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Used subcompact SUVs for sale near Saint James, NC

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98 matches 30 miles from 28465
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
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Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Satin Steel Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 1.4L I-4 DOHC, variable valve control, intercooled turbo,
Stock #: KB786547
VIN: KL4CJASB6KB786547

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Seasell Auto review

Went to Seasell Autos and bought a 2014 Cadillac CTS with

Went to Seasell Autos and bought a 2014 Cadillac CTS with 89K miles on it… It’s a sweet ride but makes a clunk noise in the tranny when it shifts from 1st to 2nd. Blake and his guys are doing all they can to get it taken care of and make it right… For me, that’s a good dealership and I got a good deal !! Try them. They’re honest and stand behind what they sell !

2019 Buick Encore Preferred review

2919 Buick Encore

Whoever designed my 2919 Buick Encore was the best of the best. My wife and I love this car so much. I’v had a lot of cars over the years this one is the best. It is a great car and I love driving it.

Vehicle information

Ext. color: Winterberry Red Metallic
Int. color: Ebony
Drivetrain: Front-wheel Drive
MPG: 25-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Ecotec 1.4L I-4 DOHC, variable valve control, intercooled turbo,
Stock #: KB860074
VIN: KL4CJASB9KB860074

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Seasell Auto review

Best car buying experience ever, so easy going and stress

Best car buying experience ever, so easy going and stress free! They stayed after late and made sure I got my car! Steve really made us feel like we were top priority! I would recommend any and every one here!

2019 Buick Encore Preferred review

Best car I’ve had

I love my car. Most reliable one I’ve ever had. Interior is beautiful for the price. Good on gas. It gives luxury for the middle class. 10/10 recommend. If you come across one and want to buy it, do not hesitate🩵

Vehicle information

Ext. color: Summit White
Int. color: Jet Black w/Red Accents
Drivetrain: Front-wheel Drive
MPG: 28-32
Fuel type: Gasoline
Transmission: Automatic
Engine: ECOTEC 1.2L I-3 gasoline direct injection, DOHC, variable valve
Stock #: 28487
VIN: KL77LJEP3SC094035

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Auto Wholesale review

Great Purchase!

Rob was great and easy to work with! I have purchased many vehicles out of state and this was one of the easiest processes.

2025 Chevrolet Trax FWD 2RS review

Bought to replace a Cruze that was a real road warrior .

Bought to replace a Cruze that was a real road warrior . 2025 Trax 3 cyl does 70 mph plus on trips with 3 adults in comfort . LS model had no rear hatch cover . Bought one off FB Marketplace for $10. Dealer wanted $235. Used the rubber floor mats from the old Cruze and snapped right into place on the Trax for the winter weather . Doing more frequent oil changes because of wet belt setup . Originally wanted a Buick Envista but felt the $21200 Trax was basically the same car for thousands less .

Vehicle information

Ext. color: Crystal Black Pearl
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: Variable
Engine: Regular Unleaded I-4 2.0 L/122
Stock #: PS12789
VIN: 3CZRZ1H55PM725663

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control

Reviews

Stevenson-Hendrick Honda Wilmington review

Outstanding customer service with Nick Smith.

Outstanding customer service with Nick Smith. He was knowledgeable and made the purchase of my automobile a great experience. I would recommend to ask for him when you visit Hendrick Honda for your purchase. Thank you. A Broadbridge

2023 Honda HR-V Sport review

Sleek and Fast!

Amazing car for the value! Looks great and drives even better. I'd recommend this car for family as two car seats fit perfectly in the backset :)

Vehicle information

Ext. color: Platinum White Pearl
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: Variable
Engine: Regular Unleaded I-4 2.0 L/122
Stock #: P12745
VIN: 3CZRZ1H30TM709878

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Stevenson-Hendrick Honda Wilmington review

Top notch time working with Jimmy Bartlett.

Top notch time working with Jimmy Bartlett. We had ideas and thoughts that we reached out to him with and he pulled a rabbit out of his hat it seemed like. He found an Accord that had everything we wanted. Easy like Sunday morning.

2026 Honda HR-V LX review

Love this dealership, the salesman i had is the best.

Love this dealership, the salesman i had is the best. Hamad deeb was very helpful and got me everything i wanted . This was one of my best Honda experiences . This is my 6th car from this dealership

Vehicle information

Ext. color: Lunar Silver Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 27-31
Fuel type: Gasoline
Transmission: Variable
Engine: Regular Unleaded I-4 1.8 L/110
Stock #: T37427A
VIN: 3CZRU6H58JG723004

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player
Exterior: Alloy Wheels, Moonroof
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Stevenson-Hendrick Honda Wilmington review

Will was awesome and super helpful took care of

Will was awesome and super helpful took care of everything I needed an got me the vehicle I wanted

2018 Honda HR-V EX review

Some early reviewers did not like the power, but it has

Some early reviewers did not like the power, but it has been fine for me. I am not racing anyone. I like the “magic seat” capability. That has been useful many times. Driven literally across the country — California to Florida — with little fatigue. 60,000 miles and no maintenance issues.

Vehicle information

Ext. color: Modern Steel Metallic
Int. color: Black
Drivetrain: Front-wheel Drive
MPG: 26-32
Fuel type: Gasoline
Transmission: Variable
Engine: 2L I-4 gasoline direct injection, DOHC, i-VTEC variable valve co
Stock #: 28662
VIN: 3CZRZ1H32PM738546

Features

Convenience: Adaptive Cruise Control, Keyless Entry
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control

Reviews

Auto Wholesale review

Great selection of clean cars.no pressure dealer.

The 2nd car I purchased from John. Good honest salesman. Did everything I asked of him and the owner gave me a very fair trade on my old Kia. Will buy from them again.

2023 Honda HR-V LX review

Good Car.

Didn't know much about this car until i got it. Car is good, economical , looks good. Didn't see much of them on the roads a year ago, but there are many of them now. This shows its gaining popularity.

Vehicle information

Ext. color: Red
Int. color: BLACK
Drivetrain: Four-wheel Drive
MPG: 22-30
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28351299
VIN: 3C4NJDBB9NT221924

Features

Convenience: Heated Steering Wheel
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning

Reviews

2022 Jeep Compass Latitude review

Bought this 2022 Compass Trail Hawk new for my wife.

Bought this 2022 Compass Trail Hawk new for my wife. Earlier this year (2025) we landed a sweetheart deal on a new 2024 Wrangler Sport S. Guess who inherited the Compass ? I stepped down from a Grand Cherokee but I have no regrets. It has had a few electrical teething issues but all have been resolved and have not come back. The handling and fuel economy are much better than the Grand Cherokee. There are only 2 downsides..........the size of the gas tank (13.5 gal vs 24.5) and the cargo space behind the 2nd row seats. I have easily adapted to both ! I want to give a shout-out to our local dealership, Tri-City CDJR. Start to finish, an excellent place to purchase and maintain our Jeeps. BRAVO ZULU !

Vehicle information

Ext. color: San Remo Green Metallic
Stock #: PB11112
VIN: WBX73EF02S5268163

Reviews

BMW of Wilmington review

My service advisor Rob always goes above and beyond to

My service advisor Rob always goes above and beyond to help me in anyway that he possibly can. And in all of my years going to different service departments I must say that this is By far the best experience. Thank you, Rob.

2025 BMW X1 review

Vehicle is a strong performer (no surprise here given its

Vehicle is a strong performer (no surprise here given its "M" designation. No disapointments in that regard. Sport seats are very supportive; especially with the lumbar support adjustability. Cabin tech is abysmal though. Not at all intuitive; functions nested down menus where you would never expect them. Owners manual is 480 pages! Really ! While the vehicle makes me smile quite often the complexity of the cabin tech has me cursing every time I start the vehicle. The so-called "Genius" program help line only works Mon. - Fri. Central time in the US! Not too happy about that either.

Vehicle information

Ext. color: Lunar Silver Metallic
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 28-34
Fuel type: Gasoline
Transmission: Variable
Engine: Regular Unleaded I-4 1.8 L/110
Stock #: DT38518C
VIN: 3CZRU5H54NM727651

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels, Moonroof
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Stevenson-Hendrick Honda Wilmington review

Jimmy Bartlett, our salesperson, led us from the

Jimmy Bartlett, our salesperson, led us from the beginning to the end and provided us such a great experience. The dealership itself was very hospitable, clean, and their million inch tv was greatly enjoyed by my husband.

2022 Honda HR-V EX review

Very happy with my HR-V sport model.

Very happy with my HR-V sport model. Exterior design of the car is very nice Interior is a little small with not much room for storing things. Would not recommend this car to avery large person but for a smaller individual it is perfect, Runs well, has more pick up than I thought it would have. Based on only been driving it for 3 weeks I do recommend it.

Vehicle information

Ext. color: Blue
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: Automatic
Engine: Gas
Stock #: 28386129
VIN: 3C4NJCBB8NT172712

Features

Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning

Reviews

2022 Jeep Compass Latitude review

It's not an F1 car, nor is it a $100K

I have had my 22 High Altitude for about 4 months now and the only issue(s) I find are the following: MPG is not as advertised, it's not that great. It's around 24 average, I am about 50/50 city/highway driving - It's fine. It DOES ride like a Jeep - so it's not as "luxurious" as your higher end cars, but YOU BOUGHT A JEEP - The last snow storm we had in Cleveland was about 10" in 2 hours - No problem, even with 235/45/19 tires - Would be way better with not so wide tires. It's slow. Who cares? Are you driving in the F1? Nah - It's plenty. Interior is baller. Infotainment is great, comfortable. Heated steering wheel is a plus. IDK - I read these reviews and everyone is so picky - It's a nice ride. If you find you like it, give it a shot.

Vehicle information

Ext. color: San Remo Green Metallic
Stock #: PB11068
VIN: WBX73EF02S5047386

Reviews

BMW of Wilmington review

Richard was wonderful to with.

Richard was wonderful to with. A true professional! Somehow I left with a smile on my face, despite spending a chunk of change to get my car fixed. That really says something!

2025 BMW X1 review

Drives smooth.

Drives smooth. Great with the electronics. The car is very high tech and up to date. I would definitely recommend this car !! Very spacious and has alot of leg room!

Vehicle information

Ext. color: Portimao Blue Metallic
Stock #: S6456
VIN: WBX73EF03S5238234

Reviews

BMW of Wilmington review

BMW serve center was on time with a short wait time for 2

BMW serve center was on time with a short wait time for 2 rear tire replacements due to low treads and regular maintenance. 4-wheel alignment was performed as well. I arrived at 8:40am and left before 11:30am. Heating working well. I will have to return for AC maintenance due to me being out do town until March 2026. I was scheduled for appt on the 30th. Excellent service.

Vehicle information

Ext. color: Night Blue Metallic
Int. color: Standard Interior in Agate Grey
Fuel type: Gasoline
Transmission: PDK (Automatic)
VIN: WP1AB2A52JLB34110

Features

Convenience: Navigation System
Entertainment: Premium Sound System
Exterior: Sunroof/Moonroof
Safety: LED Headlights, Lane Departure Warning
Seating: Memory Seat

Reviews

Porsche Wilmington review

Rob & Caleb managed the service efficiently with ample

Rob & Caleb managed the service efficiently with ample communication throughout. Surprisingly, the service came in below quoted price. Technician provided video proof of findings and recommendations; the transparency was appreciated.

2018 Porsche Macan review

Macan Tyrbo

One of the most fun cars I have ever driven. The acceleration and handling are on another level than the X5M or X3M. It’s also practical and looks extremely sharp. Infotainment could be better - the PDK is lightening fast though. Exhaust tone is amazing. I can go on and on.

Vehicle information

Ext. color: Sting-Gray Clearcoat
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 23-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 1.3L I-4 gasoline direct injection, Multiair variable valve cont
Stock #: NPN80826
VIN: ZACNJDE17NPN80826

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

Seasell Auto review

Quick response to my questions.

Quick response to my questions. Good information was conved. I certainly will be willing to work with them in the future.

2022 Jeep Renegade Altitude review

The only car of it's kind

I picked the Jeep Renegade in the Trailhawk model because it is the only car in the compact category that also has excellent off roading capabilities. It completely beats out the other "off road" vehicles in its class like the Crosstrek or trailblazer. It also works excellent as a daily driver and great on long highway drives, having way better gas mileage than a pickup or wrangler. No road noise like you get in a wrangler or a truck with big off road tires. I've had this car for a little over a year at this point, with about 7000 miles, and the only thing I can say was any kind of issue was I got warning lights on my dash for the lane sensors, but they were just dirty and a quick wash fixed that problem. I can't say much for reliability just because the car is still so new. I have the leather trim upgrade that you can get with the trailhawk, but even with that the quality of the interior is lacking compared to other vehicle brands at the same price range and category, like the Crosstrek, but looking at Jeep's other vehicles like the Gladiator or Wrangler, it fits right in. Everything does feel high quality. I'm very picky about road noises and rattling panels or vibrations while driving, and I haven't had anything at all yet with this vehicle even when driving on rough roads or hitting bumps. The only reason why I gave this car a lower interior rating is just because of the excessive use of plastic. The exterior is very unique. At first I absolutely hated the blocky look of the renegade, but with all the iconic Jeep stying mixed in and the upgraded look of the trailhawk front bumper, I have grown to really love the way this little SUV looks. The blocky shape gives it extremely good headroom and gives it extra cargo space in the rear. The trailhawk model has armor on the underside to prevent damage by anything you're climbing over when going off road. There are some gaps in the armor that you can fill with available aftermarket parts. I will say that I think the cardboard box aerodynamics are the main reason why the gas mileage is so poor even with such a small engine. With about 55/45 split between in-town and highway driving respectively, on roads with large elevation changes, I do still get 24 mpg combined which is decent. The road handling is also great, the Renegade is a very light car, and even with being a little top heavy it zooms around corners almost like a small sports car. The 1.3l engine is surprisingly torque-y, it took me a little while to get used to being gentle on the throttle, the first few gears are very deep and the tiny turboed engine makes 210 foot pounds of torque so it will launch very quickly until it gets to 3rd/4th gear. The absolute worst and best thing about this car is it's transmission and the way it's programmed. In regular driving, it seems like the transmission has to stop and think about what gear to go to, so swapping gears is a little slow and not as smooth as other cars. At the same time, the transmission is the main reason why this car does extremely, unexpectedly well off road and in poor driving conditions. It will always keep power to wheels that have traction, and so gives impressive control. I have driven this up a mountain trail in the middle of a Montana winter and it felt like a leisurely drive, even purposely drove into tall snow drifts to give myself a challenge and plowed over them without any issue. When I got to the peak in my stock renegade trailhawk the only other vehicle on the peak was a modified, lifted Tacoma with large off road tires that had chains wrapped around them. I'm extremely impressed with how well this compact SUV really does off road. Overall I'm extremely happy with my renegade, and hope to have it for the next decade as a light trail/off road adventure car and daily driver.

Vehicle information

Ext. color: Storm Bay Metallic
Stock #: PB11077
VIN: WBX13EF08S5290870

Reviews

BMW of Wilmington review

They’ve ALWAYS got it right.

They’ve ALWAYS got it right. With courtesy and auto technicians that I expect from one of the World’s top auto makers.

Vehicle information

Ext. color: Monarch Orange
Int. color: Charcoal
Drivetrain: All-wheel Drive
MPG: 24-30
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, CVTC variable valve cont
Stock #: N24676A
VIN: JN1BJ1CRXHW139621

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Capital Nissan of Wilmington review

Capital Nissan Best by Far!

Capital Nissan of Wilmington is your place to go if you are looking for friendly knowledgeable staff and are offering you a great deal to buy a vehicle. our salesman Jeff Surratt and sales manager Jon, made the deal and transaction awesome, we live over 7 hours away and would not hesitate to buy another vehicle from them!

2017 Nissan Rogue Sport SL review

Rogue

Eli is the absolute best! The vehicle was perfect when I arrived there, it drove beautifly and Eli was super respectful and personable. Would recommend this dealership to everyone!

Vehicle information

Ext. color: Alpine White
Int. color: Mocha
Drivetrain: All-wheel Drive
MPG: 22-31
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 9439
VIN: WBXHT3Z39H4A58126

Features

Convenience: Heated Steering Wheel, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Lane Departure Warning, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Bluewater Motorsports review

Love my car

Julian was absolutely amazing!! I have nothing but good things to say about their team, if you are looking for a car make sure you visit their lot first.

2017 BMW X1 xDrive 28i review

This is an update from my February 1, 2019 review.

This is an update from my February 1, 2019 review. I have now owned the vehicle for nearly seven years. I’ve personally driven nearly 20,000 miles in it. The vehicle now has nearly 50,000 miles on the odometer. I purchased it certified pre-owned from a BMW dealership. I have maintained the vehicle to manufacturer specifications. I have only paid for routine maintenance. I have paid for zero repairs. My previous review is confirmed. Full disclosure, two repairs were covered under warranty by the BMW dealership when I purchased the vehicle and one other repair was performed by a different BMW dealership due to their mistake during a routine service.

Vehicle information

Ext. color: Bright White Clearcoat
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 24-32
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: V2165
VIN: 3C4NJDCN1ST531828

Features

Convenience: Adaptive Cruise Control, Heated Seats, Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats

Reviews

Victory CDJR of Shallotte review

Good service very helpful and even delivered the auto

Good service very helpful and even delivered the auto to my house. Offer very good prices

2025 Jeep Compass Limited review

Bought brand new 9 miles on it now 5400 went from Iowa

Bought brand new 9 miles on it now 5400 went from Iowa through Colorado to Arizona no problems other that forward Collison sensors getting dirty and the auto stop start not always working.I used rock mode on my trailhawk in canyon land it was a blast

Vehicle information

Ext. color: Denim Blue Metallic
Int. color: Macchiato Beige
Fuel type: Gasoline
Stock #: 20286A
VIN: W1N4N4GBXPJ470826

Reviews

Bob King Autohaus review

Friendly professional service.

MR. Bill Hoops was very accommodating to my work schedule. He listened to my needs and attempted to meet them. He was professional at all times, friendly, and showed me the vehicle I was interested on as well as the very accommodating facility.

2023 Mercedes-Benz GLA 250 Base review

Great car for everything

Smoothest ride ever. You feel safe in this car and your overall visibility is great. Saved on gas already and interior is great and seats are very comfy Mercedes app gives you a chance to start engine from a distance snd reminds you to lock car if you forget. Verbal commands to Mercedes makes calling folks if changing stations real easy

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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