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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
Volvo XC40
for sale
near
North Middletown, NJ
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Volvo Certified
2025 Volvo XC40 B5 Plus Dark Theme
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Reviews
Sean and Doug are awesome!
Sean and Doug are awesome! I had a cracked rim on my car which caused my tire to go flat. They squeezed me in a very busy schedule and got the job done. It was a pleasure working with both of them. Highly recommend their service to everyone. Thank you so much. I really appreciate your service. Keep up your excellent customer service.






Volvo Certified
2022 Volvo XC40 T5 Momentum
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Like Family
I have purchased or leased 5 vehicles from Bridgewater Volvo and each time I know that I can trust that Al Cologna Steve Dolly andJohn Maxton will put us in the right vehicle for the right price. Thanks so much it’s like they are family
I love my Volvo Xc40. I enjoy free service. Wow!
Excellent vehicle this is my second one. The safety and reliability the Xc40 is unmatched in its class. Volvio salesperson Jose Rodríguez has sold mine both times






Used
2022 Volvo XC40 T5 Momentum
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Reviews
Great customer service with Sale Advisor Ritsi, I was
Great customer service with Sale Advisor Ritsi, I was able to purchase a vehicle. I will be here for years to come. I highly recommend NJ state auto
XC40 SUV gets where you want to go in style
Great commuter car. Adaptive cruise control is better than most. Good mpg. Very attractive. Agile and good is small spaces ( city driving ). Base sound system should have more power.



Volvo Certified
2025 Volvo XC40 B5 Plus Dark Theme
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Features






Used
2025 Volvo XC40 B5 Plus Bright Theme
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Reviews
Vehicle, Dealership, Salesperson - are all great
After narrowing our choice down to a Volvo (I was replacing an Audi - and I had 2 Volvos in the past), I reached out to a few dealers. I felt that Bridgwater was not only the most responsive, but professional. Dominick DiFalco worked to find the exact car we were looking for...and was extremely communicative about where we were in the process at all times. This made me feel appreciated - and gained my patience through the process. At every step, I knew where I was and it all went very smoothly.






Volvo Certified
2023 Volvo XC40 B5 Ultimate Dark Theme
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Reviews
Recall service and oil change
Great service department. Provided pick up and drop off service when the car was at the dealership. Car was clean and washed during pick up.
Excellent
This is my 2nd XC40 and it is one of the most perfect cars but its by no means cheap. The car can be as loaded as its bigger brother, except for heads up display. They all use the same engines, with the exception of turbo types, and bi-turbo options. All Volvos are moving to mild hybrid as standard and all 2023 XC40's are now mild hybrids. The XC40 is nimble, loaded and well designed. It has just about every feature including all wheel drive, Google auto, panoramic sunroof, power tail gate, and leather seats, redesigned for 2023. It is stylish, detailed and not meant to feel like the entry model. In fact, it can cost more than its bigger brother the XC60! Driving it is a pleasure as it is preppy and confident.






Used
2019 Volvo XC40 T5 Momentum
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Awesome dealership
Gabriel was awesome to work with. Fast approval and service. The drive was long but very much with it. It was a great experience. Definitely recommend
Head Light control can not be seen on the column at
Head Light control can not be seen on the column at night. Stock tires were horrible. I switched to yokohama's. The rims design in terrible. There is a space behind the spokes which allows for dirt and brake dust to build up. Difficult to give a finished look when detailing. Plus I can't use the GPS. NOT convenient to communicate with. Engine noise is disturbing. Biggest thing is the TPM. Would prefer it to actually read the psi of each tire. Raises your anxiety not knowing the true pressure.






Used
2025 Volvo XC40 B5 Plus Dark Theme
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Very Helpful Sales Staff
Sarah and Vinny were very helpful in helping with all my needs. Would recommend them to anyone looking to get a vehicle with a low credit score. They made the process very easy. Thank you guys!!






Volvo Certified
2023 Volvo XC40 B5 Plus Dark Theme
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Reviews
Excellent customer service, Chioke the service advisor
Excellent customer service, Chioke the service advisor was top notch, attentive and very knowledgeable. Will return for service in the future.
Best decision I have made in years for a vehicle
After only a month, I am truly "in love" with my XC-40. I wanted to get one a few years ago. However, Covid-19 got in the way. When it was finally time to upgrade this year, I did it and have not regretted it. Great ride, all the safety features I wanted, excellent ride and handling , above EPA rated fuel economy, roomy seating. Plenty of room for my golf equipment.






Volvo Certified
2025 Volvo XC40 B5 Core Bright Theme
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I have been a Kundert Volvo customer for a very long
I have been a Kundert Volvo customer for a very long time, my focus for that relationship has been customer service, both in the Sales and Service/ Maintenance areas. Specific to Service/Maintenance, they approach my issues as a team and with a level of concern that I find to be unique to their group. Thank-you






Used
2021 Volvo XC40 T5 Momentum
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Reviews
Had a great experience working Umair.
Had a great experience working Umair. Surprised my daughter with a Mazda for her birthday. Came from PA and really made this transaction seamless. Thank you again Umair and the Autoshow team!
My partner wanted me to get a vehicle that availed itself
My partner wanted me to get a vehicle that availed itself of all the current self-driving and safety technologies currently on offer, and after much research, this is car I landed own. And the XC40 did not disappoint. I'm approaching my first year of ownership and comfortably say it is the best vehicle I've ever owned. With near seamless adaptable cruise control making multiple long-haul road trips as effortless as driving across town, my Volvo makes me want to drive it anywhere. Stylistically, it's a bit frustrating to now see every car on the road racing to copy its black-roof aggression, but I still get looks from folks who want to know if "that's a Volvo?" Of particular note is how the interior eschewed the trend of tacking on a giant tablet screen, opting instead for a generous dash-embedded interface that is comprehensive, intuitive and instantly responsive. I also love the app-driven features like remote start and customer temperature. The reputation for reliability is well-earned and validated. In summary, the prospect of this car one day needing to be replaced fills me with anxiety because I want to drive it forever. Well done, Volve.






Used
2022 Volvo XC40 T5 Momentum
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Reviews
I had an amazing car-buying experience at Autoshow!
I had an amazing car-buying experience at Autoshow! From start to finish, the process was smooth and stress-free. Mike was fantastic—he listened to what I was looking for and helped me find the perfect car without any gimmicks. The man wanted my business. What impressed me most was how straightforward everything was. The team was professional, an efficient. If you’re looking for a hassle-free car-buying experience, I highly recommend checking out Autoshow. I’ll definitely be back!
Attractive
Perfecr for a couple or small family. Downsized from an XC60 because I didn't need a big SUV. Has the same power. Not sorry I did.






Used
2025 Volvo XC40 B5 Core Bright Theme
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They were able to offer me a loaner vehicle as well as
They were able to offer me a loaner vehicle as well as deliver my new car to my home. I have never been more impressed with a car dealership in all the years of ownership and leasing






Volvo Certified
2025 Volvo XC40 B5 Core Bright Theme
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Can't say enough about Kyle and the overall experience at
Can't say enough about Kyle and the overall experience at Smythe. We had just come off a horrific experience at another dealer (two bad experiences, actually). We were so turned off. But we found this beautiful Audi at Smythe and decided to give it another go. My wife stopped in and met Kyle. He was terrific from the start. All she did was want to see it before the two of us went back. There was no pressure, no "sales-pitch" or anything. Just a nice guy who listened to my wife and her auto buying needs. We went back that night, test drove the car, talked with Kyle (again, "talked", no pressure). He took the time to answer to every question we had and explained everything in detail. It was more of a conversation than a sales transaction. We explained what we were looking for, in terms of deal (money down, monthly payment, etc.). Kyle introduced us to Abood, helped us explain exactly what we were looking for and we were told "No problem. We hear you and will do our best. If it doesn't turn out to be the deal you are looking for, no worries, but we'll call you in the morning." Next day, my wife got the call and the deal we talked about the night before was they deal made happen. No sweat, no stress, no anxiety. We walked in later that afternoon. Car was prepped, big red bow on it, papers ready to sign, and my wife as out of there in under an hour. THANK YOU Kyle, Abood, William (our delivery specialist) and everyone at Smythe. THIS PLACE is our new and only place to go for a car and we will tell everyone!






Used
2021 Volvo XC40 T5 Momentum
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Had an amazing experience.
Had an amazing experience. I love my Mercedes-Benz. I would definitely recommend to friends and family. Thank you.
Terrific all around car!
Attractive styling both exterior and interior (for me). Bought a 2021 T-5 R design with Polestar enhanced performance package. It has been trouble free so far and handles and performs very well for a compact SUV. routine service dept. with Volvo has been excellent. Seats are comfortable and the interior space is surprisingly roomy. It took a little bit to get use to the tech, but I was coming from a Tundra, so it was to be expected. The only thing that is subpar is the Navigation system, but I understand that they have now contracted with google maps to provide this service. AWD makes me not worry about the weather. Terrific all around car!



Volvo Certified
2023 Volvo XC40 B5 AWD Core
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I recently had my Polestar 2 repaired at Prestige.
I recently had my Polestar 2 repaired at Prestige. Jay, who heads up the garage, was responsive, professional and straight about what needed to be done. His estimates of cost and time were accurate, and he went out of his way to get the car to/from the garage easy for me. It was truly appreciated. If I am ever unfortunate enough to need repairs again, I will not hesitate to return. THANK YOU!
4th Volvo is my favorite
Love the tech in this car. Maps, adaptive cruise, auto high beam, lane warning, hybrid averaging 31 mpg. Still good power with the turbo. Excellent sound including the Bluetooth.



Volvo Certified
2023 Volvo XC40 B5 AWD Plus Dark
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I have been going to Prestige Volvo since the late 80’s.
I have been going to Prestige Volvo since the late 80’s. They have been so helpful to me. They answer all of my questions without making me feel like I am “old” and unaware of issues….they explain everything…they help me to organize anything that needs to be done first….iI am so glad that i am connected to Prestige….



Volvo Certified
2025 Volvo XC40 B5 Core Bright Theme
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Ryan Entwistle was great very happy with our transaction
Ryan Entwistle was great very happy with our transaction and the effectiveness of his process. Thank you!



Volvo Certified
2025 Volvo XC40 B5 Core Bright Theme
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Great experience with Ron Landstrom - fourth Volvo
Great experience with Ron Landstrom - fourth Volvo purchased with him and at Prestige Volvo. Ron is dedicated to his clients. Very knowledgeable and professional We wouldn’t go anywhere else



Volvo Certified
2025 Volvo XC40 B5 Plus Dark Theme
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Volvo XC40 prices by year
Model year | Prices from | Deals |
---|---|---|
2026 Volvo XC40 | $40,245 | |
2025 Volvo XC40 | $26,640 | 31 Great deals |
2023 Volvo XC40 | $26,595 | 6 Great deals |
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Volvo XC40 by price
Compare the Volvo XC40
Volvo XC40 under $40,000 by city
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Volvo XC40 under $40,000 in North Middletown, NJ
48 Great Deals out of 130 listings starting at $14,995
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Volvo XC40 under $40,000 in Keansburg, NJ
48 Great Deals out of 130 listings starting at $14,995
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Volvo XC40 under $40,000 in Port Monmouth, NJ
48 Great Deals out of 130 listings starting at $14,995
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Volvo XC40 under $40,000 in Belford, NJ
43 Great Deals out of 120 listings starting at $14,995
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Volvo XC40 under $40,000 in Union Beach, NJ
49 Great Deals out of 124 listings starting at $14,995
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Volvo XC40 under $40,000 in Hazlet, NJ
45 Great Deals out of 116 listings starting at $14,995
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Volvo XC40 under $40,000 in Leonardo, NJ
36 Great Deals out of 104 listings starting at $14,995
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Volvo XC40 under $40,000 in Middletown, NJ
35 Great Deals out of 97 listings starting at $15,700
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Volvo XC40 under $40,000 in Keyport, NJ
56 Great Deals out of 131 listings starting at $14,995
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Volvo XC40 under $40,000 in Navesink, NJ
36 Great Deals out of 103 listings starting at $14,995
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Volvo XC40 under $40,000 in Atlantic Highlands, NJ
36 Great Deals out of 103 listings starting at $14,995
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Volvo XC40 under $40,000 in Holmdel, NJ
51 Great Deals out of 121 listings starting at $15,700
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.