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2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry 2020 Wind Chill Pearl Toyota Camry

Used 2020 Toyota Camry XSE

$22,100
$407/mo*
  • 52,844 mi
  • Holiday, FL (813 mi)
Good Deal

This vehicle presents a good buying opportunity below the average market range.

$1,890 price drop

The seller has reduced the price of this car by $1,890 in the past 6 days.

This vehicle is a good deal

Good Deal

This vehicle presents a good buying opportunity below the average market range.

Our analysis compares this car with similar 2020 Toyota Camrys, factoring in 100+ variables including:

Market
  • Supply & demand
  • Price
  • Original MSRP
Listing details
  • Mileage
  • Add-on packages
  • Feature upgrades (e.g. alloy wheels, bluetooth)
  • Exterior and interior colors
  • Vehicle history (when available)
Seller
  • Dealer ratings & reviews

Price history

$2,098 below original listed price

Date

Change

Price

09/26/25

$495

$22,100

09/25/25

$375

$22,595

09/19/25

$1,020

$22,970

09/10/25

$208

$23,990

09/04/25

Listed

$24,198

Total price amount is based on price change information provided by the seller.

Features & specs

VIN: 4T1K61AK7LU899705 / Stock #: 3041713A
  • Wind Chill Pearl exterior color
  • Ash interior color
  • Gasoline fuel type
  • Dynamic Force 2.5L I-4 port/direct injection, DOHC, VVT-iE/VVT-i engine
See all features & specs

Convenience

  • Adaptive Cruise Control
  • Heated Seats
  • Keyless Entry
  • Keyless Start
  • Navigation System
  • Remote Start

Entertainment

  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • CD Player
  • HomeLink
  • Satellite Radio
  • USB Port
  • WiFi Hotspot

Exterior

  • Alloy Wheels
  • Sunroof/Moonroof

Safety

  • Automatic Emergency Braking
  • Backup Camera
  • Blind Spot Monitor
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Rear Cross Traffic Alert
  • Stability Control

Seating

  • Leather Seats

Additional popular features

  • headlight control - auto highbeam
  • apple carplay/android auto
  • dynamic steering
  • driver monitor
  • collision warning system

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Seller's notes

Sun Toyotas Real Nationwide Lifetime Powertrain WarrantyDrive with confidence knowing your investment is backed by our exclusive Sun Toyota Lifetime Powertrain Warranty. This warranty offers unlimited time and unlimited miles coverage on your engine, transmission, and drivetrain components, valid at any licensed repair facility across the U.S. and Canadafor as long as you own the vehicle.This 2020 Toyota Camry XSE combines sporty performance with sleek styling and advanced technology. The XSE trim delivers responsive handling and a dynamic driving experience, while the interior offers high quality materials, modern amenities, and intuitive controls for comfort and convenience. This Camry XSE is ideal for daily driving or longer trips, providing style, performance, and reliability in every journey.XSE trim with sporty exterior design and performance oriented handlingHigh quality interior materials with modern comfort featuresAdvanced technology and driver assistance systems for convenience and safetyComfortable and versatile seating for passengersThis 2020 Toyota Camry XSE offers a dynamic combination of performance, style, and advanced features, all backed by Sun Toyotas Lifetime Powertrain Warranty for complete peace of mind.

Vehicle history report

  • Accidents or damage reported
  • Multiple owners
  • Personal use only
  • No open recalls reported
Free CARFAX Report

The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller's info

Sun Toyota

10,684 reviews
Open Closes 9pm
Monday
8:30am - 9pm
Tuesday
8:30am - 9pm
Wednesday
8:30am - 9pm
Thursday
8:30am - 9pm
Friday
8:30am - 9pm
Saturday
8:30am - 9pm
Sunday
10am - 6pm
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Consumer reviews

93% of drivers recommend the 2020 Toyota Camry
4.7 / 5
Based on 152 reviews
Comfort 4.7
Interior 4.7
Performance 4.7
Value 4.7
Exterior 4.8
Reliability 4.8
Write a review
Most recent
  • this is an awesome car.

    this is an awesome car. Mine was white withe the black top red leather seats, which is very hard to find. I found one bought it out of state delivered to my home 10 months ago. Almost a month ago some jerk speeding hit the front. Totaled my car. wont ever be another like it. it was a lot of fun to drive, handling was great around turns, very reliable sporty car powerful and fast
    • Purchased a Used car
    • Used for Commuting
    • Does recommend
    Comfort 4.0
    Interior 4.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
  • Purchased new on October 2020, just one issue is that the

    Purchased new on October 2020, just one issue is that the battery is showing sings of acid leak I clean with wire brush and looks good, I have 28,000 and purchased 10/25/2020, have a great acceleration, paddle shifter is awesome, my only concern is that should have added larger front rotor's the car is fast and it should have a better breaking system, it is an xse 6 cylinder and the TRD 6 cylinder only has a different package, but my Camry goes to 100 mph in a heartbeat, also has the bottom for eco, normal and sport and I have beaten several BMW and some benz 250 and 300, the xse package has leather seats front seats get warm or cold depending on your preference, I do not abuse my vehicle at all, just sometimes you need to clear the throat.
    • Does recommend
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
  • 2020 camery review

    I love this car it has everything that my old did Nicer interior, nicer rims Automatic headlights and auto matic high beams Powerseats heated seats ect Only thing never happened in my old 2011 Toyota Corolla When I'm driving for a while I get pain on the bottom of my left foot never happened in my old Corolla don't know why it's happening now in the Camry
    • Purchased a Used car
    • Used for Commuting
    • Does recommend
    Comfort 4.0
    Interior 5.0
    Performance 5.0
    Value 4.0
    Exterior 5.0
    Reliability 5.0
  • my experience on the 2020 camry and why do i like

    It is for sure way better than the ravf. it has very nice interior and shape. really nice reliability and it is quite spacious in my opinion. it has fair power and fair speed to be honest. the whole design is so cool that I can't think of anything else to buy. the price is also worth it since it is so good!
    • Purchased a New car
    • Used for Having fun
    • Does recommend
    Comfort 4.0
    Interior 4.0
    Performance 3.0
    Value 5.0
    Exterior 3.0
    Reliability 5.0
  • I love my 2020 Camry!!

    I am absolutely happy with my 2020 Camry!! I went to Toyota of Woodbridge to see what, if anything they could do for me. I had an older model Corolla to trade. They Nadir (salesperson) and Brandon (business manager) made a sweet deal for me. Trade-in amount was awesome, monthly payment was unbelievably awesome!! My Camry rides great and looks great!! I would strongly recommend this year and model!! Please make Toyota of Woodbridge your 1st stop when shopping for a Toyota. You won't be sorry. They are friendly and professional.
    • Purchased a Used car
    • Used for Transporting family
    • Does recommend
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
  • It’s a Toyota! Well balanced-stylish sedan.

    Originally traded my 2012 Honda Civic for a 2019 Camry LE. Great car that lasted me a few years until I came across the 2020 Camry SE Nightshade which blew my mind. Bought it with the odometer at 30k miles. What can I say? It’s a typical reliable Camry but with the SE nightshade trim it’s a great styling leap ahead far from the bare bones basics. Just hit 40k miles and I have not had any issues whatsoever. If you prefer the v6 engine option and more to offer as far as tech/comfort go for the XLE/XSE trims. Planning to keep this one !
    • Purchased a Used car
    • Used for Commuting
    • Does recommend
    Comfort 4.0
    Interior 4.0
    Performance 4.0
    Value 4.0
    Exterior 5.0
    Reliability 5.0
  • Toyota Camry AWD is a drivers nightmare.

    I had this car for a little over 2 years. The engine head gasket blew and was under warranty and was replace at 6 months. But that was the beginning of bad luck with service repairs. I had to replace the front brakes and rotors within the 1st year of having the car and just replaced them again in Oct 2022. AND now(Dec 2022) again they need to be replaced and /or there is something more too it with the brakes... the car shimmies when slowing down in the front... I had nothing but problems with the brakes since I own this car. Its not under warranty...Something is clearly wrong with the brakes. I take it to service and there is something wrong with the AC unit and they want a 1100.00 to fix it and I dont have the money... Its not under warranty, the service manager tells me otherwise they would fix it. So I got to come outta pocket for the repair. That's not happening anytime soon. The front end of this vehicle is low and scraps bottom when entering a lot of places - I have had it repaired and painted 3x's. This car is a money pit. I put more money into it then it worth. I have had the wind shield replaced 3x's due to rock chips hitting the window.... Yes my insurance covered it but I had to pay the deductible to get it repaired, 200.00 a pop...I owned 5 Rav4 before I traded in for this 2020 Camry. I liked this car at 1st, but I wished I never had traded my SUV's for this bad luck car.
    • Purchased a New car
    • Used for Commuting
    • Does not recommend
    Comfort 3.0
    Interior 4.0
    Performance 4.0
    Value 3.0
    Exterior 4.0
    Reliability 2.0
  • Review

    It's great to drive a camry xse the worse part about which is the best part of it is when you drive it if you don't put signal when you make a turn he will pull you back
    • Purchased a Used car
    • Used for Transporting family
    • Does recommend
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
  • Losing code in flash memory.

    It is uncomfortable when driving on rough road but I accepted. Had battery drained problem after 2 years 9 months. At the first checking by Toyota service they said they could not find anything wrong, I insisted to leave car over night to see problem and they did after let car there overnight. They ran the program updating (code was latest version on 1st check) and problem went away. I am worry that few years from now I may have flash memory that lost codes again after warrantee is expired.
    • Purchased a New car
    • Used for Transporting family
    • Does not recommend
    Comfort 3.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 3.0
  • 2020 Toyota Camry purchased at Reliable Toyota

    Absolutely love my 2020 Toyota Camry. Wanted a mid size car with the best gas mileage and reliable transportation. Talked with a couple people that had Toyotas and they were really pleased. We live in a rural area so almost 100% of my driving is highway miles and I have gotten up to 45 mpg. Love the sleek style and all the bells and whistles on this car I'm still learning. Drives well on highway. Purchased this from Reliable Toyota in Springfield, MO. AUSTIN FOSTER was salesperson and he went above and beyond our expectations. No pressure sales, very kind, and considerate young man. Had contact with him twice after the purchase. He wanted to make sure we were pleased with our purchase and if we came up with anymore questions.
    • Purchased a Used car
    • Used for Commuting
    • Does recommend
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 4.0
    Exterior 5.0
    Reliability 5.0
  • Love this car!!

    I love everything about this car. Everything is exactly as They claim the car is. Buy one you won’t be sorry. You don’t have to wait for a new one—a used one is just as good, even better.
    • Purchased a Used car
    • Used for Commuting
    • Does recommend
    Comfort 5.0
    Interior 5.0
    Performance 5.0
    Value 5.0
    Exterior 5.0
    Reliability 5.0
  • Excellent auto

    Car rides very comfortable. Nice design and detail. Very happy with this car. Would buy again, but realized I didn’t get everything I wanted on the car.
    • Purchased a New car
    • Used for Having fun
    • Does recommend
    Comfort 4.0
    Interior 4.0
    Performance 5.0
    Value 4.0
    Exterior 5.0
    Reliability 5.0
See all reviews

Dealer Disclaimer: Prices do not include tax, tag, title, registration, any dealer-installed accessories, or dealer-provided benefits. Additional fees include a pre-delivery service fee of $1,298 a Private Tag Agency Fee of $189, and an Electronic Registration Filing Fee of $598.00, which charges represent costs and profits to the dealer for items such as inspecting, cleaning, and adjusting vehicles, and preparing documents related to the sale. We strive to update our inventory regularly, but there may be a delay between the sale of a vehicle and inventory updates. Prices, specifications, and availability are subject to change without notice. Pricing includes all applicable manufacturer incentives and may not be combined with other exclusive offers. All advertised prices are for in-stock units only and include all applicable dealer, manufacturer discounts and incentives. Some offers and incentives require financing through the Manufacturer Captive Lender, subject to approved credit. Please contact the dealer for the most current information and details. While every reasonable effort has been made to ensure the accuracy of this information, the dealership is not responsible for errors or omissions on this site. To receive any special or advertised pricing, a copy of the advertisement must be presented at the time of purchase. Prior sales are excluded. We do not accept out - of - state bank drafts for new or preowned vehicle and no out-of-state deals.

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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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