Save your search and get notified when new inventory arrives.
Contact seller
Customize your budget
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.
Used
cars
for sale
near
Spencer, TN
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used
2017 Lincoln Continental Select
Vehicle information
Features
Reviews
Trent did a great job at showing us options for what we
Trent did a great job at showing us options for what we were looking for in a pre-owned car. He was a wealth of information and very professional and friendly. There was good follow-up after the sale.
Inherited a loaded 2017 Lincon Reserve from my uncle.
Inherited a loaded 2017 Lincon Reserve from my uncle. 20 Inch rims, 3.0 bi-turbo, upgraded Revel sound system...the works. I own an Audi A8L which IMO sets the bar for interior design and ergonomics and this is the only area where the Lincoln trails the Audi. The options, ride and feeling of driving a luxury vehicle is comparable to the Audi as well. I some areas even superior. The Lincoln has been trouble-free for a year whereas the Audi, being overengineered, is prone to reliability issues. I love the outside doorhandles to the Lincoln and its profile but I'm still trying to love the rear end design. To me this is the shortcoming from a design perspective. Other than this, a great car!

Used
2003 Acura TL 3.2 Type S
Vehicle information
Features
Reviews
Contacted me quickly and we are workong toward a good set
Contacted me quickly and we are workong toward a good set of numbers for a trade.
This was my first car.
This was my first car. It is worth keeping in mind my sister took care of the car and did all the maintenance before handing it over to me. In my one year owning this the most important thing to know is that this car stands out. Parked in my schools parking garage it noticeably stands out compared to all the newer cars there but to me that’s what makes it unique. Its interior looks better than some newer cars. It has features that some 2025 cars don’t even have. Audio is good. Exterior paint isn’t the best when it comes to wear and tear but its manageable. Its quick off the line. I love it when it comes to taking off from red lights. Its not fast if you’re an enthusiast but for the average person its got enough power to make commuting fun. My only drawback is gas mileage. Its not great. I usually have to get gas one a week or once every 2 weeks. Also this is a full size sedan. So parking in tight spaces is a bit of a challenge because the hood is quite long. Seats aren’t the most comfortable on long drives either. They’re pretty stiff so my butt gets numb while doordashing. Other than that this is an amazing car

Used
1992 Cadillac Allante
Vehicle information
Features
Reviews
Emails were great but unfortunately I was a day late and
Emails were great but unfortunately I was a day late and vehicle was sold already. Just bad luck. Nothing bad to say about dealership because it never got to a point of judgement.
The Allante is a super fun and reliable car to own
The Allante enjoys a true pedigree between Cadllac and Ferrari. Find one that has been well taken care of and you'll get a lot of bang for your buck!!!

Used
2013 Ford Focus SE
Vehicle information
Features
Reviews
Traveled over three hours and the experience was
Traveled over three hours and the experience was fantastic! So friendly and helpful and the process was very quick and simple!
Basic Road Car / Commuter is OK
In Aug 2016, purchased the 2013 Fucus Hatch SE used in 2016, with 13,000 miles on it. With 35-37mpg on average with mixed driving. Early on OK without issues. Around 40K miles the transmission electronic control modual, ECM, needed an adjustment. The transmission is a learning transmission. It will learn how you drive and adjust shift points as your driving habits are learned by the transmission. My wife's driving habits are put it in drive and GO! My habits are different. Every now and then I will drive her car and shift the transmission as a manual drive, since the transmission is a manual drive transmission which has been automated. The engine and transmission only makes a subtle gurgle noise when as the car shifts from 2nd to 1st as the car comes to a stop. The car is sporty to drive, sensitive steering, good braking. It reminds be of a less expensive VW Golf. Currently we have 140K miles and the only wear on the car that shows is a failure of the heat shield and since I am a mechanically inclined guy who putters around fixing what is broken, there is wear on the clutches in the transmission, all due by my wife's driving habits of being a speedy driver. Since we already have it and its paid off, I will keep it. I will only purchase a Golf or Jetta when the transmission or electronic control module hiccups. I do realize the ECM has a recall if you're below 1450K miles.

Used
2013 GMC Yukon XL 1500 Denali
Vehicle information
Features
Reviews
Mr.Jame Parrott was my sales rep today and we bought a
Mr.Jame Parrott was my sales rep today and we bought a used Toyota through him very professional super nice guy always willing to help it’s all about who you talk to and I’m glad I met him. Thank you again James
Love it
This meets all of my needs so far, I expect it will continue to do so, and will last me a long time. I love it. 1 owner, perfect interior, no accidents, no scratches, no dents.

Used
2016 Dodge Dart SE
Vehicle information
Features
Reviews
I bought this Dart used.
I bought this Dart used. It was a one-owner car with 26,970 miles. The fit and finish are excellent. Amazing standard features for a car of the original MSRP. The car's looks are still current 9 years after production ceased. It normally gets around 25-30 MPG. My only complaint is the Hyundai 6-speed automatic as I wish that it had an American-made 9-speed automatic instead. I had been driving various Plymouth and Dodge Neons for 31 years prior to the purchase of this Dart.






Used
2017 Chevrolet Cruze Premier
Vehicle information
Features
Reviews
We purchased our 2017 hatchback new in the summer of
We purchased our 2017 hatchback new in the summer of 2017. Our only expenses at 134,000 plus miles has been gas, regular oil and filter changes, tire pressure sensor and tires. A VERY reliable car with average mileage 34 mpg, max highway was 55 plus! And normal highway at 70 mpg of 43 mpg. No interior, exterior or mechanical issues or viewable wear. I wish Chevy still produced them for sale in U.S.A. as we would gladly buy another. No other new vehicle this size, mileage, amenities at this price.

Used
2008 Nissan Titan LE Crew Cab
Vehicle information
Features
Reviews
Worth looking at for Sure.
I've owned a lot of full size pickup trucks over the years. I will say this truck is not the best on the market for gas consumption. But Comfort, Power When Towing, And ride quality is top shelf. I'd buy another in a second. I'd stay in this year range though.

Used
2004 Jeep Grand Cherokee Laredo
Vehicle information
Features
Reviews
I bought mine ( 04 overland) w/ 250k miles on it, in
I bought mine ( 04 overland) w/ 250k miles on it, in great condition. Owner had carfax for both his big diesel pusher and matching Jeep - it was towed the majority of its travels. It’s record of maintenance matched by almost half of motor homes service records. it has never had a single issue other than standard maintenance- I jokingly said ‘I’d drive it till it dies”. And. It looks like I’ll be doing just that- I think about it’s not so good ‘gas Guzzling’. But it’s a second vehicle, fits my grandkids,tows most of our toys and is comfortable and sure beats being stuck with 💰

Used
2018 Chevrolet Traverse Premier
Vehicle information
Features
Reviews
I Love My Traverse
My 2018 Traverse is large enough that I (6'2") can get into and out of it with no problem. If I put the 2nd row of seats down, I can stretch out with room to spare. Averaged 29mpg on a 1400 mile trip in Sept. Has more power and better mpg than my 2012 did. If I get another car, it will once again be a Traverse if it is still available.






Used
2021 Mitsubishi Mirage ES
Vehicle information
Features
Reviews
We purchased our Mitsubishi used a year ago and have been
We purchased our Mitsubishi used a year ago and have been quite pleased darting around Los Angeles with this small car. As small as it is, it's quite comfortable, even roomy, inside. Runs well. Highly recommend for older folks like us who don't do a lot of long-range driving.

Used
2015 Jeep Wrangler Unlimited Sahara
Vehicle information
Features
Reviews
This Jeep is very good I've added some extras
I've added aftermarket exhaust and a computer chip and the roar pedal also KNN air filter and bigger tires 35 so far it is a lot of fun to drive

Used
2014 Chevrolet Silverado 2500 LT
Vehicle information
Features
Reviews
A very easy to drive large truck
This is a nice truck to drive as I use it as a daily driver as well as hauling a camper. The only issue I have had has been some quirky electrical things, like the radio going out randomly and the reverse lights staying on when it is not in reverse. Fuel mileage with the 6.6 Turbo Diesel is fair at 17 mpg.

Used
2018 Mazda Mazda6 Grand Touring
Vehicle information
Features
Reviews
One of the best driving experiences.
One of the best driving experiences. Very comfortable, nice power and great looking car. If you put premium fuel in it you get and 20+ horsepower but you can drive on regular. Great option…..

Used
2010 Ford Taurus SEL
Vehicle information
Features
Reviews
I've had my 2010 Taurus for the past 7 yrs.
I've had my 2010 Taurus for the past 7 yrs.absolutely love it.other than oil changes I've never had to spend a dime on anything.i can't and won't have nothing but good things to say about my Taurus.best vehicle I've ever owned.






Used
2011 Ford F-150 Lariat
Vehicle information
Features
Reviews
Great experience!
Great experience! Christy and staff were super helpful and wonderful to work with. Highly Recommend!
Love the truck looks cool and rides like a limo.
Bought my truck used in 2016 with 69k miles one owner vehicle currently pushing 122k. Only major issue has been the replacement of the break pump, great on gas plenty of torque have hauled a Bob Cat in the past with no issues. Love my truck!
Used
2016 RAM 1500 Big Horn
Vehicle information
Reviews
I bought the 1500 Ram with the EcoDiesel engine the
I bought the 1500 Ram with the EcoDiesel engine the second day I had it the engine light came on took it in had exhaust problems had a recall so they fixed it that was.in 2019 since then had other recalls done waited over a year to get the high pressure fuel pump recall done it took almost three day no loaner got it back put about three hundred miles on it local miles one morning got in it it would not start took it back the had it for about three more day then said they found water in the fuel and now I would have to pay 12000 dollars to get the same new fuel pump replaced
Used
2022 Chevrolet Equinox 1LT
Vehicle information
Features
Reviews
The service department was thorough and swift with my
The service department was thorough and swift with my maintenance request. My Fusion's remote start, door entry code request, and tire valve replacement was completed, along with a vehicle inspection, in under 2 hours. 👍👍👍
I have owned 3 Chevy equinox and I like the way it looks
I have owned 3 Chevy equinox and I like the way it looks and handles. It is a great family vehicle and very comfortable and safe. All 3 of my Equinox were the Premier class well worth the extra money and more features.






Used
2011 Ford Ranger XLT
Vehicle information
Features
Reviews
Service was thorough.
Service was thorough. Heather was informative and offered helpful suggestions on a couple of issues that I had with my F150.
Good small pick-up
I'm on my second Ranger. First one bought new. Drove it for 15 years. Currently driving a 2007 with 225,000 on the clock Very reliable little trucks
Used
2015 Jeep Patriot Sport
Vehicle information
Features
Reviews
Great Service No Pressure
We went to the dealership to trade in our Journey. I told my husband before we got there ?I sure hope we don?t get a true salesman. I truly dislike ?salesman?!!!! To much of our delight Ben was our salesman and he was a delight to work with. He listened to what we wanted. He made suggestions. He didn?t dismiss the little lady like most guys do. I woukd buy my next car from him.
Dino 2015
Off the lot, amazing! I call it Dino.. because it’s eco green and it has an antenna! I have purchased a few vehicles off the lot. Dino is cool. Well I did like my Chevy S10- bench seat, was the best I ever bought off the lot! Jeep Patriot 2015 an amazing vehicle as well!
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Cars under $20,000 in Spencer, TN by make
-
Ford under $20,000 in Spencer, TN
9 Great Deals out of 29 listings starting at $3,995
-
Chevrolet under $20,000 in Spencer, TN
7 Great Deals out of 28 listings starting at $6,995
Find great prices by city
-
Cars under $20,000 in Spencer, TN
65 Great Deals out of 282 listings starting at $2,500
-
Cars under $20,000 in Doyle, TN
65 Great Deals out of 281 listings starting at $2,500
-
Cars under $20,000 in Sparta, TN
65 Great Deals out of 281 listings starting at $2,500
-
Cars under $20,000 in Pikeville, TN
43 Great Deals out of 159 listings starting at $2,587
-
Cars under $20,000 in McMinnville, TN
35 Great Deals out of 128 listings starting at $2,500
-
Cars under $20,000 in Pleasant Hill, TN
65 Great Deals out of 278 listings starting at $2,587
-
Cars under $20,000 in Lake Tansi, TN
45 Great Deals out of 163 listings starting at $2,587
-
Cars under $20,000 in Smithville, TN
47 Great Deals out of 225 listings starting at $2,500
-
Cars under $20,000 in Dunlap, TN
185 Great Deals out of 653 listings starting at $1,500
-
Cars under $20,000 in Altamont, TN
16 Great Deals out of 68 listings starting at $1,500
-
Cars under $20,000 in Palmer, TN
79 Great Deals out of 309 listings starting at $1,500
-
Cars under $20,000 in Morrison, TN
17 Great Deals out of 68 listings starting at $2,500
Find great prices on used cars in Spencer, TN
- Used cars for sale under $8,000
- Used cars for sale under $9,000
- Used cars for sale under $10,000
- Used cars for sale under $15,000
- Used cars for sale under $20,000
- Used cars for sale under $25,000
- Used cars for sale under $30,000
- Used cars for sale under $40,000
- Used cars for sale under $50,000
- Used cars for sale under $100,000
Used cars by body style and price
- ${price_badge()}
- ${ami_badge()}
- ${battery_badge()}${ev_report_link()}
- ${hot_car_badge()}
- ${award_badge()}
- ${cpo_badge()}
${price_badge_description}
${ami_badge_description}
The EV Battery Rating is based on this vehicle's current expected range relative to the vehicles expected range when new. ${battery_badge_text}
This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.