int. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.6L V6 24V MPFI DOHC
Stock #: 9453
VIN: 3C6TRVBG9JE155849

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, USB Port
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Chicago Cars US review

Thank you, Tom and Alexandra for helping me get a great

Thank you, Tom and Alexandra for helping me get a great car. I hope you get a pay raise. These folks are very friendly and helpful to work with. Tom sent me lots of pictures and videos of the car so I could see it without having to go to the dealership. as soon as I paid for it, they sent it out in very short time. The car arrived in better condition than the pictures showed.Shipping was quick! I definitely recommend this dealership to everyone else.

2018 RAM ProMaster 1500 Base review

New vehicle purchased, 350 mile initial review.

Purchased this vehicle as an alternative to the AWD SUV I had planned on getting. Was very reluctant at first but ended up making the deal. Wanted an AWD SUV to start doing road trips across America starting in 2019. Gave it 5 STARS Reliability, but C-Mon it only has 300 miles on it so look at longer term owners for a Reliability score. Family ended up needing a vehicle capable of being used part time as a wheelchair ramp vehicle, and the Promaster had the lowest load floor of the full size vans. So that's what I looked at and ended up purchasing. Got the 136" wheelbase high roof, and after owning it a couple weeks went from meh to absolutely loving this vehicle. It felt huge at first, you sit higher than 4x4 1 ton trucks, and it's over 6' wide internally! Yet despite it's intimidating factor it still fits if just barely into any normal parking spot! It's the perfect size for a non commercial user like me, tons of room internally but can park anywhere. I've owned tons of new and used trucks over the years and even I was a bit iffy driving this at first. Poor visibility as it has no windows out back, but the great side mirrors and backup camera quickly took away that intimidation factor. Now it feels just like a very tall Minivan and I can drive it around parking lots with ease. What amazes me even after a few hundred miles is the turning circle! I swear it has a tighter turning circle than my 2014 Nissan Altima that's my daily driver! It's insane how it can make U-Turns and swing around in parking lots so easily. Finally the more I look over the vehicle the more I love how they built it. They claim it's the easiest and cheapest commercial van to service and maintain and I'm a believer now. Fuel Pump access is under a cover in the cab, and almost everything for normal maintenance and repair is easily accessed via floor hatches or under the hood. The interior is very odd looking but functional, the Ford has a much nicer looking Dashboard layout though. I do have to say though this Promaster's dashboard feels very durable and just makes it feel like a big rig compared to a wagon like the Fords did. I may be weird but I like feeling like I'm driving a Big Rig and ended up even loving that. Really my only complaint for the vehicle is the interior paint. I've hauled a few things so far and I swear the paint on the interior floor scratches just looking at it! I have ordered Hurculiner to roll onto the floor and wheel housings so I never had to worry about it again. Plan on doing 3 coats just to give it a nice thick barrier to protect the metal. Didn't really want to buy this 'Stupid Bug-eyed Van' as I called it at first... But good god I've ended up falling in love with it's useful design quirks and honestly fun to drive around high seating position! I swear I feel I could put anything in it and it would haul it without complaint, and the lower load floor has no step on the side or back doors and is level all the way across.

Vehicle information

Ext. color: Yellow
Int. color: Black
Drivetrain: Rear-wheel Drive
Transmission: 6-Speed Automatic
Engine: 3.7L V6 24V MPFI DOHC
Stock #: A4336
VIN: 1FTYR1ZM4JKA61331

Features

Convenience: Keyless Entry
Entertainment: Satellite Radio
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Affinity Auto Sales review

The dealership had a great selection of quality used

The dealership had a great selection of quality used cars, all well-maintained and reasonably priced. I appreciated their transparency and honesty throughout the process, including providing detailed vehicle history reports. The financing process was also seamless, offering several options and explaining everything clearly. I left feeling confident and satisfied with my purchase. Overall, I highly recommend Affinity Auto Sales to anyone looking for a reliable used car and a pleasant buying experience. Thank you to the entire team for making this such a positive experience!

2018 Ford Transit-250 Base review

feel comfortable driving this Ford machine

Its the kind of commercial vehicle I was looking for and could not ask for something more reliable . I usually take to a ford dealership twice a year for maintenance and it has produced great mechanical results for my long distance rides. Hey guys, go for it!!!! would not regret it.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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