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Used Buick Encore GX for sale near Vandalia, OH under $20,000

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13 matches 30 miles from 45490
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Ebony Twilight Metallic
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
MPG: 29-31
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.2L I-3 gasoline direct injection, DOHC, variable valve
Stock #: FP36756T
VIN: KL4MMBS21NB088224

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: White Frost Tri-Coat
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 26-29
Fuel type: Gasoline
Transmission: 9-Speed Automatic
Engine: 1.3L I3 12V GDI DOHC Turbo
Stock #: 55T3101
VIN: KL4MMGSL4PB053220

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Bluetooth®, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Jeff Wyler Springfield Hyundai review

new hyundai

Shopping on line with this dealer was very fast and easy. Good communication. Very friendly. They sent me video and pictures to answer my questions.

2023 Buick Encore GX Essence review

The hidden gem Buick Encore GX

I know that here in Northern California, Buick isn't a very popular brand, but that means I was able to get a stunningly good deal on my new '23. I traded up from a low mileage '18 Buick Encore (not GX), and at the time of the transaction, it had a remarkable trade value. My dealer did a outstanding job on pre-sale prep and delivery. My sales rep answered my every question. I enjoyed the prior vehicle, and feel this new one will give me the same kind of driving experience. My added safety feature is the front accident/pedestrian avoidance and lane keep assist. I haven't had to use either yet, but feel good about having them aboard. This Buick strikes me as a hidden gem, full featured but still available at a price point that blows the other comparable Asian built imports out of the water.

Vehicle information

Ext. color: Sapphire Metallic
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 26-29
Fuel type: Gasoline
Transmission: 9-Speed Automatic
Engine: 1.3L I3 12V GDI DOHC Turbo
Stock #: GP1654
VIN: KL4MMESL3PB126078

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

2023 Buick Encore GX Select review

Encore GX ST What a car

I love this car and it’s loaded with safety features and it’s pretty fast, a fun to drive car. Also pretty comfortable so if you’re looking for a nice car get this one.

Vehicle information

Ext. color: Satin Steel Metallic
Int. color: Ebony w/Ebony Accents
Drivetrain: All-wheel Drive
MPG: 26-29
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.3L I-3 gasoline direct injection, DOHC, variable valve
Stock #: C250227A
VIN: KL4MMGSL9LB107427

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Jeff Schmitt Chevrolet North review

The Right Place

Simply Satisfied with the quality work done to my vehicle and the outstanding staff that go out of their way to make sure I am comfortable with the service i receive. Sincerely, Avery Deal

2020 Buick Encore GX Essence review

Supeerb Automobile

What a superb automobile. This is what I have wanted in a long time. It has more bells and whistles than I really need but it is very nice to have them. Everything I marked above is definitely true and more. I would highly recommend this auto to everyone interested in buying one. Believe the right ups on this auto that others have also made.

Vehicle information

Ext. color: Summit White
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 29-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.3L I3 12V GDI DOHC Turbo
Stock #: 51725R
VIN: KL4AMDSL3RB101245

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

White Allen Chevrolet review

Staff is so helpful and they kept my appointment time.

Staff is so helpful and they kept my appointment time. All repairs were completed in one appointment. Collin was great at explaining additional repairs I needed.

2024 Buick Encore GX Sport Touring review

For the money you can't do much better.

For the money you can't do much better. Quiet, sleek and has lots of options available. Has plenty of room and storage for this class of car. Love the AWD version as I live in a part of the country that gets a fair amount of snow.

Vehicle information

Ext. color: Summit White
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.2L I-3 gasoline direct injection, DOHC, variable valve
Stock #: T4611A
VIN: KL4MMBS22PB014703

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Larkin Cobb Chevrolet Buick GMC review

We have buying and servicing our vehicles for the last 24

We have buying and servicing our vehicles for the last 24 years and always have a wonderful experience. We would not go anywhere else. I would highly recommend

2023 Buick Encore GX Preferred review

Encore GX Select

Only owned for 2 weeks. So far a good ride. Can’t speak to reliability as haven’t put many miles on it. Looking forward to doing so.

Vehicle information

Ext. color: Satin Steel Metallic
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
MPG: 29-31
Fuel type: Gasoline
Transmission: CVT
Engine: ECOTEC 1.2L I-3 gasoline direct injection, DOHC, variable valve
Stock #: BL17235T
VIN: KL4MMBS28NB092352

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Dave Arbogast Ford review

Have purchased has several cars from Arbogast Ford over

Have purchased has several cars from Arbogast Ford over the year's. If you are looking to trade in or just need a new car go see Darryl, he will take care of you and help you find the car you are looking for in the price you need.

2022 Buick Encore GX Preferred review

Pleasant car with good mileage.

This car is a pleasure on longer trips. Comfortable driving seat and quiet ride. The turbo kicks in on the highway as needed with plenty of power and get over 30 mpg on the road. Our car has squeaking front brakes when backing up, but otherwise has had no issues. We haven't taken to dealer yet to get the issue corrected.

Vehicle information

Ext. color: Blue
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 26-30
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.2L I3 12V GDI DOHC Turbo
Stock #: 6087A
VIN: KL4MMBS24LB099778

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Reichard Chevrolet review

Great place

Took truck in for oil change. Quick convenient and they even cleaned truck. Great service great place!

2020 Buick Encore GX Preferred review

Great suv

The car is quiet, acceleration is acceptable considering the 3 cylinder turbo charged engine. There’s enough room I the back seat for 3 adults. Rear storage is adequate. Interior controls are laid out well and the seat material is easy to clean.

Vehicle information

Ext. color: Deep
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 28-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.2L I3 12V GDI DOHC Turbo
Stock #: KBB9663
VIN: KL4MMDS27MB096595

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Germain Honda of Beavercreek review

Customer service reps.

Customer service reps. are always welcoming, knowledgeable, honest about what needs to be done . . . and recommend what maintenance is best for your vehicle. They are authentic!!!

2021 Buick Encore GX Select review

I bought this used with 26,000 miles in the spring of

I bought this used with 26,000 miles in the spring of 2024. I love the styling, interior, and value. My only complaint is that the angle of the infotainment display can make it difficult to see due to reflections, especially in bright sunlight. I love the AWD option, it adds to stability - even in dry conditions. The remote start is handy in cold weather since I now live in an apartment and no longer have a garage. Performance with the optional engine is more than adequate.

Vehicle information

Ext. color: Ebony Twilight Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 29-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.3L I3 12V GDI DOHC Turbo
Stock #: 51759R
VIN: KL4AMDSL2RB097656

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

White Allen Chevrolet review

excellent fast and prompt service keep up the good work.

excellent fast and prompt service keep up the good work. always been good doing business with you guys. I will be buying more vehicle in the future.

2024 Buick Encore GX Sport Touring review

My wife and I are very pleased with our 2024 Encore GX

My wife and I are very pleased with our 2024 Encore GX purchased used w/ only 2500 mi on the clock. The Encore GX is one of the current Buick lineup of 3 small SUVs for about $25k; I suspect these hidden gems are unknown to many Americans. Unfortunately Buick's focus on China has resulted in the Buick brand being all but forgotten in the US. The NHTSA has given a ***** Overall Safety Rating to the 2024 GX. I have one negative with the Encore -- I'm 6'-1" and the Encore is small for me. Some call the cabin "surprisingly roomy" for a sub-compact suv. Truth be said IT'S JUST SMALL. Likes * 1.2L Turbo engine surprisingly strong in city driving * Entry-level luxury at a moderate price * Fun to drive (some call it boring) * Lots and lots and ... of safety features * Excellent mileage (30+ mpg) for an ICE SUV * Sits up high (as a SUV should!) due to 18" wheels * Quiet cabin due to Buick's QuietTuning technology * Heated seats, steering wheel, outside mirrors * Physical buttons/knobs for radio, climate controls -great * Power hatch/liftgate w/ kick plate - very handy * Traction & Stability control Dislikes * 1.2L Turbo engine is somewhat challenged on the highway * Design same-same as every other small SUV on the road * Digital Speedo and NO Tach; I prefer the real thing * Seats are narrow, hard and uncomfortable on long trips * Road noise is worse than expected for a Buick * Small cargo area w/o rear seat backs down * Insufficient legroom in back seats * Insufficient rear headroom for tall persons * AM/FM/Satellite radio difficult to program * VERY sensitive brakes and accelerator

Vehicle information

Ext. color: Ebony Twilight Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 29-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.2L I3 12V GDI DOHC Turbo
Stock #: G6012A
VIN: KL4MMBS24NB145872

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

2022 Buick Encore GX Preferred review

The best

HelIo everybody I love my car, is very comfortable, soft, good side and economic... good buy... excellent service at the north bergen dealer😁 Ginna L. Meza

Vehicle information

Ext. color: Sunrise Red Metallic
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
MPG: 30-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 1.2L I-3 gasoline direct injection, DOHC, VVT variable va
Stock #: CP17508T
VIN: KL4AMBS24RB010190

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Paul Sherry Chrysler Dodge Jeep RAM review

Ford f 150

Devin was great and mike sherry the owner made sure my vehicle was in perfect condition before I left the lot thanks Dvan and mike

2024 Buick Encore GX Preferred review

The Encore 2024 GX ST is my second GM car, which has

The Encore 2024 GX ST is my second GM car, which has truly impressed me. I've driven various vehicles, including Honda, Infiniti, Toyota, and Saturn, but the Encore GX truly stands out. Its sleek and attractive exterior design caught my eye immediately. On the inside, the elegant beige leather seats create a luxurious atmosphere, and the state-of-the-art infotainment system adds to the overall appeal. The exterior has been significantly improved with the modern Buick logo, giving the car a more contemporary look. One of the most outstanding aspects of the Buick Encore GX is the driving experience. Navigating the vehicle is incredibly easy, and when you press on the accelerator, the car effortlessly gains speed. This is in stark contrast to my previous experience with the Toyota RAV4, which struggled to accelerate quickly. Overall, I'm thoroughly pleased with the Encore GX and would highly recommend it to anyone in the market for a new car.

Vehicle information

Ext. color: Satin Steel Metallic
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
MPG: 30-32
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.3L I-3 gasoline direct injection, DOHC, variable valve
Stock #: B18630AT
VIN: KL4MMDSLXMB131669

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Dave Arbogast Buick GMC review

Mike Cole took is fantastic and made a stressful

Mike Cole took is fantastic and made a stressful situation easy. My mom came in and he walked her through the process and was not pushy at all. He really made things enjoyable...well as enjoyable as buying a car can be. But we will 100% come back to Dave Arbogast and work with Mike in the future.

2021 Buick Encore GX Select review

ABSOULTLY LOVE THIS CAR HAS EVERYTHING YOU COULD ASK FOR.

ABSOULTLY LOVE THIS CAR HAS EVERYTHING YOU COULD ASK FOR. VERY QUIET INSIDE FEATURES FEATURES FEATURES ARE ABUNDANT I AM SO GLAD I BOUGHT THIS CAR. WE DID ALOT OF SEARCHING AND THIS WAS THE ONE WE KEPT COMING BACK TO

There are additional matching cars outside your search area.

Sorted by premium dealers first

Partial matches are generated by applying your search criteria to a larger search area. Our goal is to help you discover additional cars that match your search preferences.

As a benefit to some of our dealer customers, we display their listings first.

Vehicle information

Ext. color: Summit White
Int. color: Ebony
Drivetrain: All-wheel Drive
MPG: 26-29
Fuel type: Gasoline
Transmission: 9-Speed Automatic
Engine: 1.3L I3 12V GDI DOHC Turbo
Stock #: NB084883
VIN: KL4MMCSL1NB084883

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Dark Moon Blue Metallic
Int. color: Whisper Beige
Drivetrain: Front-wheel Drive
MPG: 28-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.2L I3 12V GDI DOHC Turbo
Stock #: MB058205
VIN: KL4MMBS23MB058205

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Deep
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 28-31
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.2L I3 12V GDI DOHC Turbo
Stock #: MB044873
VIN: KL4MMBS27MB044873

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: White Frost Tricoat
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
MPG: 29-31
Fuel type: Gasoline
Transmission: CVT
Engine: ECOTEC 1.2L I-3 gasoline direct injection, DOHC, variable valve
Stock #: PB146530
VIN: KL4MMDS25PB146530

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Vehicle information

Ext. color: Satin Steel Metallic
Int. color: Ebony w/Ebony Accents
Drivetrain: Front-wheel Drive
MPG: 28-31
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.2L I-3 gasoline direct injection, DOHC, variable valve
Stock #: MB178206
VIN: KL4MMBS22MB178206

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Third Row Seating

Vehicle information

Ext. color: Chili Red Metallic
Int. color: Signet
Drivetrain: Front-wheel Drive
MPG: 26-30
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 1.3L I3 12V GDI DOHC Turbo
Stock #: C38918
VIN: KL4MMFSL9LB067876

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat
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Buick Encore GX prices by year

Model year Average price Deals
2026 Buick Encore GX $33,584

About the Buick Encore GX

FAQs

How much does the Buick Encore GX cost?

The Buick Encore GX price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the Encore GX is $20,862, with pricing starting at $1.

What is the MPG of the Buick Encore GX?

The Buick Encore GX with traditional internal combustion engine offers up to 30 MPG city and 31 MPG highway for a combined rating of 30 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

What are some similar vehicles and competitors of the Buick Encore GX?

The Buick Encore GX compares to and/or competes against the following vehicles:


What trim levels are available for the Buick Encore GX?

The Buick Encore GX is available in the following trim levels:

What model years are available for the Buick Encore GX?

Available model years for Buick Encore GX inventory range from 2020 to 2026.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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