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Used BMW 320 for sale near Dover, DE

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416 matches All miles from 19905
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Used

2016 BMW 320 i

9,480 mi.
$19,495
Automotive Avenues Sewell
(230 reviews)
Washington Township, NJ
Sponsored

Used

2017 BMW 320 i

54,672 mi.
$14,195
Automotive Avenues Sewell
(230 reviews)
Washington Township, NJ

Vehicle information

Ext. color: Alpine White
Int. color: Venetian Beige
Drivetrain: Rear-wheel Drive
MPG: 24-36
Fuel type: Gasoline
Transmission: 6-Speed Manual
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: VL0260431A
VIN: WBA3B1G58FNT02725

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Volvo Cars of The Palm Beaches review

Excellent Customer Service

Darwin, my service advisor was very professional and very knowledgeable. Also, he was very respectful and everything was done in a timely manner during my visit. I like the precautions taken by the dealership in the waiting area. Excellent customer service was given by Darwin.

2015 BMW 320 i review

I think its a good car

This was my first car and i definitely recommend. 1.It is super cute 2.it is small and easily maneuverable and fear of hitting something is low 3. it goes really fast so its easy to get up to right speed quickly. It brakes i would say are a little different at first but once you experiment you get the jist and they are actually very good. Overall I would recommend for the price and its an easy car to operate and goes fast.

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Venetian Beige/Black
Drivetrain: Rear-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: M10088B
VIN: WBA8E1G54JNU92674

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Sandy Sansing Chevrolet review

Melissa helped me find a car at the last minute.

Melissa helped me find a car at the last minute. My previous car was in bad shape and I had to find a reliable car quick and fast to get to work .She went out her way with a smile; ensuring I was confident with this purchase . She is honest and demonstrates integrity. I will recommend her. She found me the right car with no pressure, just a willingness to see me find a suitable car. Great job Melissa!

2018 BMW 320 i review

There is no other car for me, this is my fourth.

There is no other car for me, this is my fourth. I just feel safe inside my car. I cannot drive another make at this point. However, they have become too expensive to purchase.

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Venetian Beige
Drivetrain: All-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: P9622A
VIN: WBA8E5G5XGNU19647

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Audi Beaverton review

Pretty good dealership

Other than having a difficult time getting anyone in the service department to answer the phone, or return a message, once reaching them they do a great job of getting work done on time and well.

2016 BMW 320 i review

Nice car

This car is smooth, cute car. All wheels drive . Automatic. I feel so confident driving It. My always concern it’s about snow, ice, rain. Which means a lot for me, and of course doesn’t means I’m going to Speed it because I hav AWD car. Just make me to feel more confident when driving. I’m happy with this car. Thank you Rami, from InfinitI of Suitland, MD.

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 OHV
Stock #: U67069TB
VIN: WBA8E1G54JNU90164

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Austin Subaru review

Sold me new WRX, very happy to drive.

Sold me new WRX, very happy to drive. No hustle, and very smooth transition from my old car to new car.

2018 BMW 320 i review

BMW doesn't disapoint

My purchase of a 2018 320i xdrive was my first BMW purchase. I can honestly say that I am addicted to the BMW driving experience. The quality, fit and finish, performance, and features are absolute top notch.

Vehicle information

Ext. color: Glacier Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: AP260016A
VIN: WBA8A3C54JA486961

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Audi Pittsburgh review

Excellent service, from start to finish.

Excellent service, from start to finish. All were courteous and knowledgeable. I hihgly recommend this organization.

2018 BMW 320 i review

Most relaible car I've owned.

best value for your money. It is solidly built, quiet, and smooth. you will love it. ultimate driving machine. contact me asap to look at it.

Vehicle information

Ext. color: White Metallic
Int. color: Venetian Beige
Drivetrain: Rear-wheel Drive
MPG: 23-36
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: 36324G
VIN: WBA8E1G58GNT36324

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Hyundai Montgomery review

Window repair

My experience has been good. However I'm concerned about window issues with my 2016 Tuson. Two months ago my passager window would not come back-up and now my driver's side window has done the same also one back window will not come down at all. It is not cheap having to get these window fixed. In my opinion I think it's a manufacturer issue

2016 BMW 320 i review

Ralely awesome condition, like new

It's good to find a car that still smells and feels like new, this car was driven only by one person, Bank Manager, with no small kids, no smoke, no pets, no mistreat to the car. Really recomend it. Also comes with aftermarket wheels and I can give the original wheels ON TOP for $200.

Vehicle information

Ext. color: Mediterranean Blue Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: XHB0739A
VIN: WBA8A3C53JA492217

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Hendrick Southpoint Auto Mall review

Chris Lowery was polite, personable, and professional as

Chris Lowery was polite, personable, and professional as he helped us through the process of purchasing a Forester Hybrid Touring model and teaching us about the features of our new vehicle .Faris Qomaq got us through the paperwork efficiently and with as little hassle as possible.

2018 BMW 320 i xDrive review

Super sleek looking ride!!

This car is beautiful!! Its very high tech & has some really cool features, great leg room, comfortable seats, great sound system, and a very smooth ride!!

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: 1460846
VIN: WBA3C3C5XEP660846

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

J & M Automotive review

Lou was my salesperson and he was super communicative,

Lou was my salesperson and he was super communicative, explaining and re-explaining when he seemed to feel it was needed. No surprises along the way, I was able to test drive the van as much or as long as I wanted, have a mechanic come by to inspect it and they washed it and added a full tank of gas on pickup day. They had done some quality servicing to the vehicle as well before pickup day. Lou mentioned early on that he wasn't paid on a commission basis, which was a good detail for me to know. In the end, all the numbers were the same from the beginning to end, no "uh oh" moments and it was a super fast experience on pickup day - probably the fastest ever for me to get the keys and drive a new (to me) vehicle home. I will look to use them again if possible in the next year or so. Highly recommend.

2014 BMW 320 i review

I love my car.

I love my car.1 problem. Can't get the headlights right.Replaced the bulbs 1 month ago and they worked fine 1 month later they seem to have lost their edge and back to hard to see at night.looks excellent. Should have bought a BMW long ago.Maintnace Slightly higher

Vehicle information

Ext. color: Mediterranean Blue Metallic
Int. color: Venetian Beige
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 5415135A
VIN: WBA8E5G58JNV02453

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Gebhardt BMW review

Meritxell was very professional,friendly,give the deal

Meritxell was very professional,friendly,give the deal perfect for me , I’m very happy Whith the deal and Meri, I like the dealership.

2018 BMW 320 i xDrive review

Great deal on a preowned car.

This car is very sporty to drive and even though it takes premium gas it gets great gas mileage. I really like the sound system and all of the high tech stuff this car has to offer.

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 109752
VIN: WBA8E5G56JNU46917

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Wiz Autos review

I bought a car from this dealer (land Rover), everything

I bought a car from this dealer (land Rover), everything went well , the staff were friendly and helpful. Special thanks to antoine wilson , he was very professional , helpful and kind. Thank you

Vehicle information

Ext. color: Imperial Blue Metallic
Int. color: Venetian Beige
Drivetrain: All-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: H201925
VIN: WBA3C3C54FK201925

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, Premium Sound System
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Mike Maroone Honda review

I want to say how Amazing Kylie,David and Malik were when

I want to say how Amazing Kylie,David and Malik were when I walked in they greeted & welcomed me like if I was family...they were amazing and the customer service was great and I would recommend if you want to buy a car go to Mike Marron Honda..they are the best and they help you soso much to get approved and have great deals...And I appreciate everything you guys did for me I am blessed with these 3 they got me into a great car and great deal...I would recommend whoever is buying a car check them out...!!🫶

2015 BMW 320 i review

Nice car!

I recommend the BMW to anyone looking for a high end car but wants to not spend too much. My first BMW but not my last!

Vehicle information

Ext. color: Black
Drivetrain: Rear-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: IZF1847
VIN: WBA8A9C58HK619695

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Kendall Ford of Marysville review

Great experience!

Great experience! Giovanni was a delight to work with. He was engaging and asked a lot of questions. I would absolutely buy another vehicle from him in the future.

2017 BMW 320 i review

Great Car

I am happy with the car I purchased but I really wish that I would have bought it somewhere else. But now I know what all the fuss is all about with BMW. Just like the company says, it's the Ultimate Driving Machine

Vehicle information

Ext. color: Mineral Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: 157781
VIN: WBA8A3C55JA357871

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Lane Departure Warning, Stability Control
Seating: Leather Seats

Reviews

Florida Fine Cars Margate review

I had a great experience at Florida Fine Cars today.

I had a great experience at Florida Fine Cars today. The atmosphere was very welcoming. I spoke to the salesman Ricardo Myers, about purchasing a car and his feedback was very helpful. He was very pleasant and explained everything in details to me. I'm looking forward to making my purchase.

Vehicle information

Ext. color: Platinum Silver Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 24-35
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: U9156
VIN: WBA8A9C56JAH14836

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

BMW Of San Luis Obispo review

Even though I didn’t purchase a car from them.

Even though I didn’t purchase a car from them. They had been extremely helpful and supportive. Unfortunately it was the best deal for me.

Vehicle information

Ext. color: Alpine White
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 25T32A
VIN: WBA8E1G58HNU13887

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Regal Automotive Group review

Ask for Bradley B.

Ask for Bradley B. at Regal Honda of Lakeland, he is the best! He goes above and beyond for his customers and tries to help as much as possible. He is a professional and polite salesperson. There was no-pressure and I didn’t feel rushed. It was a very positive car shopping experience.

2017 BMW 320 i review

Wonderful car Love it!

The car is so fun love to drive it. Lots of fun. Enjoy taking it for a drive during the weekends . First time owning a BMW glad I made the switch !

Vehicle information

Ext. color: Mineral Gray Metallic
Int. color: Venetian Beige
Drivetrain: Rear-wheel Drive
MPG: 23-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: APL00214
VIN: WBA8E1G50GNT33885

Features

Convenience: Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Mercedes-Benz of Laguna Niguel review

We bought our new 2025 E450 All-Terrain from this

We bought our new 2025 E450 All-Terrain from this dealership and had a great experience. Bernie Mendez worked with us on the sale and it was an easy, painless process. The entire staff was helpful and quick moving us thru the sale. We love our car and would recommend Bernie and everyone at MB Laguna Niguel!

2016 BMW 320 i review

Very reliable and great on gas

This vehicle is very comfortable and drives great. It is a good economic vehicle and efficient on gas mileage. It is a good vehicle in commuting daily.

Vehicle information

Ext. color: Mineral White Metallic
Int. color: Venetian Beige
Drivetrain: All-wheel Drive
MPG: 23-34
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: T30924A
VIN: WBA8A3C57JA491619

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Rick Hendrick BMW Charleston review

Amazing customer service and efficiency.

Amazing customer service and efficiency. Always appreciate the communication and follow up. Plus a clean car after service.

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: 360115B1
VIN: WBA3C3G53ENR25774

Features

Convenience: Keyless Start
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats

Reviews

James Wood Motors, Inc review

My service advisor had such a great attitude with

My service advisor had such a great attitude with welcoming me in and smiling as he assured he would make sure my experience was going to be great. And it was thx to him. It was refreshing to have a service employee appear to love his job, or he pretending really well. Either way it was appreciated. A great attitude goes a long way!

2014 BMW 320 i xDrive review

best car I ever own

excellent comfort, performance and style, very reliable, lots of settings to customize your driving experience, rear wheel drive gives you great control, adaptive transmission gives you comfort in different types of road and weather, great gas mileage, built to last!

Vehicle information

Ext. color: Mineral Gray Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 23-35
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: HNU16625
VIN: WBA8E1G36HNU16625

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats

Reviews

Ford of Kendall review

Excellent job, good customer service.

Excellent job, good customer service. The repair was very well done and the return of the car was in less than 24 hours. Great team work.

2017 BMW 320 i review

Great entry level BMW

This car is amazing! Drives great and looks great! Has enough luxury features to know that you are driving a BMW. I own the model with the sunroof and must say it is a must have over the other model.

Vehicle information

Ext. color: Liquid Blue Metallic
Int. color: Venetian Beige
Drivetrain: Rear-wheel Drive
MPG: 23-36
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: FNT01840
VIN: WBA3B1G53FNT01840

Features

Convenience: Keyless Entry, Keyless Start
Entertainment: Bluetooth®, CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Baron BMW MINI review

I feel like I?

I feel like I?m super loyal to them and I wish they offered more coupons. Would feel nice to at least leave there once in a while thinking I saved a little bit. But other than that it was awesome, my service advisor is the best

2015 BMW 320 i review

This car is perfect for what I wanted in a 2nd veh

The 320i Xdrive is perfect for performance, great gas mileage, interior has a lot of space. Perfect safety reviews and is very stylish. The leather interior and comfortable seats is just what I was looking for.

About the BMW 320

FAQs

How much does the BMW 320 cost?

The BMW 320 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the 320 is $11,673, with pricing starting at $3,690.

What is the MPG of the BMW 320?

The BMW 320 with traditional internal combustion engine offers up to 23 MPG city and 36 MPG highway for a combined rating of 28 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

What are some similar vehicles and competitors of the BMW 320?

The BMW 320 compares to and/or competes against the following vehicles:


What trim levels are available for the BMW 320?

The BMW 320 is available in the following trim levels:

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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