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Used Ford cars for sale near Humboldt, IA

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38 matches 30 miles from 50548
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Agate Black Metallic
Int. color: Ebony
Drivetrain: Four-wheel Drive
MPG: 18-24
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 3L V-6 gasoline direct injection, DOHC, variable valve
Stock #: P10223A
VIN: 1FM5K8GC7NGA25714

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2022 Ford Explorer ST review

I purchased the 2022 Timberline preowned about 1 month

I purchased the 2022 Timberline preowned about 1 month ago with appx 50k miles on it. I was disappointed that it does not have memory seats or a garage door remote button. (I didn't even notice this when test driving it). Who makes a car today with all the tech this car has and leaves off these 2 things! The interior is comfortable & well laid out. The ride is smooth & quiet. 2.3L turbo 4 cylinder is quiet & has amazing power. At idle it’s hard to tell that the engine is even running. The prior owner put on Michelin tires which contribute to the smooth, quiet ride. The seats are ActiveX (Ford’s name for vinyl) with cloth inserts. I’m 5’ 10” and 175lbs. My son who rode with me is 6’ 3” and 250lbs. Both of us found the seats comfortable & supportive on our 1st road trip. I’ve driven a Kia Telluride, which is a direct competitor. The Kia has a little more tech but I found the ride to be on the harsh side, especially in the second row. This may be attributable to the low profile 21” tires. The Timberline has 18” balloon tires which I much prefer. 2 weeks after purchasing it I made a 2,200-mile road trip from Dallas TX to Orgon. Fuel mileage ranged from 21 to 28 with an overall average of 24 mpg. *if I don’t drive over 70 mph on the highway the fuel economy goes up to about 32! *these numbers are from the actual miles & gallons of fuel used, not from the dash numbers, which I found are a little optimistic. It has a few bugs that I’ll have to deal with, but it’s a used Ford & not a Lexus. Overall, I'd say I'm very happy with this car & would recommend it.

Vehicle information

Ext. color: Race Red
Int. color: Steel Gray
Drivetrain: Four-wheel Drive
MPG: 14-19
Fuel type: Gasoline
Transmission: Automatic
Engine: 5L V-8 DOHC, variable valve control, regular unleaded, engine wi
Stock #: P410A
VIN: 1FTFW1EF2EKE96992

Features

Convenience: Keyless Entry
Entertainment: Bluetooth®, CD Player, Satellite Radio
Exterior: Alloy Wheels, Tow Hitch, Tow Hooks
Safety: Backup Camera, Stability Control

Reviews

2014 Ford F-150 XLT review

DROVE THIS CAR FOR A MONTH, LOVED IT!

DROVE THIS CAR FOR A MONTH, LOVED IT! IN THE PAST BOUGHT A CAR FROM THE PRESENT SELLER IN PERFECT CONDITION. BUY THIS CAR FROM HIM.

Vehicle information

Ext. color: Silver
Int. color: Black
Drivetrain: Four-wheel Drive
Fuel type: Gasoline
Transmission: 10-Speed Automatic
Engine: 3.5L V6 24V PDI DOHC Twin Turbo
Stock #: 88000644
VIN: 1FTFW1E85MFC10092

Features

Convenience: Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio
Safety: Backup Camera, Brake Assist, Lane Departure Warning, Stability Control
Seating: Memory Seat

Reviews

2021 Ford F-150 Lariat review

Great truck, I have no issues with this truck.

Great truck, I have no issues with this truck. Occasionally the Snyc screen freezes up. Acceleration is excellent. Highway MPG is 23 Local is around 12 mpg. Mixed City Highway is 15 mpg

Vehicle information

Ext. color: STAR WHITE MET TRI-COAT
Int. color: EBONY LEATHER-TRIMMED SEATS
Drivetrain: Four-wheel Drive
MPG: 18-24
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 3L V-6 gasoline direct injection, DOHC, variable valve
Stock #: 24726A
VIN: 1FM5K8GC1PGA75060

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, USB Port
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2023 Ford Explorer ST review

Great car

Best car I’ve ever owned. Does everything I want//need it to do. Always starts in the morning. I’ve been camping with it and slept inside the car. Plenty of room

Vehicle information

Ext. color: Silver
Drivetrain: Four-wheel Drive
MPG: 19-22
Fuel type: Gasoline
Transmission: 10-Speed Automatic
Engine: 2.7L V6 24V PDI DOHC Twin Turbo
Stock #: E84718
VIN: 1FTEW1EP4NKE84718

Features

Convenience: Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, USB Port
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Lane Departure Warning, Stability Control

Reviews

Mark's Auto Mart review

Bought a Camaro

Very friendly and easy to work with. Nice experience. I would recommend these guys if you are looking a quality used car. It's worth the drive.

2022 Ford F-150 XL review

2022 F150 PowerBoost 3.

2022 F150 PowerBoost 3.5 twin turbo absolutely hauls xxx with phenomenal gas mileage on a 30 gallon tank. I’ve gotten a true 600 and 700 miles out of a tank of gas when it’s in Eco mode it will run on battery alone if you’re on flat level ground and maintain your speed that’s how they obtain so many miles out of a tank full of gas probably one of the best F1 50s I’ve owned and I’ve had several of them. If you leave it in tow Haul mode it will disengage the auto stop start so the vehicle remains on. It’s been absolutely bullet proof with zero issues. If I’m not driving the Dually Diesel F350 I’m driving this..

Vehicle information

Ext. color: AGATE BLACK METALLIC
Int. color: EBONY LEATHER-TRIMMED SEATS
Transmission: 10-SPEED AUTO TRANSMISSION
Engine: 3.0L ECOBOOST V6 ENGINE
Stock #: 210136A
VIN: 1FM5K8GC2NGA97453

Features

Exterior: Alloy Wheels, Sunroof/Moonroof
Safety: Blind Spot Monitor

Reviews

2022 Ford Explorer ST review

Great vehicle. Fun to drive.

I love this vehicle. My 2022 Ford Explorer XLT far exceeds my expectations. Handling is great. Performance is far better than expected. Gas mileage is 26mpg combined average for the 16,500 miles I have on the vehicle so far. The interior fit and finish could be better and the original tires...not holding up very well. The vehicle is comfortable and always a pleasure to drive. I always get compliments on the exterior style. In my opinion, it's one of the better looking SUV's on the road. The rear biased drive train give it superior handling, better than anything I test drove. Chevy, Subaru, or the Kia.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Four-wheel Drive
MPG: 18-23
Fuel type: Gasoline
Transmission: 10-Speed A/T
Engine: 375.0HP 3.5L V6 Cylinder Engine Gasoline Fuel
VIN: 1FTEW1E41KKC01189

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Bluetooth®, Satellite Radio, WiFi Hotspot
Exterior: Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Backup Camera
Seating: Memory Seat

Reviews

2019 Ford F-150 XLT review

Awesome Truck

This is a great truck. Good acceleration, towing, and four-wheel drive. I am definitely a Ford lover now. Can't go wrong with this truck. Mine is a 5.0L and can't find a fault with it after four years of ownership.

Vehicle information

Ext. color: CARBONIZED GRAY METALLIC
Int. color: BLACK SPORT 40/CONSOLE/40
Transmission: ELEC TEN-SPEED AUTO W/TOW M
Engine: 3.5L V6 ECOBOOST
Stock #: 210242A
VIN: 1FTFW1E89NKE62503

Features

Convenience: Remote Start
Exterior: Tow Hitch
Safety: Backup Camera

Reviews

2022 Ford F-150 XLT review

Great ford dealership. Mall of ga ford

My 2022 STX 4x4 is totally awesome. Most importantly it’s 100% American. The 5.0 engine puts out plenty of power and pulls great . I put a 3 inch lift on the front and a 2 1/2 inch lift on the rear . I’m riding on 2022 35” inch tires and 18” raptor wheels . Also have an exhaust system with a large cold air intake system and passenger side oil catch can . All work was done at mall of ga ford . Now I have 15475 miles and just had my fourth oil change and service from mall of ga ford they completely take care of my truck .

Vehicle information

Ext. color: RAPID RED TINTED CC
Int. color: EBONY ACTIVEX TRIMMED
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: 8-SPD AUTO TRANSMISSION
Engine: TWIN-SCRL 2.0L ECOBOOST ENG
Stock #: 210144A
VIN: 2FMPK4J96RBB17103

Features

Convenience: Heated Steering Wheel, Power Liftgate, Remote Start
Entertainment: HomeLink

Reviews

2024 Ford Edge SEL review

7 Ford Edges and the 2024 is rock solid yet quiet and

7 Ford Edges and the 2024 is rock solid yet quiet and great performance. Everyone wants to use the Edge when we go anywhere. The controls are easy to use for non distracted driving. Long road trips are un eventful and tires last forever. Loading space in the rear is flat easy and lots of space. Good visibility and safe.

Vehicle information

Ext. color: Agate Black Metallic
Int. color: Dune
Drivetrain: All-wheel Drive
MPG: 21-28
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 2L I-4 gasoline direct injection, DOHC, variable valve
Stock #: P10228A
VIN: 2FMPK4G99NBA17241

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2022 Ford Edge SE review

I purchased the titanium awd edge which came with 20 inch

I purchased the titanium awd edge which came with 20 inch wheels and the ride was a bit rough. I had a 2016 with 18 inch wheels and it was very smooth. I found a set of 18 inch original ford wheels, purchased new tires and now it rides like a dream. It´s quiet, handles well, the interior is a bit dated, but has all the tech and safety I need. I compared the X3 and Q5, but the Edge had a lower price and was loaded. Not a single problem since I bought it, just regular service and one recall that was fixed while I waited at the dealer. I highly recommend it.

Vehicle information

Ext. color: Race Red
Int. color: Dark Space Gray w/Black Onyx
Drivetrain: Four-wheel Drive
MPG: 16-21
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 2.3L I-4 gasoline direct injection, DOHC, Ti-VCT variab
Stock #: P10230A
VIN: 1FMDE7BH2RLA04167

Features

Convenience: Heated Seats, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2024 Ford Bronco Big Bend review

My family and I are loving our new bronco.

My family and I are loving our new bronco. I had the great experience at our ford dealership. Overall our bronco car is amazing and awesome.

Vehicle information

Ext. color: Black
Int. color: Gray
Drivetrain: Four-wheel Drive
Fuel type: E85 Flex Fuel
Transmission: 6-Speed A/T
Engine: 316.0HP 6.2L 8 Cylinder Engine Flex Fuel Capability
VIN: 1FT8W3B67EEA21524

Features

Convenience: Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Folding Mirrors, Remote Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio, USB Port
Exterior: Sunroof/Moonroof, Tow Hooks
Safety: Backup Camera, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

2014 Ford F-350 Platinum review

So much power and control, these truck pack a punch and

So much power and control, these truck pack a punch and can tow anything, gas mileage could be better but in my opinion if you are driving a truck like this you are not necessarily worried about fuel

Vehicle information

Ext. color: Oxford White
Int. color: Ebony
Drivetrain: Four-wheel Drive
MPG: 25-28
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 1.5L I-3 port/direct injection, DOHC, Ti-VCT variable v
Stock #: P10242A
VIN: 3FMCR9B63MRA09074

Features

Convenience: Adaptive Cruise Control, Keyless Entry, Keyless Start, Navigation System, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, LED Headlights, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control

Reviews

2021 Ford Bronco Sport Big Bend review

Generally the styling is nice, you really can see where

Generally the styling is nice, you really can see where the older Escape was used as the basis for this vehicle. The interior is nice and comfortable. Ford missed the mark on storage. The dead space behind the screen, as one example. You can buy a bin that will fit very nicely in that spot. Mileage has been good. Road noise can be a little much as times, and the ride can get a little jittery at speed. There is an odd shudder between 35 and 40mph, that the service tech said is from "cylinder deactivation". Ford and other manufacturers have had this technology for a long time. Seems hard to believe that Ford would screw it up. Was told that it happens in Eco or Normal mode. In Sport mode it's less noticeable, and doesn't really effect the mileage that much. Tried it, didn't see much of a difference. Other issue is legroom in the back seat. I'm 6'4" (and it's surprisingly easy for me to get in and out), but I need to have the seat back a bit. Leaves very little room for a back seat passenger. Overall, pretty good vehicle. Hopefully in the next gen, they'll correct some of these issues.

Vehicle information

Ext. color: Rapid Red Metallic Tinted Clearcoat
Int. color: Ebony
Drivetrain: Four-wheel Drive
MPG: 16-21
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 3.5L V-6 port/direct injection, DOHC, variable valve co
Stock #: P10234A
VIN: 1FMJK1JT4MEA81019

Features

Convenience: Adaptive Cruise Control, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Keyless Start, Navigation System, Power Liftgate, Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof, Tow Hitch, Tow Hooks
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Lane Departure Warning, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2021 Ford Expedition Max XLT review

The Ford Expedition Max is an outstanding full-size SUV

The Ford Expedition Max is an outstanding full-size SUV that combines power, comfort, and versatility. It features one of the best engines in its class, delivering impressive performance and reliability. The spacious interior is designed for maximum comfort, with high-quality materials and advanced technology that enhance the driving experience. Whether you're taking long road trips or navigating daily commutes, the Expedition Max provides a smooth and refined ride. Its ample cargo space and seating make it perfect for families or those who need extra room. Overall, it’s a top-tier SUV that excels in both capability and luxury.

Vehicle information

Ext. color: Black
Int. color: Black
Drivetrain: Rear-wheel Drive
MPG: 15-25
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 5.0L V8 32V MPFI DOHC
Stock #: 86040310
VIN: 1FA6P8CF7F5418657

Features

Convenience: Cooled Seats, Keyless Start
Entertainment: Bluetooth®, CD Player, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

2015 Ford Mustang GT Premium review

I have a premium Yellow 2015 GT convertible.

I have a premium Yellow 2015 GT convertible. Black interior (not charcoal gray) with a Black top. This car has the 6-speed automatic and therefore, it does not constantly shift up/down like the newer (lousy) 9-10 speeds. Mine includes the Ford Performance PowerPac 2 with RTR axle backs. With only 19,000 actual miles, this car looks, sounds and performs excellent. Would not sell it for any Corvette (have had 3 of them) nor any other Convertible with a 9-10 speed auto. Nope - This car is too nice to part with…

Vehicle information

Ext. color: White
Int. color: Gray
Drivetrain: Four-wheel Drive
Fuel type: E85 Flex Fuel
Transmission: Automatic
Engine: 6.2L V8 16V MPFI SOHC Flexible Fuel
Stock #: C28379
VIN: 1FT7W2B6XNEC28379

Features

Convenience: Heated Seats, Heated Steering Wheel, Keyless Entry
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Exterior: Alloy Wheels, Tow Hitch
Safety: Automatic Emergency Braking, Backup Camera, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats

Reviews

Mark's Auto Mart review

Nobody ran out to sell me a car. I like that.

Jeremy was a great person to deal with. Everything went smoothly and I will definitely buy another truck from them again. They did not come running out to sell me a truck. That’s very important to me.

2022 Ford F-250 XLT review

Nightmare

Purchased the platinum with Fox/BDS 4” coil over front w/ upgraded arms and dual sterling stabilizers on 37’s. Dream truck, tons of power and comfort. Has been in the shop for 4 months with 7 electrical failures. Great truck when it runs.

Vehicle information

Ext. color: RAPID RED
Int. color: BAJA LEATHER
Transmission: 10-SPEED AUTOMATIC
Engine: 7.3L DEVCT NA PFI V8 ENGINE
Stock #: 100227XA
VIN: 1FT7W2BN4NEE15169

Features

Convenience: Heated Seats, Remote Start
Entertainment: HomeLink
Safety: Backup Camera
Seating: Memory Seat

Reviews

2022 Ford F-250 LARIAT review

Awesome vehicle

Best truck/car I have ever owned. Tons of power with the 6.7 power stroke and all the bells and whistles I need with the fx4 king ranch trim. The price was no where near what this shows though. It was 87k +TTL

Vehicle information

Ext. color: CACTUS GRAY
Int. color: EBONY ROAST LEA-TRIM
Transmission: 8-SPD AUTO TRANSMISSION
Engine: 2.0L ECOBOOST ENGINE
Stock #: 110634A
VIN: 3FMCR9D96PRD01202

Features

Convenience: Remote Start
Entertainment: HomeLink, Premium Sound System
Exterior: Sunroof/Moonroof
Safety: Blind Spot Monitor

Reviews

2023 Ford Bronco Sport BADLANDS review

2023 Ford Bronco Sport

I have owned products for over 40 years, and this is the best vehicle that I had purchased! It rides smooth, excellent gas mileage, and a lot of room.

Vehicle information

Ext. color: AREA 51
Int. color: LTHR-TRIM/VINYL BLACK SEATS
Drivetrain: Four-wheel Drive
Fuel type: Gasoline
Transmission: 10-SPEED AUTO TRANSMISSION
Engine: 2.7L ECOBOOST V6 ENGINE
Stock #: 47903AA
VIN: 1FMEE5DP0MLA90309

Features

Convenience: Heated Seats, Keyless Entry, Remote Start
Safety: Blind Spot Monitor

Reviews

2021 Ford Bronco BADLANDS review

Red 2021 Ford Bronco Sport Big Bend with less than 7,000

Red 2021 Ford Bronco Sport Big Bend with less than 7,000 miles. I love the over handling and performance. I've done great extensive upgrades. ie....hood spoiler, door side guards, exterior and interior accessories...!

Vehicle information

Ext. color: Ingot Silver
Int. color: Charcoal Black
Drivetrain: Four-wheel Drive
MPG: 22-28
Fuel type: Gasoline
Transmission: Automatic
Engine: EcoBoost 1.5L I-4 gasoline direct injection, DOHC, variable valv
Stock #: P434A
VIN: 1FMCU9GD4JUB43201

Features

Convenience: Heated Seats, Keyless Entry, Navigation System
Entertainment: Bluetooth®, CD Player, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control

Reviews

2018 Ford Escape SE review

This is my 2nd Escape in 12 years.

This is my 2nd Escape in 12 years. I drive for a living and I love feeling safe on the road. I've had no problems with this car. I personally have put over 400,000 miles on it in just 4 years. Take care of your car, and your car will take care of you.

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What is the cheapest Ford vehicle available?

The Ford Focus is the cheapest available vehicle by average Cars.com listing price in Ford's lineup, with an average listing price of $7,585.

Which Ford vehicle has the best MPG?

The Ford Fusion Hybrid can reach up to 43 MPG city and 41 MPG highway for a combined rating of 42 MPG. The Ford Maverick with traditional internal combustion engine offers up to 40 MPG city and 34 MPG highway for a combined rating of 37 MPG.

These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.

Which Ford vehicle has the longest range?

The electric Ford Mustang Mach-E can travel up to 320 miles on a single charge depending on electric motor and battery options. The plug-in hybrid Ford Escape PHEV can travel up to 37 electric-only miles before the gas engine kicks on.

EPA-estimated range is the distance, or predicted distance, a new plug-in vehicle will travel on electric power before its battery charge is exhausted. Actual range will vary depending on model year, driving conditions, driving habits, elevation changes, weather, accessory usage (lights, climate control), vehicle condition and other factors.

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The Ford F-150 has the most available deals on Cars.com with 7263 great deals out of 33367 listings starting at $995.

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The most Ford deals can be found near Dayton, IA with 41 great deals out of 167 listings starting at $5,868.

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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