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Used
Kia Optima
for sale
near
St. Cloud, FL
under $20,000
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Vehicle information
Features
Reviews
Thanks Nicolas Sandoval for taking your time explaining
Thanks Nicolas Sandoval for taking your time explaining every single feature of the car, he’s very patient. I’m satisfied with my purchase!
Satisfying decision
Very happy with this vehicle all the way around. Rides nice very comfortable for long distance not bad to travel in. Plenty of pick up also pushing Sport button the vehicle speeds acceleration is quite good.
Used
2020 Kia Optima LX
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Reviews
Herman was attentive and very helpful with our request!
Herman was attentive and very helpful with our request! He reply all our questions. The facilities were spectacular and the environment is very comfy.. we arrive after five o'clock and the team were very service oriented and stay with us until late in the night. Thanks!
Love this car!
Love this car! Have 45,000 miles on vehicle and have only done brakes and tires… Super happy with the way it looks and responds. Most reliable car I have owned. Would happily go to another Kia after this one!
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Everyone was so helpful and really care about the vehicle
Everyone was so helpful and really care about the vehicle they are selling you. The process was seamless and the atmosphere was amazing and very upscale. Amazing place and I would definitely purchase from here in the future and tell my family and friends.
Excellent value for an everyday vehicle
This is now the second optima I have owned and I have to say that I am truly impressed with how KIA has improved over the years. The leg room in this car is fantastic and it's quite comfortable on long rides. Handles nice, has nice acceleration, rides smooth, it's great on fuel, and has very few problems. The interior gets some criticism from some consumers but what I love about it is that it sacrifices flashy exotic dashboard designs for genuine comfort and space. I would argue that the value of the newer optima models exceeds that of the almighty Honda Accord or Toyota Camry. I literally love driving this car and I miss it when I'm riding in someone else's car. The only issue I ever had was with my last optima, which was a knock sensor issue. Kia fixed it free of charge rather quickly and gave me no problems at all about it. My current one has over 50k miles and runs like brand new. You can't even feel the motor running when it's idling. I would recommend this car to anyone looking for more bang for their buck and for anyone who has 1-2 kids.
Used
2018 Kia Optima EX
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Features
Reviews
I love my optima but sunroof guide is broken little part
I love my optima but sunroof guide is broken little part is coming out and hitting my grandson head now I can use I put black tape because is not close right I go to the dealer and he said I need to fixed asap also associated from there love my car is so clean please I need help is my family car also I take my wife for doctors appointment she have stage 3 leaver
Used
2019 Kia Optima SX Turbo
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Reviews
Great experience!
Great experience! I would really recommend this place if you are looking for a certified pre-owned car. Ismael the sales manager and Donny my sales person was wonderful. I’m very happy and satisfied with my new BMW X7.
Great car
Great car so glad I bought it body style is sleek and very classy looking very nice interior drives very nice and smoothly and has Bluetooth
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Great Experience
I went to this dealership with my son just to look around so I can get some idea on how much used full size trucks are going for. I liked the selection and the prices were reasonable. Ariana was the person who helped us out. She was incredible. She was not pushy and she was a subject matter expert when it came to the right truck with all the features I was looking for and my budget. I highly recommend this dealership and ask for Ariana.
Couldn't have got a better car for $29000
I've got A 2&3 year old this car has exceeded my expectations. My Kia has so much room for the kids or just riding in traffic to enjoy the sun. I NEVER imagined I'd own a Kia but I'm so glad this is what I decided on. Ive always purchased vehicles solely on looks and mainly performance and the 2019 Kia Optima is on my top 3, It's great in city and on highways while also looking slick and almost like a much more expensive car. Love love the Kia, I gotta hand it to the engineers on this one. Plenty of space great gas mileage and is much more then your everyday original stock filled car options. I still feel like a kid rolling around in it. #STILLGOTIT#
Used
2019 Kia Optima LX
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Johnathan was super.
Johnathan was super. Honest. Can’t beat that. He gave me the straight scoop on the vehicle I was interested in and I would work with him again anytime.
Excellent Choice for Value
I have a 2006 Kia Sportage LX with 100,700 miles on it. As you can tell, I don't particularly drive much. But my Sportage has been VERY reliable. (I call it "Ole Faithful.") In 15 yrs I haven't had to put much money into it. Other than a set of tires, a battery, and regular oil changes, I've had to put in an AC condenser and a power steering pump totalling about $1200.00 which isn't bad over 15 years of car ownership! When I decided to get another car for long distance road trips I immediately added the Optima to my short list. My priority was a mid-sized car with great safety ratings and features, and comfort. The other vehicles I considered were the 2019 Accord, Camry, and Sonata. After MONTHS of research I decided on the Optima S. I LOVE. LOVE, LOVE this car, and do not regret my choice one bit! It checked ALL my boxes, plenty of interior and trunk space, technology features, and of course safety (blindspot, rear cross traffic, lane keep assist among others). And as far as value for the money, Accord and Camry couldn't touch it. The gas milage is listed as a bit less that the Honda and Toyota, but I have been getting between 37 and 39 mpg highway, and 32 to 34 around town, so I really can't complain at all. I'd highly recommend adding this car to your list, to anyone looking for a mid-sized family car.
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Reviews
Great customer service with Jose izquierdo and mo in
Great customer service with Jose izquierdo and mo in sales 100 percent customer. Satisfaction simply the best
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Great service
These guys are awesome and especially Tim and his excellent customer service and professionalism. He helped make every step of the purchase easy, relaxed and seamless. Not to mention the great deal I got on my new 2012 Mini Cooper S. It may be a small dealership and lot, but don't be fooled! It's a great place to shop for a quality used car you can trust, for a honest an fair price.
Great car for the money.
164,000 miles no issues. Car services me well. The oil usage is slight. I would get another, but KIA doesn't make them anymore. My commute is about 1 hr one way.
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Vehicle information
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Awesome Experience
Was extremely happy with the car and Jose. He was great! He worked with us during the entire process. Left very happy with our purchase
I’ve purchased new my 2013 Kia Optima back in May 2013.
I’ve purchased new my 2013 Kia Optima back in May 2013. It’s been a fantastic car. I haven’t driven it a great deal & have just 20,463 miles on it as of July 2025. It’s stylish & very comfortable. I still enjoy having & driving it.
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We love the car but one major flaw.
We love our 2020 Optima. So much for the $$. Good size, ride, and ample features including safety for the money. 2nd owner and my daughters commute to college at 34-35 mpg which is good for this size car. Unfortunately too many have engine failure with 2.4L (8-10k replacement) and nearing 60k warranty end I'm going to trade for a Honda or Toyota rather than roll the dice. A shame they can't provide a bulletproof engine with an otherwise awesome car!!
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Beautiful Car!
I got the 2020 KIA Optima S trim. The car is great! This is my first car and the safety features helps me out a lot. The backup camera works really well thankfully because I can’t see see anything out the back window lol. I’m in the military so I drive her around a little more often than usual. The car holds up well. The car is very comfortable as well I drive her back home (15hrs) and have no issues at all. The fuel economy is great as well get around 530 miles on a full tank. The car is not a race car so I wouldn’t expect that kind of performance. That being said she is pretty fast and handles great! I got mine in 2021 for about $24k with around 23k miles on it. For the money I’d definitely say it’s worth it.
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Ralphy was great.
Ralphy was great. From start to finish. I didn’t think i would leave with my new truck.
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Found the car I?
Found the car I?ve been looking for at their Winter Park Location. From the moment I connected by email with the dealership to the moment I drove off with the car, everything was smooth! Christian and Gerald were courteous, professional and kind, a pleasure to do business with! Absolutely recommendable.
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fair and real
I need an appraisal on a car .. Their appraisal is widely used and accepted.. I know I was made a fair offer ... Their offer put me in a good position for my trade in vehicle .. I have used them many times in the past and will do so again In The future
Great car! Handles wonderful!
Loved the Optima after upgrading from a Forte due to highway issues with it. Lots of room, dashboard has all the bells & whistles you could want. Quick pickup, gas mileage is great if you aren't using the A/C which burns gas fast. It's a great car and I loved it! Unfortunately turning it in after nearly 3 years due to mechanical issues. Battery went after 1 year of use, starter just went on it 2 days ago, collision warning system keeps shutting down while just driving with error message. Everything was covered under warranty, but I never had these fast problems with my Toyota's. Trading it in tomorrow for something else. Plus they did away with the Optima line.
Used
2020 Kia Optima SX Turbo
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Reviews
Quick appointment
I was able to get a quick appointment for a oil Change and tire rotation. They fit me in on the same day . They also completed the work the same day.
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Ralphy helped me get into my new Kia Sorrento.
Ralphy helped me get into my new Kia Sorrento. Great service highly recommend him. Thanks for your hard work
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Ralphy helped me get into a camry I didn’t think it was
Ralphy helped me get into a camry I didn’t think it was capable of. Thanks
Perfect balance of comfort, performance, handling and
Perfect balance of comfort, performance, handling and cargo. Best car I've ever owned. Looks great. I get positive compliments on it's looks all the time.
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About the Kia Optima
How much does the Kia Optima cost?
The Kia Optima price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for the Optima is $11,098, with pricing starting at $1,967.
What is the MPG of the Kia Optima?
The Kia Optima with traditional internal combustion engine offers up to 25 MPG city and 36 MPG highway for a combined rating of 29 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle model year, trim, driving conditions, driving habits, vehicle maintenance, and other factors.
What are some similar vehicles and competitors of the Kia Optima?
The Kia Optima compares to and/or competes against the following vehicles:
What trim levels are available for the Kia Optima?
The Kia Optima is available in the following trim levels:
What model years are available for the Kia Optima?
Available model years for Kia Optima inventory range from 2012 to 2020.
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
Used Kia Optima by price
Compare the Kia Optima
Kia Optima under $20,000 by city
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Kia Optima under $20,000 in Saint Cloud, FL
10 Great Deals out of 38 listings starting at $2,900
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Kia Optima under $20,000 in Buenaventura Lakes, FL
10 Great Deals out of 39 listings starting at $2,900
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Kia Optima under $20,000 in Kissimmee, FL
10 Great Deals out of 39 listings starting at $2,900
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Kia Optima under $20,000 in Meadow Woods, FL
10 Great Deals out of 39 listings starting at $2,900
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Kia Optima under $20,000 in Campbell, FL
10 Great Deals out of 38 listings starting at $2,900
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Kia Optima under $20,000 in Southchase, FL
10 Great Deals out of 40 listings starting at $2,900
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Kia Optima under $20,000 in Lake Mary Jane, FL
10 Great Deals out of 40 listings starting at $2,900
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Kia Optima under $20,000 in Hunters Creek, FL
10 Great Deals out of 39 listings starting at $2,900
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Kia Optima under $20,000 in Poinciana, FL
10 Great Deals out of 26 listings starting at $3,995
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Kia Optima under $20,000 in Taft, FL
10 Great Deals out of 40 listings starting at $2,900
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Kia Optima under $20,000 in Williamsburg, FL
10 Great Deals out of 40 listings starting at $2,900
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Kia Optima under $20,000 in Pine Castle, FL
10 Great Deals out of 40 listings starting at $2,900
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.
