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*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
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Used
2020 Volvo XC40
for sale
near
Sacramento, CA
- Down Payment
- $0
- Net trade-in value
- $0
- Months
- 72
- APR
- 7.0%
- Sales tax
- 0.0%
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
I had the best experience purchasing a Bronco Sport from
I had the best experience purchasing a Bronco Sport from McClarty Daniel Ford yesterday (8/7/2025). My salesman (Simone Lamanna) was very knowledgeable and went the extra mile without making me feel pressured. He’s an exceptional person and was a pleasure to work with. I highly recommend him to anyone in the market for a new or used car. I also had the pleasure to work with Jonathan McCoy (finance director) he was also a pleasure to work with. I will without a doubt be a returning customer from servicing my new vehicle to possibly purchasing another vehicle in the future. What a fine group of people you have representing McClarty Daniel Ford. Thank you, Lore L
Nice car.
Very comfortable and easy getting around town after trading my big xxx Mercedes. Display and interaction very easily followed. First Volvo was 1969 that lasted 20 years. Glad to be back in a Volvo.






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
I purchased BMW from Torch light motors i am so satisfied
I purchased BMW from Torch light motors i am so satisfied with overall experience. Especially Jeff i got the car that I wanted in no time and his service to me was so great he helped me a lot. Mostly i feel the level of service is most high-end.
One of my favorites
A great car. It checked most of the boxes that I had when looking for cars at the time. I ponied up for the Polestar software upgrade and wow did that make a difference. A few reviews had said that the car was underpowered. Not any more. There are some great details and some strange ones too, but overall it's one of my favorite vehicles. Like any car these days, there are a few niggling things that Vovo can't seem to fix. The hood doesn't seem to fit correctly no matter what Vovo did. It "bangs" when you lean against it (cleaning the windscreen, etc) and when the car is jolted (potholes, etc). No amount of work seems to properly address the issue. It's 2.5 years and I've been through a set (2) batteries (main and stop/start). It is now giving me the feeling that the main battery is failing again. The stop/start has not worked consistently since I got the car. Vovo tells me I don't drive it enough to keep the battery charged. Well, I do 5 to 6K a year and if that's not enough they should say so up front. Seems to me that there is something up (or down) with the charging system. Again, I'm impressed.





Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
Awesome experience.
Awesome experience. My husband and I looked at practically every mid size SUV Known to man. Of all the dealerships we visited and all the sales personell we met (including two other far substandard VW dealerships), McDonalds VW ranked #1! The most respectful and helpful sales personell! Tanner and Atticus were both polished, kind, patient, and highly intelligent in their sales positions. I had come to accept that I would have to settle for a VW package that wasn’t quite what I wanted, but Tanner saved the day and delivered (within 24 hours) with my dream car!! Cory (finance manager) worked very hard and truly went above and beyond to earn our business. What an amazing group!! Would highly recommend!!!
Beautiful and reliable
I just purchased this car, very beautiful and it performs well. Confortable, quiet, reliable, seats up to 5 comfortably. I am very happy with it.






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
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Reviews
Highly Recommend Len Dano.
Highly Recommend Len Dano. He is very knowledgeable and helpful. The dealership staff is very nice and respectful. I had a fantastic experience working with Len and Casey. Thank You
Most Reliable and Safe car I’ve ever owned
This car meets all my needs. It’s sporty plenty of room inside with all the bells and whistles. It has a great back up camera the screen size is awesome.






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
This place had everything and everyone here to help with
This place had everything and everyone here to help with finding our dream car speed, professionalism, great attitude made the process feel good
xc 90 to xc 60 to xc40
I have owned the 90,60 and now the 40. It is a great car to drive. Getting over 30mph on highway and about 23 in the city. Car has all the safety features you need. I have 2 older sons and they have plenty of leg and headroom in the back. The gear shift does taken getting used to. As does the center screen. Read the manual and you should not have any problems. Front seats are very comfortable. Cargo space in the back is adequate-- got 4 suitcases in there with no problem. Car handles great on the highway. Engine is quiet and very peppy . My 2 problems with the car-- #1-only a 14 gallon gas tank( should be 16 gallons or more) # 2-- no dome light in the rear passenger area( makes it tough to see packages at night ). I have owned a Volvo since 2007 and love their cars.






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
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Reviews
I have not purchased a car from Poquet (yet anyway), but
I have not purchased a car from Poquet (yet anyway), but I have to say the experiences I have had with them have always been tremendous. Low pressure, knowledgeable sales staff, and first-rate vehicles make this a "must shop" dealership.






Used
2020 Volvo XC40 T4 Momentum
Vehicle information
Features
Reviews
I had an amazing experience with Mikey.
I had an amazing experience with Mikey. Very professional a Stand up guy. I recommend everyone to see this man thank you Mikey






Used
2020 Volvo XC40 T5 R-Design
Vehicle information
Features
Reviews
This morning I went to Conyers Honda for an oil change.
This morning I went to Conyers Honda for an oil change. I admit I am getting up in age. When the advisor came out , Terence McKibben he asked if I had an appointment and I stated no. He then asked what do you need done. I immediately said oil change. He reached in and push the button and said” you’re only at 40%, you’re good. Being on Social Security That was a small gesture but it saved me almost $80 . That was truly honesty and above and beyond. He is to be commended. Thanks Terrence, you are my go to whenever I come to Conyers Honda. KEEP UP THE GOOD WORK!!!!! GREAT JOB!!!!






Used
2020 Volvo XC40 T5 Inscription
Vehicle information
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Reviews
We enjoyed working with Andy on the purchase of our used
We enjoyed working with Andy on the purchase of our used vehicle. He was able to get us exactly what we needed!






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
We always have a great experience at this dealership!
We always have a great experience at this dealership! Bobby has consistently taken amazing care of us over the years, and we couldn’t be more grateful. Sally Morshed and Seth have also been exceptional throughout every step of the process—professional, attentive, and genuinely helpful. What really sets this group apart is their honesty and integrity. They’re not just trying to sell us something—they truly care about doing what’s right, even in today’s world where costs are rising everywhere. We sincerely appreciate the time, effort, and genuine care they put into every visit. A fantastic team all around!






Used
2020 Volvo XC40 T5 R-Design
Vehicle information
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Reviews
Great experience dealing with this group!
Great experience dealing with this group! Can't say enough about the way we were taken care of. Great sales people, great price, and most of all treated like customers! I would recommend them to everyone!!






Used
2020 Volvo XC40 T5 R-Design
Vehicle information
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Reviews
Muy buen servicio el agente de ventas se encargó de
Muy buen servicio el agente de ventas se encargó de solucionar todos mis obstáculos me ofreció muy buen servicio lo recomiendo






Vehicle information
Features
Reviews
Dependable staff.
Dependable staff. Provided enough time to answer concerns and expectations. I’m glad I bought my car in this dealership !!






Used
2020 Volvo XC40 T5 Inscription
Vehicle information
Features
Reviews
Jake and Noah made the car buying experience as smooth as
Jake and Noah made the car buying experience as smooth as possible, even when unforeseen things came along. They worked hard to get us exactly what we wanted, were patient in answering all our questions and didn’t make me feel pressured at all, which is so refreshing when it comes to a big purchase like a car. Ashly was so helpful and patient in completing the car purchase. She’s just one of those people who can make you feel instantly comfortable. Nicole helped walk us through all the technology in our new Kia Carnival, and made it feel so much less overwhelming. Amanda (or Ms. Amanda as my kiddos called her) made our kids feel welcomed and seen which was so sweet. Both our kids would look for her every time we went back. Shopping for a car with a 3 and 5 year old can feel overwhelming, but the whole team really made it so much easier. Our kids keep asking us when we can go back. Noah always had a snack ready and a smile for our kiddos too. He really seems to enjoy his job and the families he works with. They really are a special team at Seelye Kia. Would definitely recommend them to everyone. Go, buy a Kia. You’ll have a great experience. I’m sure of it.






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
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Reviews
Honda CRV
Excellent overall experience. Sales representative was not the most knowledgeable, but was very attentive. The facility was clean and sales did not apply pressure. Representative made several follow-up calls which were appropriate and helpful to my search.






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features






Used
2020 Volvo XC40 T4 Momentum
Vehicle information
Features
Reviews
Super good and Perfect service and very Professional !
Super good and Perfect service and very Professional ! Go and buy a car at this dealer in Florida You will be happy Best Regards Alex






Used
2020 Volvo XC40 T5 R-Design
Vehicle information
Features






Used
2020 Volvo XC40 T5 Momentum
Vehicle information
Features
Reviews
It was a pleasure to deal with both Chad and Aaron.
It was a pleasure to deal with both Chad and Aaron. Although I didn't end up going through with the deal, the hangup was completely on my end. The team was extremely patient and accommodating with me, and tried their best finding a solution. The truck in question was in great condition and was honestly a gem, it just wasn't meant to be in this case. Although this dealership is far from me I will continue to keep an eye on their inventory, as it would be a pleasure to make a deal with them in the future.






Used
2020 Volvo XC40 T5 R-Design
Vehicle information
Features
Reviews
The staff at Johnson Volvo Service Dept is very
The staff at Johnson Volvo Service Dept is very friendly, curteous, helpful and professional. Benny Wong was our Service Rep. He could not have been more helpful, approachable and professional. As a female bringing my Volvo in to a male dominated service industry, it truly makes a difference when the guys in the service department are friendly, helpful and approachable. The current customer service staff, across the board,at Johnson Volvo have all far exceeded my expectations for customer service. I only wish I could name my last customer service rep for my 60-65,000 Volvo service as well as he was was also extremely helpful, kind and professional.
About the 2020 Volvo XC40
T4 Momentum shown (base trim).
- Seating
- 5
- Door count
- 4
- Drivetrain
- Front-wheel drive
- Combined MPG
- 27
- Transmission
- 8-Speed A/T
- Engine
- 187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel)

How much does the 2020 Volvo XC40 cost?
The 2020 Volvo XC40 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for a 2020 XC40 is $22,764, with pricing starting at $8,000.
What is the MPG of the 2020 Volvo XC40?
The 2020 Volvo XC40 offers up to 23 MPG in city driving and 33 MPG on the highway for a combined rating of 27 MPG.
These figures are based on EPA mileage ratings and are for comparison purposes only. The actual mileage will vary depending on the selected vehicle trim, driving conditions, driving habits, vehicle maintenance, and other factors.
What are some similar vehicles and competitors of the 2020 Volvo XC40?
The 2020 Volvo XC40 compares to and/or competes against the following vehicles:
Is the 2020 Volvo XC40 reliable?
The 2020 Volvo XC40 has an average reliability rating of 4.8 out of 5 according to Cars.com consumers. Find real-world reliability insights within consumer reviews from 2020 XC40 owners.
Is the 2020 Volvo XC40 a good SUV?
Below are the Cars.com consumer ratings for the 2020 Volvo XC40.
- Comfort 4.9
- Interior 4.9
- Performance 4.9
- Value 4.8
- Exterior 4.9
- Reliability 4.8
100% of drivers recommend this car
- Comfort 4.9
- Interior 4.9
- Performance 4.9
- Value 4.8
- Exterior 4.9
- Reliability 4.8
Inscription (2 styles)
Style | |
---|---|
T4 FWD Inscription | T5 AWD Inscription |
Inventory price | |
Starting at $40,450 | Starting at $42,450 |
Combined MPG | |
27 | 25 |
Engine | |
187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) | 252.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) |
Momentum (2 styles)
Style | |
---|---|
T4 FWD Momentum | T5 AWD Momentum |
Inventory price | |
Starting at $33,700 | Starting at $35,700 |
Combined MPG | |
27 | 25 |
Engine | |
187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) | 252.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) |
R-Design (2 styles)
Style | |
---|---|
T4 FWD R-Design | T5 AWD R-Design |
Inventory price | |
Starting at $39,950 | Starting at $41,950 |
Combined MPG | |
27 | 25 |
Engine | |
187.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) | 252.0-hp, 2.0-liter, 4 Cylinder Engine (Gasoline Fuel) |
*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.
**Your Saved Vehicles list will be shared along with your contact information when you submit a vehicle request to a dealership. To opt out of this sharing, please view your options on Cars.com Privacy Notice.
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This vehicle is certified pre-owned, backed by a manufacturer warranty, and typically undergoes a rigorous multi-point inspection to ensure quality and reliability.
This vehicle is currently in high demand given its competitive price, desirable features, and overall condition, and may have a higher chance of selling quickly.