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Used 2007 Volvo XC90 for sale near Goodyear, AZ

Filters 5 Year Trim Model Price & payment Make Mileage Ext. color All filters
8 matches All miles from 85338
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Est. $400 /mo*
Down Payment
$0
Net trade-in value
$0
Months
72
APR
7.0%
Sales tax
0.0%

Vehicle information

Ext. color: Titanium Gray Metallic
Drivetrain: All-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 19577
VIN: YV4CZ982671346052

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Curbside Motors review

Knowageable and friendly salesman and the rest of the

Knowageable and friendly salesman and the rest of the staff were all helpful and polite

2007 Volvo XC90 3.2 review

Great car

I love the Volvo, its very spacious with the extra third row seating. It would be good for a family, or even travelers. I just figured out that the seats lie down which is pretty cool.

Vehicle information

Ext. color: Titanium Gray Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 17-20
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 350954
VIN: YV4CM982271350954

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2007 Volvo XC90 3.2 review

Best car I have purchased

great and well designed. best for me and all others. Easy to operate and maintain for many years. great resale value and a car well liked by many.

Vehicle information

Ext. color: Light Green
Int. color: Off Black
Drivetrain: All-wheel Drive
MPG: 15-20
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 4.4L V8 32V MPFI DOHC
Stock #: 2077
VIN: YV4CZ852471336828

Features

Convenience: Navigation System
Entertainment: CD Player
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

HIGH ROAD AUTOS LLC review

Nate and his wife are great.

Nate and his wife are great. We worked mostly with Nate who was responsive, friendly, no pressure for the sale, and he got the paperwork done in a flash. The car we bought is in good shape (confirmed it with a mechanic today) and my son is very happy with his first vehicle.

2007 Volvo XC90 V8 review

Very Dependable

I'm phone to many cars and I would have to say that the volvo XC90 2007 has been the most dependable and most durable car I've owned. I would recommend this car to anybody looking for a strong durable dependable car

Vehicle information

Ext. color: Ice White
Int. color: WHITE
Drivetrain: All-wheel Drive
MPG: 17-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 12207
VIN: YV4CZ982X71385422

Features

Convenience: Keyless Entry
Entertainment: CD Player, DVD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2007 Volvo XC90 3.2 review

Best car I have ever owned

This car was not only luxurious but also held a lot of cargo and people when needed. Beautiful and spacious interior. High performance and very reliable.

Vehicle information

Ext. color: Black
Int. color: Graphite
Drivetrain: All-wheel Drive
MPG: 15-19
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 4.4L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: WBA-338506
VIN: YV4CZ852371338506

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

2007 Volvo XC90 V8 review

Reliable car and I love it. Very spacious

The car is great and reliable in very satisfied. Very spacious love every bit of the car. Test drive it and drive like a champ

Vehicle information

Ext. color: Black
Drivetrain: Front-wheel Drive
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 12808
VIN: YV4CY982871373790

Features

Convenience: Keyless Entry
Entertainment: CD Player, DVD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Nesh Auto Sales review

Honestly, I had a great experience with Nesh Auto sales,

Honestly, I had a great experience with Nesh Auto sales, they were friendly and had no problem assisting with issues that they did not have to! I appreciate the help and I love my new car... It was quick and easy and straight down to business how most places should be! Thank you guys!

Vehicle information

Drivetrain: Front-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: AG1185AA
VIN: YV4CY982071333249

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

Seth Wadley Auto Group review

Jozef knocked it out of the park for me!

Jozef knocked it out of the park for me! He got me a great deal, go ask for Jozef

Vehicle information

Ext. color: Titanium Grey Metallic
Int. color: Graphite
Drivetrain: Unknown
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L L6 DOHC 24V
Stock #: N1014RBEK
VIN: YV4CZ982171361252

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Reviews

East Coast Auto Source review

I bought 2011 Honda Pilot EX in 2016 from East Coast Auto

I bought 2011 Honda Pilot EX in 2016 from East Coast Auto Source. It had bullet holes in the body and some shot out windows. I repaired the bullet holes, and had the other repairs completed. Car ran well and it needed some other work. Nine years later, we have 211,000 more miles on the Pilot. It was a good price and East Coast Auto Source was upfront and honest about the repairs and had the car shipped to my mechanic. I would bought another car in 2024 from them and I am happy with the deal.

There are 20 matching cars close to your year range.

Vehicle information

Ext. color: Silver Metallic
Int. color: Off Black
Drivetrain: All-wheel Drive
MPG: 14-20
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 41685
VIN: YV4CZ982191495925

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Ice White
Int. color: Taupe/Light Taupe
Drivetrain: Front-wheel Drive
MPG: 18-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: 51153022STK
VIN: YV1CY592151153022

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Blue
Int. color: Beige
Drivetrain: Front-wheel Drive
MPG: 20-20
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 3.2L I6
Stock #: 81449699STK
VIN: YV4CY982681449699

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Blind Spot Monitor, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Silver Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: 305510
VIN: YV4CM592861305510

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Silver Metallic
Int. color: Gray
Drivetrain: All-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: W1732
VIN: YV1CZ592051188034

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 14-20
Fuel type: Gasoline
Transmission: Automatic, 6-Spd Geartronic w/Overdrive
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 495931
VIN: YV4CZ982791495931

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Magic Blue Metallic
Int. color: Brown
Drivetrain: All-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: W1614
VIN: YV4CM592961270010

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Titanium Gray Metallic
Int. color: Beige
Drivetrain: All-wheel Drive
MPG: 17-20
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: 61227997STK
VIN: YV4CZ592961227997

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Gray
Int. color: Tan
Drivetrain: All-wheel Drive
MPG: 14-20
Fuel type: Gasoline
Transmission: 6-Speed Automatic
Engine: 3.2L I6 24V MPFI DOHC
Stock #: 7854
VIN: YV4CZ982X81479785

Features

Entertainment: CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels
Safety: Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Magic Blue Metallic
Int. color: Taupe
Drivetrain: All-wheel Drive
MPG: 15-17
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.9L I-6 DOHC, variable valve control, twin turbo, premium unlea
Stock #: 102125
VIN: YV1CZ852451201262

Features

Convenience: Heated Seats, Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Backup Camera, Brake Assist, Rain Sensing Wipers, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Titanium Gray Metallic
Int. color: R-Design Off Black leather seating surface
Drivetrain: Front-wheel Drive
MPG: 14-20
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 91522325STK
VIN: YV4CF982391522325

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Silver Metallic
Int. color: Off Black
Drivetrain: Front-wheel Drive
MPG: 14-21
Fuel type: Gasoline
Transmission: Automatic 6-Speed
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 2423
VIN: YV4CN982881435991

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Silver Metallic
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 18-21
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: 51206986STK
VIN: YV1CY592051206986

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Silver Metallic
Drivetrain: All-wheel Drive
MPG: 17-24
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: 99304
VIN: YV1CZ592351199304

Features

Convenience: Adaptive Cruise Control, Automatic Parking, Autopilot, Cooled Seats, Heated Seats, Heated Steering Wheel, Keyless Entry, Navigation System, Power Liftgate
Entertainment: CD Player, HomeLink, Premium Sound System, Rear Seat Entertainment, Satellite Radio, USB Port, WiFi Hotspot
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Rain Sensing Wipers, Rear Cross Traffic Alert, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Black
Int. color: Gray
Drivetrain: Front-wheel Drive
MPG: 14-20
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 81452477STK
VIN: YV4CN982281452477

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink, Satellite Radio
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Titanium Gray Metallic
Int. color: BLACK
Drivetrain: All-wheel Drive
MPG: 17-22
Fuel type: Gasoline
Transmission: Automatic
Engine: 2.5L I-5 DOHC, variable valve control, intercooled turbo, premiu
Stock #: 13067
VIN: YV4CM592761256140

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat

Vehicle information

Ext. color: Silver Metallic
Int. color: Black
Drivetrain: All-wheel Drive
MPG: 15-19
Fuel type: Gasoline
Transmission: Automatic
Engine: 4.4L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 234839
VIN: YV4CZ852561234839

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Black Stone
Int. color: Off Black Leather
Drivetrain: Front-wheel Drive
MPG: 14-20
Fuel type: Gasoline
Transmission: Automatic
Engine: 3.2L I-6 DOHC, variable valve control, premium unleaded, engine
Stock #: 1000
VIN: YV4CY982381482840

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink, Premium Sound System, Satellite Radio
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: Passion Red
Int. color: White
Drivetrain: All-wheel Drive
MPG: 13-19
Fuel type: Gasoline
Transmission: Automatic, 6-Spd Geartronic w/Overdrive
Engine: 4.4L V-8 DOHC, variable valve control, premium unleaded, engine
Stock #: 442282
VIN: YV4CT852881442282

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack, Sunroof/Moonroof
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat, Third Row Seating

Vehicle information

Ext. color: White
Int. color: Tan
Drivetrain: Front-wheel Drive
MPG: 21-21
Fuel type: Gasoline
Transmission: Automatic 5-Speed
Engine: 2.5L I5 Turbocharger
Stock #: YV1CN592X51196458
VIN: YV1CN592X51196458

Features

Convenience: Keyless Entry
Entertainment: CD Player, HomeLink
Exterior: Alloy Wheels, Roof Rack
Safety: Automatic Emergency Braking, Brake Assist, Stability Control
Seating: Leather Seats, Memory Seat
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Volvo XC90 prices by year

Model year Average price Deals
2025 Volvo XC90 $69,193

About the 2007 Volvo XC90

Basics

3.2 shown (base trim).

Seating
5
Door count
4
Drivetrain
All-wheel drive
Combined MPG
0
Transmission
6-Speed A/T
Engine
235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel)
Side view of the 2007 Volvo XC90
FAQs

How much does the 2007 Volvo XC90 cost?

The 2007 Volvo XC90 price depends on several factors, including the trim level, optional features, mileage, vehicle history and location. The nationwide average price for a 2007 XC90 is $4,862, with pricing starting at $2,295.

What are some similar vehicles and competitors of the 2007 Volvo XC90?

The 2007 Volvo XC90 compares to and/or competes against the following vehicles:


Is the 2007 Volvo XC90 reliable?

The 2007 Volvo XC90 has an average reliability rating of 4.4 out of 5 according to Cars.com consumers. Find real-world reliability insights within consumer reviews from 2007 XC90 owners.

Is the 2007 Volvo XC90 a good SUV?

Below are the Cars.com consumer ratings for the 2007 Volvo XC90.

(54 reviews)
Rating breakdown (out of 5):
  • Comfort 4.6
  • Interior 4.3
  • Performance 4.3
  • Value 4.2
  • Exterior 4.6
  • Reliability 4.4
Ratings (54 reviews)

88% of drivers recommend this car

Rating breakdown (out of 5):
  • Comfort 4.6
  • Interior 4.3
  • Performance 4.3
  • Value 4.2
  • Exterior 4.6
  • Reliability 4.4
Trims

I6 (12 styles)

Style
FWD 4dr I6 FWD 4dr I6 w/Snrf AWD 4dr I6 AWD 4dr I6 w/Snrf AWD 4dr I6 w/Snrf/3rd Row FWD 4dr I6 AWD 4dr I6 FWD 4dr I6 w/Snrf AWD 4dr I6 w/Snrf FWD 4dr I6 w/Snrf/3rd Row FWD 4dr I6 w/Snrf/3rd Row AWD 4dr I6 w/Snrf/3rd Row
Inventory price
Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135 Starting at $36,135
Combined MPG
0 0 0 0 0 0 0 0 0 0 0 0
Engine
235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel) 235.0-hp, 3.2-liter, Straight 6 Cylinder Engine (Gasoline Fuel)

V8 (2 styles)

Style
AWD 4dr V8 AWD 4dr V8
Inventory price
Starting at $46,425 Starting at $46,425
Combined MPG
0 0
Engine
311.0-hp, 4.4-liter, 8 Cylinder Engine (Gasoline Fuel) 311.0-hp, 4.4-liter, 8 Cylinder Engine (Gasoline Fuel)

V8 Sport (1 style)

Style
AWD 4dr V8 Sport
Inventory price
Starting at $49,300
Combined MPG
0
Engine
311.0-hp, 4.4-liter, 8 Cylinder Engine (Gasoline Fuel)

*Estimated payments are calculated by Cars.com and are for informational purposes only. We’ve estimated your taxes based on your provided ZIP code. These estimates do not include title, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle. Other taxes may apply. They do not represent a financing offer or a guarantee of credit from the seller. Actual terms vary by lender.

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