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Used
Kia Optima
for sale
near
Belton, MO
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2013 Kia Optima SX
Vehicle information
Features
Reviews
Personal and professional experience ?
Personal and professional experience ? all employees I encountered made me feel welcome and treated me with respect. All of my vehicle maintenance needs were completed in timely manner and communication before, during, & after was excellent. Once a Hendricks customer always a Hendricks customer.
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.






Used
2019 Kia Optima S
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Reviews
Steve Cobb made my car buying experience a 10/10.
Steve Cobb made my car buying experience a 10/10. He listened to my budget and didn't try to sell me on things I did not want. Thank you Steve!
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.






Used
2020 Kia Optima LX
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Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!






Used
2017 Kia Optima EX
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Reviews
The sales staff at McCarthy Chevrolet in Less Summit was
The sales staff at McCarthy Chevrolet in Less Summit was easy to work with on my 2025 Silverado purchase. Thanks to Mike Lesher the sales manager and Dave Creasy in Service.
Best car I ever had
This car fits perfect for me and my little family I love it so much Brittany helped me find exactly what I need and I got the price range too






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Great group of people
I’ve never dealt with a nicer group of guys. I will definitely be telling my friends and family about them. Can’t be any happier with my time here.
Warranty & Guidelines
I love my Kia Optima, yes there's been a lot of recalls for Kia "but" they stand by there warranties. ("As long as you have followed warranty guidelines.")






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After weeks of searching and feeling overwhelmed by
After weeks of searching and feeling overwhelmed by options, a visit to Korz Auto Farm changed everything. Zack’s expertise and no-pressure approach made the decision clear. He took the time to understand what was important, walking through the options with patience and clarity. The honest advice and smooth process made it easy to finalize the purchase with confidence. Zack’s ability to turn a daunting task into an enjoyable experience truly stands out.
I bought this car new, and it has, and still is a great
I bought this car new, and it has, and still is a great car. The fuel economy is awesome, getting 35 to 37 MPG on the highway, and the only costs have been normal costs, which include general maintenance items such as oil changes, freon, tires, and batteries. The only minor issue is that the passenger seat sets low, and the height is not adjustable.






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Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.






Used
2016 Kia Optima SXL Turbo
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Reviews
Great personal service!
I was driving by and saw a car that caught my eye. My problem was I had very little credit, having bought my previous used cars with cash. I picked both Matt and Jeff's brains as to how the whole process works, how certain things affect interest rates and odds of getting an auto loan. They spent a lot of time answering all my questions. As to the vehicle, I purchased a 2007 Acura TL Type S that was priced $2500 below NADA retail value (23% below value). I usually love the haggling process, but with a car priced almost a quarter below NADA retail value, I didn't even bother haggling. The price was MORE than fair and the car was in pristine condition. The buying process was EASY considering I'm self-employed and my taxes don't quite show all of my income, if you know what I mean. So it was a challenge for Matt to get me approved. He worked on it for an entire day, calling me to ask me for bank statements, tax returns, etc. He went to bat for me and was able to get me approved with a local credit union instead of some high interest, high risk lender. The interest rate he was able to get me was also pretty fair. Of course it's not 1.99%, but it wasn't 24% either. In fact, it was a lot closer to 1.99% than it was 24%. This was my first time dealing with them. In fact, I had never even heard of them. It was merely by chance that I was driving by and saw the car I wanted on their lot. But I would recommend them to anyone. They were personable, they were honest with me about my situation, but most of all I felt like they really cared and they really went to bat for me. Never did I feel like they were "sleazy used car salespeople" like I've felt at other lots. It felt like I was working with a friend or a neighbor.
Perfect balance of comfort, performance, handling and
Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.






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McAuto and Darrin are the best!
On Friday, 7 October 2022, I stopped by McAuto to look at a used car I'd seen on cars.com. Saw and test-drove it and decided it wasn't what I was looking for, but saw another vehicle on their lot that was. Exactly what I was looking for, and at a great price. I test-drove it, checked the paperwork, and asked Darrin questions about the vehicle and the process. Later that same afternoon, I drove off the lot with my new car. Darriin could not have been more helpful. No high-pressure tactics, no gimicks, no evasive answers, just an honest description of the process and clear straightforward answers to all our questions. I've never been so impressed with a dealership or a car salesperson. What a great experience! Thank you, Darrin!
Honestly worth the purchase. Huge Money Saver!
This is simply a great car! I highly reccommend anyone that is trying to save money and go the extra mile this is the car for you!






Used
2018 Kia Optima EX
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Reviews
Great dealership
It was very quick and easy. Our salesman, Frank, listened to what we wanted and help us get a great deal. We would recommend this dealership.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver






Used
2020 Kia Optima LX
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Great place, highly recommend
There buying process is pretty simple and easy, easier than I thought it would be! And I received great service and have no complaints, plan on buying my next car from them as well!
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!






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2008 Dodge caravan
I worked with daniel fair and nice guy. Accommodating. Thank you for helping me and making it a easy experience. Come see daniel for your new used car.
I bought this car used from friend they did have motor
I bought this car used from friend they did have motor problem but they bought it new so kia replaced motor and my daughter drove it couple years then when she graduated I took Kia and bought her new car for her and grandkids and I have been happy with it. It's my everyday car because it gets great MPG. It's got 160k miles about 50K on new motor. So far no issues just keep her up to date on oil changes and stuff. It's 1st Kia I ever owned and I would definitely give them another go if time to buy another vehicle.






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Transparency pricing and no sales pressure Salesman was
Transparency pricing and no sales pressure Salesman was very knowledgeable Byron the Bear was great
One of the most reliable cars I've ever had.
One of the most reliable cars I've ever had. I brought it with a Savaged Title in 2020 due to a front end collison but someone rebuilt it very well. I got 4 years of use with NO PROBLEMS. When I say that car never broke down or needed parts replaced I mean it. Until the transmission went out after 4 1/2 years. Replaced it with a used one for $577 on 6/7/2024. Then on 7/6/2024 I was rear ended and hit so hard it locked the transmission. Not going to put more money into this car, but she was great while she lasted. Long story short, I'd highly recommend this budget car






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What an amazing dealership.
What an amazing dealership. The staff is so welcoming and make u feel right at home. The vehicles are all great priced and run great. I've bought many cars here over the years and always have been 100% satisfied. Mike the owner is a great man. He makes sure his customers are taken care of. Go in and check the place out for yourself and u will see all I say is true. Im glad to know there is a dealership out there like this one it's makes the car buying experience so much better. It takes the pressure off my family and I to know we can trust them to take care of us all the way through the process. Thank u KC Car Emporium for all u do. May God bless you and keep doing what your doing your making a world of difference to myself and I'm sure to alot of others. Thank you again for all u do it means alot to me and my family.
We bough this car used in August from a Nissan dealer.
We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.






Used
2015 Kia Optima EX
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Reviews
Best selection of used cars in KC.
Best selection of used cars in KC. We shopped multiple places before deciding to purchase.
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.
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Awesome selection of used cars.
Awesome selection of used cars. Would definitely recommend them to anyone buying a car. 5 stars.
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.






Used
2019 Kia Optima EX
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Reviews
Professional, friendly, and quick.
Professional, friendly, and quick. They did a thorough inspection and serviced the vehicle. Fantastic dealership. I recommend this dealership. The facility is above and beyond.
Great car
Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth






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Couldnt be anymore satified with CARMAX!! amazing!
I went through some trouble with a old car and they helped me get into a new car!! RANDI, JOHNATHAN AND BRETT ARE AMAZING AT WHAT THEY DO, AND IM SO THANKFUL FOR THEIR HELP , PATIENCE DURING MY PROCESS!! I AM SO FOREVER GRATEFUL!!!
Optima is a great car for the money!
Just traded in my 2013 for a 2018 with less than 18,000 miles on it. I loved my Optima and wanted another. This one is nice, but missing the heated steering wheel my other EX had. I like the looks of the cabin on my 2013 better than this one, but it’s not bad. It’s a smooth comfortable ride, good on gas and has some nice safety features. Definitely not disappointed.






Used
2019 Kia Optima LX
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Reviews
Great
CarMax is nice except that they do the "No-Haggle Price" thing, which is lame. It was nice though and the man who helped me test drive the car I'm looking at was really nice.
Couldn't have got a better car for $29000
I've got A 2&3 year old this car has exceeded my expectations. My Kia has so much room for the kids or just riding in traffic to enjoy the sun. I NEVER imagined I'd own a Kia but I'm so glad this is what I decided on. Ive always purchased vehicles solely on looks and mainly performance and the 2019 Kia Optima is on my top 3, It's great in city and on highways while also looking slick and almost like a much more expensive car. Love love the Kia, I gotta hand it to the engineers on this one. Plenty of space great gas mileage and is much more then your everyday original stock filled car options. I still feel like a kid rolling around in it. #STILLGOTIT#

Used
2018 Kia Optima EX
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Reviews
Professional experience
Found a certified 2018 Jetta that looked like new -- polished and clean down to the wheel wells and engine bay. Negotiation was friendly and professional. Came to a good agreement quickly. Trade in value was more than fair. The car drives like new. Overall, a great experience.
I love my 2018 Kia optima
I just purchased a 2018 Kia optima from a used dealership at first I was concerned. But it only has 48,000 miles on it. Now 51,000 I always thought Kia was a girl car. But as a man. I love it. It has plenty room in the back. The car runs smoothly and I like the safety alert it gives when another vehicle is to close on you. I didn't want to drive it to work but the gas mileage is much better than my 2004 Ford escape . I've had my Kia almost a month now and I'm still trying to figure out how to work the features. Yes I recommend this car. Even if you get one with 100,000 miles on it. It would still run great
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Used
2020 Kia Optima EX
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Used
2020 Kia Optima LX
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Used
2015 Kia Optima EX
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Used
2013 Kia Optima SX
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Used
2019 Kia Optima SX Turbo
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Used
2019 Kia Optima LX
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Used
2013 Kia Optima SX
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Used
2020 Kia Optima LX
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Used
2015 Kia Optima SX Turbo
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About the Kia Optima
How much does the Kia Optima cost?
The Kia Optima price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the Optima is $11,595, with pricing starting at $49.
What is the MPG of the Kia Optima?
The Kia Optima with traditional internal combustion engine offers up to 25 MPG city and 36 MPG highway for a combined rating of 29 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.
What are some similar vehicles and competitors of the Kia Optima?
The Kia Optima compares to and/or competes against the following vehicles:
What trim levels are available for the Kia Optima?
The Kia Optima is available in the following trim levels:
What model years are available for the Kia Optima?
Available model years for Kia Optima inventory range from 2008 to 2020.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $40,000 by city
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Kia Optima under $40,000 in Loch Lloyd, MO
6 Great Deals out of 20 listings starting at $6,497
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Kia Optima under $40,000 in Raymore, MO
6 Great Deals out of 20 listings starting at $6,497
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Kia Optima under $40,000 in Grandview, MO
6 Great Deals out of 21 listings starting at $6,497
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Kia Optima under $40,000 in Leawood, KS
7 Great Deals out of 23 listings starting at $6,497
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Kia Optima under $40,000 in Overland Park, KS
7 Great Deals out of 23 listings starting at $6,497
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Kia Optima under $40,000 in Lee's Summit, MO
6 Great Deals out of 21 listings starting at $6,497
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Kia Optima under $40,000 in Raytown, MO
6 Great Deals out of 21 listings starting at $6,497
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Kia Optima under $40,000 in Prairie Village, KS
7 Great Deals out of 23 listings starting at $6,497
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Kia Optima under $40,000 in Mission Hills, KS
7 Great Deals out of 23 listings starting at $6,497
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Kia Optima under $40,000 in Fairway, KS
7 Great Deals out of 23 listings starting at $6,497
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Kia Optima under $40,000 in Mission, KS
7 Great Deals out of 23 listings starting at $6,497
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Kia Optima under $40,000 in Westwood, KS
7 Great Deals out of 23 listings starting at $6,497
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.