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Used
cars
for sale
near
Spencer, TN
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2023 Chevrolet Malibu LT
Vehicle information
Features
Reviews
Trent did a great job at showing us options for what we
Trent did a great job at showing us options for what we were looking for in a pre-owned car. He was a wealth of information and very professional and friendly. There was good follow-up after the sale.
We had the 2018 before this 2023 for 3years and it was
We had the 2018 before this 2023 for 3years and it was amazing other than regular maintenance we put a battery in it that's it. Loved the car took us everywhere without fail very reliable. Has a mean punch with the 4-cylinder but it's the turbo Tranny makes it mean. It goes when you need to! Nice style looks classy and sporty. We got grey metallic paint it looks purple! We love this car too, a lot like our old one but new features for sure driving assistance features crash prevention, and new car deck bigger and better could use a lot more bass lol. But great sound without good bass. Malibu's are being discontinued so the wife and I will be looking at a impala next ride purchase as we fell hard for Chevy Period!






Used
2019 Buick Encore Sport Touring
Vehicle information
Features
Reviews
Contacted me quickly and we are workong toward a good set
Contacted me quickly and we are workong toward a good set of numbers for a trade.
2919 Buick Encore
Whoever designed my 2919 Buick Encore was the best of the best. My wife and I love this car so much. I’v had a lot of cars over the years this one is the best. It is a great car and I love driving it.






Used
2020 Ford F-150 XL
Vehicle information
Features
Reviews
Emails were great but unfortunately I was a day late and
Emails were great but unfortunately I was a day late and vehicle was sold already. Just bad luck. Nothing bad to say about dealership because it never got to a point of judgement.
Great vehicle!!
I was searching for a specific vehicle and I found a few on cars.com. 2020 F-150 Super Cab 2.7L Ecoboost, 10 speed transmission. At first I was concerned since I've never had a truck with a small V6. I was looking for good HP and good MPG. I liked the sporty trim STX look. Great acceleration and great MPG. Much better than my previous 2006 F-150 5.4L, which was a great truck, but it was time for a change. I do recommend this vehicle if you want MPG, power, and great towing capacity.






Vehicle information
Features
Reviews
Great experience!
Great experience! Christy and staff were super helpful and wonderful to work with. Highly Recommend!
368,000 miles
My first new vehicle. I still use it as my spare and my son uses it too for work. It has 368,000 miles and I have only had to replace the alternator and the thermostat (cracked) plus, all the normal militance. It still runs smooth like it was new.






Used
2011 Ford F-250 XL
Vehicle information
Features
Reviews
Traveled over three hours and the experience was
Traveled over three hours and the experience was fantastic! So friendly and helpful and the process was very quick and simple!
Well maintained
Runs good, its in good condition, snow plow and salt sprayer included both where only used for two years. Tires are like new. Engine and transmission work well.






Used
2010 Ford F-250 XL
Vehicle information
Features
Reviews
Mr.Jame Parrott was my sales rep today and we bought a
Mr.Jame Parrott was my sales rep today and we bought a used Toyota through him very professional super nice guy always willing to help it’s all about who you talk to and I’m glad I met him. Thank you again James
Jamie was an excellent truck salesman.
It was excellent condition . Well worth the buy. Very happy customer. Drives like a Cadillac. The car and truck alot had lots choices. Great people tonwork with.






Used
2015 Chevrolet Equinox 1LT
Vehicle information
Features
Reviews
I bought my Equinox new off the lot in 2015 to be my
I bought my Equinox new off the lot in 2015 to be my winter driving car. I’ve had it for 10 years, and have driven it 60 miles round-trip in some of the worst winter weather in the lower 48 states. The Equinox held the road well on ice, in slush, and in deep snow on days that I was on the road before the snow plows. It has always been reliable and has never left me stranded. I’ve had no major issues in over 107,000 miles. I appreciate the cargo space which is much better than the newer models. I regularly recommend Equinoxes to my friends and family.






Used
2019 Ford F-150 XL
Vehicle information
Features
Reviews
Awesome Truck
This is a great truck. Good acceleration, towing, and four-wheel drive. I am definitely a Ford lover now. Can't go wrong with this truck. Mine is a 5.0L and can't find a fault with it after four years of ownership.






Used
2016 Jeep Wrangler Unlimited Sport
Vehicle information
Features
Reviews
The dealer and sales people everyone was amazing.
The dealer and sales people everyone was amazing. G was awesome! He stayed late and worked with me through everything! I could not have asked for a better experience with everything that happened this day.
Used
2014 INFINITI QX80 Base
Vehicle information
Features
Reviews
luxury
I just bought this Suv this week. wow what a beautiful vehicle, it feels soo Good to be driving in Luxury .IM so very Excited know the I upgraded from my dodge suv.
Vehicle information
Reviews
Most dependable vehicle I have ever owned
I purchased my truck in 2005, had 92,000 miles on it. Still driving it today with 253,000 miles on it. Doesn't use any oil between changes. I have all the scheduled maintenance done when it's time. I live in Arkansas, wouldn't be afraid to get in my Dodge and drive to New York in it. The only complaint I have is that the dash is starting to crack really back and pieces of it is falling out. I love this truck!






Used
2008 Lincoln MKX
Vehicle information
Features
Reviews
Best vehicle I’ve ever owned, hands down!
I bought my 2008 Lincoln MKX new and in June 2022, I’m still driving it. This is, hands down, the best vehicle I’ve ever owned. I can’t imagine buying a new car right now. I’ve never kept a car for 13 years. Leather interior is still in top shape, minimal wear. I believe we’ve spent only around $1,500 in mechanical repairs in the 13 years we’ve had this vehicle. All the bells & whistles are working fine. I only wish my SYNC could be upgraded to current version, but alas, not possible.






Vehicle information
Features
Reviews
I had the absolute best time here.
I had the absolute best time here. I have bought more than thirty cars in my lifetime and this was by far the easiest, friendliest, and most enjoyable experience purchasing a vehicle. They have my full endorsement.
Mine is an XLT Version.
Mine is an XLT Version. 5.4 V8. Replaced the throttle body at 112 000 miles. Alternator at 150000 miles Complete paint job at 225000. It's a very reliable vehicle. I do regular maintenance at Ford dealership at 5000 miles. I've been pulling a bass boat for 15 years with no problems with transmission or electrical. It's been a great people hauler for routine 1000 mile vacations. JD

Used
2016 Ford F-150 XL
Vehicle information
Features
Reviews
2016 is a good yr since there is limited electronic
2016 is a good yr since there is limited electronic safety features. Truck has excellent ride, is quiet and gets great gas mileage with the 2.7 liter V6. My F150 has a 36 gallon tank and I've gotten over 1000 miles per fill up.

Used
2006 Hummer H3
Vehicle information
Features
Reviews
Honestly the Hummer H3 has aged well!
Honestly the Hummer H3 has aged well! I mean for it to be almost 20yrs old it still looks great! I get compliments on my H3 just about everyday! Very reliable in any condition rain, sleet, snow it handles like a champ it’s literally a mini Tank. Maintenance on it is very simple i did a break job in under 30 mins🤯. If i could change anything it would be the interior it’s pretty tight inside and the i5 motor and THATS IT! Definitely waiting to come across a steal on an Alpha🤞🏾.

Used
2014 Ford Taurus Limited
Vehicle information
Features
Reviews
Brakes
Had the car for 2 months now the rear brakes sound like they are metal to metal just purchased it in March shouldn't be metal-to-metal in the back brakes have to take it to a mechanic and find out what's going on

Used
2019 Ford F-150 XL
Vehicle information
Features
Reviews
2019 F-150 XLT 4X4
I should have gotten a 4 wheel drive to begin with. Traded in a 2018 F-150 STX 2X4 that was a nice truck but this is definitely an upgrade! The 3.5L accelerates quickly (beware leadfoot!) and pulls much easier than the 2.7L I traded away. Little difference in fuel mileage (I'm averaging around 1.4 mpg less with the larger engine) but worth the trade off. The interior is loaded with power, heated seats (both), upgraded navigation system and better quality stereo system. Heated mirrors and sliding rear window are a nice touch. This is my first 4X4 and it was really surprised at the torque output pulling out a couple of small trees and hauling away a 65' pine we had cut down. Much easier and more powerful than the 2.7L offered! Got it with low mileage and a pretty decent trade-in deal too. Think I'll keep it until the wheels fall off!

Used
2018 Dodge Journey SE
Vehicle information
Features
Reviews
Very reliable.
Very reliable. Great mpg and overall performance. Interior is comfortable with plenty of storage room. Love this car. I would not hesitate to buy another Journey.

Used
2005 Toyota Sequoia Limited
Vehicle information
Features
Reviews
Legendary Reliability and Quality
Great family vehicle, always reliable, comfortable quality ride, can't go wrong with this Toyota! For a large SUV it drives like a mid size and has a great turn radius.

Used
2017 Nissan Rogue SL
Vehicle information
Features
Reviews
Bought our 2017 on New Year’s Eve 2016.
Bought our 2017 on New Year’s Eve 2016. Choose an SV model with optional premium package. Heated seats,heated steering wheel,remote start, pwr tailgate and upgraded info screen with many cameras and nav. As of November 2024, it has been absolutely bulletproof. We bought the car for our 16-year-old daughter and it has carried her through high school and now college with only one issue. I have had to replace the battery three times only oil changes. A set of brakes and a set of tires and service the CVT transmission. I learned this is highly important for the CVT to get the maximum life out of it, since it is a weak spot. Dealer charges about $200 to do it. Do it every 30k. Ours has performed flawlessly! Negatives- At 6 foot two I find a hard driving position. The power seat does not go back far enough but if I lower the seat all the way to the floor it gives me the room I need but then I feel like I’m sitting in a bathtub, but hey, it’s not my car so I rarely drive it Performance around town is very good! You can find yourself getting a speeding ticket on city Street if you’re not careful. Highway power is just OK I find it if you’re trying to cruise 80 miles an hour with other people in the car the CVT is constantly revving the engine out to get maximum performance and hold the Cruise control. I also find there’s quite a bit of road noise at freeway speeds especially if you’re sitting in the backseat. The cloth upholstery on the zero gravity seats stains way too easily especially if you have a tan colored interior I have to steam clean them at least every six months, my daughter is an athlete and she sometimes gets in the car sweaty with a water bottle between her legs and just the moisture stains the heck out of the seat. Overall, though for about $26,000 it’s hard to beat. It’s been reliable it’s safe and I have felt extremely comfortable putting my child in it and sending her off to college. I imagine she will keep it for many more years after graduation.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $20,000 in Spencer, TN by make
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Ford under $20,000 in Spencer, TN
9 Great Deals out of 29 listings starting at $3,995
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Chevrolet under $20,000 in Spencer, TN
7 Great Deals out of 28 listings starting at $6,995
Find great prices by city
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Cars under $20,000 in Spencer, TN
65 Great Deals out of 282 listings starting at $2,500
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Cars under $20,000 in Doyle, TN
65 Great Deals out of 281 listings starting at $2,500
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Cars under $20,000 in Sparta, TN
65 Great Deals out of 281 listings starting at $2,500
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Cars under $20,000 in Pikeville, TN
43 Great Deals out of 159 listings starting at $2,587
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Cars under $20,000 in McMinnville, TN
35 Great Deals out of 128 listings starting at $2,500
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Cars under $20,000 in Pleasant Hill, TN
65 Great Deals out of 278 listings starting at $2,587
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Cars under $20,000 in Lake Tansi, TN
45 Great Deals out of 163 listings starting at $2,587
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Cars under $20,000 in Smithville, TN
47 Great Deals out of 225 listings starting at $2,500
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Cars under $20,000 in Dunlap, TN
185 Great Deals out of 654 listings starting at $1,500
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Cars under $20,000 in Altamont, TN
16 Great Deals out of 68 listings starting at $1,500
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Cars under $20,000 in Palmer, TN
79 Great Deals out of 309 listings starting at $1,500
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Cars under $20,000 in Morrison, TN
17 Great Deals out of 68 listings starting at $2,500
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