Used Ford hatchbacks for sale near Ottawa, KS

I was driving by and saw a car that caught my eye. My problem was I had very little credit, having bought my previous used cars with cash. I picked both Matt and Jeff's brains as to how the whole process works, how certain things affect interest rates and odds of getting an auto loan. They spent a lot of time answering all my questions. As to the vehicle, I purchased a 2007 Acura TL Type S that was priced $2500 below NADA retail value (23% below value). I usually love the haggling process, but with a car priced almost a quarter below NADA retail value, I didn't even bother haggling. The price was MORE than fair and the car was in pristine condition. The buying process was EASY considering I'm self-employed and my taxes don't quite show all of my income, if you know what I mean. So it was a challenge for Matt to get me approved. He worked on it for an entire day, calling me to ask me for bank statements, tax returns, etc. He went to bat for me and was able to get me approved with a local credit union instead of some high interest, high risk lender. The interest rate he was able to get me was also pretty fair. Of course it's not 1.99%, but it wasn't 24% either. In fact, it was a lot closer to 1.99% than it was 24%. This was my first time dealing with them. In fact, I had never even heard of them. It was merely by chance that I was driving by and saw the car I wanted on their lot. But I would recommend them to anyone. They were personable, they were honest with me about my situation, but most of all I felt like they really cared and they really went to bat for me. Never did I feel like they were "sleazy used car salespeople" like I've felt at other lots. It felt like I was working with a friend or a neighbor.

I've known the 2013 Ford Fiesta SE for the last 10 years, got it new back in 2013, it's at 168,300+ miles at the moment. Not fancy by any means, but the seating isn't bad if you're under 6 feet tall, for example I'm 5'5" and I have decent leg room and headroom, no one else but the driver gets an armrest, for entertainment it has Bluetooth and the speakers are nice, it gets the job done of going from A to B safely without costing an arm and a leg. Small eco cars of course may not favor well in accidents but that's countered by the cheap value, which is great for safe drivers who may not have deep pockets. 35MPG with 12 gallon tank gets you roughly 400 miles full at the 15K price range these days while being fairly reliable, can't really be beat. Only thing I've had to do is change out an electrical board piece, the caliper belt, brakes, battery and the tires, but that's just what it takes to keep a vehicle going long term. One thing I have noticed though is that the transmission has a tough time changing gears when you're at a stop and trying to accelerate out of the first gear, but after that it's smooth sailing. It's been doing that no worse or better for at least a year now, just a quirk at this point. Don't wanna waste any big money on a big part like that if it only happens in low speed conditions where it's safe to be quirky.