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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
Volvo cars
for sale
near
Bay Pines, FL
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.


















Used
2022 Volvo XC40 Recharge Pure Electric P8 Twin Ultimate
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Reviews
Geoff is amazing!
First & foremost I did NOT purchase a vehicle from them but that was because I got a better deal with a closer dealership. HOWEVER, GEOFF (pronounced Joff) was THE BEST salesman I ever dealt with. He was very kind and extremely helpful when I was looking at their Chevy SS sedan. He made sure all my questions were answered and thoroughly explained everything to this first time buyer. I NEVER spoke with him before this encounter and just read a google review on the business & someone mentioned his name because he helped so I asked for him. When I am in the market for a Tahoe I will DEFINITELY return to him. He even made sure to follow up with me after my purchase at the other dealership to make sure everything went smoothly & that I understood everything. GREAT JOB GEOFF!






Used
2020 Volvo S60 T6 Momentum
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Reviews
Erick Martinez with BMW of Tampa
Erick Martinez at BMW if Tampa (Morgan Auto Group) made my buying experience a pleasure. He was upfront, honest and an advocate for me!! Additionally, Andre with finance worked miracles and such a positive individual that got me in and out of the dealership in record time. I highly recommend them!!
I love this car
I love this car in all possible ways. Great performance and sophisticated style without being tacky and boisterous. This car makes commuting fun without sacrificing comfort.






Used
2023 Volvo S60 Recharge Plug-In Hybrid T8 Ultimate Bright Theme
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Reviews
Easy shopping
I was shopping for a used car for my daughter and found one they had listed online. Contacted the online sales manager and set up a time to take a test drive. I bought the car and the whole process was easy and there was no pressure. I had a very nice experience and would buy from this dealer again. Brooksville






Used
2020 Volvo S60 T5
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Reviews
Service and all staff are excellent
I have owned Volvo XC90's since December 2003 and this is the first time I have used Ferman Volvo for service. It was absolutely the best in all aspects and I will continue servicing with Ferman Volvo.
Reliable, fun to drive, great interior!
I like the minimalist interior inspired by Scandinavian design, along with the easy to use touchscreen display. I have the T6 AWD with 316 HP and love how it drives (in all weather conditions) and how it accelerates and corners. Extremely reliable, everything has worked perfectly.






Used
2019 Volvo XC40 T5 Momentum
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Features
Reviews
Exceptional Service
Matt and Sharon are great o deal with and are always helpful. They have great personalities and can relate to a customers needs. They are both true assets to the dealership.
Head Light control can not be seen on the column at
Head Light control can not be seen on the column at night. Stock tires were horrible. I switched to yokohama's. The rims design in terrible. There is a space behind the spokes which allows for dirt and brake dust to build up. Difficult to give a finished look when detailing. Plus I can't use the GPS. NOT convenient to communicate with. Engine noise is disturbing. Biggest thing is the TPM. Would prefer it to actually read the psi of each tire. Raises your anxiety not knowing the true pressure.






Volvo Certified
2022 Volvo XC60 Recharge Plug-In Hybrid T8 Inscription Expression Extended Range
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Reviews
Phil Bacon
Over the years I have purchased and serviced 3 Volvos at Ferman Volvo of Tarpon Springs. On the Service side, Service Techs, Sharon and Matt have always been very professional, friendly and helpful regarding the servicing of my vehicles. They clearly explain the work to be performed, the time it will take to complete the work and the cost of the service. They provide recommendations upkeep and future needs of the vehicle. Soon, I will be scheduling service for another one of my Volvos. On the Sales side, Manager Chris has always represented Ferman well and I feel I have always been treated fairly and look forward to working with the sales team on the purchase of my next Volvo.
I have owned 2 Volvo's and both have been amazing
I have owned 2 Volvo's and both have been amazing including the 22 XC60 PHEV. I once had to wait for a part for longer than I would have liked but I was in a service loaner that was an upgrade to my car so I'm not really complaining. Overall, the car is quick, great on gas when I'm not using Electric daily. It's comfortable, great to look at, it can tow small boats/campers and is great for a small family/couple. I couldn't have been happier, it was just what I needed before going all the way EV.






Used
2019 Volvo XC40 T5 R-Design
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Reviews
I purchased a new car from Ferman Chevrolet, and I highly
I purchased a new car from Ferman Chevrolet, and I highly recommend this dealership! My salesman Joe Lord was very helpful, knowledgeable and patient. What a wonderful experience to be able to purchase a car for the advertised price and get a fair price on your trade in. Buying a car should be as enjoyable as my experience was at Ferman Chevrolet!
Quietest small SUV I’ve driven
This car exceeds what’s most important to our family. Driver’s main cabinets and dashboard are easily available. Car identifies and responses to outside objects quickly. Such a smooth and quite ride. As noted in some reviews. The touch screen is a bit delay in response. Otherwise. It’s a great ride.






Used
2019 Volvo S60 T5 Momentum
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Reviews
My salesman Robert Hamm was exceptional, down to earth,
My salesman Robert Hamm was exceptional, down to earth, and a pleasure to work with. A few bumps on the road with service department, but WOW, they made everything right. Cleaning, friendly staff, and wonderful buying experience.
S60 AWD R Design
This car is fun to drive, comfortable, pleasing to look at and has quickly made itself my favorite. It has been many years since a car has made me want to go drive it. This one does.






Used
2021 Volvo XC40 T4 Momentum
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Reviews
Great experience.
Great experience. They were professional and treat their customers with respect. I would go back there when I need another car.
My partner wanted me to get a vehicle that availed itself
My partner wanted me to get a vehicle that availed itself of all the current self-driving and safety technologies currently on offer, and after much research, this is car I landed own. And the XC40 did not disappoint. I'm approaching my first year of ownership and comfortably say it is the best vehicle I've ever owned. With near seamless adaptable cruise control making multiple long-haul road trips as effortless as driving across town, my Volvo makes me want to drive it anywhere. Stylistically, it's a bit frustrating to now see every car on the road racing to copy its black-roof aggression, but I still get looks from folks who want to know if "that's a Volvo?" Of particular note is how the interior eschewed the trend of tacking on a giant tablet screen, opting instead for a generous dash-embedded interface that is comprehensive, intuitive and instantly responsive. I also love the app-driven features like remote start and customer temperature. The reputation for reliability is well-earned and validated. In summary, the prospect of this car one day needing to be replaced fills me with anxiety because I want to drive it forever. Well done, Volve.






Used
2024 Volvo XC40 B5 Ultimate Bright Theme
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Reviews
Repair time
Ryan Walters was great. He stayed professional and really went out his way for me not to pay additional charges that I shouldn’t have been paying on my warranty. Overall everyone there was great. I was in and out in two in a half hours for my car repair.






Used
2018 Volvo S90 T5 Momentum
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Reviews
Excellent service!
Excellent service! Quick, reliable, and professional. My car runs great after its recent maintenance. Highly recommend this service department!
Nice car but be careful.
Before buying used, have an independent mechanic check it over. I had a bad experience with the dealer with several expensive issues shortly after my purchase. Brakes, alignment/tires, shock and steering wheel electronics (voice command, radio). The steering wheel electronics problem is common.






Volvo Certified
2023 Volvo XC40 B5 Plus Bright Theme
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Reviews
The service department at Crown Volvo is wonderful.
The service department at Crown Volvo is wonderful. Service is expedient and the lounge area is comfortable and teeming with snacks and beverages. Brian Tessitore, my service coordinator, is kind and attentive. I’ve owned Volvos for years and Crown has always been my preferred place for maintenance. Highly recommend.
Excellent
This is my 2nd XC40 and it is one of the most perfect cars but its by no means cheap. The car can be as loaded as its bigger brother, except for heads up display. They all use the same engines, with the exception of turbo types, and bi-turbo options. All Volvos are moving to mild hybrid as standard and all 2023 XC40's are now mild hybrids. The XC40 is nimble, loaded and well designed. It has just about every feature including all wheel drive, Google auto, panoramic sunroof, power tail gate, and leather seats, redesigned for 2023. It is stylish, detailed and not meant to feel like the entry model. In fact, it can cost more than its bigger brother the XC60! Driving it is a pleasure as it is preppy and confident.






Used
2024 Volvo S60 B5 Plus Dark Theme
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Reviews
Jacob our salesperson was knowledgeable and easy going.
Jacob our salesperson was knowledgeable and easy going. No pressure sales and was able to find us the Outback we were looking for. Chris in finance was also great to deal with making the financing portion a breeze with no drama. Best car buying experience I have ever had. All in all would highly recommend these two and Conley for your Subaru needs
The team at volvo was amazing!
The team at volvo was amazing! Everyone is so willing to assist you in whatever you need help with whether it’s the receptionist, parts department, service advisors or even salesmen! Everyone made my experience easy or quick






Used
2017 Volvo S90 T5 Momentum
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Reviews
Nice dealer, very good customer service experience.
Nice dealer, very good customer service experience. Everything was ready for my purchase and the staff were very helpful. I would recomend this dealer as a great place to buy either a New or Used vehicl.
I brought my car, used with 120 k miles.
I brought my car, used with 120 k miles. I've never been more in love with a car than now. Drives so strong and stable, comfort is beyond I expected, all systems are working as supposed to be. Honestly, excellent car.






Used
2022 Volvo XC40 T5 R-Design
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Reviews
BART Bartley did a good job managing the overall
BART Bartley did a good job managing the overall experience - He explained what was going to happen and made sure to exceed expectations -
I love my Volvo Xc40. I enjoy free service. Wow!
Excellent vehicle this is my second one. The safety and reliability the Xc40 is unmatched in its class. Volvio salesperson Jose Rodríguez has sold mine both times






Vehicle information
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Reviews
Bought my first car at Tampa CarMax.
Bought My first car today and the employees we're amazing very polite and helpful. Sometimes buying a car can be stressful but I really enjoy myself and couldn't be happier.
Dream car
Got the car about a year ago. CPO model with 4500 miles. Not a single defect during the first year. Firm, comfy, powerful, a real delight. Doesnt feel as heavy in the front like that previous versions.






Used
2023 Volvo XC40 B4 Core
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Reviews
B Jamison needs a raise.
B Jamison needs a raise. Give him more money as soon as possible as he deserves it!
Best decision I have made in years for a vehicle
After only a month, I am truly "in love" with my XC-40. I wanted to get one a few years ago. However, Covid-19 got in the way. When it was finally time to upgrade this year, I did it and have not regretted it. Great ride, all the safety features I wanted, excellent ride and handling , above EPA rated fuel economy, roomy seating. Plenty of room for my golf equipment.






Used
2024 Volvo S60 B5 Core Dark Theme
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Reviews
RickUSAF
William "Bobby" Hamilton was great. There was no pressure or rushing to make a decision and was patient and helpful to answer any questions that we had.
After needing to replace my Infiniti Q40, I landed on the
After needing to replace my Infiniti Q40, I landed on the stylish Volvo S60. Coming from a 350bhp sports sedan, the S60 feels more like a smooth touring sedan rather than a performance machine—it’s a different breed, a more refined one. Comfort & Space At 6'1" and 240lbs, head clearance and shoulder width are non-negotiable for me when choosing a car. Many options, like the BMW 3 Series (which made me hit my head on entry/exit) and the Toyota Camry (too narrow in the shoulders), didn’t make the cut. The S60, however, offers ample leg and shoulder room, and the seats are incredibly comfortable. Performance The S60 is quick and smooth. My Infiniti was undeniably fast, and while the Volvo doesn’t compare in raw power, I never feel underwhelmed. It’s got enough pep to confidently pass traffic, and—based on experience—it’ll leave an X3 or X5 behind at the merge lane. 😄 Interior & Features The cabin design is sleek, luxurious, and built with high-quality materials. Everything feels solid, and the cupholders fit two large Owala or Yeti containers—something my Infiniti couldn’t manage. However, storage space is lacking; there’s no dedicated sunglass holder, and finding good spots for keys and wallets isn't ideal. Fuel Efficiency Fuel economy is impressive. Even with a heavy foot, I easily get 25mpg mixed, thanks to the mild hybrid setup. The power assist eliminates turbo lag, making acceleration smooth and responsive—while you won’t rival a true sports sedan, you won’t feel sluggish either. Driving Experience & Safety Highway cruising is effortless, and overtaking slow drivers is no problem. The self-driving functionality is excellent—on par with Subaru's Eyesight system, which outperforms Acura, Nissan/Infiniti, Toyota, and GM in my experience. Tech & Infotainment The Android Auto Operating System is sleek, and voice commands with "Hey Google" respond quickly. Google Maps, climate controls, and music apps like XM and Spotify work seamlessly. Unfortunately, it doesn’t cooperate with Waze or some other apps, which is disappointing. Apple CarPlay is available, but oddly, Android Auto isn't—a baffling omission. Supposedly, an update is already available, but my car won't update ITA so it requires a service center visit, so I’ll find out in about 9,000 miles when I take it in. A few frustrations: - No split-screen on the entertainment console—you must choose between the map or the radio, not both. - The gorgeous dash display will either show Google Maps with navigation or… nothing. Seems like a missed opportunity. - Heated seats aren’t standard, even in the Plus model. This car comes with a panoramic sunroof, 360-degree camera, and air purification, yet somehow, no heated seats? - The phone app for remote start is quick and easy, but you can’t adjust climate settings, which is frustrating. Final thoughts: Overall, I really like this car—it’s smooth, comfortable, stylish, and incredibly safe. The price is competitive, making it more affordable than some standard sedans. Sadly, 2025 will be its last production year in the U.S., but since the engine and drivetrain match the V60 and XC60—and the model remains available overseas—parts availability shouldn’t be a concern.






Used
2024 Volvo XC40 CORE
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2018 Toyota Sienna purchase
One of the best buying experiences that i have ever had. No surprises, no hidden fees and no hassle. I would highly recommend Bobby if you are buying a vehicle from this dealership. He promptly responded to all my text messages and followed up on all my phone calls. He even sent me numerous pics of the vehicles that i was interested in and had a OTD price figured up before i even showed up which never changed. The whole buying process was a breeze.






Used
2021 Volvo XC40 T5 R-Design
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Reviews
Great Experience with "Not From Here Purchase!"
efficient and professional. I purchased a fabulous pre owned vehicle from an internet ad and was able to come down, trade my car in and leave with my purchase in just a few hours!
Terrific all around car!
Attractive styling both exterior and interior (for me). Bought a 2021 T-5 R design with Polestar enhanced performance package. It has been trouble free so far and handles and performs very well for a compact SUV. routine service dept. with Volvo has been excellent. Seats are comfortable and the interior space is surprisingly roomy. It took a little bit to get use to the tech, but I was coming from a Tundra, so it was to be expected. The only thing that is subpar is the Navigation system, but I understand that they have now contracted with google maps to provide this service. AWD makes me not worry about the weather. Terrific all around car!
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Volvo by price
Volvo under $40,000 by city
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Volvo under $40,000 in Bay Pines, FL
25 Great Deals out of 110 listings starting at $4,488
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Volvo under $40,000 in Madeira Beach, FL
25 Great Deals out of 110 listings starting at $4,488
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Volvo under $40,000 in Seminole, FL
26 Great Deals out of 111 listings starting at $4,488
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Volvo under $40,000 in Redington Beach, FL
24 Great Deals out of 109 listings starting at $4,488
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Volvo under $40,000 in West Lealman, FL
25 Great Deals out of 111 listings starting at $4,488
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Volvo under $40,000 in North Redington Beach, FL
23 Great Deals out of 108 listings starting at $4,488
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Volvo under $40,000 in Treasure Island, FL
25 Great Deals out of 109 listings starting at $4,488
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Volvo under $40,000 in Bardmoor, FL
26 Great Deals out of 112 listings starting at $4,488
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Volvo under $40,000 in Redington Shores, FL
23 Great Deals out of 108 listings starting at $4,488
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Volvo under $40,000 in Kenneth City, FL
25 Great Deals out of 111 listings starting at $4,488
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Volvo under $40,000 in South Pasadena, FL
25 Great Deals out of 109 listings starting at $4,488
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Volvo under $40,000 in Bear Creek, FL
25 Great Deals out of 109 listings starting at $4,488
Volvo under $40,000 in Bay Pines, FL by model
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Volvo XC60 under $40,000 in Bay Pines, FL
6 Great Deals out of 39 listings starting at $4,488
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Volvo XC40 under $40,000 in Bay Pines, FL
7 Great Deals out of 31 listings starting at $20,421
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.