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Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500 Photo of 2024 Cloudburst Gray Lexus LC 500
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Basics

Exterior color
Cloudburst Gray
Interior color
Black
Drivetrain
Rear-wheel Drive
MPG
15–25

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.

Fuel type
Gasoline
Transmission
Automatic
Engine
5L V-8 port/direct injection, DOHC, VVT-i variable valve control
VIN
JTHNPAAY3RA108646
Stock #
PC0827
Mileage
5,325 mi.

Features

Convenience
  • Adaptive Cruise Control
  • Cooled Seats
  • Heated Seats
  • Heated Steering Wheel
  • Keyless Entry
  • Keyless Start
  • Navigation System
  • Remote Start
Entertainment
  • Android Auto®
  • Apple CarPlay®
  • Bluetooth®
  • CD Player
  • HomeLink
  • Premium Sound System
  • Satellite Radio
  • USB Port
  • WiFi Hotspot
Exterior
  • Alloy Wheels
Safety
  • Automatic Emergency Braking
  • Backup Camera
  • Blind Spot Monitor
  • Brake Assist
  • LED Headlights
  • Lane Departure Warning
  • Rain Sensing Wipers
  • Rear Cross Traffic Alert
  • Stability Control
Seating
  • Leather Seats
  • Memory Seat
Additional popular features:
headlight control - auto highbeam, parking assistance, parking distance sensors, autonomous drive, collision warning system, dynamic steering, driver monitor, front cross traffic alert
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 10-Speed Sport Direct Shift Automatic Transmission
  • 12V power outlets 1 12V power outlet
  • 21' Forged Alloy Wheels with Black Finish
  • 245/40RF21 Front and 275/35RF21 Rear Tires
  • 4-Wheel Disc Brakes
  • 5.0L DOHC 32V V8 Dual VVT-I Engine
  • A/C
  • ABS
  • ABS Brakes 4-wheel antilock (ABS) brakes
  • ABS Brakes Four channel ABS brakes
  • AM/FM Radio with Navigation System
  • AM/FM Stereo
  • Accessory power Retained accessory power
  • Active Suspension
  • Adaptive Cruise Control
  • Adaptive cruise control All-Speed Dynamic Radar Cruise Control (DRCC)
  • Adjustable Steering Wheel
  • Air conditioning Yes
  • All Weather Floor Liners
  • All-in-one key Smart Key all-in-one remote fob and ignition key
  • Alternator Type Alternator
  • Ambient lighting
  • Android Auto
  • Antenna Diversity antenna
  • Antenna Window grid audio antenna
  • Apple CarPlay
  • Armrests front center Sliding front seat center armrest
  • Auto door locks Auto-locking doors
  • Auto headlights Programmable headlight control
  • Auto high-beam headlights Intelligent High Beam auto high-beam headlights
  • Auto levelling headlights Auto-leveling headlights
  • Auto tilt steering wheel Auto tilt-away steering wheel
  • Auto-Dimming Rearview Mirror
  • Auto-dimming door mirror driver Auto-dimming driver side mirror
  • Auto-dimming door mirror passenger Auto-dimming passenger side mirror
  • Automatic Emergency Braking
  • Automatic Headlights
  • Automatic Highbeams
  • Automatic brake hold
  • Automatic curve slowdown cruise control
  • Auxiliary Audio Input
  • Back-Up Camera
  • Backup Camera
  • Basic warranty 48 month/50,000 miles
  • Battery charge warning
  • Battery run down protection
  • Battery type Lead acid battery
  • Bespoke Build Package with Blue Soft Top
  • Beverage holders Front beverage holders
  • Blind Spot Monitor
  • Blind spot Blind Spot Monitor (BSM)
  • Bluetooth
  • Body panels Galvanized steel/aluminum body panels with side impact beams
  • Brake Actuated Limited Slip Differential
  • Brake Assist
  • Brake assist system Brake Assist (BA) predictive brake assist system
  • Brake pad warning Brake pad wear indicator
  • Brake type 4-wheel disc brakes
  • Bucket Seats
  • Built-in virtual assistant
  • Bumper insert Chrome rear bumper insert
  • Bumper rub strip rear Black rear bumper rub strip
  • Bumpers front Body-colored front bumper
  • Bumpers rear Body-colored rear bumper
  • CD Player
  • Cabin air filter
  • Camera Panoramic View Monitor aerial view camera
  • Carbon-Fiber Door Scuff Plates
  • Cargo access Power cargo area access release
  • Cargo floor type Carpet cargo area floor
  • Cargo light Cargo area light
  • Cargo tie downs Cargo area tie downs
  • Climate Control
  • Climate control Climate Concierge automatic climate control
  • Clock Analog clock
  • Cold Area Package
  • Colored Heads-Up Display (HUD)
  • Comfort Bucket Seats
  • Compass
  • Configurable instrumentation gauges
  • Console insert material Leather console insert
  • Convertible
  • Convertible glass window Convertible roof with glass rear window
  • Convertible roll-over protection Automatic convertible roll-over protection
  • Convertible roof Power convertible roof
  • Convertible roof lining
  • Convertible wind blocker Fixed convertible wind blocker
  • Cooled Driver Seat
  • Cooled Passenger Seat
  • Cooled front seats Ventilated driver and front passenger seats
  • Corrosion perforation warranty 72 month/unlimited
  • Cross-Traffic Alert
  • Cruise Control
  • Cruise control Cruise control with steering wheel mounted controls
  • Cylinder head material Aluminum cylinder head
  • DRL preference setting
  • Dashboard material Leather upholstered dashboard
  • Day/Night rearview mirror
  • Daytime Running Lights
  • Delay off headlights Delay-off headlights
  • Digital signal processor
  • Door ajar warning Rear cargo area ajar warning
  • Door bins front Driver and passenger door bins
  • Door handle material Body-colored door handles
  • Door locks Power door locks with 2 stage unlocking
  • Door mirror style Body-colored door mirrors
  • Door mirror type Standard style side mirrors
  • Door mirror with tilt-down in reverse Power driver and passenger door mirror…
  • Door trim insert Alcantara simulated suede door trim insert
  • Drive type Rear-wheel drive
  • Driver Adjustable Lumbar
  • Driver Air Bag
  • Driver Illuminated Vanity Mirror
  • Driver Vanity Mirror
  • Driver attention monitor Vehicle Sway Warning driver attention alert
  • Driver foot rest
  • Driver information center
  • Driver lumbar Driver seat with 2-way power lumbar
  • Driver seat direction Driver seat with 8-way directional controls
  • Driver selectable steering effort Drive Mode Select driver selectable steeri…
  • Driver side rear seat easy entry Power driver side rear seat easy entry
  • Drivetrain selectable Drive Mode Select driver selectable drivetrain mode
  • Dual Climate Control
  • Dual-zone front climate control
  • Electronic parking brake
  • Electronic stability control Electronic stability control system
  • Emergency SOS Capable Safety Connect (3-year trial) vehicle integrated emerg…
  • Emissions LEV3-ULEV70 emissions
  • Emissions tiers Tier 3 Bin 70 emissions
  • Engine 5L V-8 port/direct injection, DOHC, VVT-i variable valve control, pre…
  • Engine Cylinders V8
  • Engine Immobilizer
  • Engine Location Front mounted engine
  • Engine Mounting direction Longitudinal mounted engine
  • Engine block material Aluminum engine block
  • Engine temperature warning
  • Engine/electric motor temperature gauge
  • External memory External memory control
  • First-row windows Power first-row windows
  • Floor console Full floor console
  • Floor console storage Covered floor console storage
  • Floor coverage Full floor coverage
  • Floor covering Full carpet floor covering
  • Floor mats Carpet front floor mats
  • Fob engine controls SmartAccess with hands-free access and push button start…
  • Folding door mirrors Power folding door mirrors
  • Forward collision warning Pre-Collision System (PCS) w/Left Turn Intersectio…
  • Front Side Air Bag
  • Front anti-roll Front anti-roll bar
  • Front camera Front mounted camera
  • Front cornering lights
  • Front head restraint control Power front seat head restraint control
  • Front head restraints Height adjustable front seat head restraints
  • Front impact airbag driver Driver front impact airbag
  • Front impact airbag passenger Passenger front impact airbag
  • Front passenger lumbar Front passenger seat with 2-way power lumbar
  • Front reading lights
  • Front seat neck and shoulder heater
  • Front seat upholstery Semi-Aniline leather front seat upholstery
  • Front seatback upholstery Leatherette front seatback upholstery
  • Front side impact airbag driver Seat mounted side impact driver airbag
  • Front side impact airbag passenger Seat mounted side impact front passenger …
  • Fuel Type Premium Unleaded
  • Fuel door Power fuel door release
  • Garage door opener HomeLink garage door opener
  • Gauge cluster display size (inches) Gauge cluster display size: 8.00
  • Gearshifter material Leather and metal-look gear shifter material
  • Glove box Illuminated locking glove box
  • Grille style Metal-look grille with chrome surround
  • HD Radio
  • HID Headlights
  • Handsfree Bluetooth handsfree wireless device connectivity
  • Head airbag Driver and passenger head protection airbag
  • Head up display Head-up display
  • Head-Up Display
  • Headlight type Projector beam headlights
  • Headlights LED low and high beam headlights
  • Headlights-Auto-Leveling
  • Headliner coverage Full headliner coverage
  • Headliner material Cloth headliner material
  • Heads-Up Display
  • Heated Seats
  • Heated Steering Wheel
  • Heated front seats Heated driver and front passenger seats
  • Heated steering wheel
  • Heated wipers Heated windshield wiper park
  • High mount stop light High mounted center stop light
  • Hill start assist
  • Ignition Spark ignition system
  • Illuminated entry
  • Illuminated glove box
  • Illuminated ignition switch
  • Immobilizer
  • Instrumentation display Digital/analog instrumentation display
  • Integrated Turn Signal Mirrors
  • Integrated navigation Integrated navigation system with voice activation
  • Interior accents Aluminum and metal-look interior accents
  • Interior courtesy lights Fade interior courtesy lights
  • Intermittent Wipers
  • Internet access Mobile hotspot internet access
  • Internet radio capability Enform App Suite 2.0 internet radio capability
  • Key Gloves
  • Key in vehicle warning
  • Keyfob cargo controls Keyfob trunk control
  • Keyfob keyless entry
  • Keyfob window controls Keyfob window control
  • Keyless Entry
  • Keyless Start
  • Knee airbag Driver and passenger side knee airbag
  • LED Headlights
  • LED brake lights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Lane departure Lane Keep Assist (LKA)
  • Leather Seats
  • Leather Steering Wheel
  • Left camera Left side camera
  • Limited Slip Center Differential
  • Limited slip differential TORSEN mechanical limited slip differential
  • Lock-up transmission
  • Locking/Limited Slip Differential
  • Low level warnings Low level warning for oil, fuel, washer fluid and brake f…
  • Low tire pressure warning Tire specific low air pressure warning
  • MP3 Player
  • Maintenance warranty 6 month/5,000 miles
  • Memory Seat
  • Memory settings Memory settings include: door mirrors and steering wheel
  • Mirror Memory
  • Mobile app access Lexus App mobile app access
  • Multi-Zone A/C
  • Multi-mode exhaust
  • Multiple headlights Multiple enclosed headlights
  • Navigation System
  • Neck Heater
  • Noise cancellation Active noise cancellation
  • Number of airbags 6 airbags
  • Number of beverage holders 1 beverage holder
  • Number of door entry light(s) 2 door entry light(s)
  • Number of doors 2 doors
  • Number of first-row screens 2 total number of 1st row displays
  • Number of memory settings 3 memory settings
  • Occupancy sensor Airbag occupancy sensor
  • Oil pressure warning
  • Oil temperature gauge
  • One-touch down window Driver and passenger one-touch down windows
  • One-touch up window Driver and passenger one-touch up windows
  • Over the air updates
  • Overdrive transmission
  • Paint Metallic paint
  • Painted calipers Black painted front and rear brake calipers
  • Panel insert Metal-look instrument panel insert
  • Parking sensors Front and rear parking sensors
  • Passenger Adjustable Lumbar
  • Passenger Air Bag
  • Passenger Illuminated Visor Mirror
  • Passenger Vanity Mirror
  • Passenger seat direction Front passenger seat with 8-way directional control…
  • Passenger side rear seat easy entry Power passenger side rear seat easy entr…
  • Pedestrian detection Pre-Collision System (PCS) w/Pedestrian Detection
  • Pedestrian safety Pop-up hood pedestrian injury mitigation system
  • Perimeter approach lighting Remote activated perimeter approach lighting
  • Power Door Locks
  • Power Driver Seat
  • Power Mirror(s)
  • Power Passenger Seat
  • Power Windows
  • Power driver seat controls Driver seat power reclining, lumbar support, cush…
  • Power passenger seat controls Passenger seat power reclining, lumbar support…
  • Powertrain type ICE
  • Powertrain warranty 72 month/70,000 miles
  • Premium Paint
  • Premium Sound
  • Premium Sound System
  • Primary display size 12.3 inch primary display
  • Primary display touchscreen Primary monitor touchscreen
  • RDS Radio data system (RDS)
  • Radiator
  • Radio AM/FM/digital/SiriusXMsatellite
  • Rain Sensing Front Wipers
  • Rain Sensing Wipers
  • Rain detecting wipers
  • Real time traffic Real-time traffic
  • Real time weather Real-time weather
  • Rear Bucket Seats
  • Rear Cross Traffic Alert
  • Rear Defrost
  • Rear Parking Aid
  • Rear Performance Rod
  • Rear Springs Regular grade rear springs
  • Rear anti-roll Rear anti-roll bar
  • Rear camera Rear mounted camera
  • Rear cargo door Trunk
  • Rear collision warning Rear Cross Traffic Alert (RCTA) collision warning
  • Rear head restraint control 2 rear seat head restraints
  • Rear head restraints Fixed rear head restraints
  • Rear seat direction Front facing rear seat
  • Rear seat upholstery Leather rear seat upholstery
  • Rear seatback upholstery Leatherette rear seatback upholstery
  • Rear seats Rear bucket seats
  • Rear seats fixed or removable Fixed rear seats
  • Rear window defroster
  • Rear windshield Fixed rear windshield
  • Rearview mirror Auto-dimming rear view mirror
  • Remote Trunk Release
  • Remote panic alarm
  • Requires Subscription
  • Right camera Right side camera
  • Roadside warranty 48 month/unlimited
  • Rollover Protection Bars
  • Running lights LED daytime running lights
  • SAE Autonomy Level 2 - partial automation SAE Autonomy
  • Satellite Radio
  • Satellite trial 3 month satellite trial subscription
  • Seat Memory
  • Seatbelt pretensioners Front and rear seatbelt pretensioners
  • Seatbelt pretensioners number 4 seatbelt pre-tensioners
  • Seating capacity 4
  • Second-row windows Power second-row windows
  • Secondary floor mats Vinyl/rubber front and rear secondary floor mats
  • Security System
  • Security system
  • Seek scan
  • Selectable mode transmission Drive Mode Select selectable mode transmission
  • Sequential shift control Sport Direct Shift Sequential shift with steering w…
  • Service interval warning Service interval indicator
  • Shock absorbers Gas-pressurized shock absorbers
  • Smart Device Integration
  • Smart device integration Apple CarPlay/Android Auto smart device wireless mi…
  • Smart device remote start
  • Smart device-as-key proximity door locks
  • Soft top Retractable soft top
  • Speakers Standard grade speakers
  • Speakers number 12 speakers
  • Special paint Monotone paint
  • Speed sensitive steering Speed sensitive power steering
  • Speed sensitive volume
  • Speed sensitive wipers
  • Speedometer Redundant digital speedometer
  • Split front seats Bucket front seats
  • Sport pedals Sport style pedals
  • Springs front Front coil springs
  • Springs rear Rear coil springs
  • Stability Control
  • Start-stop engine Auto stop-start engine
  • Steering Electric power-assist steering system
  • Steering Wheel Audio Controls
  • Steering mounted audio control Steering wheel mounted audio controls
  • Steering type Rack-pinion steering
  • Steering wheel material Leather steering wheel
  • Steering wheel telescopic Power telescopic steering wheel
  • Steering wheel tilt Power tilting steering wheel
  • Suspension Standard ride suspension
  • Suspension auto correcting Adaptive Variable Suspension (AVS) adaptive ride …
  • Suspension control Automatic suspension ride control with driver control
  • Suspension ride type front Independent front suspension
  • Suspension ride type rear Independent rear suspension
  • Suspension type front Multi-link front suspension
  • Suspension type rear Multi-link rear suspension
  • Tachometer
  • Tailpipe Stainless steel dual exhaust with chrome tailpipe finisher
  • Telematics
  • Temperature display Exterior temperature display
  • Tinted windows Light tinted windows
  • Tires P245/40YR21 performance AS BSW front tires and P275/35YR21 performance…
  • Traction Control
  • Traction control All-speed ABS and driveline traction control
  • Transmission 10-speed automatic
  • Transmission Type Automatic
  • Transmission electronic control
  • Transmission fluid temperature warning Transmission fluid temp warning
  • Trip Computer
  • Trip computer
  • Trip odometer
  • Trunk lid trim Carpet trunk lid trim
  • Turn signal in door mirrors Turn signal indicator in door mirrors
  • Turn-by-turn nav Lexus Enform Destination Assist (complimentary 3-year trial…
  • USB Port
  • USB ports 2 USB ports
  • Universal Garage Door Opener
  • Variable Speed Intermittent Wipers
  • Variable intake manifold
  • Variable panel light Variable instrument panel light
  • Vehicle tracker
  • Ventilated brakes Front and rear ventilated disc brakes
  • Visor driver mirror Driver visor mirror
  • Visor illuminated driver mirror Illuminated driver visor mirror
  • Visor illuminated passenger mirror Illuminated passenger visor mirror
  • Visor passenger mirror Passenger visor mirror
  • Voice activated audio Siri Eyes Free / Amazon Alexa voice activated audio co…
  • WIFI Hotspot
  • Wheels 21 x 8.5-inch front and 21 x 9.5-inch rear black forged aluminum whee…
  • WiFi Hotspot
  • Window Trim Black side window trim
  • Wipers Variable intermittent front windshield wipers
  • Wireless streaming Bluetooth wireless audio streaming

Vehicle history by CARFAX

Accidents or damage
None reported
1-owner vehicle
No
Personal use only
Yes
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Kokomo Auto World

(337 reviews)
3813 S Lafountain, Kokomo, IN 46902

Seller’s notes about this car

Heated/Cooled Leather Seats, NAV, Back-Up Camera, Dual Zone A/C, Keyless Start, Onboard Communications System, iPod/MP3 Input, RADIO: MARK LEVINSON 13-SPKR PREM SUR... COLORED HEADS-UP DISPLAY (HUD), DARK CHROME TRIM CLICK ME!

KEY FEATURES INCLUDE
Leather Seats, Navigation, Quad Bucket Seats, Heated Driver Seat, Cooled Driver Seat, Back-Up Camera, iPod/MP3 Input, Onboard Communications System, Keyless Start, Dual Zone A/C, Lane Keeping Assist, Brake Actuated Limited Slip Differential, Cross-Traffic Alert, Smart Device Integration, Apple CarPlay®. Lexus LC 500 with Cloudburst Gray exterior and Dark Rose interior features a 8 Cylinder Engine with 471 HP at 7100 RPM.

OPTION PACKAGES
2.937 TORSEN Limited-Slip Rear Differential, performance damper, Rear Performance Rod, Key Plate, WHEELS: 21 FORGED ALLOY W/BLACK FINISH, AM/FM, single CD/DVD player and 915-watt reference audio system, COLORED HEADS-UP DISPLAY (HUD), Black Headlamp, 3 Bi-LED w/AHB, Black Mesh Front Grille, Black dark chrome, Rear LED Lamp, Black dark chrome, windshield wiper de-icer, Heated Leather Steering Wheel. MP3 Player, Remote Trunk Release, Keyless Entry, Steering Wheel Controls, Rollover Protection System.

EXCELLENT VALUE
Was $126,344.

MORE ABOUT US
Since our humble beginnings in 1982, Kokomo Auto World has built a reputation on quality vehicles and even better service. With an award-winning staff that tailors the car buying experience to each individual customer, youll drive off the Kokomo Auto World lot feeling confident you made the right choice. We strive to bring 100% customer satisfaction in selection, price, and overall buying experience!

Horsepower calculations based on trim engine configuration. Please confirm the accuracy of the included equipment by calling us prior to purchase.
If you ever have any questions about any of our Used vehicles feel free to email or call Chris Scott at cscott@KokomoAutoWorld.com or (765)878-6160. Price does not include dealer add-on's, documentation fees of $225, Title Fees of $15.00, tire tax of $1.25 and sales tax.

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Consumer reviews

See what others are saying about the 2024 Lexus LC 500.
(1 review)
Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0

Most recent consumer reviews

While it is early, only 350 miles driven, the LC 500 is

While it is early, only 350 miles driven, the LC 500 is everything I thought and more. The interior is fantastic and the sharp exterior is something to see in person (Pictures does not do this vehicle any justice). Great handling and quick to accelerate. I had a Corvette person drive the LC and his comment was, "I would buy this car over the newer Corvettes!" Granted that is one person's opinion, but I was floored by his comment. To keep it simple, for the money, unless you're wanting a sports car (Porsche 911 etc...), NO DOUBT this is the best car on the market for the price!!!

Rating breakdown (out of 5):
  • Comfort 5.0
  • Interior 5.0
  • Performance 5.0
  • Value 5.0
  • Exterior 5.0
  • Reliability 5.0
  • Purchased a New car
  • Used for Having fun
  • Does recommend this car
2 people out of 2 found this review helpful. Did you?
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See all 1 consumer reviews

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Bluetooth® is a registered mark of Bluetooth® SIG, Inc. Android Auto™ is a trademark of Google LLC. Apple CarPlay® is a registered trademark of Apple Inc. Burmester is a registered trademark of Burmester Audiosysteme GmbH, Berlin, Germany.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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