Photo of 2025 Onyx Black Metallic Volvo XC40 Photo of 2025 Onyx Black Metallic Volvo XC40
Photo of 2025 Onyx Black Metallic Volvo XC40 Photo of 2025 Onyx Black Metallic Volvo XC40
Photo of 2025 Onyx Black Metallic Volvo XC40 Photo of 2025 Onyx Black Metallic Volvo XC40 Photo of 2025 Onyx Black Metallic Volvo XC40 Photo of 2025 Onyx Black Metallic Volvo XC40 Photo of 2025 Onyx Black Metallic Volvo XC40 Thumbnail of 2025 Onyx Black Metallic Volvo XC40 Thumbnail of 2025 Onyx Black Metallic Volvo XC40 Thumbnail of 2025 Onyx Black Metallic Volvo XC40

Volvo Certified

2025 Volvo XC40 B5 Core Bright Theme

18,604 mi.

$32,000
Est. $589/mo*
Est. Not Priced /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
8.0%

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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Deal Gauge™

Powered by Cars.com

We compared this car with similar 2025 Volvo XC40s based on price, mileage, features, condition, and several other factors.
Avg. market price $39,345
$30.3K $34.7K $39K $43.4K
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$32,000 Great Deal $7,345 under

What goes into the Deal Gauge™ price analysis?

100+ variables feed our Cars.com price analysis, which contains the seller’s listing information. The ultimate accuracy of the Deal Gauge™ is dependent on all such variables, and the seller is responsible for the accuracy of the information included within this listing.

Market

  • Supply & demand
  • Price
  • Original MSRP

Listing details

  • Add-on packages
  • Feature upgrades (e.g. alloy wheels, bluetooth)
  • Exterior & interior colors
  • Vehicle history (when available)

Seller

  • Dealer ratings & reviews
Our Cars.com price analysis is only an estimate to give you a head start on research. We always recommend contacting the seller of the car for more information on what factors impact its price. When possible, schedule a test drive for yourself.

How is it a “fair deal” if it’s higher than the average market range?

If a car is priced within a certain proximity of the average market range, we consider it “fair” because there may be details about this car that are unknown to Cars.com. Examples include aftermarket add-ons, pristine condition evaluations, and additional factors that increase value. We always recommend contacting the seller of this car for more information.

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Car shopper resources

Basics

Exterior color
Onyx Black Metallic
Interior color
Charcoal
Drivetrain
All-wheel Drive
MPG
23–30

Based on EPA mileage ratings. Use for comparison purposes only. Actual mileage will vary depending on driving conditions, driving habits, vehicle maintenance, and other factors.
Fuel type
Gasoline
Transmission
8-Speed Automatic
Engine
2.0L I4 16V GDI DOHC Turbo
VIN
YV4L12UJ9S2557938
Stock #
S2557938
Mileage
18,604 mi.

Features

Convenience
  • Navigation System
  • Power Liftgate
Entertainment
  • Bluetooth®
  • Satellite Radio
Exterior
  • Alloy Wheels
Safety
  • Brake Assist
  • Stability Control
Seating
  • Memory Seat
Additional popular features:
Keyless Entry, Keyless Start, headlight control - auto highbeam, LED Headlights, apple carplay/android auto, USB Port, Heated Seats, Heated Steering Wheel, Leather Seats, parking distance sensors, Backup Camera, Automatic Emergency Braking, parking assistance, Rear Cross Traffic Alert, traffic sign recognition, Lane Departure Warning, Blind Spot Monitor, collision warning system, dynamic steering, driver monitor, front cross traffic alert
View all features

Features

These features are associated with this vehicle type. Contact the seller to confirm this specific vehicle has them.

  • 1st and 2nd row curtain head airbags
  • 4-wheel ABS Brakes
  • ABS and Driveline Traction Control
  • Anti-theft alarm system
  • Audio controls on steering wheel
  • Audio system memory card slot
  • Automatic front air conditioning
  • Black grille w/chrome surround
  • Bluetooth wireless phone connectivity
  • Braking Assist
  • Bucket front seats
  • Cargo area light
  • Cargo tie downs
  • Center Console: Full with covered storage
  • Climate Controlled : Driver and passenger heated
  • Clock : Digital
  • Cloth seat upholstery
  • Coil front spring
  • Coil rear spring
  • Cruise control
  • Cruise controls on steering wheel
  • Cupholders: Front and rear
  • Curb weight: 3,861 lbs.
  • Daytime running lights
  • Diameter of tires: 18.0"
  • Door pockets: Driver, passenger and rear
  • Door reinforcement: Side-impact door beam
  • Driver knee airbags
  • Driver seat memory
  • Driver's side electrochromatic auto-dimming mirrors
  • Dual front air conditioning zones
  • Dual illuminated vanity mirrors
  • Dual reverse tilt mirrors
  • Dusk sensing headlights
  • Electric Motor Battery Type : Lithium ion (Li-ion)
  • Electrochromatic rearview mirror
  • Engine immobilizer
  • External temperature display
  • Floor mats: Carpet front and rear
  • Fold forward seatback rear seats
  • Four-wheel Independent Suspension
  • Front Head Room: 37.6"
  • Front Hip Room: 54.7"
  • Front Leg Room: 40.9"
  • Front Shoulder Room: 56.7"
  • Front Stabilizer Bar : Bar
  • Front Ventilated disc brakes
  • Front and rear reading lights
  • Front and rear suspension stabilizer bars
  • Fuel Capacity: 14.2 gal.
  • Fuel Consumption: City: 23 mpg
  • Fuel Consumption: Highway: 30 mpg
  • Fuel Type: Premium unleaded
  • Gross vehicle weight: 5,024 lbs.
  • Headlights off auto delay
  • Heated passenger mirror
  • Independent front suspension classification
  • Independent rear suspension
  • Instrumentation: Low fuel level
  • Integrated Navigation System : with voice activation
  • Integrated satellite communications
  • Intercooled Turbo
  • Interior air filtration
  • Leatherette steering wheel trim
  • Left rear passenger door type: Conventional
  • Machined aluminum rims w/ painted accents
  • Manufacturer's 0-60mph acceleration time (seconds): 7.5 s
  • Max cargo capacity: 58 cu.ft.
  • Memorized Settings for 2 drivers
  • Memorized Settings including door mirror(s)
  • Multi-link rear suspension
  • One 12V DC power outlet
  • Overall Length: 174.8"
  • Overall Width: 75.2"
  • Overall height: 65.2"
  • Overhead console: Mini
  • Passenger Airbag
  • Permanent locking hubs
  • Power liftgate
  • Power remote trunk release
  • Power remote w/tilt down driver mirror adjustment
  • Power remote w/tilt down passenger mirror adjustment
  • Power retractable mirrors
  • Power windows
  • Privacy glass: Deep
  • Radio Data System
  • Rain sensing front wipers
  • Rear Head Room: 38.3"
  • Rear Hip Room: 54.6"
  • Rear Leg Room: 36.1"
  • Rear Shoulder Room: 56.3"
  • Rear Stabilizer Bar : Bar
  • Rear area cargo cover: Rigid
  • Rear bench
  • Rear center seatbelt: 3-point belt
  • Rear door type: Power liftgate
  • Rear fog lights
  • Rear seats center armrest with pass-thru
  • Rear spoiler: Lip
  • Remote activated exterior entry lights
  • Remote power door locks
  • Remote window operation
  • Seatback storage: 2
  • Seatbelt pretensioners: Front
  • Self-leveling headlights
  • Side airbag
  • SiriusXM AM/FM/Satellite Radio
  • SiriusXM Satellite Radio(TM)
  • Spare Tire Mount Location: Inside under cargo
  • Speed Sensitive Audio Volume Control
  • Speed-proportional electric power steering
  • Stability controll with anti-roll
  • Steel spare wheel rim
  • Strut front suspension
  • Suspension class: Regular
  • Tachometer
  • Tilt and telescopic steering wheel
  • Tire Pressure Monitoring System: Tire specific
  • Tires: Prefix: P
  • Tires: Profile: 55
  • Tires: Speed Rating: H
  • Tires: Width: 235 mm
  • Total Number of Speakers: 8
  • Transmission gear shifting controls on steering wheel
  • Transmission hill holder
  • Trip computer
  • Turn signal in mirrors
  • Type of tires: AS
  • Urethane shift knob trim
  • Variable intermittent front wipers
  • Vehicle Emissions: LEV3-ULEV70
  • Video Monitor Location: Front
  • Wheel Diameter: 18
  • Wheel Width: 7.5
  • Wheelbase: 106.4"

Vehicle history by CARFAX

Free CARFAX 1-Owner Report
Accidents or damage
None reported
1-owner vehicle
Yes
Personal use only
No
The vehicle history information is supplied by third parties. Cars.com and the Seller are not responsible for the accuracy of such information. Cars.com provides this service and materials without representations or warranties of any kind, either expressed or implied. Please see Cars.com Terms and Conditions for further information.

Seller’s info

Grubbs Volvo Cars Grapevine

(209 reviews)
1550 Texan Trail, Grapevine, TX 76051

Seller’s notes about this car

This CERTIFIED 2025 Volvo XC40 Core Bright Theme with 18,604 miles has the style and comfort to fit your lifestyle! No Accidents! One Owner! This vehicle is equipped with: Safety and Security
  • The vehicle constantly monitors the roadway in front of the vehicle and identifies and tracks pedestrians on an interior display. If the system determines a likely impact, it will automatically take preventative steps to avoid hitting the pedestrian.
  • The vehicle is equipped with a camera that displays an image of the area behind the vehicle on an interior display.
  • An active lane departure system alerts the driver of unintended movement of the vehicle out of a designated traffic lane and automatically maintains the vehicle's position within that lane.
Technology and Telematics
  • Without the need for a manufacturer specific app to be installed on the smart device, the vehicle infotainment system can access and control functions of a smart device physically plugged-into the vehicle.
  • Mobile devices can wirelessly connect to the internet through the vehicle's private mobile network.
It also has: Climate Package, LEATHER UPHOLSTERY, panoramic roof CHARCOAL, LEATHER SEATING SURFACES Come in to see us today or call 817-533-9638.

Check for recalls

Included warranty

Enjoy peace of mind with Volvo program benefits. View program details
Maximum age/mileage
Less than 5 years/less than 80,000 miles
Basic warranty terms
5 years/unlimited miles , upgradeable up to 10 years
Powertrain
N/A
Dealer certification required
170- plus point inspection
Roadside assistance
Yes

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Customize your payment

Based on est. car price of $32,000 at ...% APR* and ...% sales tax.
$...
Car price
$32,000
Down payment
-Not Priced
Trade-in value
-Not Priced
Estimated sales tax ...%
(based on ZIP)
+
Other fees*
Not included
Total loan amount
Total interest paid
(over life of loan)
+
Total loan & interest paid
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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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About your privacy: Cars.com is asking for your ZIP and credit rating because it helps us to make an educated guess at your sales tax and loan interest. These two factors can greatly change your monthly payment.

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Incentives

Best cash offer on XC40 B5 Core Bright Theme SUV

$4,500 - Volvo US Purchase Allowance

Exp. 09/30/2025

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Best financing offer on XC40 B5 Core Bright Theme SUV

Volvo US Low APR
0.99% for 24-72 months

Exp. 09/30/2025

Disclaimer: Residents residing in qualifying regions of the United State...

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Bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US Lease Allowance

Exp. 09/30/2025

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Lease Loyalty bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US S60 to XC40 V60 Lease Retention Program

Exp. 09/30/2025

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Conquest bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US Conquest Bonus - Texas

Exp. 09/30/2025

Disclaimer: Eligible customers must be going into a new MY24 BEV or MY25...

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Conquest bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US Targeted Tesla Conquest Bonus

Exp. 09/30/2025

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Loyalty bonus cash on XC40 B5 Core Bright Theme SUV

$2,000 - Volvo US SR Loyalty Bonus - Purchase

Exp. 09/30/2025

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Lease Loyalty bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US FWD to AWD Lease Retention Program

Exp. 09/30/2025

Disclaimer: Individuals or members of the same household who are current...

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Loyalty bonus cash on XC40 B5 Core Bright Theme SUV

$500 - Volvo US SR Loyalty Bonus - Lease

Exp. 09/30/2025

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Bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US Summer Safely Bonus

Exp. 09/30/2025

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Dealer cash on XC40 B5 Core Bright Theme SUV

$500 - Volvo US VCFS Lease Bonus v2

Exp. 09/30/2025

Disclaimer: Must be leased through Volvo Car Financial Services.

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Dealer cash on XC40 B5 Core Bright Theme SUV

$500 - Volvo US VCFS Lease Bonus v2

Exp. 09/30/2025

Disclaimer: Must be leased through Volvo Car Financial Services.

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Finance rate on XC40 B5 Core Bright Theme SUV

Chase Auto Finance US APR Rates
6.53% for 0-60 months
6.95% for 61-72 months
7.39% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

US Bank US APR Rates
6.64% for 0-60 months
6.66% for 61-72 months
7.25% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Chartway Federal Credit Union US APR Rates
6.5% for 1-48 months
6.6% for 49-60 months
7.0% for 61-72 months
7.1% for 73-75 months
8.44% for 76-84 months

Exp. 10/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 B5 Core Bright Theme SUV

Security Service Federal Credit Union US APR Rates
5.95% for 1-66 months
6.45% for 67-75 months
7.05% for 76-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

FourLeaf FCU US APR Rates
6.38% for 1-63 months
6.53% for 72 months
7.68% for 84 months
8.63% for 96 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Wells Fargo Auto US APR Rates
6.2% for 24-60 months
6.27% for 61-72 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Sunward Banking US APR Rates
5.75% for 60 months
6.0% for 72 months
6.75% for 84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Bank of America US APR Rates
6.01% for 0-60 months
6.33% for 61-72 months
6.59% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

USAA Federal Savings Bank US APR Rates
4.94% for 1-36 months
4.99% for 37-60 months
5.39% for 61-66 months
5.49% for 67-72 months
5.69% for 73-75 months
5.94% for 76-78 months
6.04% for 79-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Ally Financial US APR Rates
6.33% for 12-63 months
7.4% for 64-72 months
8.58% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Capital One Auto Finance US APR Rates
6.17% for 0-60 months
6.5% for 61-72 months
6.93% for 73-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Capital One Auto Finance US APR Rates
6.17% for 0-60 months
6.49% for 61-72 months
6.9% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Communication FCU US APR Rates
6.24% for 1-66 months
6.74% for 67-78 months
6.99% for 79-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Chartway Federal Credit Union US APR Rates
6.5% for 1-48 months
6.6% for 49-60 months
7.0% for 61-72 months
7.1% for 73-75 months
8.44% for 76-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Commerce Bank US APR Rates
5.74% for 1-48 months
5.84% for 49-63 months
5.94% for 64-75 months
6.84% for 76-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

A+ Federal Credit Union US APR Rates
6.24% for 6-66 months
6.49% for 67-78 months
7.49% for 79-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Commerce Bank US APR Rates
5.74% for 1-48 months
5.84% for 49-63 months
5.94% for 64-75 months
6.84% for 76-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Randolph-Brooks Federal Credit Union US APR Rates
5.5% for 7-72 months
6.75% for 73-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Westlake Financial Services US APR Rates
6.09% for 0-60 months
7.38% for 61-72 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Nusenda Credit Union US APR Rates
5.5% for 0-36 months
5.65% for 37-48 months
6.05% for 49-65 months
6.25% for 66-75 months
6.75% for 76-84 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Exeter Finance US APR Rates
9.95% for 1-78 months

Exp. 10/01/2025

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Finance rate on XC40 B5 Core Bright Theme SUV

Chase Auto Finance US APR Rates
6.55% for 0-60 months
6.78% for 61-72 months
7.34% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Velocity Credit Union US APR Rates
5.69% for 1-66 months
5.89% for 67-72 months
6.29% for 73-78 months
6.74% for 79-84 months

Exp. 10/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 B5 Core Bright Theme SUV

Wells Fargo Auto US APR Rates
6.2% for 24-60 months
6.25% for 61-72 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Santander Consumer USA US APR Rates
3.94% for 0-60 months
11.02% for 61-72 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

TD Auto Finance US APR Rates
6.43% for 0-60 months
6.58% for 61-72 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

PNC Bank US APR Rates
5.76% for 12-36 months
5.89% for 37-48 months
5.92% for 49-60 months
6.18% for 61-72 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

PNC Bank US APR Rates
5.63% for 49-60 months
5.73% for 61-72 months
8.18% for 12-48 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

USAA Federal Savings Bank US APR Rates
5.09% for 1-36 months
5.24% for 37-60 months
5.64% for 61-66 months
5.74% for 67-72 months
5.94% for 73-75 months
6.19% for 76-78 months
6.29% for 79-84 months

Exp. 10/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 B5 Core Bright Theme SUV

MidAmerican Credit Union US APR Rates
5.49% for 1-63 months
5.74% for 64-75 months
5.99% for 76-84 months

Exp. 10/01/2025

Disclaimer: Contact the dealerfor details

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Finance rate on XC40 B5 Core Bright Theme SUV

Bank of America US APR Rates
6.09% for 0-60 months
6.41% for 61-72 months
6.68% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

US Bank US APR Rates
6.69% for 0-60 months
6.74% for 61-72 months
7.2% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

TD Auto Finance US APR Rates
6.32% for 0-60 months
6.44% for 61-72 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Ally Financial US APR Rates
6.38% for 12-63 months
7.53% for 64-72 months
8.56% for 73-84 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Santander Consumer USA US APR Rates
4.83% for 0-60 months
11.67% for 61-72 months

Exp. 10/01/2025

Disclaimer: This lender requires a customer submission to determine the ...

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Finance rate on XC40 B5 Core Bright Theme SUV

Exeter Finance US APR Rates
9.95% for 1-78 months

Exp. 10/01/2025

Disclaimer: Contact the dealerfor details

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Lease Loyalty bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US FWD to AWD Lease Retention Program

Exp. 01/31/2026

Disclaimer: Individuals or members of the same household who are current...

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Lease Loyalty bonus cash on XC40 B5 Core Bright Theme SUV

$1,000 - Volvo US FWD to AWD Lease Retention Program

Exp. 01/31/2026

Disclaimer: Individuals or members of the same household who are current...

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