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Used
Kia Optima
for sale
near
Holmdel, NJ
under $40,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Vehicle information
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Reviews
Absolutely a great experience!
Absolutely a great experience!! The salesman Scott Durso was extremely knowledgeable and helpful throughout the whole process. I appreciate him and the finance guy who I cant remember his name. They treated my daughter and I with the utmost respect. I would definitely recommend him and the dealership.
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver






Used
2019 Kia Optima S
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Reviews
The efficiency of the knowledgeable staff was a breath of
The efficiency of the knowledgeable staff was a breath of fresh air. Mark was amazing from the moment we walked in too the dealership to the moment we left with our keys and truck. The entire process, from test driving to leasing was smooth. Mark's transparency regarding pricing and the absence of hidden fees were especially appreciated. Tomas and his crew at Pine Belt Chevrolet in Brick, are highly recommended for anyone seeking a positive car buying experience. Thank You!!!!!
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.






Used
2020 Kia Optima S
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Reviews
This was my first car purchase, and I was a bit nervous
This was my first car purchase, and I was a bit nervous going in, but Mr. Hunter Brito, the sales representative, made the whole experience surprisingly smooth. He took the time to walk me through all the features during the test drive and explained the purchase options in a way that was easy to understand—no rushing, no pressure. I purchased my car at a great price, and the negotiation went easy and smooth, which I really appreciated. I also like that the Kia Bridgewater dealership offers a solid warranty program, which gave me extra peace of mind. Thanks to Hunter, what I thought would be stressful turned out to be a clear and comfortable process.
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!






Used
2020 Kia Optima LX
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Sansone Hyundai did the right thing.
Sansone Hyundai did the right thing. My son and I purchase a certified pre-owned 2022 Hyundai Tuscan on July 15,2024. During the courtesy oil and filter change in January 2024, the service technician indicated that all four tires needed to be replaced. Instead of reacting, a second opinion was sought that confirmed the tire tread was deteriorating or wearing. Noting that the vehicle mileages at purchase was approx. 23,000 miles and had approx. 27,600 miles in January, plus quality tires should last 50,000 to 60,000 miles assuming normal driving conditions, the tire condition seemed abnormal. Another fact was the second opinion revealed the tire’s manufacturing date in 2020, which also does not seem proper. Upon contacting Sales Manager, Operations Manager and Service, another set of tires were installed and aligned at no cost.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.






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Hands down the BEST used car dealership around!
Hands down the BEST used car dealership around! Thank you MikeFeliz you get 5 stars
Still own my 2009 Kia Optima.
Still own my 2009 Kia Optima. Love it!!!. Have felt safe driving it for 210,000 miles. Great cabin and trunk space. Really don't want the newer, smaller models. I've survived being T boned with no injuries!!!. I'm keeping her forever!!!






Used
2019 Kia Optima LX
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Reviews
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.






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Searching and Financing a car
The dealers are welcoming and helpful. Go in there talk to Gary he will help you out and work with you in the entire situation and was patient.
One fine company
This car now has almost 170k miles.other than normal wear and tear and some recalls the car has been excellent. The real subject here is KIA . They have been a real stand up company. In my opinion KIA has had my back. KIA will be my next purchase






Used
2015 Kia Optima LX
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Reviews
Professional and friendly,,responded to my requests and
Professional and friendly,,responded to my requests and kept me informed of the vehicle’s details
Not too bad!
There's pro and cons with this car. I love the fact that this car is very good of mileages save so much fuel , I lived in San Antonio and we drove this car with full tank to Corpus Christi its about 2 hours and half, almost 145 miles away, then we came back still have half full of a tank. My deslike about the car is the front passenger set, its kinda very low and there's no other way of adjusting it. ( Blind spot)When changing lane specially to your rare left side ,you literally turning your head making sure there's no other vehicle. Other than that??The car is good to drive.






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This is the second car I have purchased from Arrow in 8
This is the second car I have purchased from Arrow in 8 months. The first time I dealt with Sandro, and most recently with Angel. They make the process stress-free. They are professional, knowledgeable, and very accommodating. I will continue returning to Arrow!
We bough this car used in August from a Nissan dealer.
We bough this car used in August from a Nissan dealer. There were some hidden problems that unfortunately the dealer did not disclose right away. Window regulator apparently are a problem with this car as well as engine burning oil prematurely. I performed a two-day cylinder soak and upgraded to a higher quality oil and the oil burning is no longer an issue. Apart from these problems, the car has been great for us. No other issues and the EX version is really loaded (it even has ventilated seats). Multimedia gets slow after being updated, be aware. But updates adds some features like, for example, lowering the fan speed when you get a call or ask to read a message. It is compatible with android auto and apple car play, not wireless but you can get one of those adapters.






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They gave me the opportunity to get a nice car and also
They gave me the opportunity to get a nice car and also build my credit up! Great place to get a car, they will work with you and gives you the best deals possible!
Would recommend for a cheap and reliable commuter
I've had my Optima for nearly a year now and nothing bad has happened so far, in 10 months I've put on 13,000 miles; from 74,000-87,000 miles and I haven't experienced a single issue. It looks good, runs reliably, and is comfortable on long drives. However, I feel that the acceleration is a little slow but hey, I'm 19, every teenager wants fast, but I'm really happy with my Optima and I definitely recommend it!






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5 Stars!
5 Stars! I recently purchased my Mercedes from NJ Auto Sales and couldn’t be happier with the experience. The car has been absolutely great, and the team there made the entire process smooth and stress-free. Everyone was super friendly, professional, and knowledgeable — they answered all my questions and made sure I was comfortable with everything. They also helped me secure a great interest rate with a solid bank, which made the deal even better. I’ve already recommended them to my family and friends, and I’ll definitely be back for my next vehicle. Highly recommend checking them out if you’re in the market for a car!
Great car
Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth






Used
2020 Kia Optima S
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Reviews
We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!






Used
2020 Kia Optima LX
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Reviews
wish they were closer so i could view the navigator.
wish they were closer so i could view the navigator. It is what we are looking for
Beautiful Car!
I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.






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Couldn't have got a better car for $29000
I've got A 2&3 year old this car has exceeded my expectations. My Kia has so much room for the kids or just riding in traffic to enjoy the sun. I NEVER imagined I'd own a Kia but I'm so glad this is what I decided on. Ive always purchased vehicles solely on looks and mainly performance and the 2019 Kia Optima is on my top 3, It's great in city and on highways while also looking slick and almost like a much more expensive car. Love love the Kia, I gotta hand it to the engineers on this one. Plenty of space great gas mileage and is much more then your everyday original stock filled car options. I still feel like a kid rolling around in it. #STILLGOTIT#






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Very professional, efficient, and no-nonsense.
Very professional, efficient, and no-nonsense. Vehicles are well serviced for safety, legality, comfort, and longevity ! Of course there will always be idiosyncrasies involved with any used car purchase, but you’ll be happy in the end !
Great car! Handles wonderful!
Loved the Optima after upgrading from a Forte due to highway issues with it. Lots of room, dashboard has all the bells & whistles you could want. Quick pickup, gas mileage is great if you aren't using the A/C which burns gas fast. It's a great car and I loved it! Unfortunately turning it in after nearly 3 years due to mechanical issues. Battery went after 1 year of use, starter just went on it 2 days ago, collision warning system keeps shutting down while just driving with error message. Everything was covered under warranty, but I never had these fast problems with my Toyota's. Trading it in tomorrow for something else. Plus they did away with the Optima line.






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I bought a 2010 lexus sh250s, it had a bad window motor
I bought a 2010 lexus sh250s, it had a bad window motor and trunk latch. The owner said is was willing to fix it, if I bought the car. That week the part came in and it was fix immediately. I would definitely buy another car from here . Another thing I didn't deal with any of the b.s you will find at 90% car lot and they didn't have crazy fees !!
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.






Used
2016 Kia Optima EX
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experience with akar
my experience with akar is fantastic they took real good care of me Ehab and Joe are the best and found the right car for me i have been going to them for my oil changes and bought my saturn from them outside of brakes and oil changes i never had a problem the car unfortunatly was in a accident and totalled
Good but not great?
So my car is a 2016 Kia Optima SX 2.0 Turbo GDI. I bought it with just under 60K miles and am just below 85K now. It was burning oil, but once I replaced my pvc or pcv valve ($30 at O'Reilly's), runs like a peach. So uniquely updated and ahead of the game for a 2016. Tough saying if I would recommend it because a quick google search will tell you that the car will probably give out at 150K miles. Transmission is probably the worst I've ever felt but it hasn't given out yet. OEM blow off valve thing is sick.






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Very satisfied owner
I don't ever write reviews, but will now. I've had this 2015 optima ex turbo 1.4 yrs and really performs well! Smooth ride and not bad on gas. Have had no engine problems. No issues but little head space in cabin . Anyone over 5 10 is in trouble. It feels solid/safe driving. The turbo really moves when power is needed.






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I had a very smooth easy transaction.
I had a very smooth easy transaction...staff was pleasant and very very out going
Optima is a great car for the money!
Just traded in my 2013 for a 2018 with less than 18,000 miles on it. I loved my Optima and wanted another. This one is nice, but missing the heated steering wheel my other EX had. I like the looks of the cabin on my 2013 better than this one, but it’s not bad. It’s a smooth comfortable ride, good on gas and has some nice safety features. Definitely not disappointed.






Used
2015 Kia Optima EX
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Reviews
Great experience
John and Jason went above and beyond to get me the car I wanted. Being from Pennsylvania and having a wife with a medical condition, getting to the dealership just wasn't possible for me. I was nervous about buying a car online without seeing and test driving it first. They took the time to answer all of my questions and provided as much information as they could about the car. Jason made purchasing the car online a breeze and John personally delivered the car to me and made sure that I was completely satisfied with it before he left. Highly recommend.
Sporty, reliable, and worth the money.
Outside of a few repairs it has performed flawlessly. The leather seats cracked well before 60kmi, and we're not covered under warranty. Multiple paint chips at the very edge of the hood, but overall very satisfied. I'm hard on my cars and this one has performed very well.
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About the Kia Optima
How much does the Kia Optima cost?
The Kia Optima price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the Optima is $11,633, with pricing starting at $1,500.
What is the MPG of the Kia Optima?
The Kia Optima with traditional internal combustion engine offers up to 25 MPG city and 36 MPG highway for a combined rating of 29 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.
What are some similar vehicles and competitors of the Kia Optima?
The Kia Optima compares to and/or competes against the following vehicles:
What trim levels are available for the Kia Optima?
The Kia Optima is available in the following trim levels:
What model years are available for the Kia Optima?
Available model years for Kia Optima inventory range from 2009 to 2020.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $40,000 by city
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Kia Optima under $40,000 in Holmdel, NJ
13 Great Deals out of 30 listings starting at $2,788
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Kia Optima under $40,000 in Strathmore, NJ
14 Great Deals out of 33 listings starting at $2,788
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Kia Optima under $40,000 in Hazlet, NJ
14 Great Deals out of 33 listings starting at $2,788
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Kia Optima under $40,000 in Lincroft, NJ
12 Great Deals out of 29 listings starting at $2,788
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Kia Optima under $40,000 in Morganville, NJ
13 Great Deals out of 32 listings starting at $2,788
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Kia Optima under $40,000 in Aberdeen, NJ
14 Great Deals out of 33 listings starting at $2,788
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Kia Optima under $40,000 in Keyport, NJ
14 Great Deals out of 33 listings starting at $2,788
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Kia Optima under $40,000 in Matawan, NJ
14 Great Deals out of 34 listings starting at $2,788
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Kia Optima under $40,000 in Union Beach, NJ
17 Great Deals out of 44 listings starting at $2,788
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Kia Optima under $40,000 in Middletown, NJ
12 Great Deals out of 30 listings starting at $2,788
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Kia Optima under $40,000 in Marlboro, NJ
11 Great Deals out of 29 listings starting at $2,788
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Kia Optima under $40,000 in Cliffwood Beach, NJ
16 Great Deals out of 44 listings starting at $2,788
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.