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Used Volvo cars for sale near Hauppauge, NY under $899,990

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156 matches 30 miles from 11788
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Est. $400 /mo*
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Used

2024 Volvo XC90 B6 Plus Bright Theme 7-Seater

19,237 mi.
$39,777 $816 price drop
Volkswagen of West Islip
(165 reviews)
West Islip, NY
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Used

2022 Volvo XC60 B5 Inscription

49,112 mi.
$31,000 $500 price drop
Lexus of Freeport
(896 reviews)
Rockville Centre, NY

Vehicle information

Ext. color: Onyx Black
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 23-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: UC1721
VIN: YV4L12RV2P1266044

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Car Castle review

AMAZING EXPIERENCE !!!

I bought a car from Stephanie and Sarah, They were really helpful, I was afraid at first considering the reviews but its clear they came from people who do NOT read the disclaimer they were upfront and honest from the beginning to end. Thank you Steph and Sarah I love my new car and we will be back for another in the future

2023 Volvo XC60 B5 Core review

This is 100% one of the best cars I’ve owned.

This is 100% one of the best cars I’ve owned. Comparing it to my previously owned Acuras, Audis, BMWs, Buicks, Cadillacs, GMCs, Land Rover Range Rovers, Mercedes-Benzs, Porsches, Volkswagens, this is one of my top favorite vehicles for comfort, performance, technology, driving, etcetera. I 10/10 recommend.

Vehicle information

Ext. color: Denim Blue
Int. color: Blond
Drivetrain: All-wheel Drive
Fuel type: Hybrid
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo Hybrid
Stock #: 55942P
VIN: YV4H60DL1R1777054

Features

Convenience: Adaptive Cruise Control
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Riley Volvo Cars Stamford review

This dealership owned by the Riley family has evolved

This dealership owned by the Riley family has evolved with the times since my first Volvo back in 1980. The main reason I like their service is Paul Zulkeski. Paul comes from a Volvo service background and knows these cars inside out. Bottom line, he gets the right job done the first time. I have no idea what I'll do in terms of service when the time comes that he is no longer there.

2024 Volvo XC60 Recharge Plug-In Hybrid T8 Plus Dark Theme review

The car has really nice performance and drives very

The car has really nice performance and drives very nicely but a few quirks. First the manuals are only available digitally and in many cases it’s a complex game to find what you are looking for. The search function is not forgiving. In other cases the information is weak and missing key elements. Some settings are sticky (rain sensor for the wipers), others are not ( auto high-beams), with no rationale. The controls on the left side of the steering wheel are a mystery and the customization on the dash board view is either: show the map or don’t show the map ( which disappears when you shift into reverse). The sound controls for the radio are lacking: no fader or balance controls. Lastly, if you want your garage door opener controls integrated into the car, be prepared to shell out another $995.

Vehicle information

Ext. color: Thunder Gray
Int. color: Charcoal
Drivetrain: All-wheel Drive
Fuel type: Hybrid
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo Hybrid
Stock #: 55996P
VIN: YV4H60DL6R1823798

Features

Convenience: Adaptive Cruise Control
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Riley Volvo Cars Stamford review

Paul helped me and advised during my visit to the

Paul helped me and advised during my visit to the service department. He was very knowledgeable detail oriented and explained all very clearly. However I have a concern with the service department. When I tried to make an appointment the phones kept ringing but no one picked up. Tried to connect thru parts and sales department and it was again going to a voice mail. Left a message but did not hear back. I called again and got the parts department and the gentleman at parts instructed me to send a text. Then they responded. The management should look into a better way for customers to set up services ce appointment. Thank you.

Vehicle information

Ext. color: Onyx Black Metallic
Int. color: Charcoal
Drivetrain: All-wheel Drive
Fuel type: Hybrid
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo Hybrid
Stock #: UV10848
VIN: YV4H60DN1P1318993

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Glen Cove Volvo Cars review

Great service, straight and to the point

I never thought i would be writing a positive review about a car dealership after being burned in the past, however my experience here at glen cove volvo has been nothing short of great. Jehovani is a great worker who doesnt try to scam or bs customers with any shady antics. I appreciate his honesty and service towards my sale. Although, i did buy an Acura from a volvo dealer, im pretty confident in my purchase and the smooth transaction from the dealer reassured me even more.

2023 Volvo XC60 Recharge Plug-In Hybrid T8 Plus Bright Theme review

Favorite car ever.

I love my volvo. I have one that is fully loaded, and it is so luxe and fun to drive. The turbo makes it literally zoomier than my husband's mustang, but it can also go all day without any gas at all if I need to use it in pure mode.

Vehicle information

Ext. color: Onyx Black
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 55469P
VIN: YV4L12RK1N1002980

Features

Convenience: Remote Start
Entertainment: Bluetooth®
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Riley Volvo Cars Stamford review

This is best Volvo dealership in the area!

This is best Volvo dealership in the area! Recently had my XC90 serviced! Matt in service was great! I had an unexpected service repair and he did a good job explaining what was wrong! I was able to get a loner car and keep it for two days while they fixed my car!! There was a mistake with my bill and Matt addressed that as well and followed up! This not the 1st Volvo I purchased and serviced from here! If I was going to purchase again, it would only be from this dealership!

2022 Volvo XC60 B5 Momentum review

Great car.

Great car. I compare it with a high-end Mercedes that I own, Volvo is generally better built, more comfortable especially on extra long trips, quieter on the road, and intuitive in most use cases. The Bowers and Wilkins sound system is definitely superior to anything I’ve heard in high-end vehicles. The interior design is minimalistic, and the car lacks the prestige that comes with the price. From a reliability stand point, it has never put us down, and has almost completely overcome the early Goole system glitches.

Vehicle information

Ext. color: Crystal White Metallic
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 26-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: TU2267
VIN: 7JRL12FK6RG323831

Features

Convenience: Keyless Entry, Keyless Start, Power Folding Mirrors, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Turn Auto Mall review

Great dealership

Great help great service. Beautiful cars. Came in they got to work to help me out right away. Fast in fast out with a great car.

2024 Volvo S60 B5 Core Dark Theme review

The team at volvo was amazing!

The team at volvo was amazing! Everyone is so willing to assist you in whatever you need help with whether it’s the receptionist, parts department, service advisors or even salesmen! Everyone made my experience easy or quick

Vehicle information

Ext. color: Denim Blue
Int. color: Amber
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 55780P
VIN: YV4062PA8P1952397

Features

Convenience: Adaptive Cruise Control, Heated Steering Wheel, Navigation System, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Riley Volvo Cars Stamford review

Excellent Automotive Repair work and an Outstanding Team.

Excellent Automotive Repair work and an Outstanding Team. I highly recommend Paul and his team at Riley Volvo, in Stamford, CT. Paul and his team take great pride in their work, and this makes all the difference in the service you receive. Additionally, their attention to detail, as they work on your car, means you will always get exceptional results. Simply put, Paul and his team, leave no stone unturned to understand the problems you bring to their attention, and to identify strategies to solve those problems, at a reasonable price. I have always found this to be the case at Riley Volvo. You can’t go wrong with Paul and his team at Riley Volvo.

2023 Volvo XC90 B6 Ultimate 7-Seater review

Never had any major problems with the car.

Never had any major problems with the car. Mostly software problems but they were quickly fixed with a restart/reset of the system. The ride is bery comfortable and on long drives a pleasure to sit it. The place this car has is huge and every passenger has largly enough space. The car is slightly underpowered for such a heavy tank (only 235PS) but is still enough to have a comfortable ride (low RPMs) on the highway. I average 37-33mpg which gives me about 700 miles of range and if you’re not in a hurry and drive about 50-60mph you can even go up to 900 miles on the highway (I drive the mild-hybrid). I feel also safe driving it, thanks to all the assistants it has and the safety-history.

Vehicle information

Ext. color: Bright Silver
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC
Stock #: 56044A
VIN: YV4A22PK0J1202234

Features

Convenience: Adaptive Cruise Control, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Riley Volvo Cars Stamford review

Ashley, my service coordinator, was extremely

Ashley, my service coordinator, was extremely professional throughout the entire process. This was my 20,000 mile maintenance check up, but I had a tire that had a bubble due to these awful roads in NY/CT. Ashley quickly identified the problem; ordered the tire, and had it installed in time for me to drive my car for a planned weekend vacation. This dealership provided excellent service!

2018 Volvo XC90 T6 Momentum review

Excellent!

Worth every penny! Purchased it a few months ago, and I absolutely love it, great gas mileage and very quick for its size, very underrated!!!

Vehicle information

Ext. color: Denim Blue Metallic
Int. color: Maroon Brown
Drivetrain: All-wheel Drive
MPG: 18-26
Fuel type: Gasoline
Transmission: Automatic
Engine: Polestar 2L I-4 gasoline direct injection, DOHC, variable valve
Stock #: 403LC
VIN: YV4A22PK6L1564040

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Lemans Cars review

Great experience took the ferry over from CT the

Great experience took the ferry over from CT the dealership was about 30 min from ferry my sales rep Mercy was amazing! Most all of the paperwork was taken care of b4 I got there. Everything went smooth & was back on the ferry in my new ride ( audi S8) in a few hrs. Highly recommend Lemans and their exceptional staff to score your next vehicle. I’ll b back for my next score definitely. Thanks Ron

2020 Volvo XC90 T6 Momentum review

The GOAT

Gorgeous inside and out and brilliantly designed. This car purrs when you accelerate. Not only is it the safest car on the road, its luxurious and fun to drive.

Vehicle information

Ext. color: Crystal White
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC
Stock #: 55769P
VIN: YV4A22PL6N1867847

Features

Convenience: Adaptive Cruise Control, Navigation System, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2022 Volvo XC90 T6 Inscription 7 Passenger review

Volvo XC90 and I got it all!

I truly can not say enough good things about my new 2022 Volvo XC90 T6. I have admired the Volvo SUVs from afar as a minivan mom for 15 years and this was my year to make the move. No turning back; it is sporty, classy, comfortable, safe, I could go on forever. Classic black and dark brown interior. The info center takes a bit to get used to and it seems like there are features everywhere so definitely just hop on you tube to figure them all out at your own pace because the sales person will tell you, but no way you can get them all down. One of my ultimate favorites are the rotating fog lights. As you turn the lights turn with your vehicle. Lane assist is not for me; I've been driving too long to have it as it seems overbearing. 360 camera and all of the warnings are great though because you never know who is barreling down through the parking lot. Narrowed it to the 2023 Honda Pilot and 2022 MDX Technology; got tired of waiting on the Pilot and frankly it was a bit too big and the MDX just didn't have the sporty look I wanted. I feel like with the Volvo I got it all!

Vehicle information

Ext. color: Savile Gray Metallic
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC
Stock #: 55836P
VIN: YV4A22PK0N1863641

Features

Convenience: Adaptive Cruise Control, Navigation System, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2022 Volvo XC90 T6 Momentum 7 Passenger review

Amazing!!

We were looking for a luxury SUV that handled well and looked great. This was the best SUV that we ever purchased! It is high off the ground and handles well on the highway and in the city. Torque and hp are excellent and the car is whisper quiet on the road. The interior is very luxurious and the leather is soft and comfortable.

Vehicle information

Ext. color: Onyx Black
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 22-27
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 55997P
VIN: YV4L12PK2R1156607

Features

Convenience: Adaptive Cruise Control, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Platinum Gray
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 55998P
VIN: YV4062PE0R1151615

Features

Convenience: Adaptive Cruise Control, Heated Steering Wheel, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Pine Green
Int. color: Maroon Brown
Drivetrain: All-wheel Drive
MPG: 18-26
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC
Stock #: 56070A
VIN: YV4A22PL3L1618418

Features

Convenience: Adaptive Cruise Control, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2020 Volvo XC90 T6 Inscription 7 Passenger review

Very Enjoyable SUV

I have owned the Volvo XC90 from new,.i have had NO issues and enjoy driving this wondefully designed Vehicle.I have followed all the service Schedules and have Enjoyed 82,000 trouble free miles

Vehicle information

Ext. color: Silver
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 22-27
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 55743P
VIN: YV4L12PE6R1147418

Features

Convenience: Adaptive Cruise Control, Heated Steering Wheel, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Platinum Gray
Int. color: Maroon Brown
Drivetrain: All-wheel Drive
MPG: 20-26
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 56002P
VIN: YV4062PFXR1157382

Features

Convenience: Adaptive Cruise Control, Heated Steering Wheel, Navigation System, Power Liftgate, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Seashell Metallic
Int. color: Anthracite Black
Drivetrain: All-wheel Drive
MPG: 17-23
Fuel type: Gasoline
Transmission: 6-Speed Automatic with Geartronic
Engine: 3L I-6 DOHC, variable valve control, intercooled turbo, premium
Stock #: T6496A
VIN: YV4902DZ2D2442541

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Blind Spot Monitor, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Stream Auto Outlet Valley Stream review

It has been a pleasure working alongside Carlos at stream

It has been a pleasure working alongside Carlos at stream auto. He and his team made it an easy smooth transition for me to leave there with a great car and a smile on my face thanks again team five stars to Carlos

2013 Volvo XC60 T6 review

So, I’ve driven lots of Volvos over the years.

So, I’ve driven lots of Volvos over the years. My girlfriend in college had the 240, my now wife had an 850 and I’ve rented countless Volvos. Never cared for them. This on the other hand is an absolute gem of a vehicle. Aged super well, handles incredibly well, is fun to drive, sporty, safe, good gas mileage. Nice styling. What more could you ask for? One of the best cars if not the best I have ever owned.

Vehicle information

Ext. color: Savile Gray Metallic
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 19-27
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC
Stock #: 55844P
VIN: YV4A22PK8N1864696

Features

Convenience: Adaptive Cruise Control, Navigation System, Remote Start
Entertainment: Bluetooth®, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Savile Gray Metallic
Int. color: Off-Black
Drivetrain: All-wheel Drive
MPG: 16-23
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: D1655207STK
VIN: YV4952CZ2D1655207

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Precision Auto Sales review

A small but professional dealership

Dan and Nick were good to work with. Recently purchased a Volvo. When I test drove the car there were a few issue as most used cars have. They had each issued fixed when I picked up the SUV.

2013 Volvo XC90 3.2 Premier Plus review

very relable and safe

This car more than met my needs in style ,in comfort,in reliability,in room,in safety.I would love to have another one as great as that one.

Vehicle information

Ext. color: Bright Silver Metallic
Int. color: Off Black
Drivetrain: All-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.0L I6 24V MPFI DOHC Turbo
Stock #: 55926A
VIN: YV4902NK8F1216756

Features

Convenience: Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2015 Volvo XC70 T6 review

Far superior to a crossover!

The XC70 is an great all-around wagon. More versatile than a crossover with much better styling. I have the T6 turbo six-cylinder which is smooth and very torquey, though fuel economy is mediocre. All wheel drive works well and inspires confidence in foul weather. The ride is cushy and soft but handling can feel a bit floaty. Handsome and roomy interior that easily fits two car seats and.a booster, something that many crossovers can’t do. The front seats are the most comfortable I’ve ever sat in. Tech is pretty good— no Apple CarPlay but it’ll do everything else you need it to. Awesome car, I wish Volvo still made them.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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