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Used cars for sale near Halstead, KS

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3,089 matches 30 miles from 67056
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: STAR WHITE
Int. color: DUNE ACTIVEX SEAT MATERIAL
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: 8-SPD AUTO TRANSMISSION
Engine: TWIN-SCRL 2.0L ECOBOOST ENG
Stock #: 172
VIN: 2FMPK4J9XPBA33203

Features

Convenience: Heated Steering Wheel, Power Liftgate, Remote Start
Entertainment: HomeLink
Safety: Blind Spot Monitor

Reviews

Hillsboro Ford, Inc. review

Surpassed Expectations!

Living in Oklahoma I was nervous about buying out of state but Hillsboro Ford made the experience stress free and they were extremely transparent. Highly recommend! I’ll definitely be back!

2023 Ford Edge SEL review

I bought this vehicle in December of 2023, and I have

I bought this vehicle in December of 2023, and I have been pleased with the performance and the room inside the car. The boot (trunk) has lots of space. The silver paint with the black wheels looks really sharp. The best appeal for me to purchase this vehicle is that it's reported to rarely need to be in the shop for repairs. It's always been my experience that if you take care of your vehicle then it will perform well.

Vehicle information

Ext. color: HOT PEPPER RED MET TINT CC
Int. color: EBONY PREMIUM CLOTH SEATS
Transmission: 10-SPEED AUTO TRANSMISSION
Engine: 2.3L ECOBOOST ENGINE
Stock #: 4016
VIN: 1FTER4PH9RLE12377

Features

Exterior: Tow Hitch

Reviews

Hillsboro Ford, Inc. review

Best experience I’ve had buying a vehicle!

Dealing with Michael at Hillsboro Ford was the best time I’ve had buying a vehicle. Was very helpful and will gladly go back in the future to buy another vehicle in the future. Thank y’all!

2024 Ford Ranger XL review

This truck is just the right size: not too big to park

This truck is just the right size: not too big to park anywhere and easy to back, with a powerful turbo charged engine that doesn't hog the gas. Comes with a rugged, handsome, masculine design without wasting metal, fuel consumption, and space. Includes all the best of the historic Ford designing positives of the past yet contains all the powerful positives of engine performance without waste--this truck is a winner!

Vehicle information

Ext. color: CARBONIZED GRAY METALLIC
Int. color: BLACK LTHR TRIM BUCKET SEAT
Transmission: ELEC TEN-SPEED AUTO W/TOW M
Engine: 3.5L V6 ECOBOOST
Stock #: 4123
VIN: 1FTFW1E80NFC34978

Features

Entertainment: Premium Sound System

Reviews

Hillsboro Ford, Inc. review

Great experience

The experience at Hillsboro Ford is always great! We have bought multiple vehicles here and keep coming back. Honest, easy to work with, no big city hassle and if they don’t have it on their lot they’ll find it for you quick!

2022 Ford F-150 LARIAT review

2022 F150 PowerBoost 3.

2022 F150 PowerBoost 3.5 twin turbo absolutely hauls xxx with phenomenal gas mileage on a 30 gallon tank. I’ve gotten a true 600 and 700 miles out of a tank of gas when it’s in Eco mode it will run on battery alone if you’re on flat level ground and maintain your speed that’s how they obtain so many miles out of a tank full of gas probably one of the best F1 50s I’ve owned and I’ve had several of them. If you leave it in tow Haul mode it will disengage the auto stop start so the vehicle remains on. It’s been absolutely bullet proof with zero issues. If I’m not driving the Dually Diesel F350 I’m driving this..

Vehicle information

Ext. color: SPACE WHITE METALLIC
Int. color: BLACK SPORT 40/CONSOLE/40
Transmission: ELEC TEN-SPEED AUTO W/TOW M
Engine: 3.5L V6 ECOBOOST
Stock #: 4100
VIN: 1FTFW1E81NKF01309

Features

Convenience: Remote Start
Entertainment: Premium Sound System
Exterior: Tow Hitch
Safety: Backup Camera

Reviews

Hillsboro Ford, Inc. review

Great Experience, Small Town Feel

This was not the typical car buying experience. Friendly staff and good facilities, without the big city gimmicks. They were up front about cost and expectations without being too pushy. I initially came in to look at a vehicle they had on the lot, ended up not being exactly what I wanted, but they went the extra mile and purposefully went out to find the vehicle I wanted. Great place for someone who just wants to buy a car, simple as that.

2022 Ford F-150 XLT review

Great ford dealership. Mall of ga ford

My 2022 STX 4x4 is totally awesome. Most importantly it’s 100% American. The 5.0 engine puts out plenty of power and pulls great . I put a 3 inch lift on the front and a 2 1/2 inch lift on the rear . I’m riding on 2022 35” inch tires and 18” raptor wheels . Also have an exhaust system with a large cold air intake system and passenger side oil catch can . All work was done at mall of ga ford . Now I have 15475 miles and just had my fourth oil change and service from mall of ga ford they completely take care of my truck .

Vehicle information

Ext. color: ERUPTION GREEN METALLIC
Int. color: EBONY ROAST PREMIUM TRIMMED
Transmission: 8-SPD AUTO TRANSMISSION
Engine: 1.5L ECOBOOST ENGINE
Stock #: 136
VIN: 3FMCR9C61RRE39207

Features

Safety: Blind Spot Monitor

Reviews

Hillsboro Ford, Inc. review

Honest and Friendly Staff

What an amazing dealership and a great team. This was the best car buying experience I have had. Kevin helped me out so much. I bought a 2017 F150. Kevin took a great YouTube video of the truck for me because I was not able to look at the vehicle in person because I was in transition of moving from California to Oklahoma. Hillsboro Ford held the vehicle for me with a deposit down. I drove from Oklahoma to Hillsboro and Kevin and Ben took care of me with no issues. This team is very honest, transparent, and a pleasure to work with. Thank you so much and the truck is absolutely amazing!

2024 Ford Bronco Sport OUTER BANKS review

Great overall small SUV.

Great overall small SUV. Good styling, and a more truck feel than most small SUV's. Nice road feel. And good color selection. Definitely recommend this one.

Vehicle information

Ext. color: ANTIMATTER BLUE METALLIC
Int. color: SLATE LEATHER TRIM BUCKET
Transmission: ELEC TEN-SPEED AUTO W/TOW M
Engine: 3.5L V6 ECOBOOST
Stock #: 2563A
VIN: 1FTFW1E85NFC31350

Features

Entertainment: Premium Sound System
Exterior: Tow Hitch
Safety: Backup Camera

Reviews

2022 Ford F-150 LARIAT review

Trucker with a Purpose- F150 HEV, Best Truck Yet

On July 26, 2022 I picked up my fourth F150. This one was different. It was the first one I ordered (waited 10 mths.), the most costly and a hybrid. Now, almost a year later, I find I am greatly enjoying the truck. It tows 7000# with ease, is quiet, and the feature set is fantastic. Each rendition of the F150 has been better. I started with the 2009. Nice but heavy. The 2015 was the first aluminum one and I did have some trouble with the brake controller failing and catching fire. The 2017 was great but in its last year it developed a dripping leak when raining in the sunroof that thankfully I was able to fix. It was the best up until this one. The recalls-windshield motor and flickering taillights (LED flash). My motor was fine and the taillights were reprogrammed. I would say that is minor compared to my friend's Red Silverado who in 2015 got a notice that they were catching fire on rear defroster wiring! I haven't had any issues and I am just amazed at the technology. It drove me 200 miles to Tallahassee. I cannot wait for the BlueCruise update supposedly this year. I get about 3mpg better than my 2017 10spd, Ecoboost in town and about 1mpg better on the highway. It varies but that is about the average. Ecoboosts can be thirsty if you want power. They like to cruise so I have learned to get to speed, not crawl up and keep a light foot. I own a truck because I need one to tow my camper and I need one to serve dual purpose as a daily driver too. I find that the Ford F150 fits that bill. I have shopped all the choices on full size pickups. The only other truck, to me, that met my needs with positive factors was the GMC Denali diesel half ton. I was not impressed with the overall package of the Tundra, RAM or Titan. They did not check all the boxes for me. I look for comfort, MPG, engine/power/torque RPM power curve for towing, tow features, style, etc. The hybrid eco and the diesel blow the others away for low RPMs while towing which is torque and that makes for a more enjoyable tow. Less noise , stress, etc. My two finalists also got the best MPG. I leaned toward the hybrid more too because of the current stance on diesels and the DEF and the cost of the fuel compared to regular gas. As a long time sports sedan owner turned trucker, I would tell you to shop. Read and research but some facts, well, aren't facts. I remember my legacy of sports sedans and buying recommended models- LOL. The Lexus- bad radios- all of them on the lot, cyclops brake light bulb not replaceable when blown, BMW 328is coupe- bad electrical battery blew up 2yrs., Infiniti G38 jerking and slamming 8spd. auto transmission on Interstates on quick braking- these were all top rated/reviewed cars and not cheap. I had more trouble with those three than any other vehicles I ever have owned. If you are looking for a truck, a vehicle meant for hauling and towing, then I highly recommend an F150. There is a reason they have such high sales in spite of what some reviews say.

Vehicle information

Ext. color: STAR WHITE
Int. color: DUNE ACTIVEX TRIMMED
Drivetrain: All-wheel Drive
Fuel type: Gasoline
Transmission: 8-SPD AUTO TRANSMISSION
Engine: TWIN-SCRL 2.0L ECOBOOST ENG
Stock #: 4104
VIN: 2FMPK4J90RBA66813

Features

Convenience: Heated Steering Wheel, Power Liftgate, Remote Start
Entertainment: HomeLink

Reviews

2024 Ford Edge SEL review

7 Ford Edges and the 2024 is rock solid yet quiet and

7 Ford Edges and the 2024 is rock solid yet quiet and great performance. Everyone wants to use the Edge when we go anywhere. The controls are easy to use for non distracted driving. Long road trips are un eventful and tires last forever. Loading space in the rear is flat easy and lots of space. Good visibility and safe.

Vehicle information

Ext. color: RACE RED
Int. color: EBONY PREMIUM CLOTH SEATS
Transmission: ELEC 10-SPEED AUTO TRANS
Engine: 2.3L ECOBOOST ENGINE
Stock #: 193B
VIN: 1FTER1EH1LLA20454

Features

Exterior: Tow Hitch

Reviews

2020 Ford Ranger XLT review

I really like the eco boost makes the truck get up and go

I really like the eco boost makes the truck get up and go and the ride is smooth and comfortable and has a lot of functionality inside and outside the vehicle and I really like the style of the inside and outside of the truck this truck drives great

Vehicle information

Ext. color: AGATE BLACK METALLIC
Int. color: SANDSTONE LEATHER-TRIM SEAT
Transmission: 10SPD AUTO TRANS W/SLCTSHFT
Engine: 3.5L ECOBOOST V6 ENGINE
Stock #: 4085
VIN: 1FMJK2A81REA33311

Reviews

2024 Ford Expedition LIMITED review

Purchased new July 5, 2024 now have approx 16,000 miles

Purchased new July 5, 2024 now have approx 16,000 miles recently took a trip that was total 4,000 miles. Wife states as the most comfortable vehicle she’s ever had especially on this long trip pulling a 6x12 enclosed motorcycle trailer from Chicago to Scottsdale, AZ. Nimble handling even in the mountains and plenty of power! 5 Stars Ford!!

Vehicle information

Ext. color: OXFORD WHITE
Int. color: BLACK SPORT 40/CONSOLE/40
Transmission: ELEC 10-SPEED AUTO W/TOW MO
Engine: 2.7L V6 ECOBOOST
Stock #: 4092A
VIN: 1FTEW1EP7LFB19052

Features

Convenience: Navigation System, Remote Start
Exterior: Tow Hitch

Reviews

2020 Ford F-150 XLT review

Great vehicle!!

I was searching for a specific vehicle and I found a few on cars.com. 2020 F-150 Super Cab 2.7L Ecoboost, 10 speed transmission. At first I was concerned since I've never had a truck with a small V6. I was looking for good HP and good MPG. I liked the sporty trim STX look. Great acceleration and great MPG. Much better than my previous 2006 F-150 5.4L, which was a great truck, but it was time for a change. I do recommend this vehicle if you want MPG, power, and great towing capacity.

Vehicle information

Ext. color: CARBONIZED GRAY
Int. color: EBONY ACTIVEX SEAT MATERIAL
Fuel type: Gasoline
Transmission: 8-SPD AUTO TRANSMISSION
Engine: TWIN-SCRL 2.0L ECOBOOST ENG
Stock #: 4087
VIN: 2FMPK4J95NBA69118

Features

Convenience: Heated Steering Wheel, Power Liftgate, Remote Start
Entertainment: HomeLink
Exterior: Sunroof/Moonroof
Safety: Blind Spot Monitor

Reviews

2022 Ford Edge SEL review

I purchased the titanium awd edge which came with 20 inch

I purchased the titanium awd edge which came with 20 inch wheels and the ride was a bit rough. I had a 2016 with 18 inch wheels and it was very smooth. I found a set of 18 inch original ford wheels, purchased new tires and now it rides like a dream. It´s quiet, handles well, the interior is a bit dated, but has all the tech and safety I need. I compared the X3 and Q5, but the Edge had a lower price and was loaded. Not a single problem since I bought it, just regular service and one recall that was fixed while I waited at the dealer. I highly recommend it.

Vehicle information

Ext. color: ICONIC SILVER METALLIC
Int. color: EBNY PART VNYL/CLTH&RED STI
Transmission: 8-SPD AUTO TRANSMISSION
Engine: 1.5L ECOBOOST W/START-STOP
Stock #: 4059
VIN: 1FMCU9MN6PUB23862

Features

Convenience: Heated Steering Wheel, Navigation System, Remote Start

Reviews

2023 Ford Escape ST-LINE review

Good on gas and a comfortable ride.

Good on gas and a comfortable ride. Drive it to West Virginia and back home no problem. I like it a lot definitely recommend it for people who travel for work and schoool

Vehicle information

Ext. color: VAPOR BLUE METALLIC
Int. color: SPC GRAY ACTIVEX QLTD SEATS
Transmission: 8-SPD AUTO TRANSMISSION
Engine: 2.0L ECOBOOST W/START-STOP
Stock #: 4125
VIN: 1FMCU9JAXSUA08594

Features

Exterior: Tow Hitch
Safety: Backup Camera, Brake Assist

Reviews

2025 Ford Escape PLATINUM review

traded in my 2016 Mustang GT in for the 2025 Escape and

traded in my 2016 Mustang GT in for the 2025 Escape and so far I'm loving it, good gas mileage, reliable, such a smooth ride and fun to drive.

Vehicle information

Ext. color: Gray
Int. color: Black
Transmission: 8-Speed Automatic
Engine: 5.7L V8 16V MPFI OHV
Stock #: 4099A
VIN: 1C6SRFHT4LN223110

Reviews

2020 RAM 1500 LIMITED review

Beautiful, reliable, one of the best looking trucks on

Beautiful, reliable, one of the best looking trucks on the road today. 5 years of ownership. Had no mechanical or any other issues, just your regular oil changes. RAM had a couple of recalls, but those always have bee taken care of by RAM. I do recommend this truck.

Vehicle information

Ext. color: Sapphire Blue Pearl
Int. color: Black w/Orange Stitching
Transmission: 8-Speed CVT w/OD
Engine: Regular Unleaded H-4 2.5 L/152
Stock #: N455160A
VIN: 4S4GUHL63R3756057

Reviews

Subaru of Wichita review

Buy your car here!

I don't know what brought me in to Subaru of Wichita, but I'm glad I went there! I was lucky and met Cale right off the bat. This dude was great! Unlike a lot of car salesmen, he listened to what I wanted. He made recommendations based off what I told him I liked/disliked about each car we test drove. Most importantly he wasn't pushy and was EXTREMELY patient with me! He spent three different days, 4-6 hours each day, trying to help find the right car for me! I could keep going on about how wonderful Cale is, but I also want to say that his team is pretty great also. Spencer, Caleb's team lead, helped tremendously with the financial side of the sale. He listened to me tell my financial story, and how I was feeling anxiety over buying something this nice and expensive for myself, and helped to ease my mind. At the end of the third day, I was leaving the dealership in the car that was right for me, that I picked out and wasn't pushed into (like a lot of other dealerships). I highly recommend buying a car from them. If you want a new Subaru, perfect. If you're shopping used, even more perfect! They have access to multiple car lots around the city, so there's an excellent chance that you'll find what you're looking for, all while dealing with one person. Instead of driving around the city talking to multiple sales people, who all might be pushy or rude.

2024 Subaru Crosstrek Limited review

Too early to be sure of reliability, but my previous 4

Too early to be sure of reliability, but my previous 4 subarus were great. I came here to say how much I like this new purchase, a used '24. Great cruise features. Good power & performance (2.5L) so I'm happy with the CVT. I just love it. They're still a bit lighter and noisier than the outback/legacy versions.

Vehicle information

Ext. color: Red
Int. color: GRAY
Drivetrain: Rear-wheel Drive
MPG: 22-29
Fuel type: Gasoline
Transmission: Automatic
Engine: Turbo Gas
Stock #: 27975648
VIN: 3GNKBCR4XPS222677

Features

Convenience: Remote Start
Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, HomeLink, Satellite Radio, WiFi Hotspot
Exterior: Alloy Wheels
Safety: Backup Camera, Blind Spot Monitor, Lane Departure Warning

Reviews

CarMax Wichita review

I had a car transferred to our local lot from MO

Easiest car purchase ever! Frank Degiso is a great guy and I LOVE my new car! Donny was VERY helpful also. Great experience all around!

2023 Chevrolet Blazer 2LT review

I went in to get a 2026 Equinox and came out of the

I went in to get a 2026 Equinox and came out of the dealership with this beautiful, sexy, hunk of a vehicle. I love how it handles, how it looks, and all of the gadgets. I just passed down my 2018 Chevrolet Cruze Hatchback Premier, and I was still learning the things that vehicle had, so I probably will never completely learn everything on this baby. I am a Chevy Woman for life!

Vehicle information

Ext. color: White
Int. color: BLACK
Drivetrain: Rear-wheel Drive
MPG: 42-35
Fuel type: Hybrid
Transmission: Automatic
Engine: Hybrid
Stock #: 28032017
VIN: 3FTTW8A37SRA44860

Features

Entertainment: Android Auto®, Apple CarPlay®, Bluetooth®, Satellite Radio, WiFi Hotspot
Safety: Backup Camera, Lane Departure Warning

Reviews

CarMax Wichita review

Great experience, would recommend

Great experience at CarMax Wichita! We worked with Sales Consultant Vernon Nelson and he was kind and helpful throughout the entire process. We felt zero pressure from him, which was a stark contrast to another dealership we were working with who pressured us hard and had an attitude when we didn't buy on the spot. Vernon just wanted us to have the best car for us, regardless of whether or not that was from CarMax. They offered us a fair price on both the trade-in and the vehicle purchase itself as well, so no we'd have no hesitations recommending them to others.

2025 Ford Maverick XL review

I currently have a 2025 Ford Maverick truck that I

I currently have a 2025 Ford Maverick truck that I purchased brand new off the lot in June 2025. It currently has 1735.0 miles on it, to date this truck has been an excellent vehicle in every respect. I am very pleased with the gas mileage I'm getting both in town and on the freeway. 23 city/ 34 hwy. IT does ride like a truck, because after all that's what it is. It handles very good both in town and on the highway. It's very roomy inside, for just the wife and myself. I am somewhat disappointed in the paint job, as it seems to get scratched and smudged pretty easy. Have to look it over every couple of days. I would gladly recommend the Maverick truck to anyone looking for a smaller truck, not want to tow or haul large loads. It has become my daily driver, and I'm able to leave my 2025 Nissan Pathfinder parked more or for longer road trips where the comfort is more desired. David Kiel

Vehicle information

Ext. color: Glacier White
Int. color: Charcoal
Drivetrain: Front-wheel Drive
MPG: 28-39
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L I4 16V GDI DOHC
Stock #: PLC142576
VIN: 1N4BL4BV3LC142576

Features

Convenience: Keyless Entry, Keyless Start, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, Satellite Radio, USB Port
Safety: Backup Camera, Brake Assist, Stability Control

Reviews

Orr Nissan of Wichita review

From start to finish this was a great experience!

From start to finish this was a great experience!! I've been shopping for a vehicle for over a month and I have been to SEVERAL dealerships and this one was hands down the best experience!! Bradlee was AMAZING to work with!! He was kind, not pushy, and generous with his time!! I will definitely be reaching out to Bradlee the next time I need a vehicle and will be recommending him to anyone I know looking for a vehicle!!

2020 Nissan Altima 2.5 S review

I love my low mileage CPO 2020 Altima SV fully loaded

I love my low mileage CPO 2020 Altima SV fully loaded well maintained car with only 23K miles. Car gets excellent gas mileage and nice pick up. Beautiful beige protected seat and stony blue metallic with paint protection. Take care of your vehicle and your vehicle will take care of you. Replace CVT fluid every 30K and regular tire or oil changes you will be fine. I’ve had two other Nissans with CVTS with no issues.

Vehicle information

Ext. color: White
Int. color: Light Gray
Drivetrain: Front-wheel Drive
MPG: 27-37
Fuel type: Gasoline
Transmission: Automatic CVT
Engine: 2.5L I4 16V GDI DOHC
Stock #: KC104040
VIN: 1N4BL4FV2KC104040

Features

Convenience: Adaptive Cruise Control, Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Remote Start
Entertainment: Apple CarPlay®, Bluetooth®, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels
Safety: Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Reviews

Orr Nissan of Wichita review

Very friendly and professional dealership.

Very friendly and professional dealership. Every experience in the maintenance department has been great. I would recommend Orr Nissan to anyone.

2019 Nissan Altima 2.5 Platinum review

Overall Nissan Altima's have the best value!

I love my Nissan Altima. Handling is great. Great steering and and overall a great car. It has great pick up so I can manuverate quickly and percisely. The cost was better than any other of it's size.

Vehicle information

Ext. color: Dark Blue Pearl Metallic
Int. color: Gray
Drivetrain: Rear-wheel Drive
MPG: 17-23
Fuel type: E85 Flex Fuel
Transmission: 6-Speed Automatic
Engine: 3.7L V6 24V MPFI DOHC Flexible Fuel
Stock #: PCFA40972
VIN: 1FTEW1CM3CFA40972

Features

Convenience: Keyless Entry
Entertainment: CD Player, Satellite Radio
Exterior: Alloy Wheels, Tow Hitch
Safety: Stability Control

Reviews

Orr Nissan of Wichita review

We had an exceptional experience at this dealership.

We had an exceptional experience at this dealership. From the moment we walked in, the team was professional, attentive, and genuinely focused on helping us find the right vehicle - not just making a sale. The entire process was transparent and efficient, with clear communication at every step. Our salesperson was knowledgeable and straightforward, answering every question without pressure or gimmicks. The finance team made the paperwork smooth and surprisingly quick, and we appreciated how clearly they explained all the options. The vehicle selection was excellent, and the car we purchased was exactly as advertised - clean, well‑maintained, and competitively priced. It’s rare to find a dealership that combines great customer service, integrity, and efficiency, but this one absolutely delivered. We’d recommend them to anyone looking for a stress‑free, trustworthy car‑buying experience.

2012 Ford F-150 XLT review

I bought my 2012 F150 FX4 Ecoboost brand new in February

I bought my 2012 F150 FX4 Ecoboost brand new in February 2012. I currently have 64k miles on it. I have never had a mechanical issue with it. Regular preventative maintenance has kept it very reliable. It has a comfortable and quiet ride for a truck. I have towed 3 different campers with it ranging from 5k-8k pounds. The Ecoboost easily handles the towing with plenty of HP and torque. Just don't expect great gas mileage while towing, 7-9mph. Without towing on the highway, I can average 19mph. For a half ton truck, I tow my 35ft camper with no concerns. It's a comfortable commuter truck too. I love my truck!

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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