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Used BMW X3 for sale near Bluffton, SC

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11 matches 30 miles from 29910
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Alpine White
Int. color: Canberra Beige
Drivetrain: Rear-wheel Drive
MPG: 23-29
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: P9S71862
VIN: 5UX43DP00P9S71862

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Hilton Head BMW review

Had appointment, easy check in.

Had appointment, easy check in. Updated they were behind and asked me if had other appointments that might be impacted. Still service conpleted in under 2 hours. Friendly and nice staff

2023 BMW X3 sDrive30i review

Love it.

Love it. Car is comfy, quick and the wonderful B58 Twin-Scroll Turbo I6 makes all the right noises! Awesome daily driver. Period! Interior has all of the amenities you could ever ask for. Ride is luxury-oriented but also can grip & RIP through the corners, almost as well as any sports sedan out there pretty much.

Vehicle information

Ext. color: Alpine White
Int. color: Calm Beige
Drivetrain: All-wheel Drive
MPG: 27-33
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 port/direct injection, DOHC, variable valve control, inte
Stock #: S9128229
VIN: 5UX53GP00S9128229

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Audi Hilton Head review

Very friendly people.

Very friendly people. They took my car right on time and they made very good recommendations. They explained everything to me that they were going to do with my car and even sent me a video.

2025 BMW X3 30 xDrive review

I absolutely love this car.

I absolutely love this car. Sleek design, very sharp looking. Drives like a dream. It takes a bit to learn where controls are for dash but, once you got it down, its easy.

Vehicle information

Ext. color: Gray
Int. color: BLACK
Drivetrain: Four-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 27782218
VIN: 5UX53DP07N9M82624

Features

Convenience: Navigation System
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning, Rain Sensing Wipers
Seating: Leather Seats, Memory Seat

Reviews

2022 BMW X3 XDrive30i review

It's all about the B58 in the M40i.

It's all about the B58 in the M40i. I dinged it one star on comfort because this little SUV rides quite "sporty" even in Comfort mode. I absolutely love this about the car, but I could see how some would feel this is too harsh as it is not a luxurious, cushy ride. But tuck this little beast into a fast corner and it's just...wow! This little German SUV is a sleeper. While the X3M is very nice, the M40i is the perfect balance in my opinion. BMW has really stepped up their game in the X3.

Vehicle information

Ext. color: Mineral White Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-26
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 3L I-6 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: R9W05582
VIN: 5UX83DP05R9W05582

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Hilton Head BMW review

Excellent!

Excellent! Kobey and Steve are the best! I highly recommend Hilton Head BMW to anyone buying a new or used car. I have bought a few cars and would definitely go back again.

2024 BMW X3 M40i review

Only have been driving the car for a week, but it is

Only have been driving the car for a week, but it is clearly the best SUV I have experienced. My wife drives the Mercedes 300 - a fine car as well, but I have always preferred BMY engine performance and handling. The X3 is simply a pleasure to drive.

Vehicle information

Ext. color: Silver
Int. color: BLACK
Drivetrain: Four-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 27837699
VIN: 5UXTR9C56JLC82547

Features

Convenience: Heated Steering Wheel, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning, Rain Sensing Wipers
Seating: Leather Seats, Memory Seat

Reviews

2018 BMW X3 XDrive30i review

Loving my X3

I am new to BMW and so far I am loving it, especially the way it handles the road and the overall comfort of the car

Vehicle information

Ext. color: Skyscraper Gray Metallic
Int. color: Cognac
Drivetrain: Rear-wheel Drive
MPG: 23-29
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: P9P84813
VIN: 5UX43DP0XP9P84813

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Hilton Head BMW review

Romi was our salesperson, and he provided with us the

Romi was our salesperson, and he provided with us the best car buying experience we ever had. He communicated well and was always prompt in getting back to us. I would hands down recommend him to others.

Vehicle information

Ext. color: Jet Black
Int. color: Canberra Beige/Black
Drivetrain: All-wheel Drive
MPG: 23-29
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: M9F84371
VIN: 5UXTY5C02M9F84371

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Hilton Head BMW review

I?ve always received personalized and friendly service

I?ve always received personalized and friendly service whether leasing, purchasing, or there for maintenance of my six different BMWs over the last 20+ years. Their staff is extremely knowledgeable at every level and always willing to assist.

2021 BMW X3 xDrive30i review

The Perfect Ride

I love this car I bought it for my wife for her Birthday and she just loves it. The ride is great and all the extras it has it perfect

Vehicle information

Ext. color: Black Sapphire Metallic
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 25-29
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 2L I-4 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: M9D89900
VIN: 5UXTY3C08M9D89900

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Hilton Head BMW review

Ryan was my service representative and he took great care

Ryan was my service representative and he took great care of me. Provided me with a loaner and was concise and accurate with my quote and vehicle downtime. Car runs great and I am very happy.

2021 BMW X3 sDrive30i review

Mixed Feelings

I love the car and at the same time I can't help to hate it. What I love about the car would be the luxurious interior, comfortable and quiet cabin, smooth ride, ease of access, and a few extra features that were put in as an add-on. What I don't like about this car would be the poor fuel economy for the 30i model, especially when compared to the B-58 engine. Apple carplay connection issues, no option for remote start unless I want to void warranty, and no option for the iDrive Recorder App. Exterior Styling - 8.5/10 Interior Styling - 9/10 Comfort - 9.5/10 Cargo space - 8.5/10 Driving smoothness - 9.5/10 Horsepower - 7/10 Fuel Economy - 3/10 It's been an overall fun car to get around in. It's easy to get in and out of, smooth on bumpy roads, and it is quiet. The fact that only 2022 models and newer offer remote start and iDrive recorder is a big disappointment. But I think my biggest disappointment would be the fuel economy. As I had the B-58 in the past and averaged out 11.5L/100km and in this X3 am averaging 13.5/100km which was worse than my pick up truck. I might not keep this car for long-term just because of how poor the fuel economy is.

Vehicle information

Ext. color: Sunstone Metallic
Int. color: Oyster w/Contrast Stitch
Drivetrain: All-wheel Drive
MPG: 21-27
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 3L I-6 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: L9D25078
VIN: 5UXTY9C06L9D25078

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2020 BMW X3 M40i review

This is my 2nd BMW after keeping my previous 528 for over

This is my 2nd BMW after keeping my previous 528 for over a dozen years ! Still going strong but had to change. After test driving a few, came back to BMW... Its like Apple, once you get an iPhone, it is hard to switch ! Bought a CPO, which gives us more time. Nice car. Good power. Have to constantly check the speedometer to ensure we stay within limits ! So silent and smooth... Love it !

Vehicle information

Ext. color: Mineral White Metallic
Int. color: Cognac
Drivetrain: Rear-wheel Drive
MPG: 23-29
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: N9K14167
VIN: 5UX43DP09N9K14167

Features

Convenience: Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2022 BMW X3 sDrive30i review

Great car love bmw very reliable never had any mechanical

Great car love bmw very reliable never had any mechanical problems great in the deep snow Excellent acceleration Handles and drives like a sport score

Vehicle information

Ext. color: Space Gray Metallic
Int. color: Oyster
Drivetrain: Rear-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: 8-Speed A/T
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: G0T43146
VIN: 5UXWZ7C58G0T43146

Features

Convenience: Keyless Entry, Power Liftgate
Entertainment: Bluetooth®, CD Player, HomeLink, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2016 BMW X3 sDrive28i review

Wonderful vehicle

Our 2016 works flawlessly! We are so pleased we just purchased a very low mileage one with $15,000 in options which should make this one even more pleasurable,

There are additional matching cars outside your search area.

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As a benefit to some of our dealer customers, we display their listings first.

Vehicle information

Ext. color: Alpine White
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 23-29
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: TNN165393
VIN: WBX47DP02NN165393

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Dark Graphite
Int. color: Tacora Red
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: AP9R49524
VIN: 5UX53DP01P9R49524

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Carbon Black Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 20-27
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L I-6 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: K0Z09734
VIN: 5UXTS3C56K0Z09734

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Power Folding Mirrors, Power Liftgate
Entertainment: Bluetooth®, HomeLink, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Jet Black
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 23-30
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: WLE98563
VIN: 5UXTR7C52KLE98563

Features

Convenience: Heated Seats, Keyless Entry, Power Liftgate
Entertainment: Bluetooth®, Premium Sound System
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Black
Int. color: BLACK
Drivetrain: Four-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 27987743
VIN: 5UXTR9C58KLP85883

Features

Convenience: Heated Steering Wheel, Navigation System
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning, Rain Sensing Wipers
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Mineral Silver Metallic
Int. color: Sand Beige
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: FB04968C
VIN: 5UXWX9C53G0D63860

Features

Convenience: Heated Seats, Keyless Entry, Navigation System, Power Liftgate
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Alpine White
Int. color: Canberra Beige/Black
Drivetrain: Rear-wheel Drive
MPG: 25-29
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: SP1583
VIN: 5UXTY3C09L9B17287

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Apple CarPlay®, Bluetooth®, DVD Player, Premium Sound System, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, LED Headlights, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Jet Black
Int. color: Cognac
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: 2L I-4 gasoline direct injection, DOHC, variable valve control,
Stock #: ANN172064
VIN: WBX57DP01NN172064

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Jet Black
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: 8-Speed Automatic
Engine: 2.0L I4 16V GDI DOHC Turbo
Stock #: TN9L10137
VIN: 5UX53DP03N9L10137

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Premium Sound System, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Dark Graphite
Int. color: Tacora Red
Drivetrain: All-wheel Drive
MPG: 21-26
Fuel type: Gasoline
Transmission: Automatic
Engine: 3L I-6 gasoline direct injection, DOHC, Double VANOS variable va
Stock #: AD1067
VIN: 5UX83DP04R9V07496

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat
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BMW X3 prices by year

Model year Average price Deals
2026 BMW X3 $58,262
2025 BMW X3 $52,738

About the BMW X3

FAQs

How much does the BMW X3 cost?

The BMW X3 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the X3 is $33,106, with pricing starting at $1,000.

What is the MPG of the BMW X3?

The hybrid BMW X3 can reach up to 27 MPG city and 33 MPG highway for a combined rating of 29 MPG. The BMW X3 with traditional internal combustion engine offers up to 25 MPG city and 29 MPG highway for a combined rating of 27 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

What are some similar vehicles and competitors of the BMW X3?

The BMW X3 compares to and/or competes against the following vehicles:


What trim levels are available for the BMW X3?

The BMW X3 is available in the following trim levels:

What model years are available for the BMW X3?

Available model years for BMW X3 inventory range from 2016 to 2026.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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